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Mortgage Lenders and Brokers in Spokane, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Spokane, Washington mortgage lenders include Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, Washington Trust BankWashington Trust Bank3810 N Maple St, Spokane, WA 99205A+5.0 ★Texas Ratio: 4.63%, US Bank, N.A.US Bank, N.A.2807 E 29th Ave, Spokane, WA 99223A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12120 N Division St Ste A, Spokane, WA 99218A+5.0 ★Texas Ratio: 3.68%, Glacier BankGlacier Bank14732 E Indiana Ave, Spokane, WA 99216A+5.0 ★Texas Ratio: 1.87%, Canopy Federal Credit UnionCanopy Federal Credit Union930 N Howard St, Spokane, WA 99201A5.0 ★Texas Ratio: 6.81%, Columbia BankColumbia Bank206 W Riverside Ave, Spokane, WA 99201A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank3919 N Market St, Spokane, WA 99207A+5.0 ★Texas Ratio: 2.91%, Wells Fargo Bank NAWells Fargo Bank NA601 W 1st Ave, Spokane, WA 99201A+5.0 ★Texas Ratio: 5.36%, and Bank of America NABank of America NA2504 E 29th Ave, Spokane, WA 99223A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Spokane, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spokane are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Spokane, Washington

Market share is the lender's share of all home loans closed in Spokane, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Sunflower Bank, N.A. 1 office in Spokane 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA, Jumbo	251	5.7%	95.5%	$343,087	View
Washington Trust Bank 11 offices in Spokane 3810 N Maple St, Spokane, WA 99205 A+5.0 ★Texas Ratio: 4.63%	Conventional, FHA, VA, Jumbo, HELOC	106 +96 HELOCs	2.4%	76.3%	$341,132	View
US Bank, N.A. 8 offices in Spokane 2807 E 29th Ave, Spokane, WA 99223 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	60 +25 HELOCs	1.4%	80.5%	$293,500	View
JPMorgan Chase Bank, NA 7 offices in Spokane 12120 N Division St Ste A, Spokane, WA 99218 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	55 +4 HELOCs	1.2%	86.2%	$294,636	View
Glacier Bank 2 offices in Spokane 14732 E Indiana Ave, Spokane, WA 99216 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, Jumbo, HELOC	45 +4 HELOCs	1%	93.8%	$404,111	View
Canopy Federal Credit Union 930 N Howard St, Spokane, WA 99201 A5.0 ★Texas Ratio: 6.81%	Conventional	27	0.6%	90%	$111,666	View
Columbia Bank 3 offices in Spokane 206 W Riverside Ave, Spokane, WA 99201 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, VA, HELOC	26 +20 HELOCs	0.6%	84.4%	$314,230	View
Banner Bank 7 offices in Spokane 3919 N Market St, Spokane, WA 99207 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, HELOC	23 +35 HELOCs	0.5%	67.6%	$289,347	View
Wells Fargo Bank NA 4 offices in Spokane 601 W 1st Ave, Spokane, WA 99201 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	14	0.3%	87.5%	$229,285	View
Bank of America NA 4 offices in Spokane 2504 E 29th Ave, Spokane, WA 99223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +37 HELOCs	0.2%	100%	$379,285	View
First Interstate Bank ★ 1 stars, 1 review 4 offices in Spokane 2110 N Ruby St, Spokane, WA 99207 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +15 HELOCs	0%	100%	$75,000	View
Spokane Firefighters Credit Un	Conventional, HELOC	5 +14 HELOCs	0.1%	100%	$283,000
Spokane Teachers Credit Union 106 W Nora Ave, Spokane, WA 99205 A5.0 ★Texas Ratio: 10.05%	Conventional, FHA, Jumbo, HELOC	250 +372 HELOCs	5.7%	79.2%	$256,520	View
Boeing Employees' Credit Union 916 N Division St, Spokane, WA 99202	Conventional, FHA, VA, Jumbo, HELOC	55 +105 HELOCs	1.2%	96.5%	$346,636
Gesa Credit Union 618 W Riverside Ave Ste 101, Spokane, WA 99201 5048 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	41 +25 HELOCs	0.9%	73.2%	$278,170	View
Numerica Credit Union 405 E Farwell Rd, Spokane, WA 99218 A+5.0 ★Texas Ratio: 2.22%	Conventional, FHA, VA, HELOC	40 +250 HELOCs	0.9%	72.7%	$304,750	View
Cheney Federal Credit Union 10505 W Westbow Rd, Spokane, WA 99224 7434 A+5.0 ★Texas Ratio: 2.78%	Conventional	8	0.2%	100%	$187,500	View
Horizon Credit Union 9861 N Nevada St, Spokane, WA 99218 3407 A+5.0 ★Texas Ratio: 1.61%	Conventional, HELOC	5 +45 HELOCs	0.1%	58.3%	$211,000	View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.1%	100%	$730,000	View
Keybank National Association 100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81%	Conventional	4	0.1%	100%	$205,000	View
Mechanics Bank 921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81%	Conventional, FHA, HELOC	3 +4 HELOCs	0.1%	100%	$281,666	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional	3	0.1%	100%	$355,000	View
