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Salal Credit Union Rates & Review May 2026

Salal Credit Union's 13-Month CD of Deposit rates are at 3.50%, 12 month CD rates are at 3.00%, 17-Month Add-On CD of Deposit rates are at 3.00%, 6 month CD rates are at 3.00%, 9 month CD rates are at 3.00%. Salal Credit Union's savings rates are at 0.01%. Salal Credit Union's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Salal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.12%. Rates were last updated on 05/10/2026.

Salal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Salal Credit Union? Share your experience about Salal Credit Union by leaving a review below, or read customer reviews before you decide to use Salal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.12%
Excellent Lower than avg
Salal Credit Union
Northgate Headquarters
9706 4th Ave NE Ste 400
Seattle, WA 98115 2199
https://www.salalcu.org
Member NCUA

Salal Credit Union CD Rates

Product Rate APY Term View More
13-Month Certificate of Deposit 3.45% 3.50% 13
Min Deposit $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
12 month Certificate 2.96% 3.00% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
17-Month Add-On Certificate of Deposit 2.96% 3.00% 17 Months
Min Deposit $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
6 month Certificate 2.96% 3.00% 6
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
9 month Certificate 2.96% 3.00% 9
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
6 Certificates of Deposit 2.96% 3.00% 6
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 12 month 2.96% 3.00% 12
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 6 month 2.96% 3.00% 6
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 9 month 2.96% 3.00% 9
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
18 month Certificate 2.47% 2.50% 18
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
24 month Certificate 2.47% 2.50% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
18 Certificates of Deposit 2.47% 2.50% 18
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 18 month 2.47% 2.50% 18
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 24 month 2.47% 2.50% 24
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
30 month Certificate 2.23% 2.25% 30
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
36 month Certificate 2.23% 2.25% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
30 Certificates of Deposit 2.23% 2.25% 30
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 30 month 2.23% 2.25% 30
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 36 month 2.23% 2.25% 36
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
48 month Certificate 1.98% 2.00% 48
Min Deposit $1,000
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
48 Certificates of Deposit 1.98% 2.00% 48
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Certificate of Deposit 48 month 1.98% 2.00% 48
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
24 month Youth Certificate 0.25% 0.25% 24 MONTHS
Min Balance $50,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
24 month Youth Certificate 0.20% 0.20% 24 MONTHS
Min Balance $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
24 month Youth Certificate 0.15% 0.15% 24 MONTHS
Min Balance $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%

Salal Credit Union Savings Rates

Product Rate APY View More
EXTRA SAVINGS 0.05% 0.05%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Savings 0.05% 0.05%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
PRIMARY SAVINGS 0.05% 0.05%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
YOUTH SAVINGS 0.05% 0.05%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
EXTRA SAVINGS 0.03% 0.03%
Min Balance $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Savings 0.03% 0.03%
Min Balance $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
PRIMARY SAVINGS 0.03% 0.03%
Min Balance $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
YOUTH SAVINGS 0.03% 0.03%
Min Balance $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
EXTRA SAVINGS 0.01% 0.01%
Min Balance $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
IRA Savings 0.01% 0.01%
Min Balance $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
PRIMARY SAVINGS 0.01% 0.01%
Min Balance $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
YOUTH SAVINGS 0.01% 0.01%
Min Balance $5
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%

Salal Credit Union Money Market Rates

Product Rate APY View More
Jumbo Money Market 2.96% 3.00%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Money Market 2.96% 3.00%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Premium Plus Money Market 1.39% 1.40%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Premium Plus Money Market 1.29% 1.30%
Min Balance $50,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Premium Plus Money Market 1.19% 1.20%
Min Balance $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Premium Plus Money Market 1.09% 1.10%
Min Balance $10,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Premium Plus Money Market 1.00% 1.00%
Min Balance $2,500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Jumbo Money Market 0.01% 0.01%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Money Market 0.01% 0.01%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%

Salal Credit Union Checking Rates

Product Rate APY View More
50+ Interest Checking 0.10% 0.10%
Min Balance $0
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Preferred Interest Checking 0.10% 0.10%
Min Balance $2,500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Preferred Interest Checking 0.03% 0.03%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%

Salal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Custom Fit Home Equity Fixed-Rate Loan Segments - - 6.06%
Details $5,000 minimum draw amount. 5, 10, and 15-year terms available. Fully amortized principal and interest payments.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Custom Fit Home Equity Line of Credit - Variable Rate - - 7.49%
Details Revolving line of credit with 10-year draw period 15-year amortization after end of draw period.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%

Salal Credit Union Credit Card Rates

Product Rate APR View More
Classic Credit Card - 11.49%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Rewards Credit Card - 13.49%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Student Credit Card - 16.75%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%
Secured Credit Card - 18.00%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.12%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Salal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Salal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Salal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Salal Credit Union
Address 9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Phone 206-298-9394
Fax 206-299-6000
President Brian Luong
CEO Russell Rosendal
Full-Time Employees 225
Part-Time Employees 3
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.12%
Return on Assets (ROA)
0.0544%
Return on Equity (ROE)
0.6079%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
1,146,941,024
Total Amount of Shares and Deposits
1,020,522,896
Total Shares and Deposits < 1 Year
1,002,466,909
Total Shares and Deposits 1 3 Years
17,015,360
Total Shares and Deposits > 3 Years
1,040,627
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
328,575,246
Total Uninsured Shares and Deposits > $250K (F+J)
328,575,246
Total Insured Shares and Deposits > $250K (item 17 less item K)
691,947,650
Total Interest Expense (Sum of items 6 8)
14,432,712
Share Certificates
5,143
Number of Accounts for Share Drafts
17,581
IRA KEOGH Accounts
1,453
Number of Accounts for Regular Shares
13,542
Money Market Shares
3,975
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,085,351
Total Liabilities
1,051,290,609
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Salal Credit Union

How many branches does Salal Credit Union operate?

Salal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Salal Credit Union?

Yes, to access services at Salal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Salal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Salal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Salal Credit Union offer online and mobile banking?

Most modern institutions like Salal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.salalcu.org.

Current Salal Credit Union Rates

  • 12-Month CD3.00%
  • 18-Month CD2.50%
  • 24-Month CD0.15%
  • Savings0.01%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.