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Mortgage Lenders and Brokers in Portland, Oregon

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Portland, Oregon mortgage lenders include OnPoint Community Credit UnionOnPoint Community Credit Union2701 NW Vaughn St, Portland, OR 97210A+5.0 ★Texas Ratio: 4.12%, US Bank, N.A.US Bank, N.A.1001 Nw 23rd Ave, Portland, OR 97210A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2405 W Burnside St, Portland, OR 97210A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1972 W Burnside St, Portland, OR 97209A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank1 Sw Columbia St, Portland, OR 97204A+5.0 ★Texas Ratio: 2.28%, Summit Mortgage CorporationSummit Mortgage Corporation222 Sw Columbia St, Portland, OR 97201, Bank of America NABank of America NA5775 Ne Martin Luther King Jr, Portland, OR 97211A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association4131 Se Hawthorne Blvd, Portland, OR 97214A+5.0 ★Texas Ratio: 4.81%, BMO Harris Bank NABMO Harris Bank NA222 Sw Columbia St Ste 1050, Portland, OR 97201A+5.0 ★Texas Ratio: 3.54%, and Banner BankBanner Bank101 Sw Main St, Portland, OR 97204A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Portland, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portland are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Portland, Oregon

Market share is the lender's share of all home loans closed in Portland, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
OnPoint Community Credit Union 2701 NW Vaughn St, Portland, OR 97210 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, VA, Jumbo, HELOC	704 +1,313 HELOCs	8.7%	94.9%	$427,116	View
US Bank, N.A. 19 offices in Portland 1001 Nw 23rd Ave, Portland, OR 97210 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	141 +154 HELOCs	1.7%	70.6%	$386,843	View
JPMorgan Chase Bank, NA 19 offices in Portland 2405 W Burnside St, Portland, OR 97210 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	100 +11 HELOCs	1.2%	82.3%	$496,500	View
Wells Fargo Bank NA 19 offices in Portland 1972 W Burnside St, Portland, OR 97209 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	81	1%	74.3%	$467,222	View
Columbia Bank 11 offices in Portland 1 Sw Columbia St, Portland, OR 97204 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, Jumbo, HELOC	79 +69 HELOCs	1%	90.1%	$288,291	View
Summit Mortgage Corporation 222 Sw Columbia St, Portland, OR 97201	Conventional, FHA, VA, Jumbo	78	1%	97.5%	$438,333
Bank of America NA 15 offices in Portland 5775 Ne Martin Luther King Jr, Portland, OR 97211 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	61 +140 HELOCs	0.8%	88.4%	$536,311	View
Keybank National Association 11 offices in Portland 4131 Se Hawthorne Blvd, Portland, OR 97214 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	43 +16 HELOCs	0.5%	66.2%	$521,046	View
BMO Harris Bank NA 5 offices in Portland 222 Sw Columbia St Ste 1050, Portland, OR 97201 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	22 +13 HELOCs	0.3%	75.9%	$678,636	View
Banner Bank 1 office in Portland 101 Sw Main St, Portland, OR 97204 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, VA, HELOC	20 +12 HELOCs	0.2%	72.4%	$382,000	View
Washington Trust Bank 1 office in Portland 760 Sw 9th Ave, Portland, OR 97205 A+5.0 ★Texas Ratio: 4.63%	Conventional, FHA, HELOC	19 +8 HELOCs	0.2%	82.6%	$310,263	View
Pacific Nw Federal Credit Union 12005 NE Erin Way, Portland, OR 97220 A+5.0 ★Texas Ratio: 2.27%	Conventional	8	0.1%	68.8%	$153,750
Mechanics Bank 1 office in Portland 123 Ne 3rd Ave, Portland, OR 97232 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.1%	100%	$951,000	View
Point West Credit Union 5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283 A+5.0 ★Texas Ratio: 4.85%	Conventional	4	0%	80%	$65,000	View
Forrit Credit Union 18676 E Burnside St, Portland, OR 97233 5319 A5.0 ★Texas Ratio: 6.38%	Conventional	2	0%	100%	$65,000	View
1st Security Bank of Washington 1 office in Portland 715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31%	Conventional	2	0%	100%	$325,000	View
