Best Personal Loan Rates in Mishawaka, Indiana (IN) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Mishawaka, Indiana include: Policemens Federal Credit UnionPolicemens Federal Credit Union1816 N Main St, Mishawaka, IN, 46545A+5.0 ★Texas Ratio: 0.46% offering Recreational Loan at 7.00% APR, Communitywide Federal Credit UnionCommunitywide Federal Credit Union3530 Hickory Rd, Mishawaka, IN, 46545 8805B+4.8 ★Texas Ratio: 17.76% offering Personal Loans at 9.99% APR, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union111 W Edison Rd, Mishawaka, IN, 46545A+5.0 ★Texas Ratio: 4.69% offering Unsecured Loan at 14.99% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Elements Financial Federal Credit UnionElements Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.98% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Mishawaka has 3 local institutions in our database, with personal loan rates as low as 7.00% APR from Policemens Federal Credit Union at 1816 N Main St, Mishawaka, IN, 46545. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mishawaka, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mishawaka, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
MAX 72 months
MAX 48 months
As Low As; Fixed
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
This APR will vary with the market based on the dividend rate.
No additional details available.
As Low As
$100.00 application fee for one year. No credit check.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; for 30-Year Fixed
No additional details available.
As Low As; for 30-Year Fixed
720 & Higher
As Low As
As Low As; Purchase: 5.875% for 30-Year Fixed
720 & Higher
No additional details available.
As Low As; for 30-Year Fixed
As Low As; for 30-Year Fixed
As Low As; for 30-Year Fixed
720 & Higher
No additional details available.
As Low As; *AS LOW AS*
As Low As
As Low As
Guaranteed approval for at least $500
As Low As
As Low As
720 & Higher
No additional details available.
No additional details available.
No additional details available.
720 & Higher
As Low As
No additional details available.
No additional details available.
720 & Higher
As Low As
As Low As; starts at 7.50%*
700-719
As Low As
As Low As
As Low As; Up to $2,000
No additional details available.
700-719
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
700-719
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
660-699
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
660-699
As Low As
As Low As
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
660-699
As Low As
No additional details available.
As Low As
No additional details available.
660-699
As Low As
As Low As
660-699
As Low As
As Low As
As Low As
As Low As
No additional details available.
700-719
As Low As
As Low As
As Low As
As Low As; Click to apply!
As Low As
As Low As
No additional details available.
As Low As; *APR is the Annual Percentage Rate.Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
As Low As
As Low As
As Low As; ***SPECIAL***
As Low As
As Low As
As Low As
Up to $25,000*. No application fee.
As Low As
No additional details available.
As Low As
660-699
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
As Low As
As Low As
As Low As
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
660-699
Credit Score 720 & Higher
As Low As
As Low As
As Low As
$2,501; As Low As
$500-$2,500; As Low As
700-719
No additional details available.
As Low As
As Low As
As Low As
up to $20,000
As Low As
Credit Score 700-719
660-699
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
As Low As
No additional details available.
As Low As
As Low As; all rates based on creditworthiness
As Low As
As Low As
As Low As; Fixed
As Low As
As Low As; *AS LOW AS*
As Low As
As Low As; starts at 7.50%*
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; *APR is the Annual Percentage Rate.Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
As Low As
As Low As
As Low As
As Low As; ***SPECIAL***
Up to $25,000*. No application fee.
As Low As
As Low As
As Low As
Credit Score 720 & Higher
As Low As
As Low As
No additional details available.
As Low As
Credit Score 700-719
As Low As; all rates based on creditworthiness
No additional details available.
No additional details available.
No additional details available.
As Low As
MAX 48 months
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Click to apply!
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
As Low As
As Low As
up to $20,000
As Low As
Mishawaka, IN Personal Loan Rate Trends
Compare local Mishawaka, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.051 points over the past 7 days to 10.803% APR.
Indiana signature loan rates rose 0.270 points over the past 7 days to 11.785% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Mishawaka, Indiana?
What are the best personal loan rates in Mishawaka, Indiana?
- Policemens Federal Credit Union: 7.00% (Recreational Loan)
- Communitywide Federal Credit Union: 9.99% (Personal Loans)
- Notre Dame Federal Credit Union: 14.99% (Unsecured Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Calculators
