What are the current interest rates at Solarity Credit Union?

Current rates for Solarity Credit Union include: 12-Month CD: 0.10%, 24-Month CD: 0.15%, Savings: 3.05%, MMA: 2.25%

☰

Home›
Credit Unions›
Solarity Credit Union

iAdvertiser Disclosure

Solarity Credit Union Rates & Review October 2026

Q: How many branches does Solarity Credit Union operate?

Solarity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Solarity Credit Union?

Yes, to access services at Solarity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Solarity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Solarity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Solarity Credit Union's top rates as of October 14, 2026 are 4.00% APY on its 13 Month CD special, 3.05% APY on savings, 2.25% APY on money market accounts, 0.11% APY on checking, and auto loans from 4.48% APR, according to rates verified by MonitorBankRates. Other Solarity Credit Union CD rates include 13-Month CD at 4.00%, IRA CDs (Traditional and Roth) - 12 month at 3.80%, and 26 Month CD special at 3.04%. MonitorBankRates evaluates the financial stability of Solarity Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.09%. Rates last updated and verified on 10/14/2026.

Solarity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Solarity Credit Union? Share your experience about Solarity Credit Union by leaving a review below, or read customer reviews before you decide to use Solarity Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.09%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Solarity Credit Union
North 5th Ave Branch

110 N 5th Ave
Yakima, WA 98902

https://www.solaritycu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Solarity Credit Union CD Rates

Product	Rate	APY	Term
13 Month Certificate special	-	4.00%	13 months
Min Deposit $10,000 Min Balance $10,000 Details Call to open an account; Maximum opening deposit of $1 million; APY does not apply to IRAs; penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
13-Month Share Certificate	-	4.00%	13 months
Min Balance $10,000 Details APY AS HIGH AS 4.00%; Minimum to earn APY $10,000; Rates accurate as of October 09, 2026 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 12 month	-	3.80%	12 months
Min Deposit $500 Min Balance $10,000 Details Minimum balance to earn APY: $10,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 3.80% ▲ 3.70 pts · high 3.80% / low 0.10% Sep 18, 20263.80%▲ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 12 month	-	3.80%	12 months
Min Deposit $500 Min Balance $75,000 Details Minimum balance to earn APY: $75,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 3.80% ▲ 3.70 pts · high 3.80% / low 0.10% Sep 18, 20263.80%▲ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
26 Month Certificate special	-	3.04%	26 months
Min Deposit $25,000 Min Balance $25,000 Details Call to open an account; Maximum opening deposit of $1 million; APY does not apply to IRAs; penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 24 month	-	2.85%	24 months
Min Deposit $500 Min Balance $10,000 Details Minimum balance to earn APY: $10,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 0.15% → 2.85% ▲ 2.70 pts · high 2.85% / low 0.15% Sep 18, 20262.85%▲ from 0.15% Sep 14, 20260.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 24 month	-	2.85%	24 months
Min Deposit $500 Min Balance $75,000 Details Minimum balance to earn APY: $75,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 0.15% → 2.85% ▲ 2.70 pts · high 2.85% / low 0.15% Sep 18, 20262.85%▲ from 0.15% Sep 14, 20260.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 36 month	-	2.85%	36 months
Min Deposit $500 Min Balance $10,000 Details Minimum balance to earn APY: $10,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 0.25% → 2.85% ▲ 2.60 pts · high 2.85% / low 0.25% Sep 18, 20262.85%▲ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 36 month	-	2.85%	36 months
Min Deposit $500 Min Balance $75,000 Details Minimum balance to earn APY: $75,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 0.25% → 2.85% ▲ 2.60 pts · high 2.85% / low 0.25% Sep 18, 20262.85%▲ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 24 month	-	0.55%	24 months
Min Deposit $75,000 Min Balance $75,000 Details Minimum to open and earn APY: $75,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 36 month	-	0.55%	36 months
Min Deposit $75,000 Min Balance $75,000 Details Minimum to open and earn APY: $75,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 48 month	-	0.55%	48 months
Min Deposit $75,000 Min Balance $75,000 Details Minimum to open and earn APY: $75,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 12 month	-	0.50%	12 months
Min Deposit $75,000 Min Balance $75,000 Details Minimum to open and earn APY: $75,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 24 month	-	0.50%	24 months
Min Deposit $10,000 Min Balance $10,000 Details Minimum to open and earn APY: $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 36 month	-	0.50%	36 months
Min Deposit $10,000 Min Balance $10,000 Details Minimum to open and earn APY: $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 48 month	-	0.50%	48 months
Min Deposit $10,000 Min Balance $10,000 Details Minimum to open and earn APY: $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 12 month	-	0.45%	12 months
Min Deposit $10,000 Min Balance $10,000 Details Minimum to open and earn APY: $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 48 month	-	0.25%	48 months
Min Deposit $500 Min Balance $500 Details Minimum to open and earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 6 month	-	0.25%	6 months
Min Deposit $10,000 Min Balance $10,000 Details Minimum to open and earn APY: $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 6 month	-	0.25%	6 months
Min Deposit $75,000 Min Balance $75,000 Details Minimum to open and earn APY: $75,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 36 month	-	0.25%	36 months
Min Deposit $500 Min Balance $500 Details Minimum balance to earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 3 month	-	0.20%	3 months
Min Deposit $75,000 Min Balance $75,000 Details Minimum to open and earn APY: $75,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 36 month	-	0.20%	36 months
Min Deposit $500 Min Balance $500 Details Minimum to open and earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 24 month	-	0.15%	24 months
Min Deposit $500 Min Balance $500 Details Minimum to open and earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 3 month	-	0.15%	3 months
Min Deposit $10,000 Min Balance $10,000 Details Minimum to open and earn APY: $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 24 month	-	0.15%	24 months
Min Deposit $500 Min Balance $500 Details Minimum balance to earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 12 month	-	0.10%	12 months
Min Deposit $500 Min Balance $500 Details Minimum to open and earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
IRA Certificates (Traditional and Roth) - 12 month	-	0.10%	12 months
Min Deposit $500 Min Balance $500 Details Minimum balance to earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 3 month	-	0.05%	3 months
Min Deposit $500 Min Balance $500 Details Minimum to open and earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Certificates - 6 month	-	0.05%	6 months
Min Deposit $500 Min Balance $500 Details Minimum to open and earn APY: $500 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Solarity Credit Union Savings Rates