Mortgage Express	Conventional, FHA, VA	159	2%	96.8%	$430,849
CastpartsEmplFCU	Conventional	5	0.1%	85.7%	$89,000
SunsetFCU	Conventional, Jumbo	2	0%	100%	$470,000
Rivermark Community Credit Union 2537 SE Hawthorne Blvd, Portland, OR 97214 A5.0 ★Texas Ratio: 9.96%	Conventional, HELOC	95 +156 HELOCs	1.2%	80%	$300,789	View
First Technology Federal Credit Union 650 NE Holladay St, Portland, OR 97232	Conventional, Jumbo, HELOC	90 +125 HELOCs	1.1%	91.7%	$459,666
Unitus Community Credit Union ★ 5 stars, 1 review 1300 SW 6th Ave, Portland, OR 97201 3464 A+5.0 ★Texas Ratio: 3.01%	Conventional, HELOC	29 +87 HELOCs	0.4%	88.9%	$352,931	View
Oregon Community Credit Union 840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19%	Conventional, Jumbo, HELOC	16 +33 HELOCs	0.2%	88.9%	$491,250	View
First Community Credit Union 75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21%	Conventional, Jumbo, HELOC	9 +5 HELOCs	0.1%	100%	$587,222	View
Selco Community Credit Union 2465 NW Thurman St, Portland, OR 97210 A+5.0 ★Texas Ratio: 1.92%	Conventional, HELOC	8 +29 HELOCs	0.1%	100%	$416,250	View
Oregonians Credit Union 336 NE 20th Ave, Portland, OR 97232 2805 A5.0 ★Texas Ratio: 8.54%	Conventional, HELOC	6 +31 HELOCs	0.1%	66.7%	$243,333	View
Oregon State Credit Union 1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	6 +3 HELOCs	0.1%	90%	$260,000	View
First Ciitizens Bank and Trust 15725 Nw Blueridge Dr, Beaverton, OR 97006 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	3	0%	100%	$921,666	View
Marion & Polk Schools Credit Union 2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77%	Conventional, HELOC	2 +11 HELOCs	0%	100%	$535,000	View
Heritage Grove Federal Credit Union 631 Winter St NE, Salem, OR 97301 A+5.0 ★Texas Ratio: 5.80%	Conventional	2	0%	66.7%	$250,000	View
Rogue Credit Union 415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02%	Conventional	2	0%	100%	$225,000	View
Embold Federal Credit Union 223 NE 2ND AVE, CANBY, OR 97013 A5.0 ★Texas Ratio: 6.30%	Conventional, HELOC	1 +9 HELOCs	0%	100%	$365,000	View
Clackamas County Bank 28500 Se Highway 212, Boring, OR 97009 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$385,000	View
Directors Mortgage, Inc	Conventional, FHA, VA, Jumbo	62	0.8%	95.7%	$380,483
Lpmc, LLC dba Landmark Profess	Conventional, FHA	3	0%	100%	$305,000
Pacific Residential Mortgage, LLC	Conventional	1	0%	66.7%	$455,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	631 +28 HELOCs	7.8%	91.8%	$460,546
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	592	7.3%	97.8%	$411,891
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	461 +2 HELOCs	5.7%	82.2%	$343,264
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	300 +17 HELOCs	3.7%	99.3%	$471,900
Nations Direct Mortgage, LLC	Conventional, FHA, VA, Jumbo	298	3.7%	99.7%	$447,885
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	243 +3 HELOCs	3%	98%	$462,777
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	197 +7 HELOCs	2.4%	96.4%	$458,959
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	162 +1 HELOCs	2%	95.4%	$383,765
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	150	1.9%	99.3%	$504,733
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	144	1.8%	84.8%	$420,625
Provident Funding Associates	Conventional	126	1.6%	97.8%	$506,111
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	115	1.4%	97.5%	$447,260
Newrez LLC	Conventional, FHA, VA, Jumbo	110	1.4%	74.8%	$359,272
Zillow Home Loans, LLC	Conventional, FHA, VA	95	1.2%	98%	$384,684
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	93 +1 HELOCs	1.1%	98.9%	$426,397
Better Mortgage Corporation	Conventional, FHA, VA, Jumbo, HELOC	85 +9 HELOCs	1%	78.4%	$439,941
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	80	1%	100%	$374,875
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	78 +15 HELOCs	1%	89.4%	$474,102
Evergreen Moneysource Mortgage Company	Conventional, FHA, Jumbo	78	1%	94.7%	$414,871
Nationstar Mortgage	Conventional, FHA, VA	76	0.9%	78.8%	$219,868
