MonitorBankRates
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Wilkinson, Indiana Best CD Rates August 2026

Current Wilkinson, Indiana CD rates include United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81%Real return: +1.70%APY minus CPI (February 2026) offering 18-Month CD at 4.50% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.84%Real return: +1.70%APY minus CPI (February 2026) offering 12-Month IRA Certificate at 4.50% APY, Indiana University Credit UnionIndiana University Credit UnionA+5.0 ★Texas Ratio: 3.94%Real return: +1.70%APY minus CPI (February 2026) offering 6-month paid monthly at 4.50% APY, Beacon Credit UnionBeacon Credit UnionA+5.0 ★Texas Ratio: 1.43%Real return: +1.55%APY minus CPI (February 2026) offering 5 Year Certificate at 4.35% APY, and Elements Financial Federal Credit UnionElements Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.79%Real return: +1.45%APY minus CPI (February 2026) offering 18 Month Term Share Certificate at 4.25% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.

Wilkinson is a smaller community with no bank or credit union branches currently in our database. 748 institutions serving the Indiana area are available to Wilkinson residents, with CD rates as high as 4.50% APY from United Fidelity Bank. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026

Compare Best CD Rates in Wilkinson, Indiana & the Surrounding Area

Wilkinson 3 Month CD Rates

Indiana 3 Month CD Average1.75% APYNational 1.96%▼ 0.19% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
3 Month
$500
3.76% ▲ 2.01% above Indiana avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 2.01% above avgNationally 1.96%
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 3 Months
$0
3.65% ▲ 1.90% above Indiana avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.90% above avgNationally 1.96%
Details

American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
3 Month Certificate of Deposit
$0
3.55% ▲ 1.80% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.80% above avgNationally 1.96%
Details

New Money Only

American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
SPECIAL: 3 Month Certificate of Deposit ^ New Money Only
$0
3.55% ▲ 1.80% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.80% above avgNationally 1.96%
Details

New Money Only

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3 Months
$0
3.55% ▲ 1.80% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.80% above avgNationally 1.96%
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month CD
$1,000
3.50% ▲ 1.75% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.75% above avgNationally 1.96%
Details

Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3-Month CD
$1,000
3.40% ▲ 1.65% above Indiana avg
Rate3.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.65% above avgNationally 1.96%
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
3 Month CD
$0
3.30% ▲ 1.55% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.55% above avgNationally 1.96%
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 3-month CD
$0
3.14% ▲ 1.39% above Indiana avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.39% above avgNationally 1.96%
Details

Early Withdrawal Penalties: 90 days interest

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3 Mo. Certificate
$0
3.04% ▲ 1.29% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 1.29% above avgNationally 1.96%
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
3 Month Certificate
$100,000
2.60% ▲ 0.85% above Indiana avg
Rate2.57%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 0.85% above avgNationally 1.96%
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
3 Month Certificate
$500
2.50% ▲ 0.75% above Indiana avg
Rate2.47%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 0.75% above avgNationally 1.96%
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
3 Months
$0
2.35% ▲ 0.60% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 0.60% above avgNationally 1.96%
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
3 Months
$2,500
2.01% ▲ 0.26% above Indiana avg
Rate2.00%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 0.26% above avgNationally 1.96%
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
3 Month
$0
2.00% ▲ 0.25% above Indiana avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 0.25% above avgNationally 1.96%
Details

VARIABLE RATE ACCOUT: rate is subject to change any time after account opening. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about fees potentially related to these accounts. APY: Annual Percentage Yield. It is the rate actually earned in one year, taking into account the effect of compounding. Penalty varies based upon the term of the certificate (and may include principal) as follows: Under one year = the equivalent of 30 days' dividends; 12-36 months = the equivalent of 180 days' dividends; over 36 months = the equivalent of 365 days' dividends; Any Purpose Savings = the equivalent of 90 days' dividends. If funds are withdrawn before the maturity date, an early withdrawal penalty is applicable and may include principal.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3 Months
$500
2.00% ▲ 0.25% above Indiana avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▲ 0.25% above avgNationally 1.96%
Details

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
3 Month Certificate
$500
1.75% At Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%At the averageNationally 1.96%
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
3 months
$0
1.63% ▼ 0.12% below Indiana avg
Rate1.62%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.12% below avgNationally 1.96%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
3 Months
$0
1.56% ▼ 0.19% below Indiana avg
Rate1.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.19% below avgNationally 1.96%
Details

SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 2.06%
3 Month
$0
1.55% ▼ 0.20% below Indiana avg
Rate1.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.20% below avgNationally 1.96%
Details

Fowler State Bank Fowler, IN
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
3 months
$1,000
1.51% ▼ 0.24% below Indiana avg
Rate1.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.24% below avgNationally 1.96%
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 Month CD
$1,000
1.51% ▼ 0.24% below Indiana avg
Rate1.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.24% below avgNationally 1.96%
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 Month CD - IRA CD
$1,000
1.51% ▼ 0.24% below Indiana avg
Rate1.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.24% below avgNationally 1.96%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
3 Months
$0
1.26% ▼ 0.49% below Indiana avg
Rate1.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.49% below avgNationally 1.96%
Details

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
3 month
$1,000
1.26% ▼ 0.49% below Indiana avg
Rate1.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.49% below avgNationally 1.96%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
3 Month
$0
1.25% ▼ 0.50% below Indiana avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.50% below avgNationally 1.96%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Featured 3 Month
$1,000
1.25% ▼ 0.50% below Indiana avg
Rate1.24%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.50% below avgNationally 1.96%
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
3 Months
$0
1.25% ▼ 0.50% below Indiana avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.50% below avgNationally 1.96%
Details

A penalty may be charged for early withdrawal. Fees may reduce earnings on the account.

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3 Month CD
$5,000
1.00% ▼ 0.75% below Indiana avg
Rate1.00%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.75% below avgNationally 1.96%
Details

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3 month certificate
$0
1.00% ▼ 0.75% below Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.75% below avgNationally 1.96%
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
3 Month
$100,000
0.90% ▼ 0.85% below Indiana avg
Rate0.90%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.85% below avgNationally 1.96%
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Business 3 Month
$100,000
0.90% ▼ 0.85% below Indiana avg
Rate0.90%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.85% below avgNationally 1.96%
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
3 Month
$500
0.85% ▼ 0.90% below Indiana avg
Rate0.85%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.90% below avgNationally 1.96%
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Business 3 Month
$500
0.85% ▼ 0.90% below Indiana avg
Rate0.85%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.90% below avgNationally 1.96%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
90-Day Certificate
$0
0.80% ▼ 0.95% below Indiana avg
Rate0.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.95% below avgNationally 1.96%
Details

Non-premier member APY: 0.55% | Dividend Rate: 0.55%

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 MONTH CD
$1,000
0.80% ▼ 0.95% below Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 0.95% below avgNationally 1.96%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Public Service #3 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
Share Certificates of Deposit 3 months
$1,000
0.60% ▼ 1.15% below Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.15% below avgNationally 1.96%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term
$0
0.60% ▼ 1.15% below Indiana avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.15% below avgNationally 1.96%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs
$0
0.60% ▼ 1.15% below Indiana avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.15% below avgNationally 1.96%
Details

Rewards APY 0.60% Regular APY 0.50% Dividend Rate 0.50%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs Rewards
$0
0.60% ▼ 1.15% below Indiana avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.15% below avgNationally 1.96%
Details

