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INDIANA STATE UNIVERSITY Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
INDIANA STATE UNIVERSITY's 15 month CD rates are at 4.00%, 60 month CD rates are at 3.05%, 48 month CD rates are at 2.75%, 36 month CD rates are at 2.65%, 24 month CD rates are at 2.50%. INDIANA STATE UNIVERSITY's savings rates are at 0.05%. INDIANA STATE UNIVERSITY's money market rates are at 1.25%. INDIANA STATE UNIVERSITY's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of INDIANA STATE UNIVERSITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.74%. Rates last updated and verified on 09/03/2026. INDIANA STATE UNIVERSITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at INDIANA STATE UNIVERSITY? Share your experience about INDIANA STATE UNIVERSITY by leaving a review below, or read customer reviews before you decide to use INDIANA STATE UNIVERSITY. INDIANA STATE UNIVERSITY
ISU Credit Union 444 N 3rd St
http://www.isucreditunion.com Terre Haute, IN 47807 
INDIANA STATE UNIVERSITY CD Rates
INDIANA STATE UNIVERSITY Savings Rates
INDIANA STATE UNIVERSITY Money Market Rates
INDIANA STATE UNIVERSITY Checking Rates
INDIANA STATE UNIVERSITY Home Equity & HELOC
INDIANA STATE UNIVERSITY Personal Loan Rates
Financial Health HistoryINDIANA STATE UNIVERSITY’s Texas Ratio rose from 1.07% in Q2 2023 to 1.74% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for INDIANA STATE UNIVERSITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather INDIANA STATE UNIVERSITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with INDIANA STATE UNIVERSITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
INDIANA STATE UNIVERSITY
Website
http://www.isucreditunion.com
Address
444 N 3rd St,
Terre Haute, IN 47807
Phone
812-234-1021
Fax
812-235-5646
President
Randy Jensen
CEO
Brian Zuber
Full-Time Employees
33
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.74%
Return on Assets (ROA)
0.2182%
Return on Equity (ROE)
1.6209%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
138,644,617
Total Amount of Shares and Deposits
118,723,603
Total Shares and Deposits < 1 Year
116,809,601
Total Shares and Deposits 1 3 Years
1,475,201
Total Shares and Deposits > 3 Years
438,801
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,489,184
Total Uninsured Shares and Deposits > $250K (F+J)
4,489,184
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,234,419
Total Interest Expense (Sum of items 6 8)
464,872
Share Certificates
950
Number of Accounts for Share Drafts
5,155
IRA KEOGH Accounts
259
Number of Accounts for Regular Shares
10,160
All other shares
192
Money Market Shares
782
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,956,413
Total Liabilities
119,991,491
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for INDIANA STATE UNIVERSITY yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for INDIANA STATE UNIVERSITY
Frequently Asked Questions About INDIANA STATE UNIVERSITYHow many branches does INDIANA STATE UNIVERSITY operate?INDIANA STATE UNIVERSITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join INDIANA STATE UNIVERSITY?Yes, to access services at INDIANA STATE UNIVERSITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, INDIANA STATE UNIVERSITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, INDIANA STATE UNIVERSITY provides members with tools to manage their accounts and build a solid financial history. Does INDIANA STATE UNIVERSITY offer online and mobile banking?Most modern institutions like INDIANA STATE UNIVERSITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.isucreditunion.com. Current INDIANA STATE UNIVERSITY Rates
Retrieved from our database of financial products. Rates subject to change.
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