CD Rates Floyds Knobs, Indiana (IN) for March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Floyds Knobs, Indiana CD rates include Republic Bank & Trust CompanyRepublic Bank & Trust Company35 Village Plz, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 0.00% offering IRA - Individual Retirement Accounts 6-Month at 4.00% APY, Merchants Bank of IndianaMerchants Bank of Indiana410 Monon Blvd, Carmel, IN 46032A+5.0 ★Texas Ratio: 4.20% offering 12 Month Flex Index CD at 4.86% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit Union8815 Lima Rd, Fort Wayne, IN 46818 1856A+5.0 ★Texas Ratio: 3.12% offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, Evansville Firefighters Federal Credit UnionEvansville Firefighters Federal Credit Union312 N 4TH AVE, EVANSVILLE, IN 47710A+5.0 ★Texas Ratio: 0.00% offering 18 Mo CD Jumbo at 4.10% APY, and TLCU Financial Credit UnionTLCU Financial Credit Union1816 N Main St, Mishawaka, IN 46545 5616A+5.0 ★Texas Ratio: 2.14% offering 6 Month Share Certificates at 4.07% APY.
To help you find the best CD rates in Floyds Knobs, Indiana, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 21, 2026
Floyds Knobs, IN CD Rate Trends
Compare local Floyds Knobs, IN CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — IN Avg
2.793%
▼ 0.472 from last week
Indiana 12-month CD rates fell 0.472 points this week to 2.793% APY, down from 3.265% last week.
6-Month CD — IN Avg
2.338%
▼ 0.651 from last week
Indiana 6-month CD rates fell 0.651 points this week to 2.338% APY, down from 2.989% last week.
As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Floyds Knobs, Indiana & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
3 Month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
The Annual Percentage Yield (APY) is accurate as of 01/28/2026
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 6-Month
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
6 Month Share Certificates
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
6 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
IRA Share Certificate 6 Month
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
6-Month CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
6-Month IRA
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Financial Health Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
777 INDIANA AVE, Indianapolis, IN 46202 3101
6-Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY 40229
6 Month Certificate Special
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
201 N Main St, Tipton, IN 46072
6 Month Certificates of Deposits
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL 61701 5227
6 Month Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
8701 E 116th St, Fishers, IN 46038
6-month CD
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Early Withdrawal Penalties: 180 days interest
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN 46953 5293
Share Certificates and IRA Certificates 6 MO
$100,000
3.60%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
6 Month Certificate
$200
3.60%
▼
Rate3.54%
Min Deposit$200
Min Balance—
UpdatedMar 20, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 92-180 day
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
12 Month Flex Index CD
$1,000
4.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Flex Index CD Annual Percentage Yield (APY) is accurate as of 01/28/2026
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month IRA/ESA Certificate Premier Member
$500
4.50%
▼
Rate4.41%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month IRA/ESA Certificate Non-premier member
$500
4.25%
▼
Rate4.17%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year CD
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year IRA
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
12 months (1 year) Certificate
$20,000
4.00%
▼
Rate3.94%
Min Deposit$20,000
Min Balance—
UpdatedMar 17, 2026
Details
over $20,000
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
12 months (1 year) Certificate to $20,000
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
$500
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
12-month Promotional Savings Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 21, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 1 Year
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$1000; No rate bump available
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
IRA Certificates 1 Year
$1,000
4.00%
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
not eligible for Direct Deposit discount
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
Share Certificates minimum 1 Year
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$1000; No rate bump available
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
1 Year Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL 61701 5227
12 Month Share Certificate
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN 46953 5293
12-Month Share Cert.
$0
3.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
As Great As
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 18-Month
$1,000
2.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
18 Mo CD Jumbo
$100,000
4.10%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $100,000 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
18 Mo CD
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
18 Month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18207 Burnham Ave, Lansing, IL 60438
18 Month Variable Rate Certificate
$1,000
3.53%
▼
Rate3.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Rate changes quarterly-Quarterly compounding-<br/>$100.00 minimum additions permitted-IRA fund also permitted
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
18-Month IRA/ESA Certificate Premier Member
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 24-Month
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
24 month Certificates
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL 61701 5227
24 Month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
24 Month EZ Saver Certificate
$25
3.50%
▼
Rate3.45%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
24-Month IRA/ESA Certificate Premier Member
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN 46902 6132
24 Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 36-Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
521 Ferry Street, Metropolis, IL 62960
36-month CD Special
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
36 month Certificates
$10,000
3.56%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
36 Month Term Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
36-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 36-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
36 Month IRA CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
36 Month Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
36 Month Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
36 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
48 Month Term Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
48 Month IRA CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
48 Month Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
48 Month Share Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
48 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
48 month Certificates
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
48 Month Certificate
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 13, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 60-Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
60 Month IRA CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
60 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
60 Month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
60 Month Term Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY 40229
5 Year IRA (Traditional/Roth)
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
60 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
105 N Range St, Wolcott, IN 47995
60 Month IRA
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
60 month Certificates
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
60 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 13, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
60 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
IRA 60 Month Fixed Rate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
60 Month Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
60-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Floyds Knobs, Indiana
Are CD rates in Floyds Knobs, Indiana FDIC insured?
Yes, most established banks in Floyds Knobs, Indiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Floyds Knobs, Indiana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Floyds Knobs, Indiana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Floyds Knobs, Indiana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Floyds Knobs, Indiana?
Here are recent top rates found for this area:
- Merchants Bank of Indiana: 4.86% APY (12 Month Flex Index CD)
- Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA/ESA Certificate Premier Member)
- Evansville Firefighters Federal Credit Union: 4.10% APY (18 Mo CD Jumbo)
- TLCU Financial Credit Union: 4.07% APY (6 Month Share Certificates)
- Monroe County Teachers Federal Credit Union: 4.00% APY (60 Month Share Certificate)
- CF Bank: 4.00% APY (6 Month term)
- La Porte Community Federal Credit Union: 4.00% APY (60 Month Term Certificate)
- Republic Bank & Trust Company: 4.00% APY (IRA - Individual Retirement Accounts 6-Month)
- Policemens Federal Credit Union: 4.00% APY (12 months (1 year) Certificate to $20,000)
- L and N Federal Credit Union: 4.00% APY (6 Month Certificate Special)
Rates reflect recent verified offers available in Floyds Knobs, Indiana. Last Updated: March 21, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Floyds Knobs, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Floyds Knobs, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 21, 2026