Regular APY 0.50% Dividend Rate 0.50%

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
90-Day Certificate
$0
0.55% ▼ 1.20% below Indiana avg
Rate0.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.20% below avgNationally 1.96%
Details

Premier Member APY: 0.80% | Dividend Rate: 0.80%

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business CDs - 3 Month
$500
0.41% ▼ 1.34% below Indiana avg
Rate0.41%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.34% below avgNationally 1.96%
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Personal CDs - 3 Month
$500
0.41% ▼ 1.34% below Indiana avg
Rate0.41%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.34% below avgNationally 1.96%
Details

Home Bank SB
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Traditional Certificate of Deposit (CD) - 3 Months
$0
0.35% ▼ 1.40% below Indiana avg
Rate0.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.40% below avgNationally 1.96%
Details

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Month CD
$0
0.15% ▼ 1.60% below Indiana avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.60% below avgNationally 1.96%
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3 months
$0
0.10% ▼ 1.65% below Indiana avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.65% below avgNationally 1.96%
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.84%
3 Month
$0
0.10% ▼ 1.65% below Indiana avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.65% below avgNationally 1.96%
Details

Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
90 Days
$1,000
0.05% ▼ 1.70% below Indiana avg
Rate0.05%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average1.75%▼ 1.70% below avgNationally 1.96%
Details

Wilkinson 6 Month CD Rates

Indiana 6 Month CD Average2.13% APYNational 2.67%▼ 0.35% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-month paid monthly
$0
4.50% ▲ 2.37% above Indiana avg
Rate4.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 2.37% above avgNationally 2.67%
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Business 6-month paid monthly
$0
4.50% ▲ 2.37% above Indiana avg
Rate4.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 2.37% above avgNationally 2.67%
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD
$1,000
4.35% ▲ 2.22% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 2.22% above avgNationally 2.67%
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6 months
$500
4.10% ▲ 1.97% above Indiana avg
Rate4.04%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.97% above avgNationally 2.67%
Details

Financial Health Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
6-Month CD
$500
4.00% ▲ 1.87% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 25, 2026
Indiana Average2.13%▲ 1.87% above avgNationally 2.67%
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month IRA
$500
4.00% ▲ 1.87% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.87% above avgNationally 2.67%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
6 Month
$0
4.00% ▲ 1.87% above Indiana avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.87% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
3.90% ▲ 1.77% above Indiana avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.77% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$1,000
3.90% ▲ 1.77% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.77% above avgNationally 2.67%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
6 Month
$0
3.85% ▲ 1.72% above Indiana avg
Rate3.77%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.72% above avgNationally 2.67%
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 16.78%
6 Month
$0
3.82% ▲ 1.69% above Indiana avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.69% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$0
3.80% ▲ 1.67% above Indiana avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.67% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$1,000
3.80% ▲ 1.67% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.67% above avgNationally 2.67%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month IRA
$1,000
3.80% ▲ 1.67% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.67% above avgNationally 2.67%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 6 Month
$1,000
3.80% ▲ 1.67% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.67% above avgNationally 2.67%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 6-Month
$1,000
3.80% ▲ 1.67% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.67% above avgNationally 2.67%
Details

All rates are Annual Percentage Yields.

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Months
$0
3.80% ▲ 1.67% above Indiana avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.67% above avgNationally 2.67%
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 6-month CD
$0
3.76% ▲ 1.63% above Indiana avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.63% above avgNationally 2.67%
Details

Early Withdrawal Penalties: 180 days interest

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
6 Month Term IRA
$0
3.75% ▲ 1.62% above Indiana avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.62% above avgNationally 2.67%
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
6 Month Term Share Certificate
$0
3.75% ▲ 1.62% above Indiana avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.62% above avgNationally 2.67%
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6 Months
$500
3.75% ▲ 1.62% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.62% above avgNationally 2.67%
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
6 Months
$0
3.75% ▲ 1.62% above Indiana avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.62% above avgNationally 2.67%
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6 months
$0
3.70% ▲ 1.57% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.57% above avgNationally 2.67%
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
6 Mo. Certificate
$0
3.66% ▲ 1.53% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.53% above avgNationally 2.67%
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
6 Month
$500
3.65% ▲ 1.52% above Indiana avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.52% above avgNationally 2.67%
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 6 Months
$0
3.65% ▲ 1.52% above Indiana avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.52% above avgNationally 2.67%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
6 Month Certificate
$200
3.60% ▲ 1.47% above Indiana avg
Rate3.54%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.47% above avgNationally 2.67%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Step Up Certificates 6 Month
$1,000
3.60% ▲ 1.47% above Indiana avg
Rate3.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.47% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
3.60% ▲ 1.47% above Indiana avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.47% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$1,000
3.60% ▲ 1.47% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.47% above avgNationally 2.67%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 6 Month
$1,000
3.60% ▲ 1.47% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.47% above avgNationally 2.67%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 6-Month
$1,000
3.60% ▲ 1.47% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.47% above avgNationally 2.67%
Details

All rates are Annual Percentage Yields.

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6 Months M or >)
$10,000
3.56% ▲ 1.43% above Indiana avg
Rate3.50%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.43% above avgNationally 2.67%
Details

$10

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
92-180 day
$0
3.55% ▲ 1.42% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.42% above avgNationally 2.67%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Months
$0
3.55% ▲ 1.42% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.42% above avgNationally 2.67%
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
6 Month Certificate
$0
3.53% ▲ 1.40% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.40% above avgNationally 2.67%
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD - 6 Month
$0
3.51% ▲ 1.38% above Indiana avg
Rate3.46%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.38% above avgNationally 2.67%
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
6 Month Fixed Rate CD
$0
3.51% ▲ 1.38% above Indiana avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.38% above avgNationally 2.67%
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month CD
$1,000
3.50% ▲ 1.37% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
6 Month Certificate
$1,000
3.50% ▲ 1.37% above Indiana avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
6 Month
$0
3.50% ▲ 1.37% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

VARIABLE RATE ACCOUT: rate is subject to change any time after account opening. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about fees potentially related to these accounts. APY: Annual Percentage Yield. It is the rate actually earned in one year, taking into account the effect of compounding. Penalty varies based upon the term of the certificate (and may include principal) as follows: Under one year = the equivalent of 30 days' dividends; 12-36 months = the equivalent of 180 days' dividends; over 36 months = the equivalent of 365 days' dividends; Any Purpose Savings = the equivalent of 90 days' dividends. If funds are withdrawn before the maturity date, an early withdrawal penalty is applicable and may include principal.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6 Month
$1,000
3.50% ▲ 1.37% above Indiana avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

No rate bump available

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Business 6 Month
$0
3.50% ▲ 1.37% above Indiana avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

No rate bump available

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
6 Months
$0
3.50% ▲ 1.37% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
6 MONTH CD
$10,000
3.50% ▲ 1.37% above Indiana avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
6 Month Certificate
$0
3.50% ▲ 1.37% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.37% above avgNationally 2.67%
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
6 Month CD
$0
3.41% ▲ 1.28% above Indiana avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.28% above avgNationally 2.67%
Details

Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
6-Month CD
$1,000
3.40% ▲ 1.27% above Indiana avg
Rate3.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.27% above avgNationally 2.67%
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD - 6 Month
$0
3.40% ▲ 1.27% above Indiana avg
Rate3.36%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.27% above avgNationally 2.67%
Details

Western Indiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6-Month Certificate
$0
3.28% ▲ 1.15% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.13%▲ 1.15% above avgNationally 2.67%
Details

