Mortgage Lenders and Brokers in Kiawah Island, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kiawah Island, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Beacon Community BankBeacon Community Bank578 E Bay Street, Charleston, SC 29403A+5.0 ★Texas Ratio: 0.20%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, First Capital BankFirst Capital Bank304 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 0.91%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kiawah Island, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kiawah Island are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kiawah Island, South Carolina
Market share is the lender's share of all home loans closed in Kiawah Island, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 20 +3 HELOCs |
13.7% | 83.3% | $1,719,500 | View |
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578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20% |
Conventional, Jumbo | 16 | 11% | 100% | $1,131,875 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 11 | 7.5% | 91.7% | $2,075,909 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
6.8% | 90.9% | $2,740,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.7% | 80% | $5,362,500 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.7% | 80% | $685,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, Jumbo | 4 | 2.7% | 100% | $1,497,500 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
2.1% | 100% | $1,271,666 | View |
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304 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 0.91% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,265,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 3 | 2.1% | 75% | $1,958,333 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,130,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,120,000 | |
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2727 Main Hwy, Bamberg, SC 29003 B4.4 ★Texas Ratio: 21.96% |
Conventional, Jumbo | 2 | 1.4% | 100% | $2,450,000 | View |
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★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $255,000 | View |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,455,000 | View |
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701 E Bay St, Charleston, SC 29403 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 1 | 0.7% | 100% | $6,805,000 | View |
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1730 Maybank Highway, Charleston, SC 29412 A+5.0 ★Texas Ratio: 1.79% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,325,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,725,000 | View |
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8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.7% | 100% | $595,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 6 | 4.1% | 100% | $2,470,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 6 | 4.1% | 100% | $2,015,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 3.4% | 100% | $2,365,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 5 | 3.4% | 100% | $3,703,000 | View |
Rocket Mortgage
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Conventional, VA, Jumbo | 4 | 2.7% | 66.7% | $997,500 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 4 | 2.7% | 100% | $1,192,500 | View |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,825,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 1.4% | 100% | $2,845,000 | View |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 1.4% | 100% | $875,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.7% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.7% | 100% | $3,255,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $545,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,375,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.7% | 100% | $605,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,005,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,305,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,055,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $155,000 | |
Atlantic Bay Mortgage Group
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,065,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.7% | 100% | $495,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.7% | 100% | $675,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.7% | 50% | $1,175,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,035,000 | View |
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A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.7% | 100% | $3,505,000 | View |
Ohnward Bank and Trust
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,675,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kiawah Island Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kiawah Island, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Kiawah Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kiawah Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kiawah Island, SC
Use these to narrow the list above. Each category shows how many Kiawah Island, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Kiawah Island, SC
Independent mortgage companies closed 12.3 percent of home loans in Kiawah Island, South Carolina in 2025, banks 86.3 percent and credit unions 1.4 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Beacon Community Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kiawah Island, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Kiawah Island, South Carolina with 20 loans, about 13.7 percent of the market. The largest lender headquartered in South Carolina was Beacon Community Bank with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 4 credit unions closed home loans in Kiawah Island, South Carolina in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kiawah Island, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kiawah Island, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kiawah Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
