☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Washington / Pasco

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Pasco, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Pasco, Washington mortgage lenders include Columbia BankColumbia Bank1204 N 20th Ave, Pasco, WA 99301A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank3945 W Court St, Pasco, WA 99301A+5.0 ★Texas Ratio: 2.91%, Glacier BankGlacier Bank9715 Sandifur Pkwy, Pasco, WA 99301A+5.0 ★Texas Ratio: 1.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5210 Road 68 Ste A, Pasco, WA 99301A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.215 N 10th Ave, Pasco, WA 99301A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA3525 W Court St, Pasco, WA 99301A+5.0 ★Texas Ratio: 3.54%, Bank of Eastern OregonBank of Eastern Oregon5205 Road 68, Pasco, WA 99301A5.0 ★Texas Ratio: 7.84%, Gesa Credit UnionGesa Credit Union2202 W Sylvester St, Pasco, WA 99301A5.0 ★Texas Ratio: 6.57%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and Hapo Communtiy Credit UnionHapo Communtiy Credit Union2701 N 20th Ave, Pasco, WA 99301A+5.0 ★Texas Ratio: 1.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pasco, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pasco are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pasco, Washington

Market share is the lender's share of all home loans closed in Pasco, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Columbia Bank 2 offices in Pasco 1204 N 20th Ave, Pasco, WA 99301 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, VA, HELOC	44 +19 HELOCs	2.9%	95.7%	$280,000	View
Banner Bank 1 office in Pasco 3945 W Court St, Pasco, WA 99301 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, HELOC	35 +11 HELOCs	2.3%	92.1%	$362,714	View
Glacier Bank 1 office in Pasco 9715 Sandifur Pkwy, Pasco, WA 99301 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, HELOC	12 +2 HELOCs	0.8%	80%	$299,166	View
JPMorgan Chase Bank, NA 1 office in Pasco 5210 Road 68 Ste A, Pasco, WA 99301 A+5.0 ★Texas Ratio: 3.68%	Conventional	12	0.8%	85.7%	$392,500	View
US Bank, N.A. 1 office in Pasco 215 N 10th Ave, Pasco, WA 99301 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	6 +4 HELOCs	0.4%	42.9%	$236,666	View
BMO Harris Bank NA 1 office in Pasco 3525 W Court St, Pasco, WA 99301 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +5 HELOCs	0.1%	25%	$255,000	View
Bank of Eastern Oregon 1 office in Pasco 5205 Road 68, Pasco, WA 99301 A5.0 ★Texas Ratio: 7.84%	Conventional	1	0.1%	100%	$405,000	View
Gesa Credit Union 2202 W Sylvester St, Pasco, WA 99301 A5.0 ★Texas Ratio: 6.57%	Conventional, Jumbo, HELOC	136 +88 HELOCs	8.9%	83.5%	$270,220	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, HELOC	111 +2 HELOCs	7.2%	96.6%	$402,027	View
Hapo Communtiy Credit Union 2701 N 20th Ave, Pasco, WA 99301 A+5.0 ★Texas Ratio: 1.09%	Conventional	55	3.6%	81.2%	$169,909	View
Spokane Teachers Credit Union 5677 Rd 68, Pasco, WA 99301 A5.0 ★Texas Ratio: 10.05%	Conventional, FHA, HELOC	13 +19 HELOCs	0.8%	82.4%	$314,230	View
Numerica Credit Union 4845 Broadmoor Blvd, Pasco, WA 99301 A+5.0 ★Texas Ratio: 2.22%	Conventional, FHA, HELOC	7 +79 HELOCs	0.5%	87.5%	$346,428	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	Conventional, FHA, HELOC	6 +3 HELOCs	0.4%	100%	$263,333	View
Wells Fargo Bank NA 1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	5	0.3%	55.6%	$317,000	View
Bank of America NA 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +11 HELOCs	0.2%	100%	$311,666	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$255,000
Baker Boyer National Bank 1149 N Edison St, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 2.77%	Conventional, Jumbo	2	0.1%	100%	$585,000	View
Keybank National Association 100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$135,000	View
Cathay Bank 13238 Ne 20th St, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$355,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.1%	100%	$75,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
iQ Credit Union 300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Horizon Credit Union 1474 N Highway, Colville, WA 99114 2008 A+5.0 ★Texas Ratio: 1.61%	HELOC	0 +1 HELOCs	0%	n/a		View
Solarity Credit Union 900 S Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 2.09%	HELOC	0 +1 HELOCs	0%	n/a		View
Peoples Bank 1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88%	HELOC	0 +1 HELOCs	0%	n/a		View
Peak Credit Union 416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Yakima Federal Savings & Loan	Conventional	22	1.4%	91.7%	$282,727
