☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Oregon / Medford

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Medford, Oregon

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Medford, Oregon mortgage lenders include Rogue Credit UnionRogue Credit Union1370 Center Dr, Medford, OR 97501 7941A+5.0 ★Texas Ratio: 5.02%, Columbia BankColumbia Bank220 E 10th St, Medford, OR 97501A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA601 Crater Lake Ave, Medford, OR 97504A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.113 Ross Ln N, Medford, OR 97501A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1128 S Riverside Ave, Medford, OR 97501A+5.0 ★Texas Ratio: 5.36%, Banner BankBanner Bank503 Airport Rd, Medford, OR 97504A+5.0 ★Texas Ratio: 2.91%, Keybank National AssociationKeybank National Association2598 E Barnett Rd, Medford, OR 97504A+5.0 ★Texas Ratio: 4.81%, First Interstate BankFirst Interstate Bank2646 E Barnett Rd, Medford, OR 97504A+5.0 ★Texas Ratio: 4.72%, Evergreen Federal BankEvergreen Federal Bank501 Crater Lake Ave, Medford, OR 97504A+5.0 ★Texas Ratio: 4.02%, and Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Medford, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Medford are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Medford, Oregon

Market share is the lender's share of all home loans closed in Medford, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Rogue Credit Union 1370 Center Dr, Medford, OR 97501 7941 A+5.0 ★Texas Ratio: 5.02%	Conventional, VA, Jumbo, HELOC	357 +12 HELOCs	21.1%	90.3%	$157,324	View
Columbia Bank 2 offices in Medford 220 E 10th St, Medford, OR 97501 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, VA, Jumbo, HELOC	27 +24 HELOCs	1.6%	93.1%	$462,777	View
JPMorgan Chase Bank, NA 2 offices in Medford 601 Crater Lake Ave, Medford, OR 97504 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	19 +2 HELOCs	1.1%	79.2%	$441,842	View
US Bank, N.A. 3 offices in Medford 113 Ross Ln N, Medford, OR 97501 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	13 +15 HELOCs	0.8%	54.2%	$239,615	View
Wells Fargo Bank NA 2 offices in Medford 1128 S Riverside Ave, Medford, OR 97501 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	9	0.5%	81.8%	$337,222	View
Banner Bank 2 offices in Medford 503 Airport Rd, Medford, OR 97504 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	6 +26 HELOCs	0.4%	60%	$273,333	View
Keybank National Association 2 offices in Medford 2598 E Barnett Rd, Medford, OR 97504 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	4 +2 HELOCs	0.2%	66.7%	$342,500	View
First Interstate Bank ★ 1 stars, 1 review 4 offices in Medford 2646 E Barnett Rd, Medford, OR 97504 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +23 HELOCs	0%	n/a		View
Evergreen Federal Bank 501 Crater Lake Ave, Medford, OR 97504 A+5.0 ★Texas Ratio: 4.02%	Conventional	49	2.9%	98%	$284,387	View
Willamette Valley Bank 1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, VA	20	1.2%	83.3%	$350,000	View
First Community Credit Union 1380 Biddle Rd, Medford, OR 97504 A+5.0 ★Texas Ratio: 0.21%	Conventional, HELOC	13 +26 HELOCs	0.8%	86.7%	$355,769	View
OnPoint Community Credit Union 2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, HELOC	7 +9 HELOCs	0.4%	100%	$406,428	View
BMO Harris Bank NA 2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	3	0.2%	75%	$861,666	View
Bank of America NA 1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$240,000	View
Selco Community Credit Union 1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$195,000	View
Zions Bancorporation, N.A. 1211 Sw 5th Ave, Portland, OR 97204 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.1%	100%	$505,000	View
First Ciitizens Bank and Trust 15725 Nw Blueridge Dr, Beaverton, OR 97006 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$665,000	View
Rivermark Community Credit Union 4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96%	HELOC	0 +3 HELOCs	0%	n/a		View
First Technology Federal Credit Union 8700 SW Nimbus Ave, Beaverton, OR 97008	HELOC	0 +3 HELOCs	0%	n/a
Oregon Community Credit Union 840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Mechanics Bank 3970 Mercantile Dr, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 1.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Mortgage Express	Conventional, VA	16	0.9%	94.1%	$370,625
Directors Mortgage, Inc	Conventional, FHA	3	0.2%	60%	$308,333
Pacific Residential Mortgage, LLC	FHA	2	0.1%	100%	$360,000
Lpmc, LLC dba Landmark Profess	FHA	2	0.1%	100%	$385,000
Consolidated Community Credit	HELOC	0 +1 HELOCs	0%	n/a
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	158	9.4%	94.9%	$332,151
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	105 +2 HELOCs	6.2%	90.8%	$368,428
Rocket Mortgage	Conventional, FHA, VA, Jumbo	105	6.2%	80.7%	$283,476
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	88 +17 HELOCs	5.2%	97%	$412,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	80 +3 HELOCs	4.7%	97.6%	$365,375
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	51 +4 HELOCs	3%	100%	$380,098
DHI Mortgage Company, LTD.	Conventional, FHA, VA	35	2.1%	97.2%	$354,142
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	33	2%	91.7%	$307,727
Nations Lending Corporation	Conventional, FHA, VA	33	2%	100%	$345,606
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA, Jumbo	28	1.7%	100%	$387,142	View
Freedom Mortgage Corporation	Conventional, FHA, VA	26	1.5%	88.2%	$363,461
Newrez LLC	Conventional, FHA, VA, Jumbo	24	1.4%	80%	$367,083
Mortgage Research Center	Conventional, VA	24	1.4%	70.6%	$390,416
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	18 +4 HELOCs	1.1%	95%	$374,444
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	18	1.1%	100%	$336,111	View
loanDepot.com LLC	Conventional, FHA, VA	17	1%	73.9%	$235,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	15	0.9%	100%	$454,333	View
Kind Lending, LLC	Conventional, FHA, VA	14	0.8%	87.5%	$404,285
Nationstar Mortgage	Conventional, VA	10	0.6%	68.8%	$138,000
Spring Eq, LLC	Conventional, HELOC	9 +3 HELOCs	0.5%	32.1%	$65,000
Navy Federal Credit Union	Conventional, VA, HELOC	8 +4 HELOCs	0.5%	53.3%	$307,500
Go Mortgage, LLC	Conventional, FHA	8	0.5%	100%	$362,500
Fairway Independent Mort Corp	Conventional, FHA	8	0.5%	88.9%	$321,250
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	7	0.4%	77.8%	$392,142
New American Funding, LLC.	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	85.7%	$301,666
Guaranteed Rate, Inc.	Conventional, FHA, VA	6	0.4%	100%	$613,333
Evergreen Moneysource Mortgage Company	Conventional, FHA	6	0.4%	100%	$263,333
