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Home / Mortgage Lenders / Oregon / Bend
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Bend, Oregon

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bend, Oregon mortgage lenders include Columbia BankColumbia Bank805 Nw Bond St, Bend, OR 97701A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.1442 Ne 3rd St, Bend, OR 97701A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA450 Nw Franklin Ave, Bend, OR 97703A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA960 Nw Wall St, Bend, OR 97703A+5.0 ★Texas Ratio: 5.36%, Washington Trust BankWashington Trust Bank1219 Ne 3rd St, Bend, OR 97701A+5.0 ★Texas Ratio: 4.63%, Bank of America NABank of America NA1210 Ne 3rd St, Bend, OR 97701A+5.0 ★Texas Ratio: 4.14%, Mid Oregon Federal Credit UnionMid Oregon Federal Credit Union63088 18th St, Bend, OR 97701 7102A+5.0 ★Texas Ratio: 0.98%, First Interstate BankFirst Interstate Bank2630 Ne Highway 20, Bend, OR 97701A+5.0 ★Texas Ratio: 4.72%, Washington FederalWashington Federal572 Sw Bluff Dr, Bend, OR 97702A+5.0 ★Texas Ratio: 4.48%, and OnPoint Community Credit UnionOnPoint Community Credit Union61276 S Highway 97 Ste 100, Bend, OR 97702A+5.0 ★Texas Ratio: 4.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bend, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bend are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bend, Oregon

Market share is the lender's share of all home loans closed in Bend, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
Columbia Bank
4 offices in Bend
805 Nw Bond St, Bend, OR 97701
A+5.0 ★Texas Ratio: 2.28%
 Conventional, FHA, Jumbo, HELOC 70
+32 HELOCs
 3.1% 98.6% $515,857 View
US Bank, N.A.
5 offices in Bend
1442 Ne 3rd St, Bend, OR 97701
A+5.0 ★Texas Ratio: 2.85%
 Conventional, VA, Jumbo, HELOC 59
+45 HELOCs
 2.6% 85.7% $819,406 View
JPMorgan Chase Bank, NA
4 offices in Bend
450 Nw Franklin Ave, Bend, OR 97703
A+5.0 ★Texas Ratio: 3.68%
 Conventional, Jumbo, HELOC 28
+4 HELOCs
 1.2% 82.4% $794,285 View
Wells Fargo Bank NA
3 offices in Bend
960 Nw Wall St, Bend, OR 97703
A+5.0 ★Texas Ratio: 5.36%
 Conventional, Jumbo 22 1% 81.5% $641,363 View
Washington Trust Bank
1 office in Bend
1219 Ne 3rd St, Bend, OR 97701
A+5.0 ★Texas Ratio: 4.63%
 Conventional, FHA, VA, Jumbo, HELOC 21
+8 HELOCs
 0.9% 87.5% $677,857 View
Bank of America NA
3 offices in Bend
1210 Ne 3rd St, Bend, OR 97701
A+5.0 ★Texas Ratio: 4.14%
 Conventional, Jumbo, HELOC 19
+56 HELOCs
 0.8% 95% $853,421 View
Mid Oregon Federal Credit Union
★ 5 stars, 1 review
63088 18th St, Bend, OR 97701 7102
A+5.0 ★Texas Ratio: 0.98%
 Conventional, Jumbo, HELOC 5
+139 HELOCs
 0.2% 62.5% $441,000 View
First Interstate Bank
★ 1 stars, 1 review
5 offices in Bend
2630 Ne Highway 20, Bend, OR 97701
A+5.0 ★Texas Ratio: 4.72%
 Conventional, Jumbo, HELOC 5
+63 HELOCs
 0.2% 62.5% $1,475,000 View
Washington Federal
1 office in Bend
572 Sw Bluff Dr, Bend, OR 97702
A+5.0 ★Texas Ratio: 4.48%
 HELOC 0
+2 HELOCs
 0% n/a View
OnPoint Community Credit Union
61276 S Highway 97 Ste 100, Bend, OR 97702
A+5.0 ★Texas Ratio: 4.12%
 Conventional, Jumbo, HELOC 59
+165 HELOCs
 2.6% 96.7% $477,881 View
Selco Community Credit Union
501 NE Bellevue Dr, Bend, OR 97701
A+5.0 ★Texas Ratio: 1.92%
 Conventional, Jumbo, HELOC 25
