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Mortgage Lenders and Brokers in South Hill, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

South Hill, Washington mortgage lenders include Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Kitsap Credit UnionKitsap Credit Union51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in South Hill, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Hill are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in South Hill, Washington

Market share is the lender's share of all home loans closed in South Hill, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, FHA, HELOC	31 +137 HELOCs	2.2%	91.4%	$446,612
TAPCO Credit Union 19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45%	Conventional	12	0.8%	78.9%	$105,833	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, HELOC	11 +1 HELOCs	0.8%	91.7%	$402,272	View
US Bank, N.A. 910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	8 +5 HELOCs	0.6%	53.3%	$390,000	View
JPMorgan Chase Bank, NA 504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	8 +3 HELOCs	0.6%	100%	$453,750	View
Keybank National Association 100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.6%	64.3%	$402,500	View
Wells Fargo Bank NA 1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	8	0.6%	100%	$333,750	View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional, HELOC	7 +3 HELOCs	0.5%	63.6%	$80,714	View
Bank of America NA 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +20 HELOCs	0.3%	100%	$445,000	View
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	5 +6 HELOCs	0.3%	45.5%	$131,000	View
O Bee Credit Union 8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15%	Conventional, HELOC	5 +4 HELOCs	0.3%	100%	$221,000	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, VA, HELOC	4 +14 HELOCs	0.3%	100%	$270,000	View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	4 +7 HELOCs	0.3%	100%	$107,500	View
Banner Bank 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, HELOC	4 +2 HELOCs	0.3%	57.1%	$372,500	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	4	0.3%	57.1%	$65,000	View
America'S Credit Union 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, VA, HELOC	3 +6 HELOCs	0.2%	100%	$258,333	View
Timberland Bank 117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23%	Conventional	3	0.2%	75%	$308,333	View
East West Bank 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional	3	0.2%	100%	$478,333	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$95,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional, VA	2	0.1%	100%	$470,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$15,000	View
Washington Federal 1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$1,035,000	View
Bank of Hope 10430 Ne 10th Street Suite A, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$465,000	View
Cashmere Valley Bank 117 Aplets Way, Cashmere, WA 98815 A+5.0 ★Texas Ratio: 1.44%	Conventional	1	0.1%	100%	$225,000	View
Sound Community Bank 22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90%	Conventional	1	0.1%	100%	$235,000	View
Kitsap Bank 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional	1	0.1%	100%	$345,000	View
Salal Credit Union 1048 116th Ave NE, Bellevue, WA 98004 4640 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.1%	100%	$605,000	View
Armed Forces Bank, N.A. Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	50%	$585,000	View
Harborstone Credit Union 20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +14 HELOCs	0%	n/a		View
Heritage Bank 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +7 HELOCs	0%	n/a		View
Peak Credit Union 416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97%	HELOC	0 +5 HELOCs	0%	0%		View
Columbia Credit Union 404 North West Avenue, Arlington, WA 98223	HELOC	0 +1 HELOCs	0%	n/a
iQ Credit Union 300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA, Jumbo	21	1.5%	95.7%	$524,047
Wsecu	Conventional, HELOC	9 +11 HELOCs	0.6%	75%	$187,222
HomeStreet Bank	Conventional, HELOC	3 +2 HELOCs	0.2%	60%	$468,333
Sammamish Mortgage Company	Conventional	1	0.1%	100%	$405,000
Rocket Mortgage	Conventional, FHA, VA	122	8.5%	86.8%	$311,065
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	100 +6 HELOCs	7%	89.7%	$531,000
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	97 +2 HELOCs	6.8%	93.9%	$384,896
Guild Mortgage Company	Conventional, FHA, VA	61	4.3%	90.5%	$409,590
Lennar Mortgage, LLC	Conventional, FHA, VA	53	3.7%	88.3%	$604,622
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	45 +2 HELOCs	3.1%	97.9%	$509,000
Fairway Independent Mort Corp	Conventional, FHA, VA	38	2.7%	84.4%	$410,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	37 +2 HELOCs	2.6%	100%	$519,864
Inspire Home Loans Inc.	Conventional, FHA, VA	37	2.6%	92.9%	$629,864
Kbhs Home Loans, LLC	Conventional, FHA, VA	34	2.4%	89.5%	$589,117
Pennymac Loan Services LLC	Conventional, FHA, VA	34	2.4%	90%	$303,235
Newrez LLC	Conventional, FHA, VA	28	2%	68.3%	$446,428
Mortgage Research Center	VA	28	2%	58.3%	$547,500
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	24 +2 HELOCs	1.7%	88.9%	$516,250
