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Mortgage Lenders and Brokers in Beaufort, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Beaufort, South Carolina mortgage lenders include Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Southstate Bank, National AssociationSouthstate Bank, National Association189 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust921 Bay St, Beaufort, SC 29902A5.0 ★Texas Ratio: 7.72%, Bank of America NABank of America NA2115 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA148 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1 Kemmerlin Ln, Beaufort, SC 29907A+5.0 ★Texas Ratio: 2.87%, Bank of the LowcountryBank of the Lowcountry1923 Sam Rittenberg Blvd, Charleston, SC 29407A+5.0 ★Texas Ratio: 1.55%, Regions BankRegions Bank69 Robert Smalls Pkwy, Beaufort, SC 29906A+5.0 ★Texas Ratio: 4.37%, South Atlantic BankSouth Atlantic Bank37 Robert Smalls Pkwy, Beaufort, SC 29906A+5.0 ★Texas Ratio: 0.08%, and Palmetto State BankPalmetto State Bank2347 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 0.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Beaufort, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beaufort are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Beaufort, South Carolina

Market share is the lender's share of all home loans closed in Beaufort, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Beaufort 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	24 +3 HELOCs	3.5%	88.9%	$477,916	View
Southstate Bank, National Association ★ 5 stars, 1 review 2 offices in Beaufort 189 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, Jumbo, HELOC	17 +32 HELOCs	2.5%	86.4%	$497,941	View
First Ciitizens Bank and Trust 1 office in Beaufort 921 Bay St, Beaufort, SC 29902 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	8 +16 HELOCs	1.2%	100%	$521,250	View
Bank of America NA 1 office in Beaufort 2115 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +11 HELOCs	1.2%	88.9%	$592,500	View
Wells Fargo Bank NA 1 office in Beaufort 148 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	6	0.9%	87.5%	$575,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Beaufort 1 Kemmerlin Ln, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +5 HELOCs	0.6%	100%	$562,500	View
Bank of the Lowcountry 1 office in Beaufort 1923 Sam Rittenberg Blvd, Charleston, SC 29407 A+5.0 ★Texas Ratio: 1.55%	Conventional, Jumbo	4	0.6%	80%	$797,500	View
Regions Bank 2 offices in Beaufort 69 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.4%	83.3%	$468,333	View
South Atlantic Bank 1 office in Beaufort 37 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 0.08%	Conventional, Jumbo	3	0.4%	100%	$1,118,333	View
Palmetto State Bank 1 office in Beaufort 2347 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 0.33%	Conventional, Jumbo	3	0.4%	75%	$748,333	View
Fifth Third Bank, National Association 1 office in Beaufort 351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	3	0.4%	60%	$858,333	View
Coastal States Bank 1 office in Beaufort 1029 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.1%	100%	$645,000	View
TD Bank 142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	7 +2 HELOCs	1%	100%	$585,000	View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.9%	72.7%	$406,666
CPM Federal Credit Union 3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83%	Conventional, HELOC	5 +23 HELOCs	0.7%	100%	$279,000	View
United Community Bank 815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97%	Conventional, VA, HELOC	3 +1 HELOCs	0.4%	100%	$551,666	View
JPMorgan Chase Bank, NA 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.3%	100%	$120,000	View
Pinnacle Bank 200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$2,515,000	View
Countybank 2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52%	Conventional	1	0.1%	100%	$255,000	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	50%	$625,000	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$565,000	View
First Reliance Bank 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0.1%	100%	$355,000	View
Founders Federal Credit Union 3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0.1%	100%	$275,000	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$325,000	View
Southern First Bank 190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08%	HELOC	0 +2 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
New Story Lending LLC	Conventional, FHA, VA	11	1.6%	100%	$328,636
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	FHA, VA	3	0.4%	100%	$531,666	View
South Carolina Federal Credit	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.3%	100%	$1,300,000
Barley Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	77	11.2%	86.8%	$267,727
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	61 +2 HELOCs	8.9%	89%	$389,918
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, Jumbo	56	8.1%	93.3%	$401,250	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	40	5.8%	45.2%	$370,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	34 +19 HELOCs	4.9%	73.9%	$319,117
Mortgage Research Center	VA, Jumbo	22	3.2%	59.5%	$445,454
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	21	3.1%	95.5%	$382,142
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo, HELOC	14 +1 HELOCs	2%	93.3%	$504,285
Newrez LLC	Conventional, FHA, VA	13	1.9%	72.2%	$394,230
Pennymac Loan Services LLC	Conventional, FHA, VA	12	1.7%	81.2%	$212,500
loanDepot.com LLC	Conventional, FHA, VA	11	1.6%	64.7%	$304,090
K. Hovnanian American Mortgage	Conventional	11	1.6%	84.6%	$559,545
Freedom Mortgage Corporation	Conventional, FHA, VA	9	1.3%	75%	$356,111
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, VA	7	1%	100%	$316,428	View
BoxCar Mortgage, LLC	Conventional, FHA, VA	5	0.7%	100%	$283,000
Nationstar Mortgage	Conventional, VA	5	0.7%	100%	$365,000
Village Capital & Investment	VA	5	0.7%	100%	$349,000
Lakeview Loan Servicing, LLC	Conventional, VA	4	0.6%	45.5%	$210,000
Nbkc Bank	Conventional, VA	4	0.6%	100%	$565,000
CrossCountry Mortgage, LLC	FHA, VA	4	0.6%	100%	$312,500