+140 HELOCs
 1.1% 100% $511,800 View
First Community Credit Union
62080 Dean Swift Rd Ste 180, Bend, OR 97701 6413
A+5.0 ★Texas Ratio: 0.21%
 Conventional, Jumbo, HELOC 25
+39 HELOCs
 1.1% 89.3% $605,400 View
BMO Harris Bank NA
2495 Ne Town Center Dr, Beaverton, OR 97006
A+5.0 ★Texas Ratio: 3.54%
 Conventional, Jumbo, HELOC 10
+3 HELOCs
 0.4% 90.9% $1,304,000 View
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008
 Conventional, Jumbo, HELOC 8
+23 HELOCs
 0.4% 100% $483,750
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702
 Conventional, FHA 6 0.3% 100% $490,000
Oregon State Credit Union
1394 Clay St SE, Albany, OR 97322 6884
A+5.0 ★Texas Ratio: 3.40%
 Conventional, HELOC 4
+2 HELOCs
 0.2% 100% $467,500 View
Keybank National Association
128 3rd Ave Sw, Albany, OR 97321
A+5.0 ★Texas Ratio: 4.81%
 Conventional, FHA, Jumbo 3 0.1% 75% $395,000 View
First Ciitizens Bank and Trust
15725 Nw Blueridge Dr, Beaverton, OR 97006
A5.0 ★Texas Ratio: 7.72%
 Conventional 3 0.1% 100% $591,666 View
Rogue Credit Union
415 Lithia Way, Ashland, OR 97520
A+5.0 ★Texas Ratio: 5.02%
 Conventional 3 0.1% 75% $185,000 View
Oregon Community Credit Union
840 NW 9th St, Corvallis, OR 97330 6141
A5.0 ★Texas Ratio: 11.19%
 Conventional, HELOC 2
+8 HELOCs
 0.1% 100% $30,000 View
1st Security Bank of Washington
715 Laneda Avenue, Manzanita, OR 97130
A+5.0 ★Texas Ratio: 4.31%
 Conventional, Jumbo 2 0.1% 100% $835,000 View
Rivermark Community Credit Union
4875 SW Griffith Dr, Beaverton, OR 97005 8722
A5.0 ★Texas Ratio: 9.96%
 Conventional, HELOC 1
+4 HELOCs
 0% 100% $555,000 View
Unitus Community Credit Union
★ 5 stars, 1 review
3215 SW Cedar Hills Blvd, Beaverton, OR 97005
A+5.0 ★Texas Ratio: 3.01%
 Conventional, HELOC 1
+2 HELOCs
 0% 100% $225,000 View
Banner Bank
2024 Washington Ave, Baker City, OR 97814
A+5.0 ★Texas Ratio: 2.91%
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $375,000 View
Zions Bancorporation, N.A.
1211 Sw 5th Ave, Portland, OR 97204
A+5.0 ★Texas Ratio: 3.72%
 Conventional 1 0% 100% $635,000 View
Forrit Credit Union
12550 SE 93rd Ave, Clackamas, OR 97015
A5.0 ★Texas Ratio: 6.38%
 Conventional 1 0% 100% $115,000 View
Mechanics Bank
3970 Mercantile Dr, Lake Oswego, OR 97035
A+5.0 ★Texas Ratio: 1.81%
 HELOC 0
+1 HELOCs
 0% n/a View
Oregonians Credit Union
11240 SW Allen Blvd, Beaverton, OR 97005
A5.0 ★Texas Ratio: 8.54%
 HELOC 0
+1 HELOCs
 0% n/a View
Lpmc, LLC dba Landmark Profess
 Conventional, FHA, VA 10 0.4% 100% $345,000
Mortgage Express
 Conventional, VA 6 0.3% 85.7% $460,000
Directors Mortgage, Inc
 Conventional, FHA 5 0.2% 83.3% $409,000
Consolidated Community Credit
 HELOC 0
+1 HELOCs
 0% n/a
Rocket Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 159
+2 HELOCs
 7.1% 87.2% $477,767
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 134
+10 HELOCs
 6% 92.5% $589,104
The Loan Store, Inc
 Conventional, FHA, VA, Jumbo, HELOC 126
+4 HELOCs
 5.6% 98.5% $530,079
Guild Mortgage Company
 Conventional, FHA, VA, Jumbo 95 4.2% 97.1% $495,526
loanDepot.com LLC
 Conventional, FHA, VA, Jumbo, HELOC 85
+3 HELOCs
 3.8% 94.5% $467,705
Cmg Mortgage Inc
 Conventional, FHA, VA, Jumbo, HELOC 81
+9 HELOCs
 3.6% 97.8% $533,148
Guaranteed Rate, Inc.
 Conventional, FHA, VA, Jumbo, HELOC 80
+5 HELOCs
 3.6% 96.4% $654,250
DHI Mortgage Company, LTD.