Freedom Mortgage Corporation	Conventional, FHA, VA	23	1.6%	87.5%	$574,130
New American Funding, LLC.	Conventional, FHA, VA	21	1.5%	87.5%	$385,000
Homeamerican Mortgage Corporation	Conventional, FHA, VA	18	1.3%	95%	$690,000
Cornerstone First Mortgage, LLC	Conventional, FHA	17	1.2%	100%	$318,529
Spring Eq, LLC	Conventional, HELOC	16 +10 HELOCs	1.1%	47.1%	$89,375
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, FHA	16	1.1%	100%	$446,875	View
NOVA Financial & Investment Corporation	Conventional, FHA, VA	16	1.1%	100%	$449,375
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	15	1%	88.9%	$486,333	View
Bay Equity LLC	Conventional, FHA, VA	13	0.9%	76.5%	$505,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	12 +19 HELOCs	0.8%	68.4%	$342,500
loanDepot.com LLC	Conventional, FHA, VA, HELOC	12 +3 HELOCs	0.8%	57.1%	$354,166
Nationstar Mortgage	Conventional, VA	12	0.8%	66.7%	$170,833
Paramount Residential Mortgage	Conventional, FHA, VA	12	0.8%	100%	$536,666
Nfm, Inc	Conventional, FHA	11	0.8%	100%	$495,909
Planet Home Lending, LLC	Conventional, FHA, VA	11	0.8%	91.7%	$541,363
The Loan Store, Inc	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.7%	100%	$538,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	10	0.7%	100%	$475,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.6%	44.4%	$379,444
Mason-McDuffie Mortgage Corporation	Conventional, FHA, VA	9	0.6%	100%	$449,444
Kind Lending, LLC	Conventional, FHA, VA	8	0.6%	72.7%	$532,500
Triad Financial Services, Inc.	Conventional	8	0.6%	77.8%	$105,000
Priority Home Lending, LLC	Conventional, VA	7	0.5%	100%	$312,142
Premier Mortgage Resources, LLC	Conventional, FHA	6	0.4%	100%	$513,333
Amerisave Mortgage Company	Conventional, FHA	6	0.4%	35.3%	$220,000
Synergy One Lending, Inc.	Conventional, FHA, VA	6	0.4%	100%	$415,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	6	0.4%	85.7%	$395,000	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	5	0.3%	100%	$487,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.3%	71.4%	$461,000
Mortgage Solutions of Colorado	Conventional, FHA, VA	5	0.3%	85.7%	$405,000
Nations Direct Mortgage, LLC	Conventional, VA	5	0.3%	100%	$581,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.3%	100%	$489,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	5	0.3%	100%	$503,000	View
Global Federal Credit Union	Conventional, FHA, HELOC	4 +3 HELOCs	0.3%	50%	$445,000
Originpoint, LLC	Conventional, FHA, VA	4	0.3%	100%	$460,000
Primelending	Conventional, FHA	4	0.3%	80%	$437,500
Envoy Mortgage, Ltd	Conventional, FHA	4	0.3%	80%	$435,000
Nbkc Bank	Conventional, VA	4	0.3%	80%	$562,500
Directors Mortgage, Inc	Conventional, FHA	4	0.3%	100%	$260,000
Loanunited.Com, LLC	VA	4	0.3%	100%	$535,000
Generations Home Loans, LLC	Conventional, FHA	4	0.3%	100%	$477,500
T2 Financial LLC	Conventional, VA	4	0.3%	100%	$450,000
First Continental Mortgage, Ltd.	Conventional, VA	4	0.3%	100%	$507,500
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	4	0.3%	100%	$305,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	57.1%	$97,500	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.3%	50%	$307,500
Village Capital & Investment	VA	4	0.3%	88.9%	$587,500
Union Home Mortgage Corp.	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	100%	$308,333
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	3	0.2%	100%	$405,000
Resicentral LLC	Conventional, VA	3	0.2%	100%	$435,000
Sun West Mortgage Company, Inc	VA	3	0.2%	100%	$511,666
Credit Human Federal Credit Un	Conventional	3	0.2%	50%	$175,000
Securitynational Mortgage Company	Conventional, FHA, VA	3	0.2%	100%	$338,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	42.9%	$381,666	View
Churchill Mortgage Corporation	Conventional, FHA	3	0.2%	75%	$321,666
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.2%	75%	$381,666	View
Nmsi, Inc.	Conventional	3	0.2%	100%	$371,666
Pentagon Federal Credit Union	VA, HELOC	2 +3 HELOCs	0.1%	50%	$560,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$405,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	66.7%	$630,000	View
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$360,000
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.1%	100%	$590,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$440,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.1%	100%	$380,000	View
Wallick and Volk, Inc.	Conventional, FHA	2	0.1%	100%	$250,000
New Day Financial, LLC.	VA	2	0.1%	40%	$320,000
Servis One, Inc	Conventional, VA	2	0.1%	100%	$380,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	2	0.1%	100%	$470,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$465,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$360,000
Lower, LLC	Conventional, VA	2	0.1%	66.7%	$415,000
Right Start Mortgage, Inc	Conventional	2	0.1%	100%	$490,000
21St Mortgage	Conventional	2	0.1%	66.7%	$130,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.1%	100%	$425,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$510,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +5 HELOCs	0.1%	33.3%	$285,000
Nuvision Federal Credit Union	FHA, HELOC	1 +2 HELOCs	0.1%	100%	$525,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$355,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$135,000	View