Generations Home Loans, LLC	Conventional, FHA, VA, Jumbo	69	0.9%	98.6%	$454,420
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	63 +5 HELOCs	0.8%	97.3%	$461,666
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	63	0.8%	76.9%	$456,111
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	58	0.7%	81.9%	$486,724
Go Mortgage, LLC	Conventional, FHA, Jumbo	54	0.7%	98.2%	$445,555
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	52 +5 HELOCs	0.6%	81.2%	$308,653
New American Funding, LLC.	Conventional, FHA, VA, HELOC	52 +2 HELOCs	0.6%	89.8%	$403,076
Primelending	Conventional, FHA, VA	49	0.6%	93.1%	$376,632
Mortgage Research Center	Conventional, FHA, VA, Jumbo	48	0.6%	70%	$446,666
Bay Equity LLC	Conventional, FHA, Jumbo	46	0.6%	95.8%	$430,217
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	43	0.5%	89.6%	$449,651	View
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	41 +18 HELOCs	0.5%	70.7%	$396,951
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	41 +1 HELOCs	0.5%	79.3%	$376,463
Plaza Home Mortgage, Inc	Conventional, FHA, VA	38	0.5%	80.9%	$453,421
Premier Mortgage Resources, LLC	Conventional, Jumbo	37	0.5%	100%	$485,810
Yakima Federal Savings & Loan	Conventional, Jumbo	34	0.4%	97.3%	$570,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	32 +1 HELOCs	0.4%	97%	$718,125	View
Canopy Mortgage, LLC	Conventional, FHA, VA	31	0.4%	100%	$405,645
Spring Eq, LLC	Conventional, HELOC	29 +15 HELOCs	0.4%	37%	$81,896
Alameda Mortgage Corporation	Conventional, FHA, Jumbo	26	0.3%	100%	$459,615
Nbkc Bank	Conventional, FHA, VA, Jumbo	26	0.3%	92.9%	$548,461
Sammamish Mortgage Company	Conventional	26	0.3%	100%	$485,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	26	0.3%	79.4%	$222,307	View
Mason-McDuffie Mortgage Corporation	Conventional, FHA, VA, Jumbo	25	0.3%	100%	$427,800
Primary Residential Mortgage, INC.	Conventional, FHA, VA	23	0.3%	95.8%	$315,434
HomeStreet Bank	Conventional, FHA, HELOC	22 +10 HELOCs	0.3%	100%	$369,090
Sage Home Loans Corporation A+5.0 ★Texas Ratio: 5.70%	Conventional	22	0.3%	93.3%	$535,454	View
Synergy One Lending, Inc.	Conventional, FHA	22	0.3%	95.7%	$500,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	21	0.3%	100%	$761,666	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	21	0.3%	58.3%	$462,142	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	19	0.2%	39.1%	$283,421
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	19	0.2%	95%	$408,684	View
Triad Financial Services, Inc.	Conventional	19	0.2%	65.5%	$119,736
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA, Jumbo	19	0.2%	95%	$457,631	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo	18	0.2%	85.7%	$440,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	18	0.2%	100%	$796,111	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	18	0.2%	100%	$438,888	View
Tomo Mortgage LLC	Conventional	17	0.2%	94.7%	$491,470
Select Lending Services, LLC	Conventional, Jumbo, HELOC	16 +1 HELOCs	0.2%	100%	$482,500
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, Jumbo	16	0.2%	76.2%	$445,625	View
Stg Mortgage Inc	Conventional, FHA, VA	15	0.2%	94.4%	$499,666
Cornerstone First Mortgage, LLC	Conventional, FHA	14	0.2%	100%	$371,428
Home Mortgage Advisors, LLC	Conventional, FHA, VA	14	0.2%	100%	$420,714
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	13	0.2%	92.9%	$825,769	View
Envoy Mortgage, Ltd	Conventional, FHA, VA	13	0.2%	92.9%	$481,153
Resicentral LLC	Conventional	13	0.2%	100%	$405,000
Amerisave Mortgage Company	Conventional, VA	13	0.2%	20%	$78,846
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	13	0.2%	100%	$357,307	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, Jumbo	13	0.2%	92.9%	$615,000	View
Lower, LLC	Conventional, FHA, VA	13	0.2%	81.2%	$415,000
Boeing Employees' Credit Union	Conventional, Jumbo, HELOC	12 +16 HELOCs	0.1%	92.9%	$498,333
American Financial Resources LLC	Conventional, FHA, VA, Jumbo	12	0.1%	100%	$450,000
Priority Home Lending, LLC	Conventional, FHA	12	0.1%	100%	$383,333
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	12	0.1%	80%	$449,166