Wilkinson 12 Month CD Rates

Indiana 12 Month CD Average2.64% APYNational 2.83%▲ 0.18% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
12-Month IRA Certificate
$0
4.50% ▲ 1.86% above Indiana avg
Rate4.41%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.86% above avgNationally 2.83%
Details

Non-premier member APY: 4.25% | Dividend Rate: 4.17%

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
12-Month CD
$1,000
4.40% ▲ 1.76% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.76% above avgNationally 2.83%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
12-Month IRA Certificate
$0
4.25% ▲ 1.61% above Indiana avg
Rate4.17%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.61% above avgNationally 2.83%
Details

Premier Member APY: 4.50% | Dividend Rate: 4.41%

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-Year CD
$500
4.05% ▲ 1.41% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.41% above avgNationally 2.83%
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-Year IRA
$500
4.05% ▲ 1.41% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.41% above avgNationally 2.83%
Details

First Merchants Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
12-month CD/IRA
$0
4.00% ▲ 1.36% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 27, 2026
Indiana Average2.64%▲ 1.36% above avgNationally 2.83%
Details

Promotional Rate. Rates may vary by zip code. APY (Annual Percentage Yield) effective 6/30/2026 for a limited time. See Details.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Step Up Certificates 1 Year
$1,000
4.00% ▲ 1.36% above Indiana avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.36% above avgNationally 2.83%
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1 Year
$1,000
4.00% ▲ 1.36% above Indiana avg
Rate3.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.36% above avgNationally 2.83%
Details

No rate bump available

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Business 1 Year
$0
4.00% ▲ 1.36% above Indiana avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.36% above avgNationally 2.83%
Details

No rate bump available

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
12 months
$0
4.00% ▲ 1.36% above Indiana avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.36% above avgNationally 2.83%
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
12 months (1 year)
$500
4.00% ▲ 1.36% above Indiana avg
Rate3.94%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.36% above avgNationally 2.83%
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
12 Month
$0
4.00% ▲ 1.36% above Indiana avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.36% above avgNationally 2.83%
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1 Year Certificate
$0
3.95% ▲ 1.31% above Indiana avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.31% above avgNationally 2.83%
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
12 Months
$0
3.91% ▲ 1.27% above Indiana avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.27% above avgNationally 2.83%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Savers Certificate - 12 Months
$0
3.87% ▲ 1.23% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.23% above avgNationally 2.83%
Details

Rate: T-Bill + 0.00%

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
12 Months
$0
3.85% ▲ 1.21% above Indiana avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.21% above avgNationally 2.83%
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
12 Month Certificate
$0
3.80% ▲ 1.16% above Indiana avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.16% above avgNationally 2.83%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
12 Months
$0
3.80% ▲ 1.16% above Indiana avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.16% above avgNationally 2.83%
Details

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
CD Special 12 Month
$5,000
3.80% ▲ 1.16% above Indiana avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.16% above avgNationally 2.83%
Details

NEW MONEY ONLY

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
12 Month CD
$0
3.79% ▲ 1.15% above Indiana avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.15% above avgNationally 2.83%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
12 Month Certificate
$200
3.75% ▲ 1.11% above Indiana avg
Rate3.69%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.11% above avgNationally 2.83%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Step Up Certificates 12 Month
$200
3.75% ▲ 1.11% above Indiana avg
Rate3.69%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.11% above avgNationally 2.83%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Step Up Certificate 12 Month
$200
3.75% ▲ 1.11% above Indiana avg
Rate3.69%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.11% above avgNationally 2.83%
Details

Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
12-Month CD
$1,000
3.75% ▲ 1.11% above Indiana avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.11% above avgNationally 2.83%
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Month Certificate
$1,000
3.75% ▲ 1.11% above Indiana avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.11% above avgNationally 2.83%
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

Community State Bank Brook, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Special 12 Month CD
$0
3.75% ▲ 1.11% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.11% above avgNationally 2.83%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
12-Month Certificate
$0
3.75% ▲ 1.11% above Indiana avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.11% above avgNationally 2.83%
Details

Non-premier member APY: 3.50% | Dividend Rate: 3.44%

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
1 Year CD
$0
3.73% ▲ 1.09% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.09% above avgNationally 2.83%
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
12 Mo. Certificate
$0
3.71% ▲ 1.07% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.07% above avgNationally 2.83%
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
12 months
$0
3.70% ▲ 1.06% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.06% above avgNationally 2.83%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
12 Month
$0
3.70% ▲ 1.06% above Indiana avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.06% above avgNationally 2.83%
Details

Over $50,000

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 12-month CD
$0
3.67% ▲ 1.03% above Indiana avg
Rate3.61%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.03% above avgNationally 2.83%
Details

Early Withdrawal Penalties: 180 days interest

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD - 1 Year
$0
3.65% ▲ 1.01% above Indiana avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.01% above avgNationally 2.83%
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 12 Months
$0
3.65% ▲ 1.01% above Indiana avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 1.01% above avgNationally 2.83%
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
12 Months
$0
3.60% ▲ 0.96% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.96% above avgNationally 2.83%
Details

Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
1 Year
$1,000
3.60% ▲ 0.96% above Indiana avg
Rate3.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.96% above avgNationally 2.83%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
12 Month
$0
3.60% ▲ 0.96% above Indiana avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.96% above avgNationally 2.83%
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
12 Month Fixed Rate CD
$0
3.56% ▲ 0.92% above Indiana avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.92% above avgNationally 2.83%
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD - 1 Year
$0
3.55% ▲ 0.91% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.91% above avgNationally 2.83%
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1 year
$0
3.55% ▲ 0.91% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.91% above avgNationally 2.83%
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
12 Month
$500
3.55% ▲ 0.91% above Indiana avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.91% above avgNationally 2.83%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
12 Months
$0
3.55% ▲ 0.91% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.91% above avgNationally 2.83%
Details

Western Indiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
12-Month Certificate
$0
3.53% ▲ 0.89% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.89% above avgNationally 2.83%
Details

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12 Month Fixed IRA
$0
3.50% ▲ 0.86% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.86% above avgNationally 2.83%
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
12 Month
$0
3.50% ▲ 0.86% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.86% above avgNationally 2.83%
Details

VARIABLE RATE ACCOUT: rate is subject to change any time after account opening. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about fees potentially related to these accounts. APY: Annual Percentage Yield. It is the rate actually earned in one year, taking into account the effect of compounding. Penalty varies based upon the term of the certificate (and may include principal) as follows: Under one year = the equivalent of 30 days' dividends; 12-36 months = the equivalent of 180 days' dividends; over 36 months = the equivalent of 365 days' dividends; Any Purpose Savings = the equivalent of 90 days' dividends. If funds are withdrawn before the maturity date, an early withdrawal penalty is applicable and may include principal.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
12-Month Business Certificate
$0
3.50% ▲ 0.86% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.86% above avgNationally 2.83%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
12-Month Certificate
$0
3.50% ▲ 0.86% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.86% above avgNationally 2.83%
Details

Premier Member APY: 3.75% | Dividend Rate: 3.69%

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
12 Months
$500
3.50% ▲ 0.86% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.86% above avgNationally 2.83%
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
1 YEAR CD
$10,000
3.50% ▲ 0.86% above Indiana avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.86% above avgNationally 2.83%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
12 Month Certificate
$0
3.50% ▲ 0.86% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.64%▲ 0.86% above avgNationally 2.83%
Details