Product	Rate	APY
Solarity Savers - Qualified rate	-	5.00%
Min Deposit $5 Min Balance $0 Details Qualifications Required; Balance: $0.01 minimum to earn APY; $5 minimum to open; Dividend transfers capped at $4,000 per year; Limit one Solarity Savers account per membership; not available for businesses Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 5.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Bonus Savings	-	3.05%
Min Deposit $5 Min Balance $0 Details Qualifications Required; Qualifying balance up to $10,000.00; Earn 4x the national average; Balance: $0.01 - $10,000.00; If qualifications aren't met, all balances earn 0.05% APY; Limit of one Bonus Savings per checking account Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Traditional IRA Savings	-	0.20%
Min Balance $0 Details Traditional and Roth IRA savings; Rates accurate as of October 09, 2026; IRA Savings (Traditional and Roth) Last Updated 10/14/2026 Rate History No change since Oct 10, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Additional Savings	-	0.05%
Min Balance $5 Details Balance: $5 minimum to earn APY; $5 minimum opening deposit; $3 monthly service fee waived with $100 minimum balance Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Primary Savings	-	0.05%
Min Balance $5 Details Balance: $5 minimum to earn APY; $5 minimum opening deposit; $3 monthly service fee waived with $100 minimum balance Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Solarity Savers - Non-qualified rate	-	0.05%
Min Deposit $5 Min Balance $0 Details Applies if qualifications are not met; Balance: $0.01 minimum to earn APY; $5 minimum to open; Limit one Solarity Savers account per membership; not available for businesses Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Youth Savings	-	0.05%
Min Balance $5 Details Balance: $5 minimum to earn APY; $5 minimum opening deposit; for Youth accounts (age 17 and under), $5 minimum balance to waive monthly service fee Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Solarity Credit Union Money Market Rates

Product	Rate	APY
Money Market Max	-	2.25%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000 and over; APY is based on the tier in which the balance falls; fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market Max	-	2.25%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000 and over; APY is based on the tier in which the balance falls; fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market Max	-	2.25%
Min Deposit $25,000 Min Balance $500,000 Details Balance: $500,000 and over; APY is based on the tier in which the balance falls; fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market Max	-	1.75%
Min Deposit $25,000 Min Balance $50,000 Details Balance: $50,000 and over; APY is based on the tier in which the balance falls; fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market	-	1.25%
Min Deposit $2,000 Min Balance $100,000 Details Balance tier starting at $100,000; Balance: $100,000 and over (tier ends not printed) Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market	-	1.00%
Min Deposit $2,000 Min Balance $50,000 Details Balance tier starting at $50,000; Balance: $50,000 and over (tier ends not printed) Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market	-	0.75%
Min Deposit $2,000 Min Balance $25,000 Details Balance tier starting at $25,000; Balance: $25,000 and over (tier ends not printed) Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market	-	0.50%
Min Deposit $2,000 Min Balance $5,000 Details Balance tier starting at $5,000; Balance: $5,000 and over (tier ends not printed) Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Money Market	-	0.25%
Min Deposit $2,000 Min Balance $0 Details Balance tier starting at $0.01; Balance: $0.01 and over (tier ends not printed) Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Solarity Credit Union Checking Rates

