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Mortgage Lenders and Brokers in Round Rock, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Round Rock, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA280 University Blvd, Round Rock, TX 78665A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank2710 La Frontera Blvd, Round Rock, TX 78681A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA2300 S Ih 35, Round Rock, TX 78681A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2651 S Interstate 35, Round Rock, TX 78664A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank101 W Old Settlers Blvd, Round Rock, TX 78681A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.170 University Blvd, Round Rock, TX 78665A+5.0 ★Texas Ratio: 4.24%, Prosperity BankProsperity Bank3434 E Palm Valley Blvd, Round Rock, TX 78665A+5.0 ★Texas Ratio: 1.58%, SouthStar Bank SSBSouthStar Bank SSB3025 Fm 1431, Round Rock, TX 78681A5.0 ★Texas Ratio: 7.03%, Truist BankTruist Bank110 Ih 35 N, Round Rock, TX 78681A+5.0 ★Texas Ratio: 2.87%, and First National Bank TexasFirst National Bank Texas1750 Round Rock Ave, Round Rock, TX 78681A4.7 ★Texas Ratio: 3.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Round Rock, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Round Rock are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Round Rock, Texas

Market share is the lender's share of all home loans closed in Round Rock, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 5 offices in Round Rock 280 University Blvd, Round Rock, TX 78665 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	40	2%	87%	$348,750	View
Frost Bank ★ 5 stars, 1 review 1 office in Round Rock 2710 La Frontera Blvd, Round Rock, TX 78681 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	21 +10 HELOCs	1.1%	63.6%	$131,666	View
Wells Fargo Bank NA 5 offices in Round Rock 2300 S Ih 35, Round Rock, TX 78681 A+5.0 ★Texas Ratio: 5.36%	Conventional	15	0.8%	65.2%	$233,000	View
Bank of America NA 3 offices in Round Rock 2651 S Interstate 35, Round Rock, TX 78664 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	10 +28 HELOCs	0.5%	90.9%	$362,000	View
Regions Bank 1 office in Round Rock 101 W Old Settlers Blvd, Round Rock, TX 78681 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	8 +1 HELOCs	0.4%	72.7%	$233,750	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Round Rock 170 University Blvd, Round Rock, TX 78665 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	4 +13 HELOCs	0.2%	100%	$560,000	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Round Rock 3434 E Palm Valley Blvd, Round Rock, TX 78665 A+5.0 ★Texas Ratio: 1.58%	Conventional	4	0.2%	80%	$205,000	View
SouthStar Bank SSB ★ 5 stars, 1 review 1 office in Round Rock 3025 Fm 1431, Round Rock, TX 78681 A5.0 ★Texas Ratio: 7.03%	Conventional	3	0.2%	75%	$331,666	View
Truist Bank ★ 1 stars, 1 review 1 office in Round Rock 110 Ih 35 N, Round Rock, TX 78681 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$325,000	View
First National Bank Texas 4 offices in Round Rock 1750 Round Rock Ave, Round Rock, TX 78681 A4.7 ★Texas Ratio: 3.20%	Conventional, VA	2	0.1%	100%	$400,000	View
Susser Bank 1 office in Round Rock 920 Ih 35 N, Round Rock, TX 78681 A+5.0 ★Texas Ratio: 3.02%	Conventional	2	0.1%	100%	$310,000	View
First Texas Bank 1 office in Round Rock 500 Round Rock Ave, Round Rock, TX 78664 A+5.0 ★Texas Ratio: 5.87%	Conventional	2	0.1%	100%	$455,000	View
Broadway National Bank 1 office in Round Rock 710 Hesters Crossing Rd, Round Rock, TX 78681 A+5.0 ★Texas Ratio: 1.69%	Conventional	2	0.1%	66.7%	$75,000	View
Huntington National Bank 1 office in Round Rock 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$785,000	View
Frontier Bank of Texas 1 office in Round Rock 7509 Oconnor Dr, Round Rock, TX 78681 A+5.0 ★Texas Ratio: 2.06%	Conventional	1	0.1%	100%	$405,000	View
University Federal Credit Union 571 University Blvd, Round Rock, TX 78665 1048 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA	68	3.4%	90.7%	$286,617	View
Randolph-Brooks Federal Credit Union 101 University Oaks Blvd, Round Rock, TX 78665 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	49 +16 HELOCs	2.5%	81.9%	$132,755	View
Austin Telco FCU 201 Sundance Pkwy Ste B, Round Rock, TX 78681 8009 A+5.0 ★Texas Ratio: 1.81%	Conventional	29	1.5%	70%	$110,862	View