Wilkinson 18 Month CD Rates

Indiana 18 Month CD Average2.28% APYNational 2.67%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18-Month CD
$1,000
4.50% ▲ 2.22% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 2.22% above avgNationally 2.67%
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
18 Month Term Share Certificate
$0
4.25% ▲ 1.97% above Indiana avg
Rate4.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.97% above avgNationally 2.67%
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
18 Month Term IRA
$0
4.24% ▲ 1.96% above Indiana avg
Rate4.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.96% above avgNationally 2.67%
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
18 Month
$0
4.15% ▲ 1.87% above Indiana avg
Rate4.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.87% above avgNationally 2.67%
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Mo CD Jumbo
$0
4.10% ▲ 1.82% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.82% above avgNationally 2.67%
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 Month Variable Rate Certificate
$1,000
4.04% ▲ 1.76% above Indiana avg
Rate3.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.76% above avgNationally 2.67%
Details

Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Mo CD
$500
3.85% ▲ 1.57% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.57% above avgNationally 2.67%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
18 Month Certificate
$200
3.75% ▲ 1.47% above Indiana avg
Rate3.69%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.47% above avgNationally 2.67%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Step Up Certificates 18 Month
$200
3.75% ▲ 1.47% above Indiana avg
Rate3.69%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.47% above avgNationally 2.67%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Step Up Certificate 18 Month
$200
3.75% ▲ 1.47% above Indiana avg
Rate3.69%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.47% above avgNationally 2.67%
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
18 Mo. Certificate
$0
3.71% ▲ 1.43% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.43% above avgNationally 2.67%
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 18 Months
$0
3.65% ▲ 1.37% above Indiana avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.37% above avgNationally 2.67%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Months
$0
3.55% ▲ 1.27% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.27% above avgNationally 2.67%
Details

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
18-Month CD Special
$1,000
3.50% ▲ 1.22% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.22% above avgNationally 2.67%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18-Month IRA Certificate
$0
3.50% ▲ 1.22% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.22% above avgNationally 2.67%
Details

Non-premier member APY: 3.25% | Dividend Rate: 3.20%

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Months
$500
3.50% ▲ 1.22% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.22% above avgNationally 2.67%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term
$0
3.45% ▲ 1.17% above Indiana avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.17% above avgNationally 2.67%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials
$0
3.45% ▲ 1.17% above Indiana avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.17% above avgNationally 2.67%
Details

Rewards APY 3.45% Regular APY 3.45% Dividend Rate 3.40%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials Rewards
$0
3.45% ▲ 1.17% above Indiana avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.17% above avgNationally 2.67%
Details

Regular APY 3.45% Dividend Rate 3.40%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials
$0
3.45% ▲ 1.17% above Indiana avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.17% above avgNationally 2.67%
Details

Rewards APY 3.45% Regular APY 3.30% Dividend Rate 3.25%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials Rewards
$0
3.45% ▲ 1.17% above Indiana avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.17% above avgNationally 2.67%
Details

Regular APY 3.30% Dividend Rate 3.25%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA CD Specials - 18-month term
$0
3.45% ▲ 1.17% above Indiana avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.17% above avgNationally 2.67%
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
18 Month Flexible
$500
3.44% ▲ 1.16% above Indiana avg
Rate3.40%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.16% above avgNationally 2.67%
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 18-month CD
$0
3.38% ▲ 1.10% above Indiana avg
Rate3.33%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.10% above avgNationally 2.67%
Details

Early Withdrawal Penalties: 180 days interest

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Months
$0
3.29% ▲ 1.01% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.01% above avgNationally 2.67%
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
18 month certificate
$1,000
3.28% ▲ 1.00% above Indiana avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.00% above avgNationally 2.67%
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
18 Month IRA
$100
3.28% ▲ 1.00% above Indiana avg
Rate3.25%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 1.00% above avgNationally 2.67%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Step Up Certificates 18 Month
$1,000
3.25% ▲ 0.97% above Indiana avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month
$0
3.25% ▲ 0.97% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$1,000
3.25% ▲ 0.97% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 18 Month
$1,000
3.25% ▲ 0.97% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
18 Month - Special
$1,000
3.25% ▲ 0.97% above Indiana avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

(a,b)

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
18 Month Term
$0
3.25% ▲ 0.97% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18-Month Certificate
$0
3.25% ▲ 0.97% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Non-premier member APY: 3.00% | Dividend Rate: 2.96%

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18-Month IRA Certificate
$0
3.25% ▲ 0.97% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Premier Member APY: 3.50% | Dividend Rate: 3.44%

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
18 Month
$0
3.25% ▲ 0.97% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
18 month
$1,000
3.25% ▲ 0.97% above Indiana avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.97% above avgNationally 2.67%
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18 months
$0
3.09% ▲ 0.81% above Indiana avg
Rate3.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.81% above avgNationally 2.67%
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
18 Month Certificate
$15,000
3.05% ▲ 0.77% above Indiana avg
Rate3.01%
Min Deposit$15,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.77% above avgNationally 2.67%
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18 months
$500
3.03% ▲ 0.75% above Indiana avg
Rate3.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.75% above avgNationally 2.67%
Details

Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18 Month CD
$0
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18-Month CD
$1,000
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18-Month Business Certificate
$0
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18-Month Certificate
$0
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

Premier Member APY: 3.25% | Dividend Rate: 3.20%

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
18 month IRA Certificate
$0
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Traditional 18-Month Term
$500
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
18 Month Certificate
$0
3.00% ▲ 0.72% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
18 Month Certificate
$1,000
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
IRA Certificate 18 Month Certificate
$1,000
3.00% ▲ 0.72% above Indiana avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.72% above avgNationally 2.67%
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
18 Month Certificate
$100,000
2.90% ▲ 0.62% above Indiana avg
Rate2.86%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.28%▲ 0.62% above avgNationally 2.67%
Details

Wilkinson 24 Month CD Rates

Indiana 24 Month CD Average2.84% APYNational 2.71%▲ 0.17% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
24-Month CD
$1,000
4.20% ▲ 1.36% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.36% above avgNationally 2.71%
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
24 Month
$100,000
4.15% ▲ 1.31% above Indiana avg
Rate4.07%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.31% above avgNationally 2.71%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Savers Certificate - 24 Months
$0
4.13% ▲ 1.29% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.29% above avgNationally 2.71%
Details

Rate: T-Bill + 0.25%

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
24 months
$0
4.07% ▲ 1.23% above Indiana avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.23% above avgNationally 2.71%
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
2 Year
$500
4.00% ▲ 1.16% above Indiana avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.16% above avgNationally 2.71%
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
24 Month
$500
4.00% ▲ 1.16% above Indiana avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.16% above avgNationally 2.71%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Step Up Certificates 2 Year
$1,000
3.90% ▲ 1.06% above Indiana avg
Rate3.83%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.06% above avgNationally 2.71%
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
24 Month Advantage
$2,500
3.85% ▲ 1.01% above Indiana avg
Rate3.80%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.01% above avgNationally 2.71%
Details

(a,b,c)

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
24 Month IRA CD
$500
3.85% ▲ 1.01% above Indiana avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 1.01% above avgNationally 2.71%
Details

(a)

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2 Year Certificate
$200
3.80% ▲ 0.96% above Indiana avg
Rate3.74%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.96% above avgNationally 2.71%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Step Up Certificates 2 Year
$200
3.80% ▲ 0.96% above Indiana avg
Rate3.74%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.96% above avgNationally 2.71%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Step Up Certificate 2 Year
$200
3.80% ▲ 0.96% above Indiana avg
Rate3.74%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.96% above avgNationally 2.71%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
2 Year Roth Executive
$0
3.80% ▲ 0.96% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.96% above avgNationally 2.71%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Roth Executive 2 Years
$100,000
3.80% ▲ 0.96% above Indiana avg
Rate3.73%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.96% above avgNationally 2.71%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Traditional Executive 2 Years
$100,000
3.80% ▲ 0.96% above Indiana avg
Rate3.73%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.96% above avgNationally 2.71%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month
$0
3.75% ▲ 0.91% above Indiana avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.91% above avgNationally 2.71%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$1,000
3.75% ▲ 0.91% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.91% above avgNationally 2.71%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24-Month IRA
$1,000
3.75% ▲ 0.91% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.91% above avgNationally 2.71%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 24 Month
$1,000
3.75% ▲ 0.91% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.91% above avgNationally 2.71%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 24-Month
$1,000
3.75% ▲ 0.91% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.91% above avgNationally 2.71%
Details

All rates are Annual Percentage Yields.

