Mortgage Lenders and Brokers in Cambridge City, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cambridge City, Indiana mortgage lenders include First Bank RichmondFirst Bank Richmond200 W Main St, Cambridge City, IN 47327A-4.9 ★Texas Ratio: 16.01%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, The Bath State BankThe Bath State Bank3095 Bath Road, Bath, IN 47010B4.0 ★Texas Ratio: 9.53%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, Greenfield Banking CompanyGreenfield Banking Company12140 E Washington St, Cumberland, IN 46229A+5.0 ★Texas Ratio: 5.68%, Thrive FCUThrive FCU2610 N Wheeling Ave, Muncie, IN 47303A+5.0 ★Texas Ratio: 5.88%, and Greenville National BankGreenville National Bank9700 South Us 35, Losantville, IN 47354A+5.0 ★Texas Ratio: 0.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cambridge City, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cambridge City are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cambridge City, Indiana
Market share is the lender's share of all home loans closed in Cambridge City, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cambridge City 200 W Main St, Cambridge City, IN 47327 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 8 | 12.5% | 100% | $83,750 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
10.9% | 77.8% | $86,428 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
3.1% | 100% | $115,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.1% | 100% | $60,000 | View |
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3095 Bath Road, Bath, IN 47010 B4.0 ★Texas Ratio: 9.53% |
Conventional | 2 | 3.1% | 100% | $150,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.6% | 100% | $135,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
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12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 1.6% | 100% | $175,000 | View |
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2610 N Wheeling Ave, Muncie, IN 47303 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 1.6% | 100% | $65,000 | View |
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9700 South Us 35, Losantville, IN 47354 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 1.6% | 100% | $295,000 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.6% | 100% | $75,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Three Rivers Federal Crediit U
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Conventional, HELOC | 3 +1 HELOCs |
4.7% | 60% | $105,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 4.7% | 100% | $111,666 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.6% | 100% | $95,000 | |
Mjw Financial LLC dba Mjw Mortgage
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USDA | 1 | 1.6% | 100% | $185,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 1.6% | 100% | $95,000 | |
Newrez LLC
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Conventional, FHA | 7 | 10.9% | 70% | $133,571 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 3.1% | 100% | $135,000 | |
Rocket Mortgage
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FHA | 2 | 3.1% | 50% | $120,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 3.1% | 100% | $80,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $65,000 | |
American Financial Resources LLC
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FHA | 1 | 1.6% | 100% | $235,000 | |
Primelending
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FHA | 1 | 1.6% | 100% | $195,000 | |
Goodleap, LLC
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FHA | 1 | 1.6% | 100% | $85,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.6% | 50% | $165,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $115,000 | |
Telhio Credit Union, Inc.
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Conventional | 1 | 1.6% | 100% | $55,000 | |
Nationstar Mortgage
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VA | 1 | 1.6% | 100% | $135,000 | |
Mortgage Research Center
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FHA | 1 | 1.6% | 50% | $145,000 | |
Wings Financial Credit Union
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Conventional | 1 | 1.6% | 100% | $55,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 1.6% | 100% | $165,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.6% | 100% | $185,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Navy Federal Credit Union
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VA | 1 | 1.6% | 100% | $145,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.6% | 50% | $205,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cambridge City Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cambridge City, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Cambridge City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cambridge City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cambridge City, IN
Use these to narrow the list above. Each category shows how many Cambridge City, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Cambridge City, IN
Independent mortgage companies closed 46.9 percent of home loans in Cambridge City, Indiana in 2025, banks 40.6 percent and credit unions 12.5 percent. Ruoff Mortgage Company was the largest mortgage company, First Bank Richmond the largest bank and Indiana Members Credit Union the largest credit union. Among lenders headquartered in Indiana, First Bank Richmond led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cambridge City, IN
By home loans closed in 2025, First Bank Richmond was the largest mortgage lender in Cambridge City, Indiana with 8 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Cambridge City, Indiana in 2025, led by Newrez LLC with 5. 4 lenders closed VA loans, led by Lakeview Loan Servicing, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 6 credit unions closed home loans in Cambridge City, Indiana in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cambridge City, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cambridge City, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cambridge City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
