Mortgage Lenders and Brokers in Mishawaka, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mishawaka, Indiana mortgage lenders include 1St Source Bank1St Source Bank4720 Lincolnway E, Mishawaka, IN 46544A+5.0 ★Texas Ratio: 5.01%, First Federal Savings BankFirst Federal Savings Bank906 W Edison Rd, Mishawaka, IN 46545A5.0 ★Texas Ratio: 6.90%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5315 N Main St, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association401 Lincolnway W, Mishawaka, IN 46544A+5.0 ★Texas Ratio: 4.81%, PNC Bank N.A.PNC Bank N.A.350 N Bittersweet Rd, Mishawaka, IN 46544A+5.0 ★Texas Ratio: 4.24%, Northwest BankNorthwest Bank121 S Church St, Mishawaka, IN 46544A+5.0 ★Texas Ratio: 3.99%, Centier BankCentier Bank255 E Day Rd, Mishawaka, IN 46545A5.0 ★Texas Ratio: 6.45%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5645 N Main Mishawaka, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 3.22%, Lake City BankLake City Bank5015 N Main St, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 2.66%, and Notre Dame Federal Credit UnionNotre Dame Federal Credit Union111 W Edison Rd, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 4.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mishawaka, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mishawaka are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mishawaka, Indiana
Market share is the lender's share of all home loans closed in Mishawaka, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4 offices in Mishawaka 4720 Lincolnway E, Mishawaka, IN 46544 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 38 +56 HELOCs |
4.3% | 88% | $126,578 | View |
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1 office in Mishawaka 906 W Edison Rd, Mishawaka, IN 46545 A5.0 ★Texas Ratio: 6.90% |
Conventional, HELOC | 27 +14 HELOCs |
3.1% | 100% | $210,555 | View |
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1 office in Mishawaka 5315 N Main St, Mishawaka, IN 46545 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 23 | 2.6% | 85.7% | $176,304 | View |
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2 offices in Mishawaka 401 Lincolnway W, Mishawaka, IN 46544 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 9 +3 HELOCs |
1% | 81.8% | $128,333 | View |
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★ 1.7 stars, 3 reviews 1 office in Mishawaka 350 N Bittersweet Rd, Mishawaka, IN 46544 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 8 +10 HELOCs |
0.9% | 88.9% | $202,500 | View |
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1 office in Mishawaka 121 S Church St, Mishawaka, IN 46544 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 6 +8 HELOCs |
0.7% | 66.7% | $155,000 | View |
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1 office in Mishawaka 255 E Day Rd, Mishawaka, IN 46545 A5.0 ★Texas Ratio: 6.45% |
Conventional, HELOC | 5 +6 HELOCs |
0.6% | 71.4% | $163,000 | View |
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1 office in Mishawaka 5645 N Main Mishawaka, Mishawaka, IN 46545 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +7 HELOCs |
0.5% | 66.7% | $105,000 | View |
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1 office in Mishawaka 5015 N Main St, Mishawaka, IN 46545 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 2 +12 HELOCs |
0.2% | 100% | $75,000 | View |
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111 W Edison Rd, Mishawaka, IN 46545 A+5.0 ★Texas Ratio: 4.39% |
Conventional, FHA, HELOC | 62 +79 HELOCs |
7% | 98.4% | $178,225 | View |
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345 N Bittersweet Rd, Mishawaka, IN 46544 4220 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, HELOC | 62 +73 HELOCs |
7% | 83.8% | $135,322 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA | 22 | 2.5% | 88.5% | $190,909 | View |
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602 N Main St, Mishawaka, IN 46545 A5.0 ★Texas Ratio: 8.94% |
Conventional, HELOC | 10 +24 HELOCs |
1.1% | 90.9% | $106,000 | View |
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1515 Cobblestone Boulevlard, Elkhart, IN 46516 A5.0 ★Texas Ratio: 10.52% |
Conventional | 5 | 0.6% | 100% | $183,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +5 HELOCs |
0.3% | 100% | $165,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $161,666 | View |
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1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $160,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $320,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.2% | 50% | $105,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $115,000 | View |
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402 J St, La Porte, IN 46350 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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1409 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.1% | 100% | $75,000 | |
Chiphone Credit Union
710 N WILDWOOD AVE, ELKHART, IN 46514 1876 |
Conventional | 1 | 0.1% | 100% | $105,000 | |
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500 Green Blvd, Aurora, IN 47001 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 84 | 9.5% | 95.9% | $185,833 | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA | 13 | 1.5% | 92.9% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 5 | 0.6% | 83.3% | $105,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Three Rivers Federal Crediit U
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 80 | 9% | 83.5% | $138,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 51 | 5.8% | 91.1% | $213,235 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 47 | 5.3% | 95.9% | $180,531 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 36 | 4.1% | 94.9% | $203,888 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
2.8% | 96.3% | $173,000 | |
21St Mortgage
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Conventional | 25 | 2.8% | 44.8% | $57,400 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 21 | 2.4% | 79.3% | $184,523 | |
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★ 3 stars, 1 review A+5.0 ★Texas Ratio: 2.56% |
Conventional, FHA, VA, HELOC | 17 +12 HELOCs |
1.9% | 81% | $213,235 | View |
Mortgage Research Center
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Conventional, FHA, VA | 15 | 1.7% | 68.2% | $217,666 | |
Everett Financial, Inc.
