Mortgage Lenders and Brokers in Kirkland, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kirkland, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA215 Kirkland Ave, Kirkland, WA 98033A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA6615 132nd Ave Ne, Kirkland, WA 98033A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.132 Kirkland Ave, Kirkland, WA 98033A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14440 124th Ave Ne, Kirkland, WA 98034A+5.0 ★Texas Ratio: 4.14%, Banner BankBanner Bank207 Park Ln, Kirkland, WA 98033A+5.0 ★Texas Ratio: 2.91%, Keybank National AssociationKeybank National Association332 Central Way, Kirkland, WA 98033A+5.0 ★Texas Ratio: 4.81%, Columbia BankColumbia Bank278 Central Way, Kirkland, WA 98033A+5.0 ★Texas Ratio: 2.28%, Washington FederalWashington Federal13633 100th Ave Ne, Kirkland, WA 98034A+5.0 ★Texas Ratio: 4.48%, Boeing Employees' Credit UnionBoeing Employees' Credit Union11416 NE 124th St, Kirkland, WA 98034, and Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kirkland, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kirkland are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kirkland, Washington
Market share is the lender's share of all home loans closed in Kirkland, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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3 offices in Kirkland 215 Kirkland Ave, Kirkland, WA 98033 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 140 +3 HELOCs |
9% | 93.4% | $1,138,857 | View |
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2 offices in Kirkland 6615 132nd Ave Ne, Kirkland, WA 98033 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 110 | 7.1% | 92.4% | $1,422,454 | View |
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2 offices in Kirkland 132 Kirkland Ave, Kirkland, WA 98033 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 93 +12 HELOCs |
6% | 89% | $1,435,752 | View |
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3 offices in Kirkland 14440 124th Ave Ne, Kirkland, WA 98034 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 88 +49 HELOCs |
5.6% | 98.9% | $1,481,363 | View |
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1 office in Kirkland 207 Park Ln, Kirkland, WA 98033 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 8 +12 HELOCs |
0.5% | 100% | $432,500 | View |
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2 offices in Kirkland 332 Central Way, Kirkland, WA 98033 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
0.5% | 57.1% | $1,177,500 | View |
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1 office in Kirkland 278 Central Way, Kirkland, WA 98033 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 6 +16 HELOCs |
0.4% | 85.7% | $886,666 | View |
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2 offices in Kirkland 13633 100th Ave Ne, Kirkland, WA 98034 A+5.0 ★Texas Ratio: 4.48% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,055,000 | View |
Boeing Employees' Credit Union
11416 NE 124th St, Kirkland, WA 98034 |
Conventional, Jumbo, HELOC | 70 +157 HELOCs |
4.5% | 89.9% | $1,049,000 | |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 46 +2 HELOCs |
3% | 100% | $1,300,217 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, Jumbo | 10 | 0.6% | 100% | $1,379,000 | View |
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2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.3% | 100% | $852,500 | View |
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13238 Ne 20th St, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 4 | 0.3% | 100% | $865,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 4 | 0.3% | 100% | $1,365,000 | View |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 3 | 0.2% | 80% | $1,455,000 | View |
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11100 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 2 | 0.1% | 100% | $1,665,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 2 | 0.1% | 66.7% | $405,000 | View |
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10020 NE 137th St, Kirkland, WA 98034 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 50% | $325,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $825,000 | View |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $315,000 | View |
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1048 116th Ave NE, Bellevue, WA 98004 4640 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.1% | 100% | $795,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14440 124th Ave Ne, Kirkland, WA 98034 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
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Conventional, Jumbo | 19 | 1.2% | 100% | $1,021,842 | |
Evergreen Moneysource Mortgage Company
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Conventional | 6 | 0.4% | 91.7% | $825,000 | |
Flyhomes Mortgage LLC
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Conventional, Jumbo | 4 | 0.3% | 80% | $950,000 | |
Wsecu
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Conventional, Jumbo, HELOC | 3 +4 HELOCs |
0.2% | 100% | $445,000 | |
HomeStreet Bank
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Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.1% | 100% | $2,005,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 85 | 5.5% | 83.2% | $645,705 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 55 +1 HELOCs |
3.5% | 96.7% | $787,909 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 53 +5 HELOCs |
3.4% | 98.2% | $810,094 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 43 +2 HELOCs |
2.8% | 95.7% | $1,011,744 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 38 | 2.4% | 95% | $1,076,052 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 38 | 2.4% | 97.5% | $977,894 | |
Cmg Mortgage Inc
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Conventional, Jumbo, HELOC | 30 +2 HELOCs |
1.9% | 100% | $935,666 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 30 | 1.9% | 90.9% | $1,286,000 | View |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 28 +15 HELOCs |
1.8% | 100% | $936,071 | |
Originpoint, LLC
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Conventional, Jumbo | 27 | 1.7% | 96.4% | $1,232,037 | |
Taylor Morrison Home Funding, Inc.
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Conventional, VA, Jumbo | 24 | 1.5% | 100% | $752,916 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 23 +1 HELOCs |
1.5% | 71.9% | $1,000,217 | |
Global Federal Credit Union
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Conventional, Jumbo, HELOC | 22 +3 HELOCs |
1.4% | 95.7% | $937,272 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA, Jumbo | 22 | 1.4% | 100% | $930,909 | View |
General Mortgage Capital Corporation
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Conventional | 21 | 1.3% | 100% | $529,761 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 21 | 1.3% | 100% | $1,436,904 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 20 +1 HELOCs |
1.3% | 100% | $998,500 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 18 | 1.2% | 100% | $1,053,333 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 17 +5 HELOCs |
1.1% | 85% | $1,557,941 | View |
The Loan Store, Inc
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Conventional, Jumbo | 17 | 1.1% | 95% | $695,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 16 | 1% | 100% | $795,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 15 | 1% | 62.5% | $950,333 | |
Toll Brothers Mortgage Company
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Conventional, VA, Jumbo | 15 | 1% | 85.2% | $913,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 15 | 1% | 100% | $1,435,666 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
0.8% | 100% | $2,019,615 | View |
New American Funding, LLC.