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	4	0.6%	100%	$365,000
Prosperity Home Mortgage, LLC	FHA	4	0.6%	100%	$452,500
New American Funding, LLC.	Conventional, FHA, VA	4	0.6%	100%	$232,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.6%	66.7%	$192,500	View
EMM Loans LLC	Conventional, FHA	3	0.4%	75%	$275,000
Kind Lending, LLC	Conventional	3	0.4%	100%	$391,666
Resicentral LLC	Conventional	3	0.4%	100%	$361,666
Amerisave Mortgage Company	Conventional, VA	3	0.4%	60%	$115,000
Guild Mortgage Company	Conventional	3	0.4%	100%	$531,666
American Financial Network, Inc.	VA	3	0.4%	100%	$355,000
Calcon Mutual Mortgage LLC	Conventional, VA	3	0.4%	100%	$498,333
Nations Lending Corporation	Conventional, VA	3	0.4%	100%	$211,666
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA	3	0.4%	75%	$271,666	View
Southwest Stage Funding LLC	Conventional, FHA	3	0.4%	80%	$175,000
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	3	0.4%	100%	$971,666
Carrington Mortgage Services LLC	Conventional, VA	3	0.4%	37.5%	$455,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	VA	3	0.4%	100%	$315,000	View
HomeBridge Financial Services, Inc	VA, HELOC	2 +2 HELOCs	0.3%	100%	$435,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$380,000	View
American Financial Resources LLC	Conventional, VA	2	0.3%	100%	$515,000
Residential Wholesale Mortgage	Conventional	2	0.3%	100%	$150,000
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional	2	0.3%	100%	$620,000	View
Equity Prime Mortgage LLC	FHA, VA	2	0.3%	100%	$380,000
PHH Mortgage Corporation	Conventional	2	0.3%	100%	$440,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	2	0.3%	100%	$380,000	View
Discover Bank	Conventional	2	0.3%	33.3%	$55,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.3%	100%	$270,000	View
T2 Financial LLC	Conventional	2	0.3%	100%	$325,000
Lendsure Mortgage Corp.	Conventional	2	0.3%	100%	$320,000
Mortgage Solutions of Colorado	Conventional, VA	2	0.3%	100%	$340,000
Zillow Home Loans, LLC	VA	2	0.3%	100%	$445,000
Gmfs, LLC	Conventional, FHA	2	0.3%	100%	$625,000
Paramount Residential Mortgage	Conventional, VA	2	0.3%	100%	$330,000
Better Mortgage Corporation	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$65,000
State Employees' Credit Union	Conventional	1	0.1%	100%	$265,000
Southern Bank of Tennessee	Conventional	1	0.1%	100%	$415,000
Tidewater Mortgage Services, Inc	Conventional	1	0.1%	100%	$345,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$275,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$1,265,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$235,000
Primelending	Conventional	1	0.1%	100%	$575,000
Fundloans Capital	Conventional	1	0.1%	100%	$395,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$355,000	View
Fourleaf Federal Credit Union	Conventional	1	0.1%	100%	$435,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$375,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$345,000
Norwich Commercial Group Inc	FHA	1	0.1%	100%	$595,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$185,000	View
Bond Street Mortgage, LLC	Conventional	1	0.1%	100%	$145,000
Capital City Home Loans, LLC	Conventional	1	0.1%	100%	$475,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$295,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$185,000
Carter Bank and Trust A5.0 ★Texas Ratio: 7.55%	Conventional, Jumbo	1	0.1%	100%	$1,505,000	View
Success Mortgage Partners, Inc	VA	1	0.1%	100%	$525,000
AAFMAA Mortgage Services LLC	VA	1	0.1%	100%	$675,000
Members Choice Credit Union	Conventional	1	0.1%	100%	$525,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$345,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$355,000	View
East Coast Capital Corp.	Conventional, Jumbo	1	0.1%	100%	$1,005,000
American Financing Corporation	Conventional	1	0.1%	100%	$205,000
Farmers State Bank of Alto Pass	Conventional	1	0.1%	100%	$335,000
Nfm, Inc	VA	1	0.1%	100%	$325,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$395,000	View
UNMB Home Loans Inc	FHA	1	0.1%	100%	$505,000
Truliant Federal Credit Union	Conventional	1	0.1%	100%	$25,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$425,000
United Home Loans, Inc. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$315,000	View
Planters Bank, Inc. A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$325,000	View
Together Credit Union	Conventional	1	0.1%	100%	$315,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$475,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$275,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	Conventional	1	0.1%	100%	$515,000	View
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional	1	0.1%	100%	$335,000
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$275,000
Sente Mortgage, Inc.	FHA	1	0.1%	50%	$335,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$205,000	View
Mutual of Omaha Mortgage	Conventional, Jumbo	1	0.1%	33.3%	$865,000
The Loan Store, Inc	FHA	1	0.1%	50%	$365,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$295,000	View
Compass Mortgage, Inc.	Conventional	1	0.1%	100%	$205,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$555,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	50%	$375,000	View
21St Mortgage	Conventional	1	0.1%	16.7%	$185,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$295,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$175,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$475,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$275,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$595,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	0%		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Guaranteed Rate, Inc.	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Sierra Pacific Mortgage Co. Inc	HELOC	0 +1 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
Spring Eq, LLC	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Beaufort Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Beaufort, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Beaufort? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beaufort in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Beaufort, SC

