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Mortgage Lenders and Brokers in Kennewick, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kennewick, Washington mortgage lenders include 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, US Bank, N.A.US Bank, N.A.1000 Columbia Center, Kennewick, WA 99336A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA30 Vista Way, Kennewick, WA 99336A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA401 N Kellogg St, Kennewick, WA 99336A+5.0 ★Texas Ratio: 5.36%, Banner BankBanner Bank5920 W Clearwater Ave, Kennewick, WA 99336A+5.0 ★Texas Ratio: 2.91%, Washington Trust BankWashington Trust Bank3250 W Clearwater Ave, Kennewick, WA 99336A+5.0 ★Texas Ratio: 4.63%, Glacier BankGlacier Bank7510 W Clearwater Ave, Kennewick, WA 99336A+5.0 ★Texas Ratio: 1.87%, Bank of America NABank of America NA3420 W Kennewick Ave, Kennewick, WA 99336A+5.0 ★Texas Ratio: 4.14%, Baker Boyer National BankBaker Boyer National Bank1149 N Edison St, Kennewick, WA 99336A+5.0 ★Texas Ratio: 2.77%, and Keybank National AssociationKeybank National Association6717 W Canal Dr, Kennewick, WA 99336A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kennewick, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kennewick are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kennewick, Washington

Market share is the lender's share of all home loans closed in Kennewick, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
1st Security Bank of Washington 1 office in Kennewick 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, Jumbo, HELOC	109 +1 HELOCs	6%	94%	$358,486	View
US Bank, N.A. 2 offices in Kennewick 1000 Columbia Center, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	18 +5 HELOCs	1%	72%	$256,666	View
JPMorgan Chase Bank, NA 1 office in Kennewick 30 Vista Way, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	14 +3 HELOCs	0.8%	93.3%	$289,285	View
Wells Fargo Bank NA 1 office in Kennewick 401 N Kellogg St, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	10	0.5%	90.9%	$308,000	View
Banner Bank 2 offices in Kennewick 5920 W Clearwater Ave, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, HELOC	7 +2 HELOCs	0.4%	100%	$370,714	View
Washington Trust Bank 1 office in Kennewick 3250 W Clearwater Ave, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 4.63%	Conventional	6	0.3%	85.7%	$246,666	View
Glacier Bank 1 office in Kennewick 7510 W Clearwater Ave, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA	6	0.3%	77.8%	$241,666	View
Bank of America NA 2 offices in Kennewick 3420 W Kennewick Ave, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$185,000	View
Baker Boyer National Bank 1 office in Kennewick 1149 N Edison St, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 2.77%	Conventional	2	0.1%	100%	$280,000	View
Keybank National Association 2 offices in Kennewick 6717 W Canal Dr, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	20%	$125,000	View
BMO Harris Bank NA 1 office in Kennewick 7525 W Canal Dr, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +5 HELOCs	0%	n/a		View
Tri-Cities Community FederalCU	Conventional	29	1.6%	78.4%	$73,965
Community First Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	21	1.2%	91.3%	$318,333	View
Gesa Credit Union 100 N Huntington St, Kennewick, WA 99336 A5.0 ★Texas Ratio: 6.57%	Conventional, Jumbo, HELOC	131 +98 HELOCs	7.2%	83.4%	$230,725	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, VA, HELOC	62 +8 HELOCs	3.4%	98.4%	$298,064	View
Hapo Communtiy Credit Union 4 N Union St, Kennewick, WA 99336 2216 A+5.0 ★Texas Ratio: 1.09%	Conventional, Jumbo	48	2.6%	74.4%	$257,291	View
Spokane Teachers Credit Union 4842 W Hildebrand Blvd, Kennewick, WA 99338 A5.0 ★Texas Ratio: 10.05%	Conventional, FHA, HELOC	10 +25 HELOCs	0.5%	76.9%	$297,000	View
Numerica Credit Union 3115 W Kennewick Ave, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 2.22%	Conventional, FHA, Jumbo, HELOC	4 +80 HELOCs	0.2%	57.1%	$497,500	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$288,333
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional, VA	2	0.1%	100%	$490,000	View
First Fed Bank 323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$205,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.1%	100%	$25,000	View
Seattle Metropolitan Credit Union 14901 4th Ave SW Ste 107, Burien, WA 98166 A+5.0 ★Texas Ratio: 4.30%	Conventional	1	0.1%	50%	$265,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
iQ Credit Union 300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	HELOC	0 +1 HELOCs	0%	n/a		View
Yakima Federal Savings & Loan	Conventional	15	0.8%	71.4%	$291,000
Evergreen Moneysource Mortgage Company	Conventional, FHA	6	0.3%	100%	$478,333
Sammamish Mortgage Company	Conventional	2	0.1%	100%	$390,000
Wsecu	Conventional	2	0.1%	100%	$40,000
HomeStreet Bank	Conventional	1	0.1%	50%	$305,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	165 +4 HELOCs	9.1%	91.4%	$383,787
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	148 +9 HELOCs	8.1%	100%	$338,918
Rocket Mortgage	Conventional, FHA, VA	136	7.5%	85.9%	$241,617
Primelending	Conventional, FHA, VA, Jumbo	102	5.6%	98.2%	$284,607