Zions Bancorporation, N.A. 10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0%	100%	$425,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0%	100%	$65,000	View
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	Conventional	1	0%	100%	$375,000	View
Salal Credit Union 1048 116th Ave NE, Bellevue, WA 98004 4640 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0%	100%	$535,000	View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +12 HELOCs	0%	n/a		View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	HELOC	0 +1 HELOCs	0%	n/a		View
Wsecu	Conventional, FHA, VA, HELOC	56 +30 HELOCs	1.3%	73.1%	$165,892
Evergreen Moneysource Mortgage Company	Conventional, FHA, Jumbo	18	0.4%	100%	$323,888
HomeStreet Bank	Conventional, FHA, HELOC	8 +5 HELOCs	0.2%	88.9%	$367,500
Sammamish Mortgage Company	Conventional	8	0.2%	100%	$352,500
Flyhomes Mortgage LLC	Conventional	2	0%	100%	$290,000
Whatcom Educational Credit Uni	Conventional, HELOC	1 +2 HELOCs	0%	50%	$55,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	381 +1 HELOCs	8.6%	86.9%	$242,480
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	334 +10 HELOCs	7.6%	89.6%	$378,742
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional, FHA, VA	181	4.1%	98.9%	$253,839	View
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	158 +18 HELOCs	3.6%	97.7%	$335,886
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	138	3.1%	98%	$191,449
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	108	2.4%	93.2%	$343,703
CrossCountry Mortgage, LLC	Conventional, FHA, VA	104	2.4%	99.1%	$366,634
Guild Mortgage Company	Conventional, FHA, VA	100	2.3%	100%	$273,300
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	99	2.2%	97.1%	$359,444
Idaho Central Credit Union	Conventional, FHA, VA, Jumbo, HELOC	78 +49 HELOCs	1.8%	95.6%	$398,076
Lennar Mortgage, LLC	Conventional, FHA, VA	77	1.7%	96.3%	$468,636
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	75 +4 HELOCs	1.7%	96.2%	$321,133
Mortgage Research Center	Conventional, VA, Jumbo	75	1.7%	83.5%	$381,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	74	1.7%	91.5%	$336,081
Freedom Mortgage Corporation	Conventional, FHA, VA	65	1.5%	86.8%	$331,153
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	58	1.3%	82.2%	$242,413
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	58	1.3%	100%	$346,551	View
Nationstar Mortgage	Conventional, FHA, VA	57	1.3%	86.4%	$149,210
Premier Mortgage Resources, LLC	Conventional, FHA, VA	48	1.1%	98%	$237,916
Newrez LLC	Conventional, FHA, VA	42	1%	62%	$263,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	41 +1 HELOCs	0.9%	77.4%	$264,024
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	37 +8 HELOCs	0.8%	92.7%	$326,891
Cardinal Financial Company, Li	Conventional, FHA, VA	36	0.8%	100%	$242,500
Synergy One Lending, Inc.	Conventional, FHA	33	0.7%	77.3%	$258,333
loanDepot.com LLC	Conventional, FHA, VA, HELOC	32 +4 HELOCs	0.7%	73.3%	$197,812
Directors Mortgage, Inc	Conventional, FHA, VA	31	0.7%	100%	$185,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	27 +1 HELOCs	0.6%	93.1%	$319,814
Summit Funding.Inc	Conventional, FHA, VA, Jumbo	27	0.6%	81.8%	$277,222
Kind Lending, LLC	Conventional, FHA, VA	24	0.5%	85.7%	$369,166
Envoy Mortgage, Ltd	Conventional, FHA, VA	22	0.5%	95.7%	$338,636
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	21	0.5%	100%	$212,619
Premier Lending Inc.	Conventional, FHA, VA	21	0.5%	100%	$260,238
Provident Funding Associates	Conventional	21	0.5%	100%	$399,761
Paramount Residential Mortgage	Conventional, FHA, VA	20	0.5%	100%	$306,500
Intercap Lending Inc	Conventional, FHA, VA	19	0.4%	95.2%	$341,315
Lakeview Loan Servicing, LLC	Conventional, FHA, VA, Jumbo	18	0.4%	44.2%	$273,333
Leaderone Financial Corp.	Conventional, FHA, VA	18	0.4%	81.8%	$316,666
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	17	0.4%	89.5%	$323,823	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	17	0.4%	81.8%	$197,352	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	17	0.4%	85%	$245,588	View
Global Federal Credit Union	Conventional, FHA, VA, HELOC	15 +7 HELOCs	0.3%	83.3%	$237,666
Spring Eq, LLC	Conventional, HELOC	14 +8 HELOCs	0.3%	35.6%	$84,285
Lower, LLC	Conventional, FHA, VA, HELOC	11 +1 HELOCs	0.2%	100%	$411,363
Zillow Home Loans, LLC	Conventional, FHA, VA	11	0.2%	91.7%	$330,454
Mutual of Omaha Mortgage	Conventional, FHA, VA	11	0.2%	55%	$311,363
Carrington Mortgage Services LLC	Conventional, FHA, VA	11	0.2%	60.9%	$211,363
Goodleap, LLC	Conventional, FHA, VA, HELOC	10 +3 HELOCs	0.2%	77.8%	$263,000
