Mortgage Lenders and Brokers in Middletown, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middletown, Pennsylvania mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA310 W Main St, Middletown, PA 17057A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank120 S Union St, Middletown, PA 17057A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA100 S Union St, Middletown, PA 17057A+5.0 ★Texas Ratio: 5.44%, People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%, Embassy Bank For the Lehigh ValleyEmbassy Bank For the Lehigh Valley2002 W Liberty St, Allentown, PA 18104A+4.9 ★Texas Ratio: 0.52%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middletown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middletown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middletown, Pennsylvania
Market share is the lender's share of all home loans closed in Middletown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Middletown 310 W Main St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 100% | $341,666 | View |
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1 office in Middletown 120 S Union St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.6% | 100% | $475,000 | View |
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1 office in Middletown 100 S Union St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56% |
Conventional | 15 | 4.7% | 84.2% | $69,000 | View |
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2002 W Liberty St, Allentown, PA 18104 A+4.9 ★Texas Ratio: 0.52% |
Conventional | 14 | 4.4% | 60.9% | $110,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 1.9% | 85.7% | $468,333 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +15 HELOCs |
1.6% | 100% | $345,000 | View |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 5 | 1.6% | 100% | $333,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 75% | $371,666 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 100% | $321,666 | View |
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3720 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 3 | 0.9% | 100% | $75,000 | View |
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361 E Main St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +12 HELOCs |
0.6% | 33.3% | $80,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.6% | 100% | $340,000 | View |
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5629 Route 873, Neffs, PA 18065 A+5.0 ★Texas Ratio: 0.56% |
Conventional | 2 | 0.6% | 100% | $405,000 | View |
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4892 Buckeye Rd, Emmaus, PA 18049 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 0.6% | 100% | $280,000 | View |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional | 2 | 0.6% | 66.7% | $45,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $215,000 | View |
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11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $435,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $465,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Allentown Federal Credit Union
1325 Oxford Dr, Allentown, PA 18103 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Commonwealth Federal Cre
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Conventional, HELOC | 21 +7 HELOCs |
6.6% | 95.5% | $127,380 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 2.2% | 43.8% | $386,428 | |
Northeast Equitable Mortgage LLC
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Conventional | 3 | 0.9% | 100% | $321,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 40% | $55,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $380,000 | |
ESSA Bank & Trust
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Conventional | 2 | 0.6% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 9.5% | 78.6% | $220,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 5.4% | 65.4% | $354,411 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 15 +1 HELOCs |
4.7% | 100% | $333,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.5% | 72.7% | $190,000 | |
Cmg Mortgage Inc
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Conventional | 7 | 2.2% | 100% | $373,571 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 7 | 2.2% | 100% | $303,571 | |
Weichert Financial Services
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Conventional | 6 | 1.9% | 100% | $321,666 | |
Planet Home Lending, LLC
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Conventional, FHA | 6 | 1.9% | 85.7% | $300,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 6 | 1.9% | 100% | $356,666 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.6% | 100% | $309,000 | |
T2 Financial LLC
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Conventional, FHA | 5 | 1.6% | 100% | $311,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 100% | $287,500 | |
| Conventional | 4 | 1.3% | 100% | $325,000 | View | |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 83.3% | $97,500 | |
Mortgage Research Center
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FHA, VA | 4 | 1.3% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $178,333 | View |
Absolute Home Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $435,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $391,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.9% | 100% | $398,333 | View |
IRCO Community Federal Credit Union
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Conventional | 3 | 0.9% | 100% | $68,333 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.6% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 2 | 0.6% | 100% | $320,000 | View |
Riegel FCU
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Conventional | 2 | 0.6% | 66.7% | $165,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 28.6% | $135,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.6% | 100% | $320,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.6% | 100% | $345,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.6% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 66.7% | $360,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 40% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Contour Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Signature Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
State Employees Credit Union of MD
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Conventional | 1 | 0.3% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 40% | $155,000 | View |
East Coast Capital Corp.
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Conventional | 1 | 0.3% | 50% | $145,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $365,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.3% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Texana Bank
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VA | 1 | 0.3% | 100% | $325,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $235,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $345,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Middletown Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middletown, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Middletown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middletown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middletown, PA
Use these to narrow the list above. Each category shows how many Middletown, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Middletown, PA
Independent mortgage companies closed 60.6 percent of home loans in Middletown, Pennsylvania in 2025, banks 20.5 percent and credit unions 18.9 percent. Mortgage America, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and People First Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, People First Federal Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middletown, PA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Middletown, Pennsylvania with 3 loans, about 0.9 percent of the market. The largest lender headquartered in Pennsylvania was People First Federal Credit Union with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Middletown, Pennsylvania in 2025, led by Rocket Mortgage with 7. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 18 credit unions closed home loans in Middletown, Pennsylvania in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middletown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middletown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middletown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