Summit Funding.Inc	Conventional, FHA, VA	54	3%	98.2%	$244,629
DHI Mortgage Company, LTD.	Conventional, FHA, VA	52	2.9%	98.1%	$311,153
Premier Mortgage Resources, LLC	Conventional, FHA, VA, Jumbo	49	2.7%	94.2%	$263,163
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	47 +2 HELOCs	2.6%	95.9%	$375,212
Pennymac Loan Services LLC	Conventional, FHA, VA	31	1.7%	97.1%	$230,161
New American Funding, LLC.	Conventional, FHA, VA, HELOC	30 +1 HELOCs	1.6%	88.2%	$249,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	29	1.6%	96.7%	$378,448
Freedom Mortgage Corporation	Conventional, FHA, VA	26	1.4%	72.7%	$383,461
loanDepot.com LLC	Conventional, FHA, VA, HELOC	24 +4 HELOCs	1.3%	80.6%	$296,250
Guild Mortgage Company	Conventional, FHA, VA	24	1.3%	96%	$317,083
Nationstar Mortgage	Conventional, FHA, VA	23	1.3%	92%	$203,695
Newrez LLC	Conventional, FHA, VA, Jumbo	20	1.1%	83.3%	$281,000
Churchill Mortgage Corporation	Conventional, FHA	20	1.1%	100%	$292,500
Cornerstone First Mortgage, LLC	Conventional, FHA	18	1%	100%	$275,555
Triad Financial Services, Inc.	Conventional	12	0.7%	78.3%	$90,833
Guaranteed Rate, Inc.	Conventional, FHA, VA	11	0.6%	100%	$338,636
Mortgage Research Center	VA	11	0.6%	73.3%	$406,818
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, FHA	10	0.5%	100%	$211,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA, HELOC	8 +1 HELOCs	0.4%	88.9%	$358,750	View
Envoy Mortgage, Ltd	Conventional, FHA	8	0.4%	100%	$348,750
Spring Eq, LLC	Conventional, HELOC	7 +4 HELOCs	0.4%	46.7%	$83,571
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +3 HELOCs	0.4%	100%	$307,857
The Loan Store, Inc	Conventional, HELOC	7 +2 HELOCs	0.4%	77.8%	$390,714
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.4%	39.3%	$329,285
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	7	0.4%	100%	$335,000
Right Start Mortgage, Inc	Conventional, FHA	7	0.4%	87.5%	$186,428
Movement Mortgage, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.3%	100%	$290,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	6	0.3%	100%	$295,000	View
Lpmc, LLC dba Landmark Profess	Conventional, FHA, VA	6	0.3%	100%	$315,000
Land Home Financial Services,	Conventional, FHA	6	0.3%	100%	$318,333
21St Mortgage	Conventional	6	0.3%	42.9%	$86,666
Amerisave Mortgage Company	Conventional, VA	5	0.3%	28.6%	$237,000
Bay Equity LLC	Conventional, FHA	5	0.3%	100%	$313,000
New Day Financial, LLC.	VA	5	0.3%	66.7%	$395,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.3%	83.3%	$453,000	View
Nations Direct Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$385,000
Fairway Independent Mort Corp	Conventional, FHA	5	0.3%	83.3%	$187,000
Southwest Funding LP	Conventional, FHA, VA	5	0.3%	100%	$375,000
Idaho Central Credit Union	Conventional, HELOC	4 +1 HELOCs	0.2%	88.9%	$297,500
American Financing Corporation	Conventional, FHA	4	0.2%	50%	$210,000
Mortgage Express A5.0 ★Texas Ratio: 9.52%	Conventional, FHA	4	0.2%	100%	$167,500	View
Planet Home Lending, LLC	Conventional, FHA	4	0.2%	80%	$335,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	4	0.2%	57.1%	$352,500
Lower, LLC	FHA, VA	4	0.2%	100%	$342,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	4	0.2%	66.7%	$382,500	View
Goodleap, LLC	Conventional, HELOC	3 +2 HELOCs	0.2%	50%	$168,333
All Credit Considered Mortgage, Inc.	Conventional	3	0.2%	100%	$421,666
Kind Lending, LLC	Conventional, FHA	3	0.2%	75%	$328,333
Sun West Mortgage Company, Inc	FHA, VA	3	0.2%	100%	$501,666
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$241,666
Union Home Mortgage Corp.	Conventional, VA	3	0.2%	100%	$361,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	100%	$591,666	View
Paramount Residential Mortgage	Conventional, VA	3	0.2%	100%	$455,000
Carrington Mortgage Services LLC	Conventional, VA	3	0.2%	30%	$385,000
Guaranteed Rate Affinity, LLC	FHA, VA	2	0.1%	100%	$370,000
Royal United Mortgage LLC	Conventional	2	0.1%	100%	$60,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	2	0.1%	100%	$195,000	View
MortgageOne, Inc	Conventional	2	0.1%	100%	$440,000
AAA Capital Investment, Inc	Conventional	2	0.1%	100%	$240,000
Directors Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$155,000
Resicentral LLC	Conventional, VA	2	0.1%	100%	$355,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	100%	$300,000
Discover Bank	Conventional	2	0.1%	22.2%	$85,000
Network Capital Funding Corporation	VA	2	0.1%	66.7%	$450,000
Securitynational Mortgage Company	Conventional, FHA	2	0.1%	100%	$295,000
Provident Funding Associates	Conventional	2	0.1%	100%	$235,000
Self Help Federal Credit Union	Conventional	2	0.1%	100%	$230,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.1%	100%	$325,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	50%	$120,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$380,000	View
Loan Simple, Inc.	FHA	2	0.1%	100%	$325,000
Leaderone Financial Corp.	Conventional, FHA	2	0.1%	100%	$170,000
Village Capital & Investment	FHA, VA	2	0.1%	100%	$525,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$225,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +2 HELOCs	0.1%	100%	$345,000
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000