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.3%	50%	$295,000
Success Mortgage Partners, Inc	Conventional, FHA	5	0.3%	100%	$209,000
American Financing Corporation	Conventional, FHA, VA	5	0.3%	54.5%	$211,000
Towne Mortgage Company	Conventional, FHA, VA	5	0.3%	100%	$309,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.3%	62.5%	$127,000
Paramount Residential Mortgage	Conventional	5	0.3%	100%	$471,000
MortgageOne, Inc	Conventional, FHA, VA	4	0.2%	100%	$457,500
Loanunited.Com, LLC	FHA, VA	4	0.2%	80%	$357,500
Amerisave Mortgage Company	Conventional, VA, Jumbo	4	0.2%	14.3%	$465,000
Discover Bank	Conventional	4	0.2%	28.6%	$77,500
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	4	0.2%	100%	$372,500	View
Nations Direct Mortgage, LLC	Conventional, FHA, VA, Jumbo	4	0.2%	100%	$612,500
Summit Funding.Inc	Conventional, FHA	4	0.2%	100%	$410,000
Plaza Home Mortgage, Inc	Conventional, VA	4	0.2%	80%	$422,500
Peak Credit Union	Conventional, HELOC	3 +16 HELOCs	0.2%	100%	$398,333
Better Mortgage Corporation	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$205,000
Goodleap, LLC	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.2%	100%	$245,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$231,666
Canopy Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$205,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	FHA, VA	3	0.2%	75%	$415,000	View
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	100%	$361,666
American Financial Network, Inc.	Conventional, FHA	3	0.2%	100%	$168,333
New Day Financial, LLC.	VA	3	0.2%	50%	$331,666
American Pacific Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$198,333
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0.2%	100%	$468,333	View
Village Capital & Investment	FHA, VA	3	0.2%	66.7%	$395,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$360,000	View
Premier Mortgage Resources, LLC	Conventional, VA	2	0.1%	100%	$395,000
American Financial Resources LLC	FHA	2	0.1%	100%	$345,000
Primelending	Conventional	2	0.1%	100%	$510,000
Sage Home Loans Corporation A+5.0 ★Texas Ratio: 5.70%	Conventional	2	0.1%	100%	$520,000	View
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$525,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$310,000
Triad Financial Services, Inc.	Conventional	2	0.1%	55.6%	$120,000
Filo Mortgage, LLC	Conventional, VA	2	0.1%	100%	$455,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	2	0.1%	100%	$420,000	View
Sun West Mortgage Company, Inc	Conventional, VA	2	0.1%	100%	$465,000
Union Home Mortgage Corp.	Conventional	2	0.1%	100%	$445,000
Bay Equity LLC	Conventional, FHA	2	0.1%	100%	$390,000
Saygo Home Loans, LLC A+5.0 ★Texas Ratio: 5.70%	Conventional, VA	2	0.1%	100%	$305,000	View
Gesa Credit Union	Conventional	2	0.1%	66.7%	$205,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$405,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$230,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$85,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$375,000	View
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,015,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$415,000	View
Alameda Mortgage Corporation	Conventional	1	0.1%	50%	$275,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$225,000	View
Keypoint Credit Union	Conventional	1	0.1%	100%	$275,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$515,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$1,065,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$345,000	View
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$305,000
Brighton Bank	VA	1	0.1%	100%	$205,000
Golden Empire Mortgage, Inc.	Conventional	1	0.1%	100%	$475,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$485,000	View
Usalliance Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$455,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$75,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$385,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	VA	1	0.1%	100%	$445,000	View
Sammamish Mortgage Company	Conventional	1	0.1%	50%	$255,000
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$335,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$305,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$395,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$335,000
Hightechlending, Inc	Conventional	1	0.1%	100%	$505,000
Oceanside Mortgage Company	VA	1	0.1%	100%	$305,000
Select Lending Services, LLC	Conventional	1	0.1%	100%	$195,000
Credit Human Federal Credit Un	Conventional	1	0.1%	50%	$45,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$515,000
Basis Home Loans LLC	Conventional	1	0.1%	100%	$515,000
Greenbox Loans	Conventional	1	0.1%	100%	$205,000
Calcon Mutual Mortgage LLC	VA	1	0.1%	50%	$465,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$175,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	50%	$695,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$355,000	View
Ony Glo, Inc.	Conventional	1	0.1%	100%	$595,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$485,000
Boeing Employees' Credit Union	Conventional	1	0.1%	100%	$505,000
Intelliloan, Inc.	VA	1	0.1%	100%	$475,000
Provident Funding Associates	Conventional	1	0.1%	100%	$335,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	33.3%	$75,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$885,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$175,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$505,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$105,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	FHA	1	0.1%	100%	$325,000	View
Prosperity Home Mortgage, LLC	VA	1	0.1%	50%	$395,000
Northrop Grumman Federal Credit Union	Conventional	1	0.1%	100%	$165,000
Lower, LLC	FHA	1	0.1%	100%	$355,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$405,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$125,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$395,000	View
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	100%	$925,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	33.3%	$175,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	33.3%	$45,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$415,000
Idaho Central Credit Union	Conventional	1	0.1%	100%	$405,000
Goprime Mortgage, Inc.	Conventional	1	0.1%	100%	$535,000
Star One Credit Union	Conventional	1	0.1%	100%	$505,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$415,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	0%
Columbia Credit Union A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Meriwest Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Medford Mortgage Rate Trends

