☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Washington / Bellevue

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Bellevue, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bellevue, Washington mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA225 108th Ave Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1320 156th Ave Ne, Bellevue, WA 98007A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA11060 Ne 6th St Ste 80, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.4040 Factoria Blvd Se, Bellevue, WA 98006A+5.0 ★Texas Ratio: 2.85%, Hsbc Bank USA, NAHsbc Bank USA, NA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.86%, Keybank National AssociationKeybank National Association601 108th Ave Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.81%, Cathay BankCathay Bank13238 Ne 20th St, Bellevue, WA 98005A+5.0 ★Texas Ratio: 4.57%, East West BankEast West Bank2331 130th Ave Ne, Bellevue, WA 98005A+5.0 ★Texas Ratio: 2.84%, Columbia BankColumbia Bank10885 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 2.28%, and Banner BankBanner Bank13033 Ne Bel Red Rd, Bellevue, WA 98005A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bellevue, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bellevue are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bellevue, Washington

Market share is the lender's share of all home loans closed in Bellevue, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 7 offices in Bellevue 225 108th Ave Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	184	9.8%	94.4%	$1,613,967	View
JPMorgan Chase Bank, NA 6 offices in Bellevue 1320 156th Ave Ne, Bellevue, WA 98007 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	166 +5 HELOCs	8.9%	96.6%	$1,282,650	View
Bank of America NA 6 offices in Bellevue 11060 Ne 6th St Ste 80, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	144 +63 HELOCs	7.7%	94.2%	$1,604,236	View
US Bank, N.A. 5 offices in Bellevue 4040 Factoria Blvd Se, Bellevue, WA 98006 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	105 +19 HELOCs	5.6%	90.8%	$1,593,952	View
Hsbc Bank USA, NA 1 office in Bellevue 196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo, HELOC	67 +1 HELOCs	3.6%	98.5%	$1,499,925	View
Keybank National Association 4 offices in Bellevue 601 108th Ave Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	35 +3 HELOCs	1.9%	71.4%	$1,167,857	View
Cathay Bank 1 office in Bellevue 13238 Ne 20th St, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	14	0.7%	100%	$1,185,714	View
East West Bank 2 offices in Bellevue 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo, HELOC	11 +1 HELOCs	0.6%	100%	$1,468,636	View
Columbia Bank 3 offices in Bellevue 10885 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	6 +19 HELOCs	0.3%	100%	$2,043,333	View
Banner Bank 1 office in Bellevue 13033 Ne Bel Red Rd, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo, HELOC	6 +17 HELOCs	0.3%	85.7%	$771,666	View
Mechanics Bank 1 office in Bellevue 500 108th Ave Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.3%	100%	$1,335,000	View
1st Security Bank of Washington 1 office in Bellevue 1320 156th Ave Ne, Bellevue, WA 98007 A+5.0 ★Texas Ratio: 4.31%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.3%	100%	$853,000	View
American Continental Bank 1 office in Bellevue 11100 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo	5	0.3%	100%	$1,369,000	View
First Ciitizens Bank and Trust 1 office in Bellevue 300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	75%	$3,535,000	View
Washington Trust Bank 1 office in Bellevue 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.1%	100%	$1,620,000	View
Washington Federal 5 offices in Bellevue 15635 Ne 8th St, Bellevue, WA 98008 A+5.0 ★Texas Ratio: 4.48%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	100%	$2,505,000	View
Heritage Bank 1 office in Bellevue 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Sammamish Mortgage Company	Conventional, VA, Jumbo	15	0.8%	100%	$848,333
Evergreen Moneysource Mortgage Company	Conventional	5	0.3%	100%	$333,000
Flyhomes Mortgage LLC	Conventional, Jumbo	4	0.2%	66.7%	$457,500
Boeing Employees' Credit Union 200 Bellevue Way NE STE A 1, Bellevue, WA 98004	Conventional, Jumbo, HELOC	137 +194 HELOCs	7.3%	91.9%	$1,326,021
Zions Bancorporation, N.A. 10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo	8	0.4%	78.6%	$1,332,500	View
Sound Credit Union 40 148th Ave SE, Bellevue, WA 98007 5147 A5.0 ★Texas Ratio: 8.08%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.3%	62.5%	$507,000	View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.3%	83.3%	$1,507,000	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$135,000	View
Sound Community Bank 22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90%	Conventional, Jumbo	2	0.1%	100%	$1,285,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	2	0.1%	100%	$1,115,000	View
First Fed Bank 1100 Bellevue Way Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$395,000	View
Cascade Federal Credit Union 12916 4th Ave W, Everett, WA 98204 A+5.0 ★Texas Ratio: 2.66%	Conventional	1	0.1%	100%	$405,000	View
Kitsap Bank 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional	1	0.1%	100%	$785,000	View
Timberland Bank 117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23%	Conventional	1	0.1%	100%	$185,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Numerica Credit Union 1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Harborstone Credit Union 20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Wsecu	Conventional, Jumbo, HELOC	4 +9 HELOCs	0.2%	80%	$842,500