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
2 years
$0
3.75% ▲ 0.91% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.91% above avgNationally 2.71%
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
24 Mo. Certificate
$0
3.71% ▲ 0.87% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.87% above avgNationally 2.71%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Roth Premier 2 Years
$10,000
3.70% ▲ 0.86% above Indiana avg
Rate3.63%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.86% above avgNationally 2.71%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Traditional Premier 2 Years
$10,000
3.70% ▲ 0.86% above Indiana avg
Rate3.63%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.86% above avgNationally 2.71%
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 24 Months
$0
3.70% ▲ 0.86% above Indiana avg
Rate3.63%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.86% above avgNationally 2.71%
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
24 Month
$0
3.65% ▲ 0.81% above Indiana avg
Rate3.58%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.81% above avgNationally 2.71%
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
24 Month Regular
$500
3.60% ▲ 0.76% above Indiana avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.76% above avgNationally 2.71%
Details

(a)

Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
24 Months Special
$0
3.60% ▲ 0.76% above Indiana avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.76% above avgNationally 2.71%
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2 Year / 2 Option
$500
3.55% ▲ 0.71% above Indiana avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.71% above avgNationally 2.71%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
24-Month IRA Certificate
$0
3.50% ▲ 0.66% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.66% above avgNationally 2.71%
Details

Non-premier member APY: 3.25% | Dividend Rate: 3.20%

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
24 Month CD
$0
3.48% ▲ 0.64% above Indiana avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.64% above avgNationally 2.71%
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
24 Month Soaring
$500
3.46% ▲ 0.62% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.62% above avgNationally 2.71%
Details

Special; increases over term***

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
2 year
$0
3.44% ▲ 0.60% above Indiana avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.60% above avgNationally 2.71%
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2 Year CD
$0
3.38% ▲ 0.54% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.54% above avgNationally 2.71%
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
24 Month Term
$0
3.35% ▲ 0.51% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.51% above avgNationally 2.71%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
2 Year
$0
3.35% ▲ 0.51% above Indiana avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.51% above avgNationally 2.71%
Details

Over $50,000

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 24-month CD
$0
3.30% ▲ 0.46% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.46% above avgNationally 2.71%
Details

Early Withdrawal Penalties: 360 days interest

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
24 Month CD
$0
3.30% ▲ 0.46% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.46% above avgNationally 2.71%
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
24 Month Fixed Rate CD
$0
3.30% ▲ 0.46% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.46% above avgNationally 2.71%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
2 Year Fixed
$1,000
3.30% ▲ 0.46% above Indiana avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.46% above avgNationally 2.71%
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
24 Month Certificate
$0
3.29% ▲ 0.45% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.45% above avgNationally 2.71%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24 Months
$0
3.29% ▲ 0.45% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.45% above avgNationally 2.71%
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
2 Year IRA
$100
3.28% ▲ 0.44% above Indiana avg
Rate3.25%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.44% above avgNationally 2.71%
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
24 Month Certificate
$5,000
3.25% ▲ 0.41% above Indiana avg
Rate3.21%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.41% above avgNationally 2.71%
Details

Daily compounding. IRA funds permitted. No business funds permitted

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-Year CD
$500
3.25% ▲ 0.41% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.41% above avgNationally 2.71%
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-Year IRA
$500
3.25% ▲ 0.41% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.41% above avgNationally 2.71%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
2 Year
$1,000
3.25% ▲ 0.41% above Indiana avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.41% above avgNationally 2.71%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
24-Month Certificate
$0
3.25% ▲ 0.41% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.41% above avgNationally 2.71%
Details

Non-premier member APY: 3.00% | Dividend Rate: 2.96%

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
24-Month IRA Certificate
$0
3.25% ▲ 0.41% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.41% above avgNationally 2.71%
Details

Premier Member APY: 3.50% | Dividend Rate: 3.44%

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
2 Year
$0
3.25% ▲ 0.41% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.84%▲ 0.41% above avgNationally 2.71%
Details

Wilkinson 36 Month CD Rates

Indiana 36 Month CD Average2.74% APYNational 2.66%▼ 0.08% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
36-Month CD
$1,000
4.20% ▲ 1.46% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.46% above avgNationally 2.66%
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
3 Year Certificate
$100,000
4.05% ▲ 1.31% above Indiana avg
Rate3.98%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.31% above avgNationally 2.66%
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
36 Month Advantage
$2,500
4.00% ▲ 1.26% above Indiana avg
Rate3.94%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.26% above avgNationally 2.66%
Details

(a,b,c)

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
36 Month IRA CD
$500
4.00% ▲ 1.26% above Indiana avg
Rate3.94%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.26% above avgNationally 2.66%
Details

(a)

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
3 Year Certificate
$500
3.95% ▲ 1.21% above Indiana avg
Rate3.88%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.21% above avgNationally 2.66%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Year Certificate
$200
3.85% ▲ 1.11% above Indiana avg
Rate3.78%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.11% above avgNationally 2.66%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Step Up Certificates 3 Year
$200
3.85% ▲ 1.11% above Indiana avg
Rate3.78%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.11% above avgNationally 2.66%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Step Up Certificate 3 Year
$200
3.85% ▲ 1.11% above Indiana avg
Rate3.78%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.11% above avgNationally 2.66%
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
36 Month Term
$0
3.85% ▲ 1.11% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.11% above avgNationally 2.66%
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3 years
$0
3.80% ▲ 1.06% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.06% above avgNationally 2.66%
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
36 Mo. Certificate
$0
3.76% ▲ 1.02% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.02% above avgNationally 2.66%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month
$0
3.75% ▲ 1.01% above Indiana avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.66%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.66%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36-Month IRA
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.66%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 36 Month
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.66%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 36-Month
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.66%
Details

All rates are Annual Percentage Yields.

