Best Personal Loan Rates in Auburn, Indiana - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Auburn, Indiana include: Fort Financial Federal Credit UnionFort Financial Federal Credit Union1302 S Grandstaff Dr, Auburn, IN, 46706 2661A+5.0 ★Texas Ratio: 2.84% offering Credit Builder Plus Loan at 6.75% APR, ProFed Federal Credit UnionProFed Federal Credit Union1016 W 7th St, Auburn, IN, 46706 2045A+5.0 ★Texas Ratio: 1.63% offering Personal Unsecured Loan at 10.99% APR, GESB Sheet Metal Workers Federal Credit UnionGESB Sheet Metal Workers Federal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Score >800 Loan at 4.00% APR, Midwest America Federal Credit UnionMidwest America Federal Credit UnionA+5.0 ★Texas Ratio: 3.67% offering Credit Builder Loan at 4.05% APR, and Thrive Federal Credit UnionThrive Federal Credit UnionA5.0 ★Texas Ratio: 6.95% offering New/Used 2026-2025 Loan at 4.24% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Auburn has 2 local institutions in our database, with personal loan rates as low as 6.75% APR from Fort Financial Federal Credit Union at 1302 S Grandstaff Dr, Auburn, IN, 46706 2661. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Auburn, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Auburn, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Auburn Personal Loan Rates
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As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
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APR*
Max. amount $5,000
As Low As; $60,000 Loan Minimum
APR* up to: 15.49%
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APR* up to: 16.49%
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As Low As; 16.49%
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Over $20,000
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$20,000+; As Low As;*
As Low As; Personal Loan APR as low as*
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Over $20,000
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APR* up to: 16.99%
Loans from $250 to $2,500. Funds borrowed are secured and deposited in the member's savings account while regular payments are made. Once the loan is paid off in full, the funds in the savings account will be released and available for future use.
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As Low As; * $60,000 Loan Minimum applies to 96 month term
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Rates are subject to change without notice.
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No Points
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APR* as low as
As Low As; $60,000 Loan Minimum
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Over $25,000
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Credit Score: 720 & Higher
As Low As; Model Year: 2023 - 2024
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Credit Score: 720 & Higher
Credit Score: 720 & Higher
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APR* as low as
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As Low As; Model Year: 2023 - 2024
Credit Score: 720 & Higher
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As Low As; Minimum Loan Amount: $5,000
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Credit Score: 720 & Higher
Credit Score: 720 & Higher
As Low As; Model Year: 2020 - 2022
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Credit Score: 720 & Higher
As Low As; Model Year: 2020 - 2022
As Low As; APR
Credit Score: 720 & Higher
As Low As
Credit Score: 720 & Higher
Qualifications Required: Proof of employment is required; Setup of direct deposit or auto payment is required; Active membership account is required; Fixed APR; Guaranteed approval for at least $500; Borrow up to $3,500; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Rate shown reflects lowest possible rate and term up to 24-months; This offer is only valid for the first-year teachers under contract with school corporations located in Lake or Porter Counties in Indiana and must be disbursed within the first 90 days of employment contract.
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Boats
As Low As; Minimum Loan Amount: $7,000
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As Low As; Approval based on credit worthiness. Membership eligibility required.
APR*
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Boats
Land Loans - (10-year rate shown); Rates are subject to change without notice.
Boats
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Credit Score: 720 & Higher
As Low As; Model Year: 2015 - 2019
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Credit Score: 720 & Higher
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Boats
Auburn Personal Loan Rates
As Low As; Personal Loan APR as low as*
As Low As
As Low As; Approval based on credit worthiness. Membership eligibility required.
Auburn Debt Consolidation Loan Rates
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Auburn Signature Loan Rates
As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
Auburn, IN Personal Loan Rate Trends
Compare local Auburn, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.192 points over the past 7 days to 10.465% APR.
Indiana signature loan rates fell 0.650 points over the past 7 days to 11.319% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Auburn, Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Auburn, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Auburn, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Auburn, Indiana?
What are the best personal loan rates in Auburn, Indiana?
- Fort Financial Federal Credit Union: 6.75% (Credit Builder Plus Loan)
- ProFed Federal Credit Union: 10.99% (Personal Unsecured Loan)
- GESB Sheet Metal Workers Federal Credit Union: 4.00% (Score >800 Loan)
- Midwest America Federal Credit Union: 4.05% (Credit Builder Loan)
- Thrive Federal Credit Union: 4.24% (New/Used 2026-2025 Loan)
Personal Loan Calculators
