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Mortgage Lenders and Brokers in Fort Mill, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fort Mill, South Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA403 Tom Hall St, Fort Mill, SC 29715A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1782 Highway 160 W, Fort Mill, SC 29708A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA115 Tom Hall St, Fort Mill, SC 29715A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA1738 Gold Hill Rd, Fort Mill, SC 29708A+5.0 ★Texas Ratio: 1.62%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1401 Highway 160 W, Fort Mill, SC 29715A5.0 ★Texas Ratio: 7.72%, Southstate Bank, National AssociationSouthstate Bank, National Association808 Tom Hall St, Fort Mill, SC 29715A+5.0 ★Texas Ratio: 2.27%, TD BankTD Bank100 Stone Village Dr, Fort Mill, SC 29708A+5.0 ★Texas Ratio: 3.71%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2139 Hwy 160 W, Fort Mill, SC 29708A+5.0 ★Texas Ratio: 3.22%, Sage Home Loans CorporationSage Home Loans CorporationFort Mill, SC, and RoundPoint Mortgage Servicing LLCRoundPoint Mortgage Servicing LLCFort Mill, SC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fort Mill, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Mill are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fort Mill, South Carolina

Market share is the lender's share of all home loans closed in Fort Mill, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 3 offices in Fort Mill 403 Tom Hall St, Fort Mill, SC 29715 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	18	1.2%	86.4%	$359,444	View
Truist Bank ★ 1 stars, 1 review 1 office in Fort Mill 1782 Highway 160 W, Fort Mill, SC 29708 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	14 +19 HELOCs	1%	100%	$579,285	View
Bank of America NA 1 office in Fort Mill 115 Tom Hall St, Fort Mill, SC 29715 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	13 +42 HELOCs	0.9%	86.7%	$351,153	View
First National Bank of PA 1 office in Fort Mill 1738 Gold Hill Rd, Fort Mill, SC 29708 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	13 +5 HELOCs	0.9%	86.7%	$349,615	View
First Ciitizens Bank and Trust 2 offices in Fort Mill 1401 Highway 160 W, Fort Mill, SC 29715 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	12 +29 HELOCs	0.8%	82.4%	$403,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 2 offices in Fort Mill 808 Tom Hall St, Fort Mill, SC 29715 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, Jumbo, HELOC	8 +24 HELOCs	0.6%	88.9%	$580,000	View
TD Bank 2 offices in Fort Mill 100 Stone Village Dr, Fort Mill, SC 29708 A+5.0 ★Texas Ratio: 3.71%	Conventional, FHA, Jumbo, HELOC	6 +6 HELOCs	0.4%	100%	$875,000	View
Fifth Third Bank, National Association 1 office in Fort Mill 2139 Hwy 160 W, Fort Mill, SC 29708 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	4 +7 HELOCs	0.3%	80%	$430,000	View
Sage Home Loans Corporation	Conventional	6	0.4%	90%	$390,000
RoundPoint Mortgage Servicing LLC	Conventional, FHA	3	0.2%	100%	$405,000
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA, Jumbo, HELOC	68 +2 HELOCs	4.7%	97.4%	$419,558
Founders Federal Credit Union 957 Gold Hill Rd, Fort Mill, SC 29708 A+5.0 ★Texas Ratio: 3.58%	Conventional, Jumbo, HELOC	59 +32 HELOCs	4.1%	80%	$272,966	View
JPMorgan Chase Bank, NA 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	19	1.3%	95%	$400,263	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	12	0.8%	100%	$385,000	View
Regions Bank 1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	6 +5 HELOCs	0.4%	66.7%	$780,000	View
Family Trust Federal Credit Union 430 Mercantile Place, Fort Mill, SC 29715 A+5.0 ★Texas Ratio: 4.53%	Conventional	3	0.2%	100%	$428,333	View
Ameris Bank ★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82%	Conventional	3	0.2%	75%	$531,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +10 HELOCs	0.1%	100%	$420,000	View
First Horizon Bank ★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$695,000	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$355,000	View
First Community Bank 407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38%	Conventional	2	0.1%	100%	$475,000	View
First Reliance Bank 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional	2	0.1%	100%	$465,000	View
AllSouth Federal Credit Union 244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08%	Conventional	2	0.1%	100%	$515,000	View
Anderson Brothers Bank Eighth Avenue, Aynor, SC 29511 A5.0 ★Texas Ratio: 6.06%	Conventional	1	0.1%	100%	$485,000	View