Arc Home LLC	Conventional	1	0.1%	100%	$315,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$405,000	View
Originpoint, LLC	Conventional	1	0.1%	100%	$595,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$695,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$325,000	View
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$485,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$215,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$355,000
Global Federal Credit Union	Conventional	1	0.1%	100%	$405,000
Nbkc Bank	Conventional	1	0.1%	100%	$415,000
Infinity Equity Group, Inc.	Conventional	1	0.1%	100%	$245,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$375,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Synergy One Lending, Inc.	Conventional	1	0.1%	50%	$665,000
First Community Credit Union	Conventional	1	0.1%	50%	$235,000
Bay-Valley Mortgage Group	FHA	1	0.1%	100%	$285,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	VA	1	0.1%	50%	$585,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$525,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$225,000
Frontier Credit Union	Conventional	1	0.1%	100%	$445,000
Legend Lending Corporation	Conventional	1	0.1%	100%	$315,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$395,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$345,000
Potlatch No 1 Financial Credit U	Conventional	1	0.1%	100%	$265,000
Loanleaders of America, Inc	FHA	1	0.1%	100%	$295,000
Credence Funding Corporation	VA	1	0.1%	100%	$375,000
UNMB Home Loans Inc	Conventional	1	0.1%	100%	$265,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$245,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$305,000
Nations Lending Corporation	FHA	1	0.1%	100%	$135,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$545,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$245,000	View
United Mortgage Corp.	Conventional	1	0.1%	100%	$165,000
Pentagon Federal Credit Union	VA	1	0.1%	100%	$525,000
Better Mortgage Corporation	Conventional	1	0.1%	20%	$325,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$175,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$285,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	50%	$195,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$345,000	View
Nmsi, Inc.	FHA	1	0.1%	100%	$435,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	50%	$105,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	50%	$415,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$385,000
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$435,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$615,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$215,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$305,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +17 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Rivermark Community Credit Union A5.0 ★Texas Ratio: 9.96%	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Kennewick Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kennewick, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Kennewick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kennewick in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kennewick, WA

Use these to narrow the list above. Each category shows how many Kennewick, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 106 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 35 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 22 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Kennewick, WA

Independent mortgage companies closed 63.6 percent of home loans in Kennewick, Washington in 2025, banks 22.8 percent and credit unions 13.6 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, 1st Security Bank of Washington the largest bank and Tri-Cities Community FederalCU the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 109 loans.

63.6%

Mortgage companies

22.8%

Banks

13.6%

Credit unions

24%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders Lacey 156 lenders

Frequently Asked Questions About Mortgage Lenders in Kennewick, WA

Who is the largest mortgage lender in Kennewick, WA?

By home loans closed in 2025, 1st Security Bank of Washington was the largest mortgage lender in Kennewick, Washington with 109 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kennewick, WA have the highest approval rates?

Among lenders with meaningful volume in Kennewick, Washington, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 100 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kennewick, WA mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Kennewick, Washington in 2025, led by United Wholesale Mortgage with 48. 47 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kennewick, WA lender list?

Yes. 35 banks and 26 credit unions closed home loans in Kennewick, Washington in 2025, alongside 106 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kennewick, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kennewick, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kennewick, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kennewick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.