A+ Federal Credit Union 1000 S Mays St, Round Rock, TX 78664 6786 A5.0 ★Texas Ratio: 11.13%	Conventional, HELOC	26 +6 HELOCs	1.3%	56.6%	$173,846	View
Amplify Credit Union 115 Sundance Pkwy Ste 500, Round Rock, TX 78681 7927 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, HELOC	19 +14 HELOCs	1%	95%	$199,736	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, VA	15	0.8%	100%	$435,666	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	12	0.6%	100%	$326,666
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	9	0.5%	90.9%	$386,111	View
Velocity Credit Union 900 Round Rock Ave, Round Rock, TX 78681 4510 A+5.0 ★Texas Ratio: 1.87%	Conventional	8	0.4%	69.2%	$97,500	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	7	0.4%	80%	$446,428	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional, FHA	7	0.4%	100%	$335,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, VA, Jumbo	7	0.4%	100%	$472,142	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	6	0.3%	100%	$375,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.3%	66.7%	$310,000	View
Government Employees Federal Credit Union 10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87%	Conventional	5	0.3%	100%	$117,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional, FHA	4	0.2%	100%	$330,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	4	0.2%	80%	$347,500	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	4	0.2%	80%	$90,000	View
Texell Credit Union 416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98%	Conventional	4	0.2%	83.3%	$242,500	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$155,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional, FHA	3	0.2%	100%	$431,666	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	3	0.2%	75%	$55,000	View
Sente Mortgage, Inc. 6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673	Conventional	3	0.2%	100%	$388,333
The First National Bank of Bas 118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19%	Conventional	3	0.2%	100%	$418,333	View
Capitol Credit Union 11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$145,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$275,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.1%	100%	$425,000	View
Verabank,N.A. 902 E Palm Valley Blvd, Round Rock, TX 78664 A+5.0 ★Texas Ratio: 5.54%	Conventional	2	0.1%	100%	$295,000	View
International Bank of Commerce 1850 Gattis School Rd, Round Rock, TX 78664	Conventional	2	0.1%	40%	$210,000
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$325,000	View
Texas D P S Credit Union 621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67%	Conventional	1	0.1%	100%	$75,000	View
Security Bank of Texas 3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78%	Conventional	1	0.1%	100%	$265,000	View
Round Top State Bank 2250 N A W Grimes Blvd, Round Rock, TX 78665 A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	50%	$285,000	View
Citizens National Bank 110 S Mays, Round Rock, TX 78664	Conventional	1	0.1%	100%	$255,000
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0.1%	25%	$105,000
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0.1%	100%	$355,000	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0.1%	50%	$65,000	View
Texas Health Credit Union 4800 GROVER AVE, AUSTIN, TX 78756 A5.0 ★Texas Ratio: 7.88%	Conventional	1	0.1%	100%	$255,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$405,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	1	0.1%	100%	$195,000	View
Alliance Bank Central Texas 302 Main Street, Donie, TX 75838 A5.0 ★Texas Ratio: 10.82%	Conventional	1	0.1%	100%	$835,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	1	0.1%	100%	$275,000	View
United Heritage Credit Union 301 Mays Xing, Round Rock, TX 78664 6787 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +20 HELOCs	0%	n/a		View
American Bank, N.A. 2707 W Northwest Hwy, Dallas, TX 75220 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	39	2%	86.7%	$308,589
Priority Home Mortgage, L.P.	Conventional, FHA	29	1.5%	100%	$437,068
Home Financing Unlimited, Inc.	Conventional	21	1.1%	100%	$685,952
Loanpeople, LLC	Conventional, VA	18	0.9%	94.7%	$409,444
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	16	0.8%	94.1%	$326,875
Sfmc, LP	Conventional, FHA, VA	14	0.7%	93.8%	$312,857
Nationstar Mortgage	Conventional, FHA, VA	14	0.7%	88.2%	$230,000