Product	Rate	APY
Dividend Checking	-	0.11%
Min Balance $25,000 Details Minimum balance to earn APY: $25,000; fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Dividend Checking	-	0.06%
Min Balance $5,000 Details Minimum balance to earn APY: $5,000; fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.06% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
Dividend Checking	-	0.01%
Min Balance $250 Details Minimum balance to earn APY: $250; $6 monthly service fee waived with $250 minimum balance; fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Solarity Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home equity line	-	-	7.00%
Details As Low As; Available in Washington, Oregon and Idaho; variable APR based on highest WSJ Prime Rate plus or minus a margin; lowest rate requires automatic payment from a Solarity checking account; maximum APR 18.000%; minimum loan amount $20,000; $175 processing fee and $150 document preparation fee at account opening Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 22, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Solarity Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto refi	-	-	4.48%
Details As Low As; Offer valid on 2022 or newer vehicles financed at a financial institution other than Solarity; Minimum loan amount $5,000; advertised APR based on automatic payments from a Solarity checking account; not all applicants will qualify for the lowest rate Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 4.48% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Solarity Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Boat Loan	-	6.44%	84 months
Details As Low As; New and used boats, 2019 or newer; Rates accurate as of October 09, 2026 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.44% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Solarity Credit Union’s Texas Ratio rose from 0.69% in Q3 2023 to 2.09% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$804M	2.09%	5.0	A+
March 31, 2026	$846M	0.78%	5.0	A+
December 31, 2025	$834M	0.97%	5.0	A+
September 30, 2025	$825M	0.45%	5.0	A+
June 30, 2025	$814M	1.67%	5.0	A+
March 31, 2025	$817M	1.38%	5.0	A+
December 31, 2024	$814M	2.68%	5.0	A+
September 30, 2024	$827M	2.03%	5.0	A+
June 30, 2024	$823M	1.04%	5.0	A+
March 31, 2024	$886M	0.74%	5.0	A+
December 31, 2023	$867M	1.32%	5.0	A+
September 30, 2023	$856M	0.69%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Solarity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Solarity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Solarity Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Solarity Credit Union

Website https://www.solaritycu.org

Address 110 N 5th Ave, Yakima, WA 98902

Phone 509-248-1720

Fax

President Merrilou Harrison

CEO Mina Worthington

Full-Time Employees 125

Part-Time Employees 2

Branch Locations 6

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.09%

Return on Assets (ROA)

0.0022%

Return on Equity (ROE)

0.0126%

Non-Performing Loans Ratio (NPL)

0.44%

Total Assets

803,519,517

Total Amount of Shares and Deposits

618,756,617

Total Shares and Deposits < 1 Year

606,888,066

Total Shares and Deposits 1 3 Years

11,754,825

Total Shares and Deposits > 3 Years

113,727

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

35,236,555

Total Uninsured Shares and Deposits > $250K (F+J)

35,236,555

Total Insured Shares and Deposits > $250K (item 17 less item K)

583,520,062

Total Interest Expense (Sum of items 6 8)

5,192,248

Share Certificates

2,401

Number of Accounts for Share Drafts

33,490

IRA KEOGH Accounts

375

Number of Accounts for Regular Shares

55,311

Non Member Deposits

Money Market Shares

2,507

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

25,803,385

Total Liabilities

669,801,920

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Solarity Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/solarity-credit-union-rates-review-68061">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Solarity Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Solarity Credit Union

Frequently Asked Questions About Solarity Credit Union

How many branches does Solarity Credit Union operate?

Solarity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Solarity Credit Union?

Yes, to access services at Solarity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Solarity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Solarity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Solarity Credit Union offer online and mobile banking?

Most modern institutions like Solarity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.solaritycu.org.

Current Solarity Credit Union Rates

12-Month CD0.10%
24-Month CD0.15%
Savings3.05%
MMA2.25%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Solarity Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Solarity Credit Union Texas Ratio

Solarity Credit Union Health Trend

Solarity Credit Union CD Rates

Solarity Credit Union Savings Rates

Solarity Credit Union Money Market Rates

Solarity Credit Union Checking Rates

Solarity Credit Union Home Equity & HELOC

Solarity Credit Union Auto Loan Rates

Solarity Credit Union RV, Boat and Powersport Loan Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Solarity Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Solarity Credit Union

How many branches does Solarity Credit Union operate?

Is a member application needed to join Solarity Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Solarity Credit Union offer online and mobile banking?

Current Solarity Credit Union Rates

Compare to Other Credit Unions