Daily average mortgage rates for Oregon compared with the national average, updated every evening.

30-Year Fixed OR Avg

7.313%

▲ 0.088 vs 7 days ago

15-Year Fixed OR Avg

6.846%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Medford, Oregon

Looking for mortgage lenders near me or mortgage brokers near me in Medford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Medford in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Medford, OR

Use these to narrow the list above. Each category shows how many Medford, OR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 105 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 18 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OR 15 lenders headquartered in Oregon, the closest thing to a mortgage lender near you

Who Lends in Medford, OR

Independent mortgage companies closed 61.8 percent of home loans in Medford, Oregon in 2025, banks 14.5 percent and credit unions 23.7 percent. Mortgage Express was the largest mortgage company, Columbia Bank the largest bank and Rogue Credit Union the largest credit union. Among lenders headquartered in Oregon, Rogue Credit Union led with 357 loans.

61.8%

Mortgage companies

14.5%

Banks

23.7%

Credit unions

16%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.

More Oregon Mortgage Lender Pages

All Oregon lenders 539 lenders Portland 318 lenders Salem 205 lenders Bend 212 lenders Eugene 200 lenders Hillsboro 177 lenders Beaverton 178 lenders Gresham 167 lenders Springfield 121 lenders Albany 117 lenders Redmond 136 lenders Happy Valley 137 lenders Grants Pass 89 lenders

Frequently Asked Questions About Mortgage Lenders in Medford, OR

Who is the largest mortgage lender in Medford, OR?

By home loans closed in 2025, Rogue Credit Union was the largest mortgage lender in Medford, Oregon with 357 loans, about 21.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Medford, OR have the highest approval rates?

Among lenders with meaningful volume in Medford, Oregon, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Medford, OR mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Medford, Oregon in 2025, led by CrossCountry Mortgage, LLC with 37. 51 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Medford, OR lender list?

Yes. 38 banks and 25 credit unions closed home loans in Medford, Oregon in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Medford, OR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Medford, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Medford, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Medford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.