Current Mitchell, Indiana CD rates include Hoosier Hills Credit UnionHoosier Hills Credit Union45 Teke Burton Dr, Mitchell, IN 47446 1273A5.0 ★Texas Ratio: 9.40% offering 24 month Certificates at 3.56% APY, Beacon Credit UnionBeacon Credit Union1505 W Main St, Mitchell, IN 47446 9426A+5.0 ★Texas Ratio: 1.45% offering 3 Month Certificate at 3.45% APY, Merchants Bank of IndianaMerchants Bank of Indiana410 Monon Blvd, Carmel, IN 46032A+5.0 ★Texas Ratio: 4.20% offering 12 Month Flex Index CD at 4.86% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit Union8815 Lima Rd, Fort Wayne, IN 46818 1856A+5.0 ★Texas Ratio: 3.12% offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, and U S #1364 Federal Credit UnionU S #1364 Federal Credit Union8400 BROADWAY, MERRILLVILLE, IN 46410A+5.0 ★Texas Ratio: 2.18% offering 6 Month Share Certificate at 4.25% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Mitchell, Indiana, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
$100,000 Minimum to Earn APY
Early Withdrawal Penalties: 90 days interest
$1,000 - $99,999.99
Early Withdrawal Penalties: 180 days interest
Offer effective as of February 4, 2026 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates. Note: Annual Percentage Yield is abbreviated as "APY."
$100,000 Minimum to Earn APY
Quarterly compounding ; $10 minimum additions allowed
$1,000 - $99,999.99
Minimum $500 Deposit to start
No rate bump available
As Great As
NEW MONEY ONLY
$1,000 - $99,999.99
Early Withdrawal Penalties: 180 days interest
$100,000 Minimum to Earn APY
Quarterly compounding ; $10 minimum additions allowed
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Minimum $100,000 Deposit to start
$100,000 Minimum to Earn APY
Rate changes quarterly-Quarterly compounding-<br/>$100.00 minimum additions permitted-IRA fund also permitted
Early Withdrawal Penalties: 180 days interest
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$1,000 - $99,999.99
$1,000 - $99,999.99
$100,000 Minimum to Earn APY
Minimum $500 Deposit to start
$500 minimum to open.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Daily compounding; $10 minimum additions allowed
$100,000 Minimum to Earn APY
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$1,000 - $99,999.99
Minimum $500 Deposit to start
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$100,000 Minimum to Earn APY
Early Withdrawal Penalties: 360 days interest
Quarterly compounding, $10.00 min. additions
$1,000 - $99,999.99
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Early Withdrawal Penalties: 360 days interest
Open to new and existing funds.
$1,000 - $99,999.99
Compare local Mitchell, IN CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana 12-month CD rates fell 0.287 points this week to 2.709% APY, down from 2.996% last week.
Indiana 6-month CD rates fell 0.386 points this week to 2.294% APY, down from 2.680% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mitchell, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mitchell, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.