Amerisave Mortgage Company	Conventional, VA	10	0.2%	17.5%	$190,000
Planet Home Lending, LLC	Conventional, FHA, VA	10	0.2%	76.9%	$314,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	10	0.2%	83.3%	$389,000	View
The Loan Store, Inc	Conventional, FHA, HELOC	9 +4 HELOCs	0.2%	100%	$296,111
Union Home Mortgage Corp.	Conventional, FHA, VA	9	0.2%	100%	$327,222
Generations Home Loans, LLC	Conventional, FHA	9	0.2%	100%	$331,666
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA	9	0.2%	81.8%	$221,666	View
Better Mortgage Corporation	Conventional, FHA, HELOC	8 +1 HELOCs	0.2%	81.8%	$383,750
Nbkc Bank	Conventional, VA	8	0.2%	100%	$437,500
Churchill Mortgage Corporation	Conventional	8	0.2%	100%	$197,500
Geneva Financial LLC	Conventional, FHA, VA	8	0.2%	100%	$267,500
Tomo Mortgage LLC	Conventional	8	0.2%	88.9%	$435,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	7	0.2%	100%	$442,142	View
Triad Financial Services, Inc.	Conventional	7	0.2%	84.6%	$89,285
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	7	0.2%	100%	$425,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	7	0.2%	100%	$423,571	View
Toll Brothers Mortgage Company	Conventional, VA	6	0.1%	90%	$490,000
Click n' Close, Inc.	Conventional, FHA, VA	6	0.1%	54.5%	$216,666
New Day Financial, LLC.	VA	6	0.1%	46.2%	$315,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, HELOC	5 +1 HELOCs	0.1%	100%	$583,000	View
American Financial Resources LLC	Conventional, FHA	5	0.1%	100%	$307,000
Primelending	Conventional, FHA	5	0.1%	100%	$347,000
Gold Star Mortgage Financial Group, Corporation	Conventional	5	0.1%	100%	$277,000
Sage Home Loans Corporation	Conventional	5	0.1%	71.4%	$367,000
Filo Mortgage, LLC	Conventional, FHA	5	0.1%	100%	$271,000
Nfm, Inc	Conventional, FHA	5	0.1%	83.3%	$383,000
Summit Mortgage Corporation	Conventional, FHA	5	0.1%	100%	$199,000
Village Capital & Investment	FHA, VA	5	0.1%	72.7%	$355,000
JMAC Lending, Inc.	Conventional, FHA, Jumbo	5	0.1%	100%	$381,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo, HELOC	4 +3 HELOCs	0.1%	66.7%	$757,500	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA	4	0.1%	80%	$275,000	View
Resicentral LLC	Conventional	4	0.1%	80%	$260,000
Bay Equity LLC	Conventional, FHA, VA	4	0.1%	100%	$272,500
Highlands Residential Mortgage, Ltd.	Conventional	4	0.1%	100%	$380,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.1%	100%	$312,500	View
Valon Mortgage	Conventional, HELOC	3 +2 HELOCs	0.1%	60%	$238,333
Mountain America Federal Credit Union	Conventional, FHA, HELOC	3 +2 HELOCs	0.1%	100%	$211,666
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, VA	3	0.1%	100%	$421,666	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	3	0.1%	60%	$141,666	View
NOVA Financial & Investment Corporation	Conventional, FHA	3	0.1%	100%	$298,333
Watermark Capital, Inc.	Conventional, FHA	3	0.1%	100%	$278,333
Equity Prime Mortgage LLC	FHA, VA	3	0.1%	75%	$271,666
AmeriHome Mortgage Company, LLC	FHA, VA	3	0.1%	60%	$278,333
PHH Mortgage Corporation	Conventional, FHA, VA	3	0.1%	80%	$411,666
Loanunited.Com, LLC	Conventional, FHA, VA	3	0.1%	75%	$385,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	3	0.1%	60%	$121,666	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	3	0.1%	100%	$348,333	View
Discover Bank	Conventional	3	0.1%	22.2%	$78,333
Sun West Mortgage Company, Inc	FHA, VA	3	0.1%	75%	$321,666
Das Acquisition Company, LLC	Conventional, FHA	3	0.1%	100%	$318,333
Credit Human Federal Credit Un	Conventional	3	0.1%	75%	$138,333
American Financing Corporation	Conventional	3	0.1%	43.8%	$151,666
Stg Mortgage Inc	Conventional, FHA	3	0.1%	100%	$361,666
Hometown Equity Mortgage, LLC	Conventional	3	0.1%	60%	$285,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, Jumbo	3	0.1%	100%	$448,333	View
Nations Direct Mortgage, LLC	Conventional, VA	3	0.1%	100%	$398,333
21St Mortgage	Conventional	3	0.1%	50%	$75,000
Loan Simple, Inc.	FHA	3	0.1%	100%	$245,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	2 +5 HELOCs	0%	50%	$715,000	View
Pentagon Federal Credit Union	Conventional, FHA, HELOC	2 +4 HELOCs	0%	100%	$370,000
Alliant Credit Union	Conventional, VA, Jumbo, HELOC	2 +2 HELOCs	0%	100%	$695,000
Potlatch No 1 Financial Credit U	Conventional, HELOC	2 +1 HELOCs	0%	66.7%	$135,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$550,000	View
ML Mortgage Corp.	Conventional, FHA	2	0%	100%	$135,000
Oregon Community Credit Union	Conventional	2	0%	100%	$185,000
Originpoint, LLC	Conventional	2	0%	100%	$310,000
Residential Wholesale Mortgage	Conventional	2	0%	100%	$235,000
Royal United Mortgage LLC	Conventional	2	0%	100%	$150,000