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	12	0.1%	100%	$518,333	View
PHH Mortgage Corporation	Conventional, FHA, VA	11	0.1%	100%	$498,636
American Financial Network, Inc.	Conventional, FHA, VA, Jumbo	10	0.1%	100%	$430,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	10	0.1%	76.9%	$465,000	View
Columbia Credit Union A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	9 +12 HELOCs	0.1%	64.7%	$370,555	View
Discover Bank	Conventional	9	0.1%	18.9%	$105,000
Cardinal Financial Company, Li	Conventional, FHA	9	0.1%	75%	$339,444
Nexera Holding LLC	Conventional, Jumbo	9	0.1%	100%	$522,777
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	9	0.1%	90%	$435,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	9	0.1%	100%	$595,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	8	0.1%	100%	$353,750
HomeXpress Mortgage Corp.	Conventional, Jumbo	8	0.1%	88.9%	$530,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	8	0.1%	80%	$583,750	View
Peoples Mortgage Company	Conventional, FHA	8	0.1%	88.9%	$327,500
Lendsure Mortgage Corp.	Conventional, Jumbo	8	0.1%	100%	$761,250
RoundPoint Mortgage Servicing LLC	Conventional	8	0.1%	88.9%	$327,500
Citadel Servicing Corporation	Conventional, Jumbo	8	0.1%	100%	$560,000
21St Mortgage	Conventional	8	0.1%	18.2%	$101,250
JMAC Lending, Inc.	Conventional	8	0.1%	100%	$411,250
American Financing Corporation	Conventional, FHA	7	0.1%	53.8%	$235,000
Planet Home Lending, LLC	Conventional, FHA, VA	7	0.1%	100%	$427,857
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	7	0.1%	100%	$522,142	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	7	0.1%	87.5%	$513,571	View
Village Capital & Investment	FHA, VA	7	0.1%	84.6%	$417,857
Pentagon Federal Credit Union	Conventional, HELOC	6 +9 HELOCs	0.1%	54.5%	$475,000
NOVA Financial & Investment Corporation	Conventional, FHA	6	0.1%	85.7%	$446,666
Golden Empire Mortgage, Inc.	Conventional, FHA	6	0.1%	85.7%	$418,333
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	6	0.1%	77.8%	$250,000	View
Success Mortgage Partners, Inc	Conventional, FHA, VA	6	0.1%	100%	$463,333
Sun West Mortgage Company, Inc	Conventional, FHA, VA	6	0.1%	100%	$480,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	0.1%	100%	$443,333	View
Churchill Mortgage Corporation	Conventional, FHA, VA	6	0.1%	100%	$530,000
Keystone Funding, Inc	Conventional, VA, Jumbo	6	0.1%	100%	$521,666
Carrington Mortgage Services LLC	Conventional, VA	6	0.1%	35.3%	$281,666
Champions Funding, LLC	Conventional	6	0.1%	100%	$396,666
Alliant Credit Union	Conventional, Jumbo, HELOC	5 +45 HELOCs	0.1%	83.3%	$559,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +17 HELOCs	0.1%	83.3%	$315,000	View
Goodleap, LLC	Conventional, FHA, HELOC	5 +10 HELOCs	0.1%	100%	$203,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	5	0.1%	100%	$397,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, Jumbo	5	0.1%	62.5%	$545,000
Loanunited.Com, LLC	Conventional, FHA, VA	5	0.1%	62.5%	$489,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, Jumbo	5	0.1%	83.3%	$557,000	View
Click n' Close, Inc.	Conventional, FHA	5	0.1%	100%	$441,000
Strong Home Mortgage, LLC	Conventional, FHA, VA	5	0.1%	83.3%	$579,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	5	0.1%	100%	$399,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	5	0.1%	100%	$539,000	View
Vellum Mortgage, Inc.	Conventional, Jumbo	5	0.1%	83.3%	$507,000
Summit Funding.Inc	Conventional	5	0.1%	83.3%	$443,000
Loan Simple, Inc.	FHA	5	0.1%	100%	$417,000
iQ Credit Union	Conventional, HELOC	4 +30 HELOCs	0%	100%	$300,000
HomeBridge Financial Services, Inc	FHA, VA, HELOC	4 +12 HELOCs	0%	80%	$425,000
Arc Home LLC	Conventional	4	0%	100%	$497,500
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	4	0%	100%	$310,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	4	0%	36.4%	$1,357,500
AdvantageFirst Lending Inc	Conventional, FHA, VA	4	0%	44.4%	$360,000
Bayshore Mortgage Funding	Conventional, FHA	4	0%	100%	$507,500
Peak Residential Lending Inc	Conventional, FHA	4	0%	100%	$380,000
Nasa Federal Credit Union	Conventional, VA	4	0%	100%	$210,000