HomeStreet Bank	Conventional, Jumbo, HELOC	1 +7 HELOCs	0.1%	100%	$1,175,000
Rocket Mortgage	Conventional, VA, Jumbo	97	5.2%	78.7%	$778,505
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	62 +6 HELOCs	3.3%	83.1%	$1,087,580
General Mortgage Capital Corporation	Conventional, Jumbo	49	2.6%	100%	$688,469
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	41	2.2%	91.3%	$1,367,195	View
Global Federal Credit Union	Conventional, Jumbo, HELOC	39 +1 HELOCs	2.1%	90.9%	$1,194,230
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	38 +8 HELOCs	2%	92.7%	$1,491,315	View
Pennymac Loan Services LLC	Conventional, VA, Jumbo	37	2%	77.1%	$1,022,567
Movement Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	28 +4 HELOCs	1.5%	96.9%	$976,428
Fairway Independent Mort Corp	Conventional, Jumbo	28	1.5%	100%	$965,357
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	26 +2 HELOCs	1.4%	92.9%	$1,100,769
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	21 +23 HELOCs	1.1%	82.8%	$1,109,285
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	21 +1 HELOCs	1.1%	87.5%	$1,119,761
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	19	1%	95%	$1,581,315	View
AmWest Funding Corp	Conventional, Jumbo, HELOC	18 +1 HELOCs	1%	94.7%	$915,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	18 +1 HELOCs	1%	90%	$2,458,888	View
Guild Mortgage Company	Conventional, Jumbo	18	1%	88.5%	$971,666
Cmg Mortgage Inc	Conventional, Jumbo, HELOC	17 +3 HELOCs	0.9%	87%	$1,043,235
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	17	0.9%	85.7%	$1,699,117	View
Originpoint, LLC	Conventional, Jumbo	16	0.9%	94.1%	$1,288,750
Newrez LLC	Conventional, Jumbo	16	0.9%	72.7%	$1,071,875
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	14	0.7%	82.4%	$1,026,428	View
Guaranteed Rate, Inc.	Conventional, Jumbo	13	0.7%	81.2%	$1,331,153
The Loan Store, Inc	Conventional, HELOC	12 +2 HELOCs	0.6%	92.9%	$617,500
New American Funding, LLC.	Conventional, Jumbo, HELOC	10 +2 HELOCs	0.5%	83.3%	$1,225,000
Provident Funding Associates	Conventional	9	0.5%	100%	$663,888
Bay Equity LLC	Conventional, Jumbo	8	0.4%	100%	$856,250
Nfm, Inc	Conventional, Jumbo	8	0.4%	100%	$1,257,500
Nationstar Mortgage	Conventional	8	0.4%	88.9%	$226,250
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.4%	66.7%	$308,750	View
Nexera Holding LLC	Conventional, Jumbo	8	0.4%	100%	$1,321,250
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	7	0.4%	87.5%	$1,006,428	View
Spring Eq, LLC	Conventional, HELOC	6 +5 HELOCs	0.3%	42.9%	$148,333
American Pacific Mortgage Corporation	Conventional	6	0.3%	100%	$410,000
Zillow Home Loans, LLC	Conventional	6	0.3%	85.7%	$491,666
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	6	0.3%	100%	$2,325,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	5 +2 HELOCs	0.3%	71.4%	$693,000
Freedom Mortgage Corporation	Conventional, VA, Jumbo	5	0.3%	71.4%	$899,000
Kind Lending, LLC	Conventional	5	0.3%	50%	$737,000
Generations Home Loans, LLC	Conventional	5	0.3%	83.3%	$561,000
Uif Corporation	Conventional	5	0.3%	100%	$583,000
Guidance Residential, LLC	Conventional	4	0.2%	85.7%	$975,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	4	0.2%	100%	$485,000	View
American Heritage Lending, LLC	Conventional, Jumbo	4	0.2%	100%	$762,500
United Nations Federal CU	Conventional, Jumbo	4	0.2%	100%	$985,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	3	0.2%	100%	$1,928,333	View
AAA Capital Investment, Inc	Conventional, Jumbo	3	0.2%	100%	$961,666
Nbkc Bank	Conventional	3	0.2%	75%	$341,666
Directors Mortgage, Inc	Conventional, Jumbo	3	0.2%	100%	$1,331,666
Lendsure Mortgage Corp.	Conventional, Jumbo	3	0.2%	100%	$1,641,666
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	3	0.2%	100%	$1,751,666	View
Mutual of Omaha Mortgage	Conventional, FHA	3	0.2%	100%	$555,000
Nmsi, Inc.	Conventional, Jumbo	3	0.2%	100%	$601,666
Paramount Residential Mortgage	Conventional	3	0.2%	100%	$631,666
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$205,000
American Financial Resources LLC	Conventional	2	0.1%	100%	$545,000
Fundloans Capital	Conventional, Jumbo	2	0.1%	100%	$1,335,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$890,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$585,000
Deephaven Mortgage LLC	Conventional	2	0.1%	40%	$305,000
American Financial Network, Inc.	Conventional, Jumbo	2	0.1%	100%	$1,065,000
Fidelity Lending Solutions Inc	Conventional, Jumbo	2	0.1%	100%	$905,000
Priority Home Lending, LLC	Conventional	2	0.1%	66.7%	$650,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.1%	100%	$680,000	View
HomeXpress Mortgage Corp.	Conventional	2	0.1%	66.7%	$625,000
New Wave Lending Group Inc	Conventional, Jumbo	2	0.1%	100%	$1,530,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional, Jumbo	2	0.1%	100%	$1,330,000
Highlands Residential Mortgage, Ltd.	Conventional	2	0.1%	100%	$750,000
Calcon Mutual Mortgage LLC	Conventional	2	0.1%	66.7%	$390,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	100%	$2,785,000	View
Mortgage Research Center	VA, Jumbo	2	0.1%	100%	$1,335,000
National Cooperative Bank, N.A. A5.0 ★Texas Ratio: 6.04%	Conventional	2	0.1%	66.7%	$195,000	View
Prosperity Home Mortgage, LLC	Conventional	2	0.1%	100%	$1,000,000
Vista Point Mortgage, LLC	Conventional, Jumbo	2	0.1%	100%	$570,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +9 HELOCs	0.1%	50%	$305,000	View
Alliant Credit Union	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$485,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$605,000