United Trust Bank	FHA, VA	2	0%	100%	$180,000
Oaktree Funding Corp	Conventional	2	0%	100%	$480,000
Princeton Mortgage Corporation	Conventional, FHA	2	0%	100%	$205,000
Network Capital Funding Corporation	Conventional	2	0%	66.7%	$225,000
Strong Home Mortgage, LLC	Conventional, FHA	2	0%	100%	$385,000
Intelliloan, Inc.	Conventional, FHA	2	0%	100%	$175,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0%	66.7%	$430,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0%	28.6%	$165,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	2	0%	100%	$280,000
Nexera Holding LLC	Conventional	2	0%	100%	$230,000
Ark-La-Tex Financial Services LLC	VA	2	0%	100%	$455,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0%	100%	$565,000	View
HomeBridge Financial Services, Inc	FHA, HELOC	1 +7 HELOCs	0%	100%	$345,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +7 HELOCs	0%	50%	$235,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,415,000	View
Arc Home LLC	Conventional	1	0%	100%	$175,000
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$515,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	VA	1	0%	100%	$405,000	View
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 1.31%	Conventional	1	0%	100%	$535,000	View
Cliffco, Inc.	VA	1	0%	100%	$425,000
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$215,000
RANLife, Inc.	FHA	1	0%	100%	$245,000
OnPoint Community Credit Union A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0%	100%	$375,000
Servion	Conventional	1	0%	100%	$205,000
Contour Mortgage Corporation	Conventional	1	0%	100%	$215,000
MortgageOne, Inc	Conventional	1	0%	100%	$475,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$275,000
Golden Empire Mortgage, Inc.	Conventional	1	0%	100%	$445,000
Guidance Residential, LLC	Conventional	1	0%	100%	$295,000
Kinecta Federal Credit Union	Conventional	1	0%	100%	$355,000
Deephaven Mortgage LLC	Conventional	1	0%	50%	$515,000
Wallick and Volk, Inc.	Conventional	1	0%	100%	$515,000
American Financial Network, Inc.	VA	1	0%	100%	$315,000
Plus Relocation Mortgage, LLC	Conventional	1	0%	100%	$295,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0%	100%	$295,000	View
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$105,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$345,000	View
HomeXpress Mortgage Corp.	Conventional	1	0%	25%	$745,000
Michigan Mutual, Inc	Conventional	1	0%	100%	$475,000
Nqm Funding, LLC	Conventional	1	0%	100%	$405,000
Success Mortgage Partners, Inc	FHA	1	0%	100%	$245,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$315,000
JMJ Financial Group Inc.	FHA	1	0%	100%	$405,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0%	100%	$725,000	View
Oceanside Mortgage Company	FHA	1	0%	100%	$245,000
Securitynational Mortgage Company	FHA	1	0%	100%	$195,000
Weichert Financial Services	Conventional	1	0%	100%	$135,000
CastpartsEmplFCU	Conventional	1	0%	100%	$185,000
Ameritrust Mortgage Corporation	FHA	1	0%	100%	$305,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$145,000
Shoreham Bank	Conventional	1	0%	100%	$55,000
Credence Funding Corporation	VA	1	0%	100%	$465,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$305,000	View
BoxCar Mortgage, LLC	FHA	1	0%	100%	$275,000
Direct Mortgage Loans, LLC	VA	1	0%	100%	$305,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$265,000
Nasa Federal Credit Union	Conventional	1	0%	100%	$145,000
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	VA	1	0%	100%	$695,000	View
Mission Loans, LLC	Conventional	1	0%	50%	$285,000
Wings Financial Credit Union	Conventional	1	0%	100%	$465,000
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$345,000
RoundPoint Mortgage Servicing LLC	FHA	1	0%	50%	$505,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$755,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$585,000
Right Start Mortgage, Inc	FHA	1	0%	100%	$415,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	VA	1	0%	100%	$125,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$665,000	View
Texana Bank	VA	1	0%	100%	$365,000
Top Flite Financial, Inc.	FHA	1	0%	50%	$135,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +24 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +12 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Consolidated Community Credit	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Spokane Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Spokane, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Spokane? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spokane in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Spokane, WA