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
36 Month Regular
$500
3.75% ▲ 1.01% above Indiana avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.66%
Details

(a)

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 36 Months
$0
3.70% ▲ 0.96% above Indiana avg
Rate3.63%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.96% above avgNationally 2.66%
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
36 Month
$500
3.55% ▲ 0.81% above Indiana avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.81% above avgNationally 2.66%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Roth Executive 3 Years
$100,000
3.55% ▲ 0.81% above Indiana avg
Rate3.48%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.81% above avgNationally 2.66%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Traditional Executive 3 Years
$100,000
3.55% ▲ 0.81% above Indiana avg
Rate3.48%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.81% above avgNationally 2.66%
Details

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
36-Month CD Special
$1,000
3.50% ▲ 0.76% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.66%
Details

CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
36 Month term
$0
3.50% ▲ 0.76% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.66%
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
36 Month IRA CD min
$0
3.50% ▲ 0.76% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.66%
Details

$20,000; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
36 Month min.
$0
3.50% ▲ 0.76% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.66%
Details

$10,000; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
36 Month
$0
3.50% ▲ 0.76% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.66%
Details

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3 Year
$0
3.50% ▲ 0.76% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.66%
Details

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
IRA Traditional - 36 months
$0
3.50% ▲ 0.76% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.66%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Roth Premier 3 Years
$10,000
3.45% ▲ 0.71% above Indiana avg
Rate3.39%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.71% above avgNationally 2.66%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Traditional Premier 3 Years
$10,000
3.45% ▲ 0.71% above Indiana avg
Rate3.39%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.71% above avgNationally 2.66%
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
3 year
$0
3.34% ▲ 0.60% above Indiana avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.60% above avgNationally 2.66%
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 36-month CD
$0
3.30% ▲ 0.56% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.56% above avgNationally 2.66%
Details

Early Withdrawal Penalties: 360 days interest

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
36 Month CD
$0
3.30% ▲ 0.56% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.56% above avgNationally 2.66%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
3 Year Fixed
$1,000
3.30% ▲ 0.56% above Indiana avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.56% above avgNationally 2.66%
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3 Year Certificate
$0
3.30% ▲ 0.56% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.56% above avgNationally 2.66%
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
36 Month Certificate
$0
3.29% ▲ 0.55% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.55% above avgNationally 2.66%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36 Months
$0
3.29% ▲ 0.55% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.55% above avgNationally 2.66%
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
3 Year IRA
$100
3.28% ▲ 0.54% above Indiana avg
Rate3.25%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.54% above avgNationally 2.66%
Details

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
36 Month CD
$0
3.28% ▲ 0.54% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.54% above avgNationally 2.66%
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
CDs 36 Months
$500
3.26% ▲ 0.52% above Indiana avg
Rate3.22%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.52% above avgNationally 2.66%
Details

Early Withdrawal Penalty: 365 Days

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Year CD
$500
3.25% ▲ 0.51% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Year IRA
$500
3.25% ▲ 0.51% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
3 Year
$1,000
3.25% ▲ 0.51% above Indiana avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
3 Year
$0
3.25% ▲ 0.51% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
36 Months
$0
3.25% ▲ 0.51% above Indiana avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
3-year paid monthly
$0
3.25% ▲ 0.51% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Business 3-year paid monthly
$0
3.25% ▲ 0.51% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
36 MONTH CD
$10,000
3.25% ▲ 0.51% above Indiana avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
3 year
$1,000
3.25% ▲ 0.51% above Indiana avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.66%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
36 Months
$0
3.20% ▲ 0.46% above Indiana avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.46% above avgNationally 2.66%
Details

Wilkinson 48 Month CD Rates

Indiana 48 Month CD Average2.74% APYNational 2.65%▼ 0.19% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48-Month CD
$1,000
4.20% ▲ 1.46% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.46% above avgNationally 2.65%
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4 Year Certificate
$100,000
4.20% ▲ 1.46% above Indiana avg
Rate4.12%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.46% above avgNationally 2.65%
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4 Year Certificate
$500
4.09% ▲ 1.35% above Indiana avg
Rate4.02%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.35% above avgNationally 2.65%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
4 Year Certificate
$200
3.90% ▲ 1.16% above Indiana avg
Rate3.83%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.16% above avgNationally 2.65%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Step Up Certificates 4 Year
$200
3.90% ▲ 1.16% above Indiana avg
Rate3.83%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.16% above avgNationally 2.65%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Step Up Certificate 4 Year
$200
3.90% ▲ 1.16% above Indiana avg
Rate3.83%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.16% above avgNationally 2.65%
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
48 Month Term
$0
3.90% ▲ 1.16% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.16% above avgNationally 2.65%
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
4 years
$0
3.85% ▲ 1.11% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.11% above avgNationally 2.65%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month
$0
3.75% ▲ 1.01% above Indiana avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month IRA
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 48 Month
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 48-Month
$1,000
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

All rates are Annual Percentage Yields.

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
48 Month IRA CD min
$0
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

$20,000; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
48 Month min.
$0
3.75% ▲ 1.01% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

$10,000; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 48 Months
$0
3.75% ▲ 1.01% above Indiana avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 1.01% above avgNationally 2.65%
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
48 Mo. Certificate
$0
3.61% ▲ 0.87% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.87% above avgNationally 2.65%
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
48 Month
$500
3.55% ▲ 0.81% above Indiana avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.81% above avgNationally 2.65%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4 Year Fixed
$1,000
3.55% ▲ 0.81% above Indiana avg
Rate3.49%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.81% above avgNationally 2.65%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
48 Months
$0
3.55% ▲ 0.81% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.81% above avgNationally 2.65%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4 Year
$1,000
3.50% ▲ 0.76% above Indiana avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.65%
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
48 Month
$0
3.50% ▲ 0.76% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.65%
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
48 MONTH CD
$10,000
3.50% ▲ 0.76% above Indiana avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.65%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
4 Year
$0
3.50% ▲ 0.76% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.65%
Details

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
IRA Traditional - 48 months
$0
3.50% ▲ 0.76% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.76% above avgNationally 2.65%
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 48-month CD
$0
3.45% ▲ 0.71% above Indiana avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.71% above avgNationally 2.65%
Details

Early Withdrawal Penalties: 360 days interest

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
48 Month CD
$0
3.41% ▲ 0.67% above Indiana avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.67% above avgNationally 2.65%
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
48 Month Certificate
$0
3.39% ▲ 0.65% above Indiana avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.65% above avgNationally 2.65%
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4 year
$0
3.34% ▲ 0.60% above Indiana avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.60% above avgNationally 2.65%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
48 Months
$0
3.30% ▲ 0.56% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.56% above avgNationally 2.65%
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
48 Month Fixed Rate
$1,000
3.29% ▲ 0.55% above Indiana avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.55% above avgNationally 2.65%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
48 Months
$0
3.29% ▲ 0.55% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.55% above avgNationally 2.65%
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
48 month cd
$0
3.25% ▲ 0.51% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.65%
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
4 Year
$0
3.25% ▲ 0.51% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.65%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
48 Months
$0
3.25% ▲ 0.51% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.51% above avgNationally 2.65%
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
4 Year IRA
$100
3.23% ▲ 0.49% above Indiana avg
Rate3.20%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.49% above avgNationally 2.65%
Details

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
48 Month Certificate
$500
3.10% ▲ 0.36% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.36% above avgNationally 2.65%
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
48 Month
$0
3.09% ▲ 0.35% above Indiana avg
Rate3.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.35% above avgNationally 2.65%
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
48 Month Certificate
$15,000
3.05% ▲ 0.31% above Indiana avg
Rate3.01%
Min Deposit$15,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.31% above avgNationally 2.65%
Details

SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 2.06%
48 Month
$0
3.05% ▲ 0.31% above Indiana avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.31% above avgNationally 2.65%
Details

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
4 year
$1,000
3.04% ▲ 0.30% above Indiana avg
Rate3.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.30% above avgNationally 2.65%
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
48 Month Tier 2
$0
3.03% ▲ 0.29% above Indiana avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.29% above avgNationally 2.65%
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
4 Year Certificate
$0
3.03% ▲ 0.29% above Indiana avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.29% above avgNationally 2.65%
Details