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Conventional, FHA | 10 | 1.1% | 100% | $129,000 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1% | 69.2% | $191,666 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 1% | 90% | $109,444 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
0.9% | 60% | $180,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 8 | 0.9% | 34.8% | $71,250 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 0.7% | 100% | $128,333 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 5 +1 HELOCs |
0.6% | 83.3% | $155,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 0.6% | 83.3% | $179,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 0.5% | 87.5% | $225,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 4 | 0.5% | 80% | $90,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 4 | 0.5% | 100% | $287,500 | |
Geneva Financial LLC
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Conventional, FHA | 4 | 0.5% | 100% | $110,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 4 | 0.5% | 100% | $152,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.5% | 100% | $110,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $111,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 0.3% | 100% | $278,333 | View |
Discover Bank
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Conventional | 3 | 0.3% | 37.5% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.3% | 100% | $148,333 | View |
Member First Mortgage, LLC
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Conventional | 3 | 0.3% | 75% | $135,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 0.3% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.3% | 75% | $131,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.3% | 50% | $95,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 0.3% | 75% | $318,333 | |
Primelending
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Conventional, VA | 2 | 0.2% | 100% | $185,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 66.7% | $320,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.2% | 100% | $170,000 | |
Point Mortgage Corp
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Conventional | 2 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.2% | 100% | $115,000 | View |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.1% | 50% | $105,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 50% | $245,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 75% | $55,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 50% | $165,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 50% | $135,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $195,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Guild Mortgage Company
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FHA | 1 | 0.1% | 100% | $475,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Mortgage 1 Incorporated
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $355,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 20% | $175,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $105,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $95,000 | |
Consumers Credit Union
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Conventional | 1 | 0.1% | 100% | $125,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $65,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Milend, Inc
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FHA | 1 | 0.1% | 100% | $275,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.1% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $155,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.1% | 100% | $125,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.1% | 100% | $235,000 | |
The Loan Store, Inc
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VA | 1 | 0.1% | 100% | $465,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 50% | $145,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 20% | $35,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 50% | ||
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A5.0 ★Texas Ratio: 9.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Honor Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mishawaka Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mishawaka, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Mishawaka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mishawaka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mishawaka, IN
Use these to narrow the list above. Each category shows how many Mishawaka, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Mishawaka, IN
Independent mortgage companies closed 60.2 percent of home loans in Mishawaka, Indiana in 2025, banks 21 percent and credit unions 18.8 percent. Ruoff Mortgage Company was the largest mortgage company, 1St Source Bank the largest bank and Notre Dame Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, 1St Source Bank led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mishawaka, IN
By home loans closed in 2025, 1St Source Bank was the largest mortgage lender in Mishawaka, Indiana with 38 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mishawaka, Indiana, Notre Dame Federal Credit Union approved the highest share of completed applications in 2025 at 98.4 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Mishawaka, Indiana in 2025, led by Rocket Mortgage with 26. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 18 credit unions closed home loans in Mishawaka, Indiana in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mishawaka, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mishawaka, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mishawaka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