Saygo Home Loans, LLC A+5.0 ★Texas Ratio: 5.70%	Conventional, FHA	4	0%	100%	$532,500	View
V.I.P. Mortgage, Inc.	Conventional, FHA	4	0%	100%	$542,500
ClearEdge Lending LLC	Conventional	4	0%	80%	$377,500
Top Flite Financial, Inc.	Conventional, FHA	4	0%	66.7%	$300,000
Southwest Funding LP	Conventional, FHA	4	0%	100%	$412,500
Genisys Credit Union	Conventional, Jumbo	3	0%	100%	$708,333
Residential Wholesale Mortgage	Conventional, VA	3	0%	100%	$345,000
RANLife, Inc.	Conventional	3	0%	100%	$471,666
Everett Financial, Inc.	Conventional	3	0%	100%	$375,000
All Credit Considered Mortgage, Inc.	Conventional	3	0%	100%	$375,000
Filo Mortgage, LLC	Conventional	3	0%	80%	$395,000
Nqm Funding, LLC	Conventional	3	0%	75%	$458,333
New Wave Lending Group Inc	Conventional	3	0%	100%	$345,000
Ameritrust Mortgage Corporation	Conventional, FHA, VA	3	0%	100%	$435,000
Baxter Credit Union A+5.0 ★Texas Ratio: 2.91%	Conventional	3	0%	100%	$378,333	View
Mortgage Solutions of Colorado	Conventional, FHA, VA	3	0%	100%	$575,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0%	100%	$815,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0%	75%	$368,333	View
Right Start Mortgage, Inc	Conventional	3	0%	100%	$285,000
State Departmenet Federal Credit Union	Conventional	3	0%	100%	$438,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, Jumbo	3	0%	100%	$781,666	View
Flyhomes Mortgage LLC	Conventional, Jumbo	3	0%	100%	$568,333
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +21 HELOCs	0%	50%	$70,000	View
Usalliance Federal Credit Union	Conventional, HELOC	2 +6 HELOCs	0%	100%	$145,000
Wsecu	Conventional, HELOC	2 +2 HELOCs	0%	100%	$280,000
ML Mortgage Corp.	Conventional, FHA	2	0%	100%	$305,000
Originpoint, LLC	Conventional	2	0%	100%	$295,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.21%	FHA	2	0%	100%	$375,000	View
Greenstate Credit Union	Conventional, Jumbo	2	0%	100%	$595,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	2	0%	100%	$415,000	View
Tri Counties Bank A+5.0 ★Texas Ratio: 5.34%	Conventional	2	0%	100%	$60,000	View
Watermark Capital, Inc.	Conventional	2	0%	100%	$400,000
Equity Prime Mortgage LLC	FHA	2	0%	66.7%	$410,000
Guidance Residential, LLC	Conventional	2	0%	100%	$420,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0%	100%	$645,000	View
AmWest Funding Corp	Conventional	2	0%	100%	$390,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	2	0%	100%	$410,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0%	100%	$390,000	View
City 1st Mortgage Services, LC	Conventional	2	0%	100%	$400,000
Royal Pacific Funding	Conventional, FHA	2	0%	100%	$335,000
JMJ Financial Group Inc.	Conventional, Jumbo	2	0%	100%	$565,000
VanDyk Mortgage Corporation	Conventional, FHA	2	0%	100%	$415,000
SIRVA Mortgage, Inc.	Conventional, FHA	2	0%	100%	$440,000
Real Genius LLC	Conventional	2	0%	100%	$465,000
Congressional Federal Credit Union	Conventional	2	0%	100%	$145,000
Nfm, Inc	Conventional	2	0%	100%	$530,000
New Day Financial, LLC.	VA	2	0%	30.8%	$150,000
Ony Glo, Inc.	Conventional	2	0%	66.7%	$500,000
Intelliloan, Inc.	FHA	2	0%	100%	$495,000
Hometown Equity Mortgage, LLC	Conventional	2	0%	20%	$380,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0%	100%	$495,000	View
Andrews Federal Credit Union	Conventional	2	0%	100%	$545,000
Mission Loans, LLC	Conventional	2	0%	100%	$120,000
Genway Home Mortgage, Inc.	FHA	2	0%	100%	$310,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	2	0%	100%	$655,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0%	100%	$385,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	2	0%	100%	$780,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	2	0%	100%	$710,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0%	66.7%	$315,000
Texana Bank	Conventional, FHA	2	0%	100%	$540,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	2	0%	100%	$450,000	View
Leaderone Financial Corp.	Conventional	2	0%	100%	$465,000
American Neighborhood Mortgage Acceptance Company	Conventional	2	0%	100%	$435,000
Quorum Federal Credit Union	Conventional, HELOC	1 +15 HELOCs	0%	66.7%	$155,000