 Conventional, FHA, VA 71 3.2% 83.5% $498,521
Pennymac Loan Services LLC
 Conventional, FHA, VA, Jumbo 62 2.8% 95.4% $603,064
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 60
+3 HELOCs
 2.7% 95.2% $612,666
Kind Lending, LLC
 Conventional, FHA, VA, Jumbo 56 2.5% 81.4% $563,928
Newrez LLC
 Conventional, FHA, VA, Jumbo 45 2% 91.8% $659,444
Movement Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 42
+4 HELOCs
 1.9% 94.2% $586,428
Provident Funding Associates
 Conventional 38 1.7% 97.5% $553,157
Nations Direct Mortgage, LLC
 Conventional, FHA, VA 34 1.5% 100% $482,647
Paramount Residential Mortgage
 Conventional, FHA, VA, Jumbo 30 1.3% 96.8% $575,666
Charles Schwab Bank, Ssb
A+5.0 ★Texas Ratio: 0.14%
 Conventional, Jumbo, HELOC 20
+1 HELOCs
 0.9% 95.2% $875,500 View
Better Mortgage Corporation
 Conventional, Jumbo, HELOC 19
+1 HELOCs
 0.8% 90.5% $505,526
Lennar Mortgage, LLC
 Conventional, FHA 19 0.8% 100% $519,736
Fairway Independent Mort Corp
 Conventional, FHA, VA, Jumbo 18 0.8% 100% $528,333
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, VA, Jumbo 17 0.8% 100% $559,705 View
Sierra Pacific Mortgage Co. Inc
 Conventional, FHA 15 0.7% 100% $626,333
Nationstar Mortgage
 Conventional 15 0.7% 75% $179,000
Summit Funding.Inc
 Conventional, FHA, VA, Jumbo 15 0.7% 94.1% $602,333
Morgan Stanley Private Bank NA
A4.8 ★Texas Ratio: 2.45%
 Conventional, Jumbo 15 0.7% 100% $830,333 View
Triad Financial Services, Inc.
 Conventional 14 0.6% 65.5% $130,000
Churchill Mortgage Corporation
 Conventional, FHA 14 0.6% 100% $430,000
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional, VA, Jumbo 13 0.6% 100% $612,692 View
Canopy Mortgage, LLC
 Conventional, FHA, VA, Jumbo 12 0.5% 100% $564,166
Sunflower Bank, N.A.
A5.0 ★Texas Ratio: 10.77%
 Conventional, Jumbo 12 0.5% 100% $518,333 View
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional, Jumbo 11 0.5% 91.7% $739,545 View
Navy Federal Credit Union
 Conventional, VA, Jumbo, HELOC 10
+3 HELOCs
 0.4% 71.4% $610,000
Premier Mortgage Resources, LLC
 Conventional, FHA, Jumbo 10 0.4% 100% $525,000
Lakeview Loan Servicing, LLC
 Conventional, FHA 10 0.4% 42.9% $451,000
Freedom Mortgage Corporation
 Conventional, FHA, VA 10 0.4% 100% $439,000
Evergreen Moneysource Mortgage Company
 Conventional, VA 10 0.4% 100% $343,000
Mortgage Research Center
 VA, Jumbo 10 0.4% 71.4% $600,000
Sofi Bank, National Association
A+5.0 ★Texas Ratio: 0.51%
 Conventional 10 0.4% 71.4% $211,000 View
New American Funding, LLC.
 Conventional, FHA, VA, Jumbo, HELOC 9
+1 HELOCs
 0.4% 81.8% $478,333
Huntington National Bank
A+5.0 ★Texas Ratio: 3.66%
 Conventional, Jumbo 8 0.4% 100% $1,007,500 View
PHH Mortgage Corporation
 Conventional, VA 8 0.4% 100% $528,750
Amerisave Mortgage Company
 Conventional, FHA 8 0.4% 42.9% $226,250
Discover Bank
 Conventional 8 0.4% 44.4% $100,000
Union Home Mortgage Corp.
 Conventional, FHA 8 0.4% 100% $466,250
Nbkc Bank
 Conventional, VA, Jumbo 7 0.3% 80% $623,571
Mutual of Omaha Mortgage
 Conventional, VA 7 0.3% 88.9% $517,857
Ubs Bank USA
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
 Conventional, Jumbo 7 0.3% 100% $752,142 View
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 Conventional 7 0.3% 87.5% $505,000 View
Spring Eq, LLC
 Conventional 7 0.3% 30.8% $139,285
Tomo Mortgage LLC
 Conventional 7 0.3% 87.5% $567,857
Sage Home Loans Corporation
A+5.0 ★Texas Ratio: 5.70%
 Conventional 6 0.3% 85.7% $550,000 View
Sammamish Mortgage Company
 Conventional 6 0.3% 100% $600,000
Citibank, NA
A+5.0 ★Texas Ratio: 2.82%
 Conventional, Jumbo 6 0.3% 100% $1,116,666 View
Stifel Bank & Trust
A-4.8 ★Texas Ratio: 12.33%
 Conventional, Jumbo, HELOC 5
+1 HELOCs
 0.2% 100% $811,000 View
American Financial Resources LLC
 Conventional, FHA 5 0.2% 100% $533,000
American Financial Network, Inc.
