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Mortgage Lenders and Brokers in Kent, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kent, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.305 4th Ave N, Kent, WA 98032A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA23630 104th Ave Se, Kent, WA 98031A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association27205 172nd Ave Se, Kent, WA 98042A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA25638 104th Ave Se, Kent, WA 98030A+5.0 ★Texas Ratio: 4.14%, Banner BankBanner Bank1140 W Meeker St, Kent, WA 98032A+5.0 ★Texas Ratio: 2.91%, Wells Fargo Bank NAWells Fargo Bank NA204 W Meeker St, Kent, WA 98032A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank504 West Meeker Street, Kent, WA 98032A+5.0 ★Texas Ratio: 2.28%, Washington FederalWashington Federal25812 104th Ave Se, Kent, WA 98030A+5.0 ★Texas Ratio: 4.48%, Mechanics BankMechanics Bank505 W Harrison St, Kent, WA 98032A+5.0 ★Texas Ratio: 1.81%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust6703 S 234th St, Kent, WA 98032A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kent, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kent are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kent, Washington

Market share is the lender's share of all home loans closed in Kent, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Kent 305 4th Ave N, Kent, WA 98032 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	28 +20 HELOCs	1.8%	70%	$602,142	View
JPMorgan Chase Bank, NA 3 offices in Kent 23630 104th Ave Se, Kent, WA 98031 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	28 +4 HELOCs	1.8%	96.6%	$456,428	View
Keybank National Association 3 offices in Kent 27205 172nd Ave Se, Kent, WA 98042 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, HELOC	9 +11 HELOCs	0.6%	45%	$362,777	View
Bank of America NA 3 offices in Kent 25638 104th Ave Se, Kent, WA 98030 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +37 HELOCs	0.5%	66.7%	$487,500	View
Banner Bank 1 office in Kent 1140 W Meeker St, Kent, WA 98032 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	7 +7 HELOCs	0.5%	100%	$303,571	View
Wells Fargo Bank NA 2 offices in Kent 204 W Meeker St, Kent, WA 98032 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	0.5%	77.8%	$566,428	View
Columbia Bank 1 office in Kent 504 West Meeker Street, Kent, WA 98032 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	3 +7 HELOCs	0.2%	75%	$425,000	View
Washington Federal 1 office in Kent 25812 104th Ave Se, Kent, WA 98030 A+5.0 ★Texas Ratio: 4.48%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$190,000	View
Mechanics Bank 1 office in Kent 505 W Harrison St, Kent, WA 98032 A+5.0 ★Texas Ratio: 1.81%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$695,000	View
First Ciitizens Bank and Trust 1 office in Kent 6703 S 234th St, Kent, WA 98032 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$515,000	View
Heritage Bank 1 office in Kent 415 W James St, Kent, WA 98032 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Boeing Employees' Credit Union 321 Ramsay Way, Kent, WA 98032	Conventional, FHA, Jumbo, HELOC	48 +296 HELOCs	3.1%	84.2%	$477,083
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	9	0.6%	60%	$133,888	View
Gesa Credit Union 20540 108th Ave SE, Kent, WA 98031 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	5 +5 HELOCs	0.3%	62.5%	$321,000	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	Conventional, HELOC	5 +2 HELOCs	0.3%	100%	$335,000	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional	5	0.3%	71.4%	$443,000	View
East West Bank 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	4 +1 HELOCs	0.3%	66.7%	$460,000	View
Sound Credit Union 10914 SE Kent Kangley Rd, Kent, WA 98030 A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	3 +4 HELOCs	0.2%	33.3%	$65,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	3	0.2%	100%	$508,333	View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	Conventional	3	0.2%	100%	$488,333	View
Sound Community Bank 22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90%	Conventional	2	0.1%	100%	$130,000	View
Seattle Metropolitan Credit Union 14901 4th Ave SW Ste 107, Burien, WA 98166 A+5.0 ★Texas Ratio: 4.30%	Conventional	2	0.1%	100%	$250,000	View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$125,000	View
Zions Bancorporation, N.A. 10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.1%	100%	$955,000	View
Cascade Federal Credit Union 18020 80th Ave S, Kent, WA 98032 A+5.0 ★Texas Ratio: 2.66%	Conventional	1	0.1%	100%	$45,000	View
Kitsap Bank 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional	1	0.1%	100%	$65,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	HELOC	0 +4 HELOCs	0%	n/a		View
Harborstone Credit Union 207 W Kent Station St, Kent, WA 98032 4530 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +4 HELOCs	0%	0%		View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	HELOC	0 +2 HELOCs	0%	n/a		View
America'S Credit Union 25638 104th Ave Se, Kent, WA 98030 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Peoples Bank 1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88%	HELOC	0 +1 HELOCs	0%	n/a		View
Peak Credit Union 416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Sammamish Mortgage Company	Conventional	12	0.8%	100%	$485,000
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	12	0.8%	82.4%	$329,166
Wsecu	Conventional, HELOC	5 +6 HELOCs	0.3%	50%	$159,000
HomeStreet Bank	Conventional, FHA, HELOC	4 +2 HELOCs	0.3%	80%	$442,500
Whatcom Educational Credit Uni	Conventional	1	0.1%	100%	$285,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$75,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	176	11.5%	79.1%	$376,875