Valon Mortgage	Conventional, HELOC	1 +10 HELOCs	0%	100%	$355,000
Peak Credit Union	Conventional, HELOC	1 +6 HELOCs	0%	100%	$335,000
Stanford Federal Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$955,000
Southwest Airlines FCU	Conventional	1	0%	100%	$55,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0%	100%	$3,155,000	View
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$705,000	View
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$245,000	View
Premier Bank	Conventional	1	0%	100%	$185,000
Liberty Federal Credit Union	Conventional	1	0%	100%	$675,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0%	50%	$625,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$715,000	View
Royal United Mortgage LLC	VA	1	0%	50%	$455,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0%	100%	$1,005,000	View
MortgageOne, Inc	Conventional	1	0%	100%	$265,000
Orchard Mortgage, LLC	Conventional	1	0%	100%	$395,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$365,000
Bank of Hope A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0%	100%	$325,000	View
Advancial Federal Credit Union	Conventional	1	0%	100%	$735,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$495,000	View
Mortgage Capital Partners, INC	Conventional	1	0%	100%	$465,000
Oaktree Funding Corp	Conventional	1	0%	100%	$325,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$285,000
Emporium Tpo LLC	Conventional	1	0%	100%	$375,000
Catalyst Mortgage	FHA	1	0%	100%	$365,000
Qualstar Credit Union	Conventional	1	0%	50%	$45,000
First State Bank of St Charles	FHA	1	0%	100%	$495,000
MortgageCountry	Conventional	1	0%	100%	$475,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$305,000
Googain, Inc.	Conventional	1	0%	100%	$935,000
Lennar Mortgage, LLC	Conventional, Jumbo	1	0%	100%	$1,505,000
Intercap Lending Inc	VA	1	0%	100%	$435,000
Das Acquisition Company, LLC	VA	1	0%	100%	$415,000
Credit Union Mortgage Associat	Conventional	1	0%	100%	$285,000
Jlb Corporation dba Golden Oak Lending	FHA	1	0%	100%	$345,000
Bank Fund Staff Federal Credit	Conventional	1	0%	100%	$775,000
Oceanside Mortgage Company	FHA	1	0%	100%	$535,000
Greenwood Credit Union	Conventional	1	0%	100%	$25,000
Credit Human Federal Credit Un	Conventional	1	0%	12.5%	$125,000
East Coast Capital Corp.	Conventional	1	0%	100%	$245,000
Network Capital Funding Corporation	Conventional	1	0%	50%	$325,000
ClearPath Lending	VA	1	0%	100%	$295,000
Securitynational Mortgage Company	Conventional	1	0%	33.3%	$525,000
Dignified Home Loans LLC	VA	1	0%	100%	$545,000
Eastman Credit Union	Conventional	1	0%	100%	$205,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$435,000
Highlands Residential Mortgage, Ltd.	FHA	1	0%	100%	$285,000
Service Federal Credit Union	Conventional, Jumbo	1	0%	100%	$865,000
Greenbox Loans	Conventional, Jumbo	1	0%	50%	$655,000
Hapo Communtiy Credit Union	Conventional	1	0%	100%	$315,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$245,000
Foundation Mortgage Corporation	Conventional	1	0%	100%	$435,000
Shoreham Bank	FHA	1	0%	100%	$405,000
Century FCU	Conventional	1	0%	100%	$325,000
Servis One, Inc	FHA	1	0%	100%	$655,000
Salal Credit Union	Conventional, Jumbo	1	0%	100%	$1,145,000
Spokane Teachers Credit Union	Conventional	1	0%	100%	$545,000
Nations Lending Corporation	Conventional	1	0%	100%	$395,000
Franklin Loan Corporation	Conventional	1	0%	100%	$205,000
T2 Financial LLC	FHA	1	0%	100%	$705,000
The Camden National Bank A+5.0 ★Texas Ratio: 1.50%	Conventional	1	0%	100%	$75,000	View
Greenway Mortgage Funding Corp.	Conventional	1	0%	100%	$805,000
American Bank & Trust A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0%	100%	$95,000	View
Together Credit Union	Conventional	1	0%	100%	$225,000
Atlanta Postal Credit Union	Conventional	1	0%	100%	$85,000
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional	1	0%	100%	$155,000	View
Member First Mortgage, LLC	Conventional	1	0%	100%	$395,000
Wings Financial Credit Union	Conventional	1	0%	100%	$425,000
Agwest Farm Credit, Flca	Conventional	1	0%	50%	$255,000

