Mortgage Lenders and Brokers in Edmonds, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edmonds, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.140 4th Ave S, Edmonds, WA 98020A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA424 5th Ave S, Edmonds, WA 98020A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA9727 Edmonds Way, Edmonds, WA 98020A+5.0 ★Texas Ratio: 5.36%, 1st Security Bank of Washington1st Security Bank of Washington620 Edmonds Way, Edmonds, WA 98020A+5.0 ★Texas Ratio: 4.31%, Bank of America NABank of America NA306 Main St, Edmonds, WA 98020A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank437 5th Ave S, Edmonds, WA 98020A+5.0 ★Texas Ratio: 2.28%, Keybank National AssociationKeybank National Association9930 Edmonds Way, Edmonds, WA 98020A+5.0 ★Texas Ratio: 4.81%, Peoples BankPeoples Bank201 Main St, Edmonds, WA 98020A+5.0 ★Texas Ratio: 0.88%, Banner BankBanner Bank7009 212th St Sw, Edmonds, WA 98026A+5.0 ★Texas Ratio: 2.91%, and Washington FederalWashington Federal229 Main St, Edmonds, WA 98020A+5.0 ★Texas Ratio: 4.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edmonds, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edmonds are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edmonds, Washington
Market share is the lender's share of all home loans closed in Edmonds, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edmonds 140 4th Ave S, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 14 +8 HELOCs |
2.5% | 82.4% | $667,857 | View |
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2 offices in Edmonds 424 5th Ave S, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
1.6% | 100% | $917,222 | View |
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1 office in Edmonds 9727 Edmonds Way, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 1.4% | 72.7% | $861,250 | View |
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1 office in Edmonds 620 Edmonds Way, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 4.31% |
Conventional, Jumbo, HELOC | 7 +7 HELOCs |
1.2% | 87.5% | $697,857 | View |
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1 office in Edmonds 306 Main St, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +25 HELOCs |
0.9% | 83.3% | $781,000 | View |
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1 office in Edmonds 437 5th Ave S, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 4 +12 HELOCs |
0.7% | 100% | $902,500 | View |
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1 office in Edmonds 9930 Edmonds Way, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 75% | $1,145,000 | View |
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1 office in Edmonds 201 Main St, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $755,000 | View |
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1 office in Edmonds 7009 212th St Sw, Edmonds, WA 98026 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +6 HELOCs |
0% | 100% | View | |
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1 office in Edmonds 229 Main St, Edmonds, WA 98020 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in Edmonds 123 3rd Ave S, Edmonds, WA 98020 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 16 +137 HELOCs |
2.8% | 88.9% | $691,250 | |
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1048 116th Ave NE, Bellevue, WA 98004 4640 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 3 | 0.5% | 100% | $685,000 | View |
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202 5TH Ave S, Edmonds, WA 98020 3425 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $505,000 | View |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $895,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $565,000 | View |
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2200 Rimland Dr, Bellingham, WA 98226 A+5.0 ★Texas Ratio: 4.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,505,000 | View |
Columbia Credit Union
437 5th Ave S, Edmonds, WA 98020 |
Conventional | 1 | 0.2% | 100% | $305,000 | |
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22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,655,000 | View |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
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Conventional, VA | 16 | 2.8% | 100% | $692,500 | |
Evergreen Moneysource Mortgage Company
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Conventional | 9 | 1.6% | 90.9% | $569,444 | |
HomeStreet Bank
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Conventional, HELOC | 3 +10 HELOCs |
0.5% | 75% | $928,333 | |
Wsecu
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Conventional, HELOC | 1 +4 HELOCs |
0.2% | 33.3% | $65,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 42 +6 HELOCs |
7.4% | 89.6% | $697,380 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 37 | 6.6% | 95% | $651,216 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo, HELOC | 36 +7 HELOCs |
6.4% | 95% | $758,055 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 36 | 6.4% | 76.5% | $588,055 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 32 +2 HELOCs |
5.7% | 97% | $676,250 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 21 | 3.7% | 95.5% | $619,285 | View |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 18 | 3.2% | 94.7% | $706,111 | |
Fairway Independent Mort Corp
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Conventional, Jumbo, HELOC | 17 +1 HELOCs |
3% | 94.4% | $686,176 | |
Guild Mortgage Company
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Conventional | 15 | 2.7% | 93.8% | $551,000 | |
Originpoint, LLC
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Conventional, Jumbo | 14 | 2.5% | 100% | $826,428 | |
Provident Funding Associates
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Conventional | 11 | 2% | 91.7% | $660,454 | |
Pennymac Loan Services LLC