Use these to narrow the list above. Each category shows how many Spokane, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 138 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 106 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 83 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 23 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Spokane, WA

Independent mortgage companies closed 67 percent of home loans in Spokane, Washington in 2025, banks 18.5 percent and credit unions 14.5 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Sunflower Bank, N.A. the largest bank and Canopy Federal Credit Union the largest credit union. Among lenders headquartered in Washington, Washington Trust Bank led with 106 loans.

67%

Mortgage companies

18.5%

Banks

14.5%

Credit unions

17%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders Lacey 156 lenders

Frequently Asked Questions About Mortgage Lenders in Spokane, WA

Who is the largest mortgage lender in Spokane, WA?

By home loans closed in 2025, Sunflower Bank, N.A. was the largest mortgage lender in Spokane, Washington with 251 loans, about 5.7 percent of the market. The largest lender headquartered in Washington was Washington Trust Bank with 106 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Spokane, WA have the highest approval rates?

Among lenders with meaningful volume in Spokane, Washington, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Spokane, WA mortgage lenders offer FHA, VA and USDA loans?

106 lenders closed FHA loans in Spokane, Washington in 2025, led by United Wholesale Mortgage with 66. 83 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Spokane, WA lender list?

Yes. 54 banks and 41 credit unions closed home loans in Spokane, Washington in 2025, alongside 138 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Spokane, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Spokane, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spokane, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spokane. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.