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Liberty Bank Poulsbo, WA Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Liberty Bank Poulsbo, WA's top rates as of October 7, 2026 are 3.85% APY on its 36-Months 36-Month Jumbo Certificates of Deposit CD, 0.10% APY on savings, and 0.05% APY on money market accounts, according to rates verified by MonitorBankRates. Other Liberty Bank Poulsbo, WA CD rates include 24-Months 24-Month Jumbo Certificates of Deposit at 3.80%, 18-Months 18-Month Jumbo Certificates of Deposit at 3.75%, and 36-Months 36-Month Certificates of Deposit at 3.75%. MonitorBankRates evaluates the financial stability of Liberty Bank Poulsbo, WA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.31%. Rates last updated and verified on 10/07/2026.

Liberty Bank Poulsbo, WA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Bank Poulsbo, WA? Share your experience about Liberty Bank Poulsbo, WA by leaving a review below, or read customer reviews before you decide to use Liberty Bank Poulsbo, WA.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.31%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Liberty Bank
20150 7th Ave Ne
Poulsbo, WA 98370
https://www.libertybanknw.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Liberty Bank Poulsbo, WA CD Rates

Product Rate APY Term View More
36 Month Jumbo Certificates of Deposit 3.78% 3.85% 36 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 3.85% APY · checked 6 times
3.35%3.85%4.35%Sep 19, 2026: 3.85% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
24 Month Jumbo Certificates of Deposit 3.73% 3.80% 24 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 19, 2026: 3.80% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
18 Month Jumbo Certificates of Deposit 3.69% 3.75% 18 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 19, 2026: 3.75% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
36 Month Certificates of Deposit 3.69% 3.75% 36 Months
Details $2,500 - $99,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 11, 2026: 3.75% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
12 Month Jumbo Certificates of Deposit 3.64% 3.70% 12 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Sep 19, 2026: 3.70% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
24 Month Certificates of Deposit 3.64% 3.70% 24 Months
Details $2,500 - $99,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.70% APY · checked 7 times
3.20%3.70%4.20%Sep 11, 2026: 3.70% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
18 Month Certificates of Deposit 3.59% 3.65% 18 Months
Details $2,500 - $99,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 11, 2026: 3.65% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
IRA Certificate of Deposit - 36 month 3.59% 3.65% 36 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 11, 2026: 3.65% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
12 Month Certificates of Deposit 3.54% 3.60% 12 Months
Details $2,500 - $99,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 11, 2026: 3.60% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
6 Month Jumbo Certificates of Deposit 3.54% 3.60% 6 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 19, 2026: 3.60% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
IRA Certificate of Deposit - 24 month 3.54% 3.60% 24 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 11, 2026: 3.60% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
IRA Certificate of Deposit - 18 month 3.49% 3.55% 18 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.55% APY · checked 7 times
3.05%3.55%4.05%Sep 11, 2026: 3.55% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
3 Month Jumbo Certificates of Deposit 3.44% 3.50% 3 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
6 Month Certificates of Deposit 3.44% 3.50% 6 Months
Details $2,500 - $99,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
IRA Certificate of Deposit - 12 month 3.44% 3.50% 12 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
3 Month Certificates of Deposit 3.35% 3.40% 3 Months
Details $2,500 - $99,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 11, 2026: 3.40% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
IRA Certificate of Deposit - 6 month 3.35% 3.40% 6 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 11, 2026: 3.40% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%

Liberty Bank Poulsbo, WA Savings Rates

Product Rate APY View More
Health Savings Account 0.20% 0.20%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Personal Savings 0.10% 0.10%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%

Liberty Bank Poulsbo, WA Business Savings Rates

Product Rate APY View More
Business Savings 0.10% 0.10%
Min Balance $0
Details Balance: $0.01 and up
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Sep 11, 2026: 0.10% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%

Liberty Bank Poulsbo, WA Money Market Rates

Product Rate APY View More
Personal Money Market 0.15% 0.15%
Min Balance $400,000
Details Balance: $400,000 and up
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 11, 2026: 0.15% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Personal Money Market 0.15% 0.15%
Min Balance $500,000
Details Balance: $500,000 - $999,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Personal Money Market 0.15% 0.15%
Min Balance $1,000,000
Details Balance: $1,000,000 - $1,999,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Personal Money Market 0.15% 0.15%
Min Balance $2,000,000
Details Balance: $2,000,000 and up
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Personal Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 11, 2026: 0.10% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Personal Money Market 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 - $74,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Personal Money Market 0.10% 0.10%
Min Balance $75,000
Details Balance: $75,000 - $149,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Personal Money Market 0.10% 0.10%
Min Balance $150,000
Details Balance: $150,000 - $399,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Personal Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Personal Money Market 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 - $74,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Personal Money Market 0.10% 0.10%
Min Balance $75,000
Details Balance: $75,000 - $149,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Personal Money Market 0.10% 0.10%
Min Balance $150,000
Details Balance: $150,000 - $499,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Personal Money Market 0.05% 0.05%
Min Balance $0
Details Balance: Up to $9,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%