**

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4 years
$500
3.03% ▲ 0.29% above Indiana avg
Rate3.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.29% above avgNationally 2.65%
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
48-Month Certificate
$0
3.00% ▲ 0.26% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.26% above avgNationally 2.65%
Details

Non-premier member APY: 2.75% | Dividend Rate: 2.72%

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
48-Month IRA Certificate
$0
3.00% ▲ 0.26% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.26% above avgNationally 2.65%
Details

Non-premier member APY: 2.75% | Dividend Rate: 2.72%

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
4-year paid monthly
$0
3.00% ▲ 0.26% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.26% above avgNationally 2.65%
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Business 4-year paid monthly
$0
3.00% ▲ 0.26% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.26% above avgNationally 2.65%
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
48 MONTH CD
$1,000
3.00% ▲ 0.26% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.26% above avgNationally 2.65%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
48 Month
$0
3.00% ▲ 0.26% above Indiana avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.74%▲ 0.26% above avgNationally 2.65%
Details

Wilkinson 60 Month CD Rates

Indiana 60 Month CD Average2.85% APYNational 2.76%▼ 0.19% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
5 Year Certificate
$100,000
4.35% ▲ 1.50% above Indiana avg
Rate4.27%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.50% above avgNationally 2.76%
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
5 Year Certificate
$500
4.25% ▲ 1.40% above Indiana avg
Rate4.17%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.40% above avgNationally 2.76%
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
60-Month CD
$1,000
4.20% ▲ 1.35% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.35% above avgNationally 2.76%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
5 Year Certificate
$200
4.00% ▲ 1.15% above Indiana avg
Rate3.93%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.15% above avgNationally 2.76%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA Step Up Certificates 5 Year
$200
4.00% ▲ 1.15% above Indiana avg
Rate3.93%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.15% above avgNationally 2.76%
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Step Up Certificate 5 Year
$200
4.00% ▲ 1.15% above Indiana avg
Rate3.93%
Min Deposit$200
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.15% above avgNationally 2.76%
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
60 Month min.
$0
4.00% ▲ 1.15% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.15% above avgNationally 2.76%
Details

$10,000; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
5 Year
$0
4.00% ▲ 1.15% above Indiana avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.15% above avgNationally 2.76%
Details

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
IRA Traditional - 60 months
$0
4.00% ▲ 1.15% above Indiana avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.15% above avgNationally 2.76%
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
5 years +
$0
3.85% ▲ 1.00% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 1.00% above avgNationally 2.76%
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
60 Mo. Certificate
$0
3.81% ▲ 0.96% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.96% above avgNationally 2.76%
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Certificates 60 Months
$0
3.80% ▲ 0.95% above Indiana avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.95% above avgNationally 2.76%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month
$0
3.75% ▲ 0.90% above Indiana avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.90% above avgNationally 2.76%
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$1,000
3.75% ▲ 0.90% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.90% above avgNationally 2.76%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month IRA
$1,000
3.75% ▲ 0.90% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.90% above avgNationally 2.76%
Details

All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 60 Month
$1,000
3.75% ▲ 0.90% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.90% above avgNationally 2.76%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 60-Month
$1,000
3.75% ▲ 0.90% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.90% above avgNationally 2.76%
Details

All rates are Annual Percentage Yields.

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
60 MONTH CD
$10,000
3.75% ▲ 0.90% above Indiana avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.90% above avgNationally 2.76%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
60 Month IRA
$1,000
3.60% ▲ 0.75% above Indiana avg
Rate3.55%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.75% above avgNationally 2.76%
Details

Compounding Frequency: Quarterly

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Roth Executive 5 Years
$100,000
3.60% ▲ 0.75% above Indiana avg
Rate3.53%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.75% above avgNationally 2.76%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Traditional Executive 5 Years
$100,000
3.60% ▲ 0.75% above Indiana avg
Rate3.53%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.75% above avgNationally 2.76%
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
60 Month Fixed Rate
$1,000
3.55% ▲ 0.70% above Indiana avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.70% above avgNationally 2.76%
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
60 Month
$500
3.55% ▲ 0.70% above Indiana avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.70% above avgNationally 2.76%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
5 Year Fixed
$1,000
3.55% ▲ 0.70% above Indiana avg
Rate3.49%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.70% above avgNationally 2.76%
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60 Months
$0
3.55% ▲ 0.70% above Indiana avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.70% above avgNationally 2.76%
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
60 Month CD
$0
3.50% ▲ 0.65% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.65% above avgNationally 2.76%
Details

CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
60 Month term
$0
3.50% ▲ 0.65% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.65% above avgNationally 2.76%
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
5 Year
$1,000
3.50% ▲ 0.65% above Indiana avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.65% above avgNationally 2.76%
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
5 Year IRA (Traditional/Roth)
$0
3.50% ▲ 0.65% above Indiana avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.65% above avgNationally 2.76%
Details

IRA share certificates have a minimum balance of $1,000.00

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Roth Premier 5 Years
$10,000
3.50% ▲ 0.65% above Indiana avg
Rate3.44%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.65% above avgNationally 2.76%
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Traditional Premier 5 Years
$10,000
3.50% ▲ 0.65% above Indiana avg
Rate3.44%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.65% above avgNationally 2.76%
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
60 Month Liquid IRA
$0
3.50% ▲ 0.65% above Indiana avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.65% above avgNationally 2.76%
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
60 Month Certificate
$0
3.49% ▲ 0.64% above Indiana avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.64% above avgNationally 2.76%
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
60 Month CD
$0
3.46% ▲ 0.61% above Indiana avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.61% above avgNationally 2.76%
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Business 60-month CD
$0
3.45% ▲ 0.60% above Indiana avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.60% above avgNationally 2.76%
Details

Early Withdrawal Penalties: 360 days interest

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
60 Months
$0
3.41% ▲ 0.56% above Indiana avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.56% above avgNationally 2.76%
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5 Years Relationship
$500
3.38% ▲ 0.53% above Indiana avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.53% above avgNationally 2.76%
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
60 Months
$0
3.35% ▲ 0.50% above Indiana avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.50% above avgNationally 2.76%
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
5 year
$0
3.34% ▲ 0.49% above Indiana avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.49% above avgNationally 2.76%
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
CDs 60 Months
$500
3.34% ▲ 0.49% above Indiana avg
Rate3.30%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.49% above avgNationally 2.76%
Details

Early Withdrawal Penalty: 365 Days

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60 Months
$0
3.29% ▲ 0.44% above Indiana avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.44% above avgNationally 2.76%
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 Months (<M)
$500
3.28% ▲ 0.43% above Indiana avg
Rate3.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.43% above avgNationally 2.76%
Details

$10

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 Months M and >)
$10,000
3.28% ▲ 0.43% above Indiana avg
Rate3.25%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.43% above avgNationally 2.76%
Details

$10

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
60 months
$0
3.25% ▲ 0.40% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.40% above avgNationally 2.76%
Details

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
60 Month Certificate
$500
3.25% ▲ 0.40% above Indiana avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.40% above avgNationally 2.76%
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
60 Month
$0
3.25% ▲ 0.40% above Indiana avg
Rate3.19%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.40% above avgNationally 2.76%
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
60 MONTH CD
$1,000
3.25% ▲ 0.40% above Indiana avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.40% above avgNationally 2.76%
Details