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Portland Mortgage Rate Trends

Daily average mortgage rates for Oregon compared with the national average, updated every evening.

30-Year Fixed OR Avg

7.313%

▲ 0.088 vs 7 days ago

15-Year Fixed OR Avg

6.846%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Portland, Oregon

Looking for mortgage lenders near me or mortgage brokers near me in Portland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Portland, OR

Use these to narrow the list above. Each category shows how many Portland, OR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 177 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 70 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 53 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 116 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 77 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 86 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OR 25 lenders headquartered in Oregon, the closest thing to a mortgage lender near you

Who Lends in Portland, OR

Independent mortgage companies closed 73.3 percent of home loans in Portland, Oregon in 2025, banks 13 percent and credit unions 13.8 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 704 loans.

73.3%

Mortgage companies

13%

Banks

13.8%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.

More Oregon Mortgage Lender Pages

All Oregon lenders 539 lenders Salem 205 lenders Bend 212 lenders Eugene 200 lenders Medford 150 lenders Hillsboro 177 lenders Beaverton 178 lenders Gresham 167 lenders Springfield 121 lenders Albany 117 lenders Redmond 136 lenders Happy Valley 137 lenders Grants Pass 89 lenders

Frequently Asked Questions About Mortgage Lenders in Portland, OR

Who is the largest mortgage lender in Portland, OR?

By home loans closed in 2025, OnPoint Community Credit Union was the largest mortgage lender in Portland, Oregon with 704 loans, about 8.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Portland, OR have the highest approval rates?

Among lenders with meaningful volume in Portland, Oregon, Sierra Pacific Mortgage Co. Inc approved the highest share of completed applications in 2025 at 100 percent, against a 88 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Portland, OR mortgage lenders offer FHA, VA and USDA loans?

116 lenders closed FHA loans in Portland, Oregon in 2025, led by United Wholesale Mortgage with 82. 77 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Portland, OR lender list?

Yes. 70 banks and 53 credit unions closed home loans in Portland, Oregon in 2025, alongside 177 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Portland, OR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Portland, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portland, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.