Click n' Close, Inc.	Conventional, FHA	11	0.6%	100%	$271,363
Network Funding, L.P.	Conventional	10	0.5%	84.6%	$335,000
Gardner Financial Services	Conventional, FHA, VA	9	0.5%	100%	$418,333
Primelending	Conventional, FHA, VA, Jumbo	8	0.4%	100%	$553,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	8	0.4%	80%	$356,250	View
Aaxy LLC	Conventional	6	0.3%	100%	$428,333
Encompass Lending Group, L.P.	Conventional, FHA, VA	6	0.3%	100%	$345,000
Hometrust Mortgage Company	Conventional, FHA, VA	6	0.3%	85.7%	$391,666
Republic State Mortgage Company	Conventional, VA	5	0.3%	100%	$449,000
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional, FHA	5	0.3%	100%	$297,000	View
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	5	0.3%	100%	$331,000
Southwest Funding LP	Conventional, FHA	4	0.2%	100%	$275,000
Orchard Mortgage, LLC	Conventional	3	0.2%	100%	$468,333
SWBC Mortgage Corporation	Conventional	2	0.1%	100%	$425,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$210,000
Willow Bend Mortgage Company, LLC	Conventional, VA	2	0.1%	100%	$280,000
Certified Funding, L.P.	Conventional	2	0.1%	66.7%	$125,000
Directions Equity, LLC	Conventional	1	0.1%	100%	$555,000
Integrity Mortgage Corporation of Texas	Conventional	1	0.1%	100%	$245,000
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$355,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	220	11.1%	92.6%	$433,045
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	136	6.8%	76.2%	$293,750	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	74	3.7%	98.7%	$425,945
Inspire Home Loans Inc. A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA	56	2.8%	93.7%	$361,607	View
loanDepot.com LLC	Conventional, FHA, HELOC	49 +8 HELOCs	2.5%	84.5%	$284,387
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	45 +2 HELOCs	2.3%	96.3%	$388,555
Kbhs Home Loans, LLC	Conventional, FHA, VA	37	1.9%	95%	$332,297
Jet HomeLoans, LP	Conventional, FHA, Jumbo	34	1.7%	97.1%	$551,176
Pennymac Loan Services LLC	Conventional, FHA, VA	25	1.3%	78.1%	$313,800
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	24	1.2%	100%	$406,666	View
New American Funding, LLC.	Conventional, FHA, VA, HELOC	23 +1 HELOCs	1.2%	74.2%	$266,739
Nfm, Inc	Conventional, FHA, VA	23	1.2%	100%	$340,217
Tri Pointe Connect, LLC	Conventional, VA	20	1%	100%	$522,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA	19	1%	100%	$402,894
The Loan Store, Inc	Conventional, FHA, HELOC	18 +1 HELOCs	0.9%	94.7%	$283,333
Newrez LLC	Conventional, FHA, VA, Jumbo	18	0.9%	60%	$365,555
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	17	0.9%	51.5%	$366,176
Zillow Home Loans, LLC	Conventional, FHA, VA, Jumbo	15	0.8%	100%	$354,333
Freedom Mortgage Corporation	Conventional, FHA, VA	14	0.7%	60%	$382,857
Kind Lending, LLC	Conventional, FHA, VA	14	0.7%	93.3%	$350,000
Paramount Residential Mortgage	Conventional, FHA	14	0.7%	100%	$467,857
Guaranteed Rate, Inc.	Conventional, FHA, VA	11	0.6%	84.6%	$415,909
Provident Funding Associates	Conventional	11	0.6%	91.7%	$415,000
Pulte Mortgage LLC	Conventional, FHA	11	0.6%	84.6%	$305,909
Plaza Home Mortgage, Inc	Conventional, FHA, VA	11	0.6%	91.7%	$357,727
Movement Mortgage, LLC	Conventional, FHA	10	0.5%	91.7%	$333,000
Resicentral LLC	Conventional, FHA	10	0.5%	100%	$446,000
Mortgage Research Center	VA	10	0.5%	50%	$407,000
V.I.P. Mortgage, Inc.	Conventional, VA	10	0.5%	83.3%	$466,000
Better Mortgage Corporation	Conventional	9	0.5%	58.8%	$332,777
Cadence Bank	Conventional, Jumbo, HELOC	8 +5 HELOCs	0.4%	88.9%	$447,500
Mutual of Omaha Mortgage	Conventional, FHA, VA	8	0.4%	100%	$326,250
21St Mortgage	Conventional	8	0.4%	53.3%	$96,250
Canopy Mortgage, LLC	Conventional, FHA	7	0.4%	100%	$342,142
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	7	0.4%	100%	$375,000	View
Union Home Mortgage Corp.	Conventional, FHA	7	0.4%	100%	$419,285
Tomo Mortgage LLC	Conventional	7	0.4%	77.8%	$362,142
Goodleap, LLC	Conventional	6	0.3%	54.5%	$221,666
Sage Home Loans Corporation	Conventional	6	0.3%	85.7%	$436,666
AmWest Funding Corp	Conventional, VA	6	0.3%	66.7%	$363,333
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	6	0.3%	100%	$400,000
Florida Capital Bank, N.A	Conventional, FHA	6	0.3%	85.7%	$351,666
ALCOVA Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$303,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	5	0.3%	83.3%	$357,000	View