Certificate Rates - Effective Wednesday, August 26, 2026

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
60 Month
$0
3.25% ▲ 0.40% above Indiana avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.40% above avgNationally 2.76%
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
5 year certificate
$1,000
3.18% ▲ 0.33% above Indiana avg
Rate3.15%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.33% above avgNationally 2.76%
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
5 Year IRA
$100
3.18% ▲ 0.33% above Indiana avg
Rate3.15%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Indiana Average2.85%▲ 0.33% above avgNationally 2.76%
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Wilkinson, Indiana Institutions

Highest verified APYs available today — updated August 28, 2026

B Top 5 Bank Rates
United Fidelity Bank
18-Month CD
A+ 5.0 ★ TX: 0.81%
Min: $1,000
4.50%
First Savings Bank of Hegewisch
18 Month Variable Rate Certificate
A+ 5.0 ★ TX: 0.21%
Min: $1,000
4.04%
First Merchants Bank
12-month CD/IRA
A+ 5.0 ★ TX: 2.78%
Min: $0
4.00%
Garrett State Bank
36 Month Advantage
A+ 5.0 ★ TX: 2.31%
Min: $2,500
4.00%
Republic Bank & Trust Company
6 Month CD
A+ 5.0 ★ TX: 0.00%
Min: $0
3.90%
CU Top 5 Credit Union Rates
Fort Financial Federal Credit Union
12-Month IRA Certificate
A+ 5.0 ★ TX: 2.84%
Min: $0
4.50%
Indiana University Credit Union
6-month paid monthly
A+ 5.0 ★ TX: 3.94%
Min: $0
4.50%
Beacon Credit Union
5 Year Certificate
A+ 5.0 ★ TX: 1.43%
Min: $100,000
4.35%
Elements Financial Federal Credit Union
18 Month Term Share Certificate
A+ 5.0 ★ TX: 2.79%
Min: $0
4.25%
Forum Credit Union
18 Month
A+ 5.0 ★ TX: 2.02%
Min: $0
4.15%
Rates verified August 28, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Wilkinson, IN CD Rate Trends

Compare local Wilkinson, IN CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana CD Trends
12-Month CD — IN Avg
2.639%
▲ 0.177 vs 7 days ago

Indiana 12-month CD rates rose 0.177 points over the past 7 days to 2.639% APY.

6-Month CD — IN Avg
2.127%
▼ 0.349 vs 7 days ago

Indiana 6-month CD rates fell 0.349 points over the past 7 days to 2.127% APY.

As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

IN CD Rate Forecast — Next 12 Months

Where are Indiana CD rates headed through August 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

IN 12-Month Avg APY
2.639%
6-Month Forecast
2.639%
Range: 2.44% – 2.79%
12-Month Forecast
2.389%
Range: 2.19% – 2.54%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Indiana average 12-month CD APY in our database.

Spread model: The Indiana 12-month CD average currently trades 1.74% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at IN CD Rates Today

Annual interest earnings at today’s Indiana average APYs. State average used where available; national average as fallback.

CD Term IN Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.751% $87.56 $175.12 $437.80 $875.60
6-Month CD 2.127% $106.35 $212.69 $531.73 $1,063.45
12-Month CD 2.639% $131.94 $263.87 $659.68 $1,319.35
18-Month CD 2.277% $113.87 $227.73 $569.32 $1,138.65
24-Month CD 2.839% $141.96 $283.91 $709.78 $1,419.55
36-Month CD 2.741% $137.04 $274.08 $685.20 $1,370.40
48-Month CD 2.737% $136.84 $273.68 $684.20 $1,368.40
60-Month CD 2.849% $142.44 $284.87 $712.18 $1,424.35
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026.

Sample CD Ladder for Wilkinson, Indiana Savers

$25,000 split equally across 5 terms using today’s Indiana average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit IN Avg APY Annual Earnings
1 3-Month CD $5,000 1.751% $87.56
2 6-Month CD $5,000 2.127% $106.35
3 12-Month CD $5,000 2.639% $131.94
4 24-Month CD $5,000 2.839% $141.96
5 36-Month CD $5,000 2.741% $137.04
Total ($25,000 invested) $25,000 2.419% blended $604.85/yr

Ladder example uses equal $5,000 rungs and Indiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

854
CD Rates
Tracked in Wilkinson, Indiana
41 Banks 53 Credit Unions

About Our Wilkinson, Indiana CD Rate Database

MonitorBankRates tracks 854 CD rates from 41 banks and 53 credit unions with locations in Wilkinson, Indiana, plus national online institutions available to Indiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: United Fidelity Bank offers a CD at 4.50% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Wilkinson, Indiana.

How to Find the Best CD Rates in Wilkinson, Indiana

What to compare when shopping for a CD in Wilkinson, Indiana

To find the best APYs in Wilkinson, Indiana, start with credit unions and online-only banks — Wilkinson, Indiana has 53 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Wilkinson, Indiana

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Wilkinson, Indiana — 94 institutions here report CD rates

Consider an Alternative If…

Indiana Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+
16.8%
National avg: 17.3%
Median Individual Earnings
$43,243
National avg: $47,340
Poverty Rate
12.3%
National avg: 11.1%
Unemployment Rate
4.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$114/yr
At IN 12-mo avg 2.639% APY

16.8% of residents are 65 or older — below the national average of 17.3%. At today’s IN 12-month CD average of 2.639%, saving 10% of the local median salary ($4,324/year) and putting it in a CD would earn an additional $114 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Wilkinson, Indiana

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Wilkinson, Indiana

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Wilkinson, Indiana typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Wilkinson, Indiana as everywhere in the U.S.

Choosing a CD Term in Wilkinson, Indiana

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Wilkinson, Indiana savers easier access to their funds. For example, Indiana University Credit Union is offering its 6-month paid monthly at 4.50% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Beacon Credit Union is offering its 5 Year Certificate at 4.35% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Wilkinson, Indiana Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Wilkinson, Indiana saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Wilkinson, Indiana

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Wilkinson, Indiana CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Wilkinson, Indiana

Most CDs carry a fixed rate that is locked for the entire term, protecting a Wilkinson, Indiana depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Wilkinson, Indiana

Are CD rates in Wilkinson, Indiana FDIC insured?

Yes, most established banks in Wilkinson, Indiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Wilkinson, Indiana?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wilkinson, Indiana.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Wilkinson, Indiana may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Wilkinson, Indiana?

Here are recent top rates found for this area:
  • United Fidelity Bank: 4.50% APY (18-Month CD)
  • Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA Certificate)
  • Indiana University Credit Union: 4.50% APY (6-month paid monthly)
  • Beacon Credit Union: 4.35% APY (5 Year Certificate)
  • Elements Financial Federal Credit Union: 4.25% APY (18 Month Term Share Certificate)
  • Forum Credit Union: 4.15% APY (18 Month)
  • Centra Credit Union: 4.15% APY (24 Month)
  • Purdue Federal Credit Union: 4.13% APY (Savers Certificate - 24 Months)
  • Evansville Firefighters Federal Credit Union: 4.10% APY (18 Mo CD Jumbo)
  • Policemens Federal Credit Union: 4.10% APY (6 months)
Rates reflect recent verified offers available in Wilkinson, Indiana. Last Updated: August 28, 2026

Wilkinson, Indiana CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Wilkinson, Indiana rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Wilkinson, Indiana CD Rates by Term

Verified August 28, 2026 — click a rate to use its term and APY
Highest verified APY per term available in Wilkinson, Indiana. Averages shown use the Indiana state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wilkinson, Indiana CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wilkinson, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wilkinson, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026

Wilkinson, Indiana Rates & Resources