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Conventional, Jumbo, HELOC | 12 +3 HELOCs |
0.8% | 85.7% | $727,500 | |
Provident Funding Associates
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Conventional | 12 | 0.8% | 92.3% | $685,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 11 | 0.7% | 85.7% | $1,260,454 | View |
Nfm, Inc
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Conventional, Jumbo | 9 | 0.6% | 90% | $1,052,777 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 0.4% | 87.5% | $266,428 | |
AmWest Funding Corp
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Conventional, Jumbo | 6 | 0.4% | 100% | $843,333 | |
Discover Bank
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Conventional | 5 | 0.3% | 62.5% | $143,000 | |
Zillow Home Loans, LLC
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Conventional | 5 | 0.3% | 100% | $633,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 5 | 0.3% | 83.3% | $1,567,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 4 +3 HELOCs |
0.3% | 80% | $1,005,000 | |
Better Mortgage Corporation
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Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.3% | 66.7% | $2,077,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.3% | 100% | $947,500 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.3% | 100% | $515,000 | |
Resicentral LLC
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Conventional | 4 | 0.3% | 100% | $732,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, Jumbo | 4 | 0.3% | 100% | $1,182,500 | |
Churchill Mortgage Corporation
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Conventional | 4 | 0.3% | 100% | $290,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 4 | 0.3% | 100% | $327,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +3 HELOCs |
0.2% | 33.3% | $188,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.2% | 50% | $458,333 | |
Priority Home Lending, LLC
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Conventional | 3 | 0.2% | 100% | $858,333 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 3 | 0.2% | 75% | $2,588,333 | View |
Generations Home Loans, LLC
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Conventional | 3 | 0.2% | 100% | $588,333 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 0.2% | 100% | $951,666 | View |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.2% | 100% | $425,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 0.2% | 75% | $1,885,000 | |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
0.1% | 100% | $1,280,000 | |
Fundloans Capital
|
Conventional, Jumbo | 2 | 0.1% | 100% | $1,540,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.1% | 100% | $310,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.1% | 80% | $750,000 | |
Nbkc Bank
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Conventional | 2 | 0.1% | 100% | $455,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 2 | 0.1% | 66.7% | $1,215,000 | |
Directors Mortgage, Inc
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Conventional, Jumbo | 2 | 0.1% | 100% | $1,025,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.1% | 100% | $820,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.1% | 66.7% | $1,110,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 2 | 0.1% | 100% | $1,525,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 2 | 0.1% | 100% | $2,080,000 | View |
Redwood Residential Acquisition Corporation
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Conventional | 2 | 0.1% | 100% | $880,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.1% | 100% | $630,000 | |
Stg Mortgage Inc
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Conventional | 2 | 0.1% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, Jumbo | 2 | 0.1% | 100% | $1,120,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 0.1% | 100% | $2,345,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.1% | 100% | $3,140,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 2 | 0.1% | 100% | $2,130,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.1% | 100% | $640,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.1% | 75% | $725,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,365,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.1% | 100% | $3,525,000 | View |
Residential Wholesale Mortgage
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Conventional | 1 | 0.1% | 100% | $945,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 100% | $1,005,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.1% | 100% | $855,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $355,000 | |
AAA Capital Investment, Inc
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,205,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $925,000 | |
Filo Mortgage, LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,425,000 | |
5Th Sreet Capital Inc.
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Conventional | 1 | 0.1% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $725,000 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,445,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $945,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,505,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $2,375,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 50% | $695,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 50% | $875,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $955,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $785,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $755,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $1,035,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Ony Glo, Inc.
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Conventional | 1 | 0.1% | 100% | $715,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 50% | $375,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,245,000 | |
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A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,225,000 | View |
Mortgage Research Center
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VA | 1 | 0.1% | 50% | $445,000 | |
Megastar Finanacial Corp
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,285,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $765,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $495,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.1% | 100% | $235,000 | |
United Nations Federal CU
|
Conventional | 1 | 0.1% | 100% | $955,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $225,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.1% | 50% | $805,000 | |
Direct Rate Home Loans, Inc
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Conventional | 1 | 0.1% | 100% | $755,000 | |
Plaza Home Mortgage, Inc
|
Conventional, Jumbo | 1 | 0.1% | 100% | $2,435,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 50% | $285,000 | |
JMAC Lending, Inc.
|
Conventional, Jumbo | 1 | 0.1% | 100% | $3,715,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Consolidated Community Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Oregonians Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Kirkland Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kirkland, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Kirkland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kirkland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kirkland, WA
Use these to narrow the list above. Each category shows how many Kirkland, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Kirkland, WA
Independent mortgage companies closed 47 percent of home loans in Kirkland, Washington in 2025, banks 44.1 percent and credit unions 8.9 percent. Sammamish Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kirkland, WA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Kirkland, Washington with 140 loans, about 9 percent of the market. The largest lender headquartered in Washington was Banner Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kirkland, Washington, Bank of America NA approved the highest share of completed applications in 2025 at 98.9 percent, against a 91.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Kirkland, Washington in 2025, led by Movement Mortgage, LLC with 2. 16 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 48 banks and 26 credit unions closed home loans in Kirkland, Washington in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kirkland, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kirkland, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kirkland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