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	5	0.3%	38.5%	$345,000	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	5	0.3%	100%	$483,000
American Pacific Mortgage Corporation	Conventional	5	0.3%	83.3%	$277,000
Spring Eq, LLC	Conventional, HELOC	4 +2 HELOCs	0.2%	25%	$150,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	80%	$360,000	View
Royal United Mortgage LLC	Conventional	4	0.2%	100%	$227,500
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	4	0.2%	100%	$455,000
PHH Mortgage Corporation	Conventional	4	0.2%	100%	$327,500
General Mortgage Capital Corporation	Conventional	4	0.2%	100%	$362,500
Assurance Financial Group, L.L.C.	Conventional, FHA	4	0.2%	80%	$380,000
Discover Bank	Conventional	4	0.2%	14.3%	$167,500
Stg Mortgage Inc	FHA	4	0.2%	80%	$332,500
Churchill Mortgage Corporation	Conventional	4	0.2%	80%	$272,500
Nations Lending Corporation	Conventional, FHA	4	0.2%	100%	$215,000
HomeBridge Financial Services, Inc	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$378,333
Truwest Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$258,333	View
First Community Mortgage, Inc.	Conventional	3	0.2%	100%	$475,000
Residential Wholesale Mortgage	Conventional	3	0.2%	100%	$278,333
Lakeview Loan Servicing, LLC	Conventional	3	0.2%	23.8%	$381,666
Guidance Residential, LLC	Conventional	3	0.2%	100%	$491,666
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.2%	75%	$321,666
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	3	0.2%	71.4%	$158,333	View
PFN Lending Group, Inc.	Conventional	3	0.2%	100%	$305,000
Securitynational Mortgage Company	Conventional, FHA	3	0.2%	50%	$328,333
Universal Lending Corporation	Conventional, FHA	3	0.2%	100%	$275,000
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.2%	100%	$311,666
Louisiana National Bank B+4.8 ★Texas Ratio: 16.90%	Conventional, Jumbo	3	0.2%	100%	$2,568,333	View
Nexera Holding LLC	Conventional	3	0.2%	100%	$305,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.2%	100%	$398,333	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.2%	100%	$511,666	View
Champions Funding, LLC	Conventional	3	0.2%	60%	$245,000
Village Capital & Investment	FHA, VA	3	0.2%	100%	$441,666
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$380,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo	2	0.1%	100%	$640,000	View
Originpoint, LLC	Conventional	2	0.1%	100%	$535,000
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$480,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.1%	100%	$360,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$225,000
Nbkc Bank	Conventional, VA	2	0.1%	100%	$350,000
Golden Empire Mortgage, Inc.	Conventional	2	0.1%	100%	$440,000
Loanunited.Com, LLC	FHA, VA	2	0.1%	100%	$460,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.1%	100%	$345,000	View
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$440,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	100%	$430,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.1%	100%	$230,000	View
Bay Equity LLC	Conventional	2	0.1%	100%	$500,000
Strong Home Mortgage, LLC	FHA	2	0.1%	100%	$395,000
Homeowners Financial Group, LLC	Conventional	2	0.1%	100%	$430,000
Cardinal Financial Company, Li	Conventional	2	0.1%	75%	$260,000
First Option Mortgage, LLC	Conventional	2	0.1%	100%	$325,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$410,000	View
Digital Federal Credit Union	Conventional	2	0.1%	100%	$235,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$375,000
Summit Funding.Inc	Conventional	2	0.1%	100%	$410,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$405,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$665,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$495,000
Loan Simple, Inc.	FHA	2	0.1%	100%	$325,000
Star One Credit Union	Conventional	2	0.1%	100%	$380,000
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$115,000
Guaranteed Rate Affinity, LLC	VA	1	0.1%	100%	$385,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$435,000	View
Contour Mortgage Corporation	VA	1	0.1%	100%	$495,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	50%	$415,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$35,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$345,000
Milo Credit, LLC	Conventional	1	0.1%	100%	$185,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	50%	$185,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$295,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$575,000	View