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	135 +10 HELOCs	8.8%	92.7%	$507,000
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	107 +1 HELOCs	7%	93.4%	$377,897
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	66 +2 HELOCs	4.3%	100%	$497,272
Newrez LLC	Conventional, FHA, VA	57	3.7%	79.7%	$410,964
Guild Mortgage Company	Conventional, FHA, VA	55	3.6%	88.6%	$407,909
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	47 +5 HELOCs	3.1%	89.3%	$530,106
Pennymac Loan Services LLC	Conventional, FHA, VA	45	2.9%	92%	$463,222
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	38 +1 HELOCs	2.5%	86.4%	$463,157
New American Funding, LLC.	Conventional, FHA, VA, HELOC	28 +1 HELOCs	1.8%	82.4%	$393,571
loanDepot.com LLC	Conventional, VA, HELOC	26 +2 HELOCs	1.7%	77.8%	$337,307
American Pacific Mortgage Corporation	Conventional, FHA, VA	23	1.5%	88.5%	$534,130
Nationstar Mortgage	Conventional, VA	21	1.4%	77.8%	$171,190
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	1.1%	100%	$545,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +8 HELOCs	0.9%	83.3%	$379,285
Nfm, Inc	Conventional, FHA	14	0.9%	100%	$567,142
Churchill Mortgage Corporation	Conventional, FHA	14	0.9%	93.3%	$292,142
Tri Pointe Connect, LLC	Conventional, FHA	14	0.9%	100%	$743,571
Mutual of Omaha Mortgage	Conventional, FHA	13	0.8%	86.7%	$354,230
The Loan Store, Inc	Conventional, FHA, HELOC	11 +5 HELOCs	0.7%	91.7%	$560,454
Originpoint, LLC	Conventional, FHA	11	0.7%	100%	$531,363
Freedom Mortgage Corporation	Conventional, FHA, VA	11	0.7%	93.3%	$478,636
General Mortgage Capital Corporation	Conventional	11	0.7%	100%	$461,363
Provident Funding Associates	Conventional	11	0.7%	73.3%	$593,181
Mortgage Research Center	Conventional, VA	10	0.7%	62.5%	$435,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	10	0.7%	83.3%	$227,000	View
Spring Eq, LLC	Conventional, HELOC	9 +5 HELOCs	0.6%	57.9%	$117,222
Lakeview Loan Servicing, LLC	Conventional, VA	9	0.6%	50%	$263,888
Synergy One Lending, Inc.	Conventional, FHA, VA	9	0.6%	100%	$370,555
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	9	0.6%	100%	$296,111
Triad Financial Services, Inc.	Conventional	8	0.5%	78.9%	$126,250
Global Federal Credit Union	Conventional, VA, HELOC	7 +3 HELOCs	0.5%	77.8%	$402,142
Better Mortgage Corporation	Conventional, HELOC	7 +1 HELOCs	0.5%	87.5%	$450,714
Bay Equity LLC	Conventional, FHA, VA	7	0.5%	77.8%	$513,571
Zillow Home Loans, LLC	Conventional	7	0.5%	100%	$460,714
Paramount Residential Mortgage	Conventional, FHA	7	0.5%	100%	$539,285
Directors Mortgage, Inc	Conventional, VA	6	0.4%	100%	$428,333
Resicentral LLC	Conventional, FHA	6	0.4%	75%	$621,666
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	6	0.4%	100%	$550,000	View
Priority Home Lending, LLC	Conventional, FHA	6	0.4%	100%	$483,333
Securitynational Mortgage Company	Conventional, FHA	6	0.4%	100%	$225,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	6	0.4%	100%	$373,333	View
First Technology Federal Credit Union	Conventional, HELOC	5 +1 HELOCs	0.3%	71.4%	$519,000
Premier Mortgage Resources, LLC	Conventional, FHA, VA	5	0.3%	100%	$649,000
American Financial Resources LLC	Conventional, FHA	5	0.3%	100%	$717,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	5	0.3%	100%	$505,000
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional	5	0.3%	100%	$509,000	View
NOVA Financial & Investment Corporation	Conventional, FHA	5	0.3%	100%	$301,000
Kind Lending, LLC	Conventional	5	0.3%	54.5%	$689,000
Guidance Residential, LLC	Conventional	5	0.3%	100%	$447,000
Prosperity Home Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$501,000
Nmsi, Inc.	Conventional	5	0.3%	100%	$585,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.3%	71.4%	$459,000
Cornerstone First Mortgage, LLC	Conventional	4	0.3%	100%	$332,500
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	4	0.3%	100%	$507,500	View
Sage Home Loans Corporation	Conventional	4	0.3%	100%	$430,000
Nbkc Bank	Conventional, FHA	4	0.3%	80%	$595,000
Equity Prime Mortgage LLC	FHA, VA	4	0.3%	80%	$675,000
AmWest Funding Corp	Conventional	4	0.3%	100%	$522,500
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.3%	80%	$492,500
T2 Financial LLC	Conventional, FHA	4	0.3%	100%	$392,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.3%	80%	$405,000	View
ML Mortgage Corp.	Conventional, FHA	3	0.2%	75%	$378,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	75%	$421,666	View
Goodleap, LLC	Conventional	3	0.2%	100%	$261,666
Highlands Residential Mortgage, Ltd.	Conventional	3	0.2%	100%	$475,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	75%	$731,666	View
Right Start Mortgage, Inc	Conventional, FHA	3	0.2%	75%	$425,000
Geneva Financial LLC	Conventional, FHA	3	0.2%	100%	$348,333
Nexera Holding LLC	Conventional	3	0.2%	100%	$771,666
Carrington Mortgage Services LLC	FHA	3	0.2%	37.5%	$338,333
Cake Mortgage Corp.	Conventional	3	0.2%	100%	$588,333
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0.1%	100%	$650,000	View
Primelending	Conventional	2	0.1%	100%	$560,000
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$135,000
AAA Capital Investment, Inc	Conventional	2	0.1%	100%	$455,000
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$385,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$235,000
Network Capital Funding Corporation	Conventional	2	0.1%	100%	$690,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$550,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	40%	$615,000	View
Generations Home Loans, LLC	Conventional	2	0.1%	100%	$360,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.1%	100%	$775,000	View
Mortgage Solutions of Colorado	FHA	2	0.1%	66.7%	$525,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	66.7%	$285,000