Liberty Bank Poulsbo, WA Business Money Market Rates

Product Rate APY View More
Business Money Market 0.15% 0.15%
Min Balance $1,000,000
Details Balance: $1,000,000 and up
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 11, 2026: 0.15% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Business Money Market 0.15% 0.15%
Min Balance $150,000
Details Balance: $150,000 - $500,000
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Business Money Market 0.15% 0.15%
Min Balance $500,000
Details Balance: $5000,000.01 and up
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Business Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 11, 2026: 0.10% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Business Money Market 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 - $74,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Business Money Market 0.10% 0.10%
Min Balance $75,000
Details Balance: $75,000 - $149,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Business Money Market 0.10% 0.10%
Min Balance $150,000
Details Balance: $150,000 - $499,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Business Money Market 0.10% 0.10%
Min Balance $500,000
Details Balance: $500,000 - $999,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Business Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Business Money Market 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 - $74,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Premium Business Money Market 0.10% 0.10%
Min Balance $75,000
Details Balance: $75,000 - $149,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Business Money Market 0.05% 0.05%
Min Balance $0
Details Balance: Up to $9,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%

Liberty Bank Poulsbo, WA Checking Rates

Product Rate APY View More
Community Checking 0.30% 0.30%
Min Balance $2,500
Details Balance: $2,500 - $24,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 11, 2026: 0.30% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Community Checking 0.30% 0.30%
Min Balance $25,000
Details Balance: $25,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Community Checking 0.30% 0.30%
Min Balance $100,000
Details Balance: $100,000 and up
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Community Checking 0.10% 0.10%
Min Balance $0
Details Balance: Up to $2,499
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Interest Checking 0.05% 0.05%
Min Balance $0
Details Balance: Up to $4,999
Last Updated 10/07/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Interest Checking 0.05% 0.05%
Min Balance $5,000
Details Balance: $5,000 - $9,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Interest Checking 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Interest Checking 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 and up
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.31%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Liberty Bank Poulsbo, WA’s Texas Ratio rose from 0.00% in Q3 2023 to 1.31% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 0.9% 3.0★ 1.4% 4.0★ 1.9% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.31% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$206M1.31%5.0A+
March 31, 2026$200M1.34%5.0A+
December 31, 2025$196M1.35%5.0A+
September 30, 2025$196M1.38%5.0A+
June 30, 2025$193M1.38%5.0A+
March 31, 2025$204M1.32%5.0A+
December 31, 2024$187M1.31%5.0A+
September 30, 2024$184M1.33%5.0A+
June 30, 2024$191M1.35%5.0A+
March 31, 2024$187M0.00%5.0A+
December 31, 2023$185M0.00%5.0A+
September 30, 2023$188M0.00%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Liberty Bank Poulsbo, WA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Liberty Bank Poulsbo, WA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Liberty Bank Poulsbo, WA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Liberty Bank Poulsbo, WA
Bank Holding Company LIBERTY NORTHWEST BCORP INC
Address 20150 7th Ave Ne, Poulsbo, WA 98370  ·  Kitsap
Website https://www.libertybanknw.com
FDIC Certificate # 58778
Established 20090611
FDIC Insurance Date 20090611
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.31%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3567%
Return on Equity (ROE) 4.0600%
Non-Performing Loans (NPL) 0.11%
Total Assets $205,980,000
Total Deposits $164,450,000
Equity Capital $17,921,000
Net Income $358,000
Headquarters Poulsbo
Total Branches and Offices 1
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Liberty Bank Poulsbo, WA earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/liberty-bank-poulsbo-wa-rates-review-58778">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Liberty Bank Poulsbo, WA

How many branches does Liberty Bank Poulsbo, WA operate?

Liberty Bank Poulsbo, WA currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Liberty Bank Poulsbo, WA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Liberty Bank Poulsbo, WA provides members with tools to manage their accounts and build a solid financial history.

Does Liberty Bank Poulsbo, WA offer online and mobile banking?

Most modern institutions like Liberty Bank Poulsbo, WA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.libertybanknw.com.

Current Liberty Bank Poulsbo, WA Rates

  • 12-Month CD3.50%
  • 18-Month CD3.55%
  • 24-Month CD3.60%
  • 36-Month CD3.65%
  • Savings0.10%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.

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