Genisys Credit Union	Conventional	1	0.1%	100%	$565,000
Alameda Mortgage Corporation	Conventional	1	0.1%	50%	$555,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$675,000
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$445,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$185,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	VA	1	0.1%	100%	$485,000	View
Weststar Mortgage Corporation	Conventional	1	0.1%	100%	$15,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$755,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$695,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$615,000
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$605,000	View
American Financial Network, Inc.	FHA	1	0.1%	100%	$595,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$405,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	50%	$315,000	View
Beehive Federal Credit Union	Conventional	1	0.1%	100%	$595,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$625,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$705,000
Das Acquisition Company, LLC	FHA	1	0.1%	100%	$485,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$785,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$545,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$295,000
Cardinal Financial Company, Li	VA	1	0.1%	100%	$485,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$535,000
Geneva Financial LLC	Conventional	1	0.1%	33.3%	$395,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$485,000	View
Encompass Lending Group, L.P.	VA	1	0.1%	100%	$485,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$85,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$445,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA, Jumbo	1	0.1%	100%	$1,175,000	View
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$485,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$405,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$485,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$395,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$725,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$725,000	View
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$515,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	20%	$345,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	33.3%	$155,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$485,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$435,000
Ukrainian Federal Credit Union A5.0 ★Texas Ratio: 10.53%	Conventional	1	0.1%	100%	$465,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$235,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	FHA	1	0.1%	100%	$335,000	View
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$645,000
Meriwest Credit Union	Conventional	1	0.1%	100%	$55,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +11 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

South Hill Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in South Hill, Washington

Looking for mortgage lenders near me or mortgage brokers near me in South Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in South Hill, WA

Use these to narrow the list above. Each category shows how many South Hill, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 112 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 72 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 27 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in South Hill, WA

Independent mortgage companies closed 82.4 percent of home loans in South Hill, Washington in 2025, banks 9.9 percent and credit unions 7.7 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, 1st Security Bank of Washington the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 31 loans.

82.4%

Mortgage companies

9.9%

Banks

7.7%

Credit unions

18%

FHA loans

22%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

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Frequently Asked Questions About Mortgage Lenders in South Hill, WA

Who is the largest mortgage lender in South Hill, WA?

By home loans closed in 2025, Boeing Employees' Credit Union was the largest mortgage lender in South Hill, Washington with 31 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in South Hill, WA have the highest approval rates?

Among lenders with meaningful volume in South Hill, Washington, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 93.9 percent, against a 83.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which South Hill, WA mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in South Hill, Washington in 2025, led by United Wholesale Mortgage with 20. 72 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this South Hill, WA lender list?

Yes. 42 banks and 29 credit unions closed home loans in South Hill, Washington in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in South Hill, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in South Hill, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Hill, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.