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$665,000
DHI Mortgage Company, LTD.	Conventional, FHA	2	0.1%	100%	$695,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$480,000	View
Loan Simple, Inc.	FHA	2	0.1%	100%	$665,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +4 HELOCs	0.1%	33.3%	$135,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$405,000	View
Amerisave Mortgage Company	Conventional, HELOC	1 +1 HELOCs	0.1%	5.6%	$65,000
Mission Loans, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$405,000
Arc Home LLC	Conventional	1	0.1%	50%	$825,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$295,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$95,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$245,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$425,000	View
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$345,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$605,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$555,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$785,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$605,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$395,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$1,015,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	50%	$575,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$725,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$365,000
Valley West Corporation	FHA	1	0.1%	100%	$385,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	50%	$765,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	50%	$555,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$275,000
Googain, Inc.	Conventional	1	0.1%	100%	$495,000
Quorum Federal Credit Union	Conventional	1	0.1%	100%	$145,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$495,000
Union Home Mortgage Corp.	Conventional	1	0.1%	50%	$605,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$375,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$565,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$595,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$265,000	View
Peoples Mortgage Company	Conventional	1	0.1%	100%	$505,000
Summit Mortgage Corporation	Conventional	1	0.1%	100%	$465,000
Intelliloan, Inc.	FHA	1	0.1%	50%	$465,000
Nations Lending Corporation	FHA	1	0.1%	100%	$365,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$445,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$485,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$795,000	View
Uif Corporation	Conventional	1	0.1%	100%	$625,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	50%	$315,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$595,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$495,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$315,000
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$435,000	View
Lower, LLC	Conventional	1	0.1%	33.3%	$335,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$745,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$795,000	View
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$805,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$895,000	View
Direct Rate Home Loans, Inc	Conventional	1	0.1%	100%	$715,000
Texana Bank	Conventional	1	0.1%	100%	$655,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$625,000
Village Capital & Investment	VA	1	0.1%	85.7%	$425,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +13 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +10 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Nuvision Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Oregon Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Consolidated Community Credit	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	0%
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Unitus Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Kent Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kent, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Kent? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kent in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kent, WA

Use these to narrow the list above. Each category shows how many Kent, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 27 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Kent, WA

Independent mortgage companies closed 81.5 percent of home loans in Kent, Washington in 2025, banks 11.7 percent and credit unions 6.8 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 7 loans.

81.5%

Mortgage companies

11.7%

Banks

6.8%

Credit unions

13%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Kent, WA

Who is the largest mortgage lender in Kent, WA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Kent, Washington with 28 loans, about 1.8 percent of the market. The largest lender headquartered in Washington was Banner Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kent, WA have the highest approval rates?

Among lenders with meaningful volume in Kent, Washington, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 83.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kent, WA mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Kent, Washington in 2025, led by United Wholesale Mortgage with 27. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kent, WA lender list?

Yes. 46 banks and 28 credit unions closed home loans in Kent, Washington in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kent, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kent, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kent, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kent. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.