Tri-Cities Community FederalCU	Conventional	18	1.2%	90%	$80,555
Community First Bank A+5.0 ★Texas Ratio: 1.41%	Conventional, FHA, Jumbo	13	0.8%	100%	$528,846	View
Evergreen Moneysource Mortgage Company	Conventional, FHA, Jumbo	4	0.3%	100%	$522,500
Sammamish Mortgage Company	Conventional	3	0.2%	100%	$401,666
Wsecu	Conventional	2	0.1%	100%	$95,000
Agwest Farm Credit, Flca	Conventional	1	0.1%	50%	$605,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	107 +2 HELOCs	7%	90.1%	$403,037
Rocket Mortgage	Conventional, FHA, VA, Jumbo	105	6.8%	87.3%	$281,952
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	104 +1 HELOCs	6.8%	96.6%	$369,038
Primelending	Conventional, FHA, VA, Jumbo	92	6%	98%	$334,347
DHI Mortgage Company, LTD.	Conventional, FHA, VA	58	3.8%	95.2%	$354,310
Premier Mortgage Resources, LLC	Conventional, FHA, VA	44	2.9%	95.7%	$247,045
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	37 +2 HELOCs	2.4%	92.7%	$356,621
Summit Funding.Inc	Conventional, FHA, VA	35	2.3%	97.3%	$276,142
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	27	1.8%	90%	$409,074
Nationstar Mortgage	Conventional, FHA, VA	26	1.7%	78.8%	$177,307
New American Funding, LLC.	Conventional, FHA, VA, HELOC	25 +3 HELOCs	1.6%	96.2%	$283,000
Pennymac Loan Services LLC	Conventional, FHA	24	1.6%	92.6%	$206,250
loanDepot.com LLC	Conventional, FHA, VA, HELOC	22 +1 HELOCs	1.4%	91.7%	$291,818
Freedom Mortgage Corporation	Conventional, FHA, VA	20	1.3%	84.6%	$394,000
Churchill Mortgage Corporation	Conventional, FHA, VA	20	1.3%	100%	$338,500
Guild Mortgage Company	Conventional, FHA, VA	13	0.8%	92.9%	$345,000
Envoy Mortgage, Ltd	Conventional, FHA, VA	12	0.8%	100%	$399,166
Newrez LLC	Conventional, FHA, VA	11	0.7%	57.9%	$220,454
MortgageOne, Inc	Conventional, FHA, VA	11	0.7%	100%	$353,181
Spring Eq, LLC	Conventional, HELOC	10 +5 HELOCs	0.7%	55.6%	$92,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	10	0.7%	100%	$296,000
Mortgage Research Center	VA	10	0.7%	55.6%	$411,000
Nations Direct Mortgage, LLC	Conventional	10	0.7%	100%	$355,000
Carrington Mortgage Services LLC	Conventional, FHA	10	0.7%	65%	$110,000
Amerisave Mortgage Company	Conventional, FHA	9	0.6%	69.2%	$272,777
Movement Mortgage, LLC	Conventional, FHA	8	0.5%	72.7%	$265,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.5%	47.8%	$250,714
Mutual of Omaha Mortgage	FHA, VA	7	0.5%	72.7%	$340,714
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, FHA	6	0.4%	100%	$290,000	View
Synergy One Lending, Inc.	Conventional, FHA, VA	6	0.4%	85.7%	$355,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	6	0.4%	85.7%	$308,333
Triad Financial Services, Inc.	Conventional	5	0.3%	60%	$93,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, Jumbo	5	0.3%	100%	$441,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	4 +3 HELOCs	0.3%	33.3%	$437,500
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	4 +1 HELOCs	0.3%	66.7%	$250,000	View
Lower, LLC	Conventional, FHA, VA	4	0.3%	80%	$360,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	4	0.3%	100%	$382,500	View
Goodleap, LLC	Conventional, FHA, HELOC	3 +4 HELOCs	0.2%	100%	$208,333
Idaho Central Credit Union	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$458,333
Guaranteed Rate, Inc.	Conventional, VA	3	0.2%	100%	$418,333
Resicentral LLC	Conventional, FHA	3	0.2%	100%	$268,333
Discover Bank	Conventional	3	0.2%	42.9%	$105,000
Nfm, Inc	Conventional	3	0.2%	100%	$368,333
Mortgage Express A5.0 ★Texas Ratio: 9.52%	Conventional, FHA	3	0.2%	100%	$278,333	View
New Day Financial, LLC.	VA	3	0.2%	60%	$441,666
Citadel Servicing Corporation	Conventional	3	0.2%	100%	$345,000
Southwest Funding LP	Conventional, FHA	3	0.2%	100%	$368,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$230,000	View
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$395,000
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.1%	100%	$420,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0.1%	66.7%	$165,000	View
Lpmc, LLC dba Landmark Profess	Conventional, FHA	2	0.1%	100%	$300,000
Pivot Financial Partners, Inc	Conventional, FHA	2	0.1%	100%	$505,000
Union Home Mortgage Corp.	Conventional, VA	2	0.1%	100%	$380,000
Highlands Residential Mortgage, Ltd.	Conventional	2	0.1%	100%	$260,000
Land Home Financial Services,	FHA	2	0.1%	100%	$365,000
Intelliloan, Inc.	FHA	2	0.1%	75%	$480,000
Provident Funding Associates	Conventional	2	0.1%	100%	$545,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$275,000
Right Start Mortgage, Inc	Conventional, FHA	2	0.1%	50%	$205,000