Spero Financial Federal Credit Union 1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40%	Conventional	1	0.1%	100%	$135,000	View
Rev Federal Credit Union 22 Westedge St, Charleston, SC 29403	Conventional	1	0.1%	100%	$285,000
SC State Credit Union 190 Beaufort St NE, Aiken, SC 29801 4401	HELOC	0 +2 HELOCs	0%	n/a
Pinnacle Bank 200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
United Community Bank 815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +1 HELOCs	0%	n/a		View
The Park National Bank 304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62%	HELOC	0 +1 HELOCs	0%	n/a		View
New Story Lending LLC	Conventional	2	0.1%	100%	$135,000
South Carolina Federal Credit	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$465,000
Sharonview Federal CU	HELOC	0 +9 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	178	12.3%	87.9%	$325,393
Lennar Mortgage, LLC	Conventional, FHA, VA	151	10.4%	95%	$422,814
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	148 +9 HELOCs	10.2%	94.4%	$413,851
loanDepot.com LLC	Conventional, FHA, VA	41	2.8%	87.2%	$303,536
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	28	1.9%	82.9%	$445,714
Mortgage Research Center	Conventional, FHA, VA, Jumbo	25	1.7%	75.8%	$537,400
American Security Mortgage Cor	Conventional, FHA, VA, Jumbo	23	1.6%	100%	$456,739
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	21	1.5%	95.5%	$566,904
Freedom Mortgage Corporation	FHA, VA, Jumbo	20	1.4%	92%	$387,500
Zillow Home Loans, LLC	Conventional, FHA, VA, Jumbo	18	1.2%	100%	$365,555
Nationstar Mortgage	Conventional, VA	16	1.1%	100%	$195,625
Mutual of Omaha Mortgage	Conventional, VA, Jumbo	16	1.1%	100%	$500,625
Spring Eq, LLC	Conventional, HELOC	15 +4 HELOCs	1%	51.7%	$121,666
First Heritage Mortgage, LLC	Conventional, FHA, VA	15	1%	93.8%	$390,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +9 HELOCs	1%	82.4%	$220,000
CrossCountry Mortgage, LLC	Conventional, FHA	14	1%	100%	$307,857
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	14	1%	82.4%	$253,571	View
Howard Hanna Financial Services, Inc	Conventional, VA	12	0.8%	100%	$449,166
State Employees' Credit Union	Conventional, HELOC	11 +16 HELOCs	0.8%	84.6%	$365,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	11 +1 HELOCs	0.8%	100%	$351,363
Newrez LLC	Conventional, VA, Jumbo	11	0.8%	64.7%	$527,727
Guild Mortgage Company	Conventional, FHA, VA	11	0.8%	100%	$403,181
Total Mortgage Services, LLC	Conventional, FHA, HELOC	10 +1 HELOCs	0.7%	100%	$597,000
Lakeview Loan Servicing, LLC	Conventional, FHA	10	0.7%	50%	$277,000
The Loan Store, Inc	Conventional, FHA, HELOC	9 +3 HELOCs	0.6%	100%	$396,111
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	9	0.6%	100%	$468,333	View
Nbkc Bank	Conventional, VA, Jumbo	8	0.6%	100%	$536,250
Highlands Residential Mortgage, Ltd.	Conventional	8	0.6%	100%	$455,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	7	0.5%	100%	$662,142	View
Pulte Mortgage LLC	Conventional	7	0.5%	77.8%	$552,142
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	7	0.5%	100%	$500,714
Plaza Home Mortgage, Inc	Conventional, FHA	7	0.5%	100%	$307,857
Skyla Federal Credit Union A5.0 ★Texas Ratio: 9.56%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.4%	85.7%	$548,333
Amerisave Mortgage Company	Conventional, FHA	6	0.4%	46.2%	$131,666
Tri Pointe Connect, LLC	Conventional, FHA	6	0.4%	100%	$305,000
Carrington Mortgage Services LLC	Conventional, FHA	6	0.4%	54.5%	$243,333
TowneBank	Conventional, FHA, VA, USDA, HELOC	5 +3 HELOCs	0.3%	100%	$417,000
Cmg Mortgage Inc	Conventional, VA, HELOC	5 +2 HELOCs	0.3%	100%	$567,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	5	0.3%	100%	$463,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, Jumbo	5	0.3%	100%	$561,000	View
Liberty Federal Credit Union	Conventional, Jumbo	5	0.3%	100%	$937,000
Primary Residential Mortgage, INC.	Conventional	5	0.3%	100%	$301,000
American Financial Network, Inc.	Conventional, FHA	5	0.3%	83.3%	$297,000
Lower, LLC	Conventional	5	0.3%	83.3%	$461,000
Better Mortgage Corporation	Conventional, FHA, HELOC	4 +2 HELOCs	0.3%	36.4%	$460,000
Canopy Mortgage, LLC	Conventional, USDA	4	0.3%	100%	$212,500
ALCOVA Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$432,500
Filo Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$322,500
Provident Funding Associates	Conventional	4	0.3%	100%	$485,000
American Pacific Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$285,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +4 HELOCs	0.2%	37.5%	$131,666	View
Originpoint, LLC	Conventional	3	0.2%	100%	$455,000
Premier Mortgage Resources, LLC	Conventional	3	0.2%	100%	$418,333