Use these to narrow the list above. Each category shows how many Beaufort, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 81 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 55 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 33 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 46 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 23 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 15 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Beaufort, SC

Independent mortgage companies closed 64.1 percent of home loans in Beaufort, South Carolina in 2025, banks 28.9 percent and credit unions 7 percent. Movement Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and CPM Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Bank of the Lowcountry led with 4 loans.

64.1%

Mortgage companies

28.9%

Banks

Credit unions

12%

FHA loans

30%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders

Frequently Asked Questions About Mortgage Lenders in Beaufort, SC

Who is the largest mortgage lender in Beaufort, SC?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Beaufort, South Carolina with 24 loans, about 3.5 percent of the market. The largest lender headquartered in South Carolina was Bank of the Lowcountry with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Beaufort, SC have the highest approval rates?

Among lenders with meaningful volume in Beaufort, South Carolina, Gateway First Bank approved the highest share of completed applications in 2025 at 93.3 percent, against a 80.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Beaufort, SC mortgage lenders offer FHA, VA and USDA loans?

33 lenders closed FHA loans in Beaufort, South Carolina in 2025, led by Rocket Mortgage with 12. 46 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Beaufort, SC lender list?

Yes. 55 banks and 16 credit unions closed home loans in Beaufort, South Carolina in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Beaufort, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Beaufort, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beaufort, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beaufort. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.