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$435,000
Village Capital & Investment	VA	2	0.1%	100%	$325,000
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$225,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$375,000	View
American Financial Resources LLC	VA, Jumbo	1	0.1%	100%	$955,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$315,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$495,000
Global Federal Credit Union	Conventional	1	0.1%	100%	$495,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$325,000
Nbkc Bank	VA	1	0.1%	100%	$535,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$215,000
PHH Mortgage Corporation	Conventional	1	0.1%	50%	$265,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$195,000	View
Filo Mortgage, LLC	FHA	1	0.1%	100%	$435,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$385,000
Bayshore Mortgage Funding	FHA	1	0.1%	100%	$355,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$395,000
American Financing Corporation	Conventional	1	0.1%	28.6%	$55,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$655,000
Bay Equity LLC	FHA	1	0.1%	100%	$395,000
Weichert Financial Services	Conventional	1	0.1%	100%	$445,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$115,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	25%	$345,000	View
Premier Lending Inc.	Conventional	1	0.1%	100%	$405,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$425,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$665,000	View
United Mortgage Corp.	FHA	1	0.1%	50%	$535,000
Self Help Federal Credit Union	Conventional	1	0.1%	33.3%	$425,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$375,000	View
Mortgage Solutions of Colorado	Conventional	1	0.1%	50%	$405,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$365,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$245,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$515,000	View
Fairway Independent Mort Corp	FHA	1	0.1%	50%	$365,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	1	0.1%	50%	$835,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$345,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$655,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$205,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +10 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Pasco Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Pasco, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Pasco? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pasco in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pasco, WA

Use these to narrow the list above. Each category shows how many Pasco, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 89 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 34 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 60 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 23 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Pasco, WA

Independent mortgage companies closed 58.5 percent of home loans in Pasco, Washington in 2025, banks 25.5 percent and credit unions 16 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Columbia Bank the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 35 loans.

58.5%

Mortgage companies

25.5%

Banks

16%

Credit unions

23%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Kent 175 lenders South Hill 170 lenders Lacey 156 lenders

Frequently Asked Questions About Mortgage Lenders in Pasco, WA

Who is the largest mortgage lender in Pasco, WA?

By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Pasco, Washington with 44 loans, about 2.9 percent of the market. The largest lender headquartered in Washington was Banner Bank with 35 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Pasco, WA have the highest approval rates?

Among lenders with meaningful volume in Pasco, Washington, Primelending approved the highest share of completed applications in 2025 at 98 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pasco, WA mortgage lenders offer FHA, VA and USDA loans?

60 lenders closed FHA loans in Pasco, Washington in 2025, led by 1st Security Bank of Washington with 42. 38 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pasco, WA lender list?

Yes. 34 banks and 19 credit unions closed home loans in Pasco, Washington in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pasco, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pasco, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pasco, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pasco. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.