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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

EWEB EMPLOYEES Rates & Review March 2026

EWEB EMPLOYEES's 60 Month CD rates are at 3.15%, 60 Month CD rates are at 3.10%, 48 Month CD rates are at 3.05%, 48 Month CD rates are at 3.00%, 36 Month CD rates are at 2.65%. EWEB EMPLOYEES's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of EWEB EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.90%. Rates were last updated on 03/20/2026.

EWEB EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EWEB EMPLOYEES? Share your experience about EWEB EMPLOYEES by leaving a review below, or read customer reviews before you decide to use EWEB EMPLOYEES.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.90%
Excellent Lower than avg
Citizens Bank & Trust Co. MS
Corporate Office
255 Coburg Rd
Eugene, OR 97401
http://www.myewebcu.org
Member NCUA

EWEB EMPLOYEES CD Rates

Product Rate APY Term View More
60 Month Certificate 3.11% 3.15% 60
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
60 Month Certificate 3.06% 3.10% 60
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
48 Month Certificate 3.01% 3.05% 48
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
48 Month Certificate 2.96% 3.00% 48
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
36 Month Certificate 2.62% 2.65% 36
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
36 Month Certificate 2.57% 2.60% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
24 Month Certificate 2.52% 2.55% 24
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
24 Month Certificate 2.47% 2.50% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
18 Month Certificate 2.13% 2.15% 18
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
18 Month Certificate 2.08% 2.10% 18
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
12 Month Certificate 2.03% 2.05% 12
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
12 Month Certificate 1.98% 2.00% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
9 Month Certificate 1.39% 1.40% 9
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
9 Month Certificate 1.34% 1.35% 9
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
6 Month Certificate 1.14% 1.15% 6
Min Deposit $15,000
Min Balance $15,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
6 Month Certificate 1.09% 1.10% 6
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%

EWEB EMPLOYEES Mortgage Rates

Product Rate Points APR Term View More
Real Estate - Fixed Rate - Rental / Non-Owner Occupied / Bare Land (First Mortgage Only) - - 7.25% 5
Details Up to 120-Month Amortization
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
Real Estate - Fixed Rate - Rental / Non-Owner Occupied / Bare Land (First Mortgage Only) - - 7.50% 7
Details Up to 180-Month Amortization
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%

EWEB EMPLOYEES Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 5.50%
Details Prime + 1.50% APR [5.50% APR floor]. Variable rate subject to change calendar quarterly.
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%

EWEB EMPLOYEES Credit Card Rates

Product Rate APR View More
VISA PLATINUM & VISA GOLD - 9.95%
Details Fixed Rate, no annual fee
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
VISA CLASSIC - 11.95%
Details Fixed Rate, no annual fee
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%

EWEB EMPLOYEES Personal Loan Rates

Product Rate APR View More
Personal Property Loans - 9.00%
No additional details.
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%
Manufactured Homes (Taxed as Personal Property) - 10.00%
Details Up to 180 Months
Last Updated 03/20/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.28%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for EWEB EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EWEB EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with EWEB EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name EWEB EMPLOYEES
Address 255 Coburg Rd, Eugene, OR 97401
Phone 541-484-5304
Fax 541-345-5834
President Mary Beckman
CEO Pat Walters
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.90%
Return on Assets (ROA)
1.0178%
Return on Equity (ROE)
7.5793%
Non-Performing Loans Ratio (NPL)
0.26%
Total Assets
34,037,224
Total Amount of Shares and Deposits
29,416,995
Total Shares and Deposits < 1 Year
28,217,028
Total Shares and Deposits 1 3 Years
665,091
Total Shares and Deposits > 3 Years
534,876
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,909,741
Total Uninsured Shares and Deposits > $250K (F+J)
1,909,741
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,507,254
Total Interest Expense (Sum of items 6 8)
120,856
Share Certificates
85
Number of Accounts for Share Drafts
1,044
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
1,688
All other shares
20
Money Market Shares
96
Net Income (unless the amount is already included in Undivided Earnings)
346,420
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,085,293
Total Liabilities
29,491,510
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About EWEB EMPLOYEES

Is EWEB EMPLOYEES a safe place to deposit money?

Yes, EWEB EMPLOYEES is considered a safe financial institution. With a Texas Ratio of 0.90024808401645%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does EWEB EMPLOYEES operate?

EWEB EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join EWEB EMPLOYEES?

Yes, to access services at EWEB EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, EWEB EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, EWEB EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does EWEB EMPLOYEES offer online and mobile banking?

Most modern institutions like EWEB EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.myewebcu.org.

Current EWEB EMPLOYEES Rates

  • 12-Month CD2.00%
  • 18-Month CD2.10%
  • 24-Month CD2.50%
  • 60-Month CD3.10%
Retrieved from our database of financial products. Rates subject to change.