Guaranteed Rate Affinity, LLC	Conventional	3	0.2%	100%	$455,000
American Airlines Federal Cred	Conventional	3	0.2%	100%	$465,000
Primelending	Conventional, VA	3	0.2%	100%	$551,666
Envoy Mortgage, Ltd	Conventional, FHA	3	0.2%	100%	$568,333
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	75%	$355,000
Credit Union Mortgage Associat	Conventional	3	0.2%	100%	$385,000
Flat Branch Mortgage, Inc.	Conventional	3	0.2%	100%	$445,000
Kwik Mortgage Corporation	Conventional	3	0.2%	100%	$521,666
Cardinal Financial Company, Li	Conventional, FHA, Jumbo	3	0.2%	100%	$611,666
American Internet Mortgage, Inc.	Conventional	3	0.2%	100%	$385,000
Planet Home Lending, LLC	FHA, VA	3	0.2%	100%	$475,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	3	0.2%	100%	$625,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.2%	100%	$681,666	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	100%	$551,666	View
Truliant Federal Credit Union	Conventional, HELOC	2 +6 HELOCs	0.1%	22.2%	$210,000
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.1%	66.7%	$580,000	View
Digital Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$620,000
Cornerstone First Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$355,000
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$230,000
Atlantic Coast Mortgage, LLC	Conventional	2	0.1%	100%	$365,000
Everett Financial, Inc.	Conventional	2	0.1%	100%	$255,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	FHA	2	0.1%	66.7%	$280,000	View
Kind Lending, LLC	Conventional	2	0.1%	66.7%	$240,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.1%	100%	$325,000	View
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$375,000
Deephaven Mortgage LLC	Conventional	2	0.1%	100%	$285,000
AdvantageFirst Lending Inc	Conventional, FHA	2	0.1%	100%	$430,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$465,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0.1%	66.7%	$440,000	View
First Alliance Home Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$380,000
Discover Bank	Conventional	2	0.1%	15.4%	$80,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$185,000
Coastal Federal Credit Union	Conventional	2	0.1%	100%	$240,000
Capital Center LLC	Conventional	2	0.1%	100%	$295,000
New Day Financial, LLC.	VA	2	0.1%	66.7%	$180,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$415,000
Rapid Mortgage Company	FHA, VA	2	0.1%	100%	$350,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional, FHA	2	0.1%	100%	$475,000
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$590,000
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$325,000
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.1%	100%	$615,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	2	0.1%	100%	$675,000	View
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$245,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +6 HELOCs	0.1%	100%	$425,000
Allegacy Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$45,000
Guaranteed Rate, Inc.	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$385,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$715,000
Piedmont Advantage Credit Unio	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$65,000
Carolinas Telco FCU A+5.0 ★Texas Ratio: 3.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$585,000
Uwharrie Bank A+5.0 ★Texas Ratio: 0.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$555,000	View
Baxter Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000
Synovus Bank	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,525,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$85,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$195,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$475,000	View
Residential Wholesale Mortgage	VA	1	0.1%	100%	$495,000
Goodleap, LLC	Conventional	1	0.1%	25%	$105,000
Acrisure Mortgage, LLC	FHA	1	0.1%	100%	$485,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$275,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$465,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$555,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$385,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$395,000
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$165,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$505,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$105,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$325,000	View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$315,000	View
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$345,000	View
AAFMAA Mortgage Services LLC	Conventional	1	0.1%	100%	$255,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$425,000