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$325,000
Constant Investments, Inc	Conventional	1	0.1%	100%	$245,000
Googain, Inc.	Conventional	1	0.1%	100%	$305,000
Ahl Funding	FHA	1	0.1%	100%	$245,000
Mortgage Financial Services	Conventional	1	0.1%	100%	$525,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$215,000
Ez Fundings Inc	Conventional	1	0.1%	100%	$105,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$405,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$385,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$275,000
American Finance House Lariba	Conventional	1	0.1%	100%	$325,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$555,000
Evergreen Moneysource Mortgage Company	VA	1	0.1%	100%	$445,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$625,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$305,000
Franklin Loan Corporation	Conventional	1	0.1%	100%	$415,000
T2 Financial LLC	Conventional	1	0.1%	100%	$475,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$305,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$145,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$355,000
First Western Federal Savings Bank	Conventional	1	0.1%	100%	$245,000
Uif Corporation	Conventional	1	0.1%	100%	$465,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$345,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$285,000
Lower, LLC	VA	1	0.1%	100%	$375,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$325,000
Compass Mortgage, Inc.	VA	1	0.1%	100%	$415,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$415,000	View
United Nations Federal CU	Conventional	1	0.1%	100%	$205,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	1	0.1%	100%	$295,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	33.3%	$75,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$605,000
The Mortgage Link, Inc.	Conventional	1	0.1%	100%	$385,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$355,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$405,000
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +2 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Keypoint Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Round Rock Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Round Rock, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Round Rock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Round Rock in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Round Rock, TX

Use these to narrow the list above. Each category shows how many Round Rock, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 151 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 63 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 76 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 15 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 75 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Round Rock, TX

Independent mortgage companies closed 73.7 percent of home loans in Round Rock, Texas in 2025, banks 13.1 percent and credit unions 13.2 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 21 loans.

73.7%

Mortgage companies

13.1%

Banks

13.2%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Round Rock, TX

Who is the largest mortgage lender in Round Rock, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Round Rock, Texas with 40 loans, about 2 percent of the market. The largest lender headquartered in Texas was Frost Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Round Rock, TX have the highest approval rates?

Among lenders with meaningful volume in Round Rock, Texas, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 98.7 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Round Rock, TX mortgage lenders offer FHA, VA and USDA loans?

76 lenders closed FHA loans in Round Rock, Texas in 2025, led by DHI Mortgage Company, LTD. with 22. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Round Rock, TX lender list?

Yes. 63 banks and 31 credit unions closed home loans in Round Rock, Texas in 2025, alongside 151 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Round Rock, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Round Rock, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Round Rock, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Round Rock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.