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Conventional, VA | 9 | 1.6% | 76.9% | $408,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 9 | 1.6% | 90% | $610,555 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 8 | 1.4% | 100% | $827,500 | |
Nfm, Inc
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Conventional, VA, Jumbo | 7 | 1.2% | 100% | $1,063,571 | |
Generations Home Loans, LLC
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Conventional | 7 | 1.2% | 100% | $625,000 | |
Nationstar Mortgage
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Conventional, VA | 6 | 1.1% | 87.5% | $276,666 | |
loanDepot.com LLC
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Conventional | 5 | 0.9% | 100% | $401,000 | |
New American Funding, LLC.
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Conventional, VA | 5 | 0.9% | 100% | $515,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 5 | 0.9% | 100% | $713,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 5 | 0.9% | 100% | $811,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 4 +4 HELOCs |
0.7% | 38.5% | $197,500 | |
Sage Home Loans Corporation
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Conventional | 4 | 0.7% | 100% | $722,500 | |
Kind Lending, LLC
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Conventional | 4 | 0.7% | 100% | $600,000 | |
Resicentral LLC
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Conventional, Jumbo | 4 | 0.7% | 80% | $690,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.5% | 100% | $1,041,666 | View |
Zillow Home Loans, LLC
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Conventional | 3 | 0.5% | 100% | $458,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.5% | 75% | $415,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $895,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 40% | $550,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $500,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, Jumbo | 2 | 0.4% | 100% | $960,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 0.4% | 100% | $725,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.4% | 25% | $500,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 60% | $310,000 | |
Global Federal Credit Union
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Conventional | 2 | 0.4% | 66.7% | $395,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $640,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0.4% | 100% | $650,000 | View |
Priority Home Lending, LLC
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Conventional | 2 | 0.4% | 50% | $470,000 | |
Bay Equity LLC
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Conventional | 2 | 0.4% | 100% | $520,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 2 | 0.4% | 100% | $760,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.4% | 100% | $380,000 | |
Lower, LLC
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Conventional | 2 | 0.4% | 100% | $700,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.4% | 100% | $815,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,275,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 66.7% | $740,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,340,000 | View |
Alliant Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $205,000 | |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $145,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,425,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 1.31% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $525,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $825,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,645,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $815,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $155,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $565,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $945,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 50% | $855,000 | |
Servis One, Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $705,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 0.2% | 100% | $1,435,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $745,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $915,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $785,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $965,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $745,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $985,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $785,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $785,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Idaho Central Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
MassMutual FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edmonds Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edmonds, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Edmonds? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edmonds in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edmonds, WA
Use these to narrow the list above. Each category shows how many Edmonds, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Edmonds, WA
Independent mortgage companies closed 74.5 percent of home loans in Edmonds, Washington in 2025, banks 19.5 percent and credit unions 6 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edmonds, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Edmonds, Washington with 14 loans, about 2.5 percent of the market. The largest lender headquartered in Washington was 1st Security Bank of Washington with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Edmonds, Washington in 2025, led by Movement Mortgage, LLC with 2. 15 lenders closed VA loans, led by Sammamish Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 25 credit unions closed home loans in Edmonds, Washington in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edmonds, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edmonds, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edmonds. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
