Best Personal Loan Rates in Cambridge City, Indiana (IN) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Cambridge City, Indiana include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Elements Financial Federal Credit UnionElements Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.98% offering Credit Builder Loan at 5.00% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Staley Credit UnionStaley Credit UnionA+5.0 ★Texas Ratio: 0.82% offering Credit Builder Loan at 5.70% APR, and Regional Federal Credit UnionRegional Federal Credit UnionA+5.0 ★Texas Ratio: 4.39% offering Loan Workout at 6.00% APR. Personal loan rates as of May 15, 2026 according to verified data from MonitorBankRates.
Cambridge City borrowers have access to 58 lenders serving the Indiana area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cambridge City, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cambridge City, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 15, 2026
No additional details available.
As Low As
As Low As
No additional details available.
This APR will vary with the market based on the dividend rate.
No additional details available.
As Low As
$100.00 application fee for one year. No credit check.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; for 30-Year Fixed
As Low As; for 30-Year Fixed
720 & Higher
As Low As
As Low As; Purchase: 5.875% for 30-Year Fixed
720 & Higher
No additional details available.
As Low As; for 30-Year Fixed
As Low As; for 30-Year Fixed
As Low As; for 30-Year Fixed
720 & Higher
No additional details available.
As Low As; *AS LOW AS*
As Low As
As Low As
720 & Higher
As Low As
Guaranteed approval for at least $500
As Low As
No additional details available.
MAX 72 months
No additional details available.
No additional details available.
720 & Higher
As Low As
No additional details available.
No additional details available.
720 & Higher
As Low As
As Low As; starts at 7.50%*
700-719
As Low As
As Low As
As Low As; Up to $2,000
No additional details available.
700-719
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
700-719
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
660-699
As Low As
No additional details available.
No additional details available.
660-699
As Low As
As Low As
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As
As Low As
As Low As
No additional details available.
660-699
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
MAX 48 months
No additional details available.
660-699
As Low As
As Low As
660-699
As Low As
As Low As
As Low As
As Low As
No additional details available.
700-719
As Low As
As Low As
As Low As
As Low As; Click to apply!
As Low As
As Low As
No additional details available.
As Low As; *APR is the Annual Percentage Rate.Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
As Low As
As Low As
As Low As
As Low As
As Low As; ***SPECIAL***
As Low As
Up to $25,000*. No application fee.
No additional details available.
As Low As
As Low As
660-699
As Low As; Fixed
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
As Low As
As Low As
As Low As
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
660-699
Credit Score 720 & Higher
As Low As
As Low As
As Low As
$2,501; As Low As
$500-$2,500; As Low As
700-719
No additional details available.
As Low As
As Low As
As Low As
up to $20,000
As Low As
Credit Score 700-719
660-699
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
As Low As
No additional details available.
As Low As
As Low As; all rates based on creditworthiness
As Low As
As Low As
As Low As
As Low As; *AS LOW AS*
As Low As
As Low As; starts at 7.50%*
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; *APR is the Annual Percentage Rate.Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
As Low As
As Low As
As Low As
As Low As; ***SPECIAL***
Up to $25,000*. No application fee.
As Low As
As Low As; Fixed
As Low As
As Low As
Credit Score 720 & Higher
As Low As
As Low As
No additional details available.
As Low As
Credit Score 700-719
As Low As; all rates based on creditworthiness
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
MAX 48 months
No additional details available.
As Low As
As Low As
As Low As; Click to apply!
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
As Low As
As Low As
up to $20,000
As Low As
Cambridge City, IN Personal Loan Rate Trends
Compare local Cambridge City, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.107 points over the past 7 days to 10.781% APR.
Indiana signature loan rates fell 0.185 points over the past 7 days to 11.600% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cambridge City, Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Cambridge City, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Cambridge City, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Cambridge City, Indiana?
What are the best personal loan rates in Cambridge City, Indiana?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Staley Credit Union: 5.70% (Credit Builder Loan)
- Regional Federal Credit Union: 6.00% (Loan Workout)
Personal Loan Calculators