Absolute Home Mortgage	Conventional	1	0.1%	50%	$605,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$385,000
American Financing Corporation	VA	1	0.1%	14.3%	$315,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$685,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Union Home Mortgage Corp.	Conventional	1	0.1%	50%	$445,000
Bay Equity LLC	FHA	1	0.1%	100%	$405,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$335,000
Weichert Financial Services	VA	1	0.1%	100%	$515,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$755,000	View
Delta Community Credit Union	Conventional	1	0.1%	50%	$465,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$405,000	View
Servis One, Inc	Conventional	1	0.1%	100%	$135,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$935,000	View
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$85,000	View
Mortgage Lenders Investment Tr	Conventional	1	0.1%	100%	$765,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$465,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Integrity Home Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$905,000
Smartbank A+5.0 ★Texas Ratio: 1.74%	Conventional	1	0.1%	100%	$465,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$595,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$285,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0.1%	100%	$195,000	View
New Fed Mortgage Corp.	Conventional	1	0.1%	50%	$295,000
Ardri LLC	Conventional	1	0.1%	100%	$345,000
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$395,000
Uif Corporation	Conventional	1	0.1%	100%	$345,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$315,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$235,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Summit Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$335,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$375,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$295,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$615,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	14.3%	$205,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$225,000
Village Capital & Investment	FHA	1	0.1%	100%	$495,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$115,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +11 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +6 HELOCs	0%	0%
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Fort Mill Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fort Mill, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Fort Mill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Mill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fort Mill, SC

Use these to narrow the list above. Each category shows how many Fort Mill, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 56 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 32 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 16 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Fort Mill, SC

Independent mortgage companies closed 75.6 percent of home loans in Fort Mill, South Carolina in 2025, banks 15.7 percent and credit unions 8.7 percent. Sage Home Loans Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Sage Home Loans Corporation led with 6 loans.

75.6%

Mortgage companies

15.7%

Banks

8.7%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders

Frequently Asked Questions About Mortgage Lenders in Fort Mill, SC

Who is the largest mortgage lender in Fort Mill, SC?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Fort Mill, South Carolina with 18 loans, about 1.2 percent of the market. The largest lender headquartered in South Carolina was Sage Home Loans Corporation with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fort Mill, SC have the highest approval rates?

Among lenders with meaningful volume in Fort Mill, South Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 97.4 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fort Mill, SC mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Fort Mill, South Carolina in 2025, led by Rocket Mortgage with 19. 36 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fort Mill, SC lender list?

Yes. 52 banks and 33 credit unions closed home loans in Fort Mill, South Carolina in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fort Mill, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fort Mill, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Mill, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Mill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.