Digital Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$305,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$85,000
Arc Home LLC	Conventional	1	0.1%	100%	$975,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,935,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$395,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	100%	$1,085,000	View
First Community Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,385,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	1	0.1%	50%	$1,325,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	50%	$1,035,000	View
Primary Residential Mortgage, INC.	Conventional, Jumbo	1	0.1%	100%	$1,415,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$395,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$805,000
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, Jumbo	1	0.1%	100%	$2,625,000	View
NOVA Financial & Investment Corporation	Conventional, Jumbo	1	0.1%	100%	$1,995,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$495,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$785,000
AmeriHome Mortgage Company, LLC	Conventional, Jumbo	1	0.1%	50%	$1,175,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$605,000	View
Oaktree Funding Corp	Conventional	1	0.1%	100%	$225,000
Amerisave Mortgage Company	Conventional	1	0.1%	10%	$735,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
Redwood Residential Acquisition Corporation	Conventional	1	0.1%	100%	$935,000
Nqm Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$1,405,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$305,000
SIRVA Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,505,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$535,000
New Day Financial, LLC.	VA	1	0.1%	100%	$475,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	1	0.1%	100%	$1,315,000	View
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	1	0.1%	100%	$1,455,000	View
Churchill Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$1,205,000
Planet Home Lending, LLC	Conventional, Jumbo	1	0.1%	100%	$2,175,000
T2 Financial LLC	Conventional	1	0.1%	100%	$275,000
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$825,000
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0.1%	100%	$1,435,000	View
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$305,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$1,025,000
Genway Home Mortgage, Inc.	Conventional	1	0.1%	100%	$695,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$2,745,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$1,085,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$775,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0.1%	100%	$1,155,000	View
Nuvision Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,455,000
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$1,005,000
Carrington Mortgage Services LLC	Conventional, Jumbo	1	0.1%	50%	$1,505,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$705,000
Tomo Mortgage LLC	Conventional	1	0.1%	33.3%	$1,005,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$5,005,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$375,000
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +3 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Idaho Central Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bellevue Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bellevue, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Bellevue? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bellevue in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bellevue, WA

Use these to narrow the list above. Each category shows how many Bellevue, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 96 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 4 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 9 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 95 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 22 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Bellevue, WA

Independent mortgage companies closed 35.6 percent of home loans in Bellevue, Washington in 2025, banks 52.4 percent and credit unions 11.9 percent. Sammamish Mortgage Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 6 loans.

35.6%

Mortgage companies

52.4%

Banks

11.9%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders Lacey 156 lenders

Frequently Asked Questions About Mortgage Lenders in Bellevue, WA

Who is the largest mortgage lender in Bellevue, WA?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Bellevue, Washington with 184 loans, about 9.8 percent of the market. The largest lender headquartered in Washington was Banner Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bellevue, WA have the highest approval rates?

Among lenders with meaningful volume in Bellevue, Washington, Hsbc Bank USA, NA approved the highest share of completed applications in 2025 at 98.5 percent, against a 89.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bellevue, WA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Bellevue, Washington in 2025, led by Mutual of Omaha Mortgage with 2. 9 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bellevue, WA lender list?

Yes. 54 banks and 26 credit unions closed home loans in Bellevue, Washington in 2025, alongside 96 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bellevue, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bellevue, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bellevue, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bellevue. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.