 Conventional, FHA 5 0.2% 100% $437,000
Credit Human Federal Credit Un
 Conventional 5 0.2% 53.3% $135,000
Mason-McDuffie Mortgage Corporation
 Conventional, VA 5 0.2% 100% $325,000
Alliant Credit Union
 Conventional, Jumbo, HELOC 4
+13 HELOCs
 0.2% 100% $842,500
Peak Credit Union
 Conventional, HELOC 4
+7 HELOCs
 0.2% 100% $570,000
Primelending
 Conventional 4 0.2% 100% $515,000
HomeXpress Mortgage Corp.
 Conventional 4 0.2% 80% $580,000
American Financing Corporation
 Conventional, FHA 4 0.2% 62.5% $245,000
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 4 0.2% 57.1% $405,000 View
Generations Home Loans, LLC
 Conventional 4 0.2% 100% $525,000
American Pacific Mortgage Corporation
 Conventional 4 0.2% 100% $370,000
Member First Mortgage, LLC
 Conventional, FHA 4 0.2% 100% $417,500
City National Bank
A+5.0 ★Texas Ratio: 5.55%
 Conventional, Jumbo 4 0.2% 100% $1,620,000 View
Boeing Employees' Credit Union
 Conventional, Jumbo, HELOC 3
+9 HELOCs
 0.1% 100% $821,666
Goldman Sachs Bank USA
A+5.0 ★Texas Ratio: 4.32%
 Conventional, Jumbo 3 0.1% 100% $1,498,333 View
Everett Financial, Inc.
 Conventional 3 0.1% 100% $555,000
Equity Prime Mortgage LLC
 FHA, VA 3 0.1% 100% $601,666
Golden Empire Mortgage, Inc.
 Conventional, Jumbo 3 0.1% 100% $865,000
Synergy One Lending, Inc.
 Conventional, FHA 3 0.1% 75% $561,666
SIRVA Mortgage, Inc.
 Conventional 3 0.1% 100% $605,000
Homeowners Financial Group, LLC
 Conventional 3 0.1% 100% $661,666
Cardinal Financial Company, Li
 Conventional, FHA 3 0.1% 100% $361,666
Lendsure Mortgage Corp.
 Conventional, Jumbo 3 0.1% 100% $725,000
Zillow Home Loans, LLC
 Conventional 3 0.1% 100% $461,666
Prosperity Home Mortgage, LLC
 Conventional, VA, Jumbo 3 0.1% 60% $651,666
Nexera Holding LLC
 Conventional 3 0.1% 100% $271,666
Plaza Home Mortgage, Inc
 Conventional 3 0.1% 75% $555,000
JMAC Lending, Inc.
 Conventional, FHA 3 0.1% 100% $505,000
PNC Bank N.A.
★ 1.7 stars, 3 reviews
A+5.0 ★Texas Ratio: 4.24%
 Conventional, HELOC 2
+5 HELOCs
 0.1% 100% $400,000 View
Pentagon Federal Credit Union
 Conventional, VA, HELOC 2
+2 HELOCs
 0.1% 66.7% $710,000
Originpoint, LLC
 Conventional 2 0.1% 100% $565,000
Premia Mortgage, LLC
A5.0 ★Texas Ratio: 13.21%
 Conventional 2 0.1% 100% $565,000 View
First Western Trust Bank
A+5.0 ★Texas Ratio: 5.16%
 Conventional, Jumbo 2 0.1% 100% $655,000 View
Primary Residential Mortgage, INC.
 Conventional, Jumbo 2 0.1% 100% $555,000
Gold Star Mortgage Financial Group, Corporation
 Conventional 2 0.1% 100% $645,000
Go Mortgage, LLC
 Conventional 2 0.1% 100% $470,000
Residential Mortgage, LLC
A-4.9 ★Texas Ratio: 16.48%
 Conventional 2 0.1% 100% $640,000 View
AmeriHome Mortgage Company, LLC
 Conventional 2 0.1% 100% $420,000
Resicentral LLC
 Conventional 2 0.1% 100% $325,000
Deephaven Mortgage LLC
 Conventional 2 0.1% 66.7% $190,000
Farmers Bank & Trust
A+5.0 ★Texas Ratio: 0.65%
 Conventional 2 0.1% 100% $490,000 View
Priority Home Lending, LLC
 FHA 2 0.1% 100% $525,000
Citizens Bank, NA
A+5.0 ★Texas Ratio: 5.44%
 Conventional, Jumbo 2 0.1% 100% $1,290,000 View
Redwood Residential Acquisition Corporation
 Conventional, Jumbo 2 0.1% 100% $1,585,000
Bay Equity LLC
 Conventional, VA 2 0.1% 100% $595,000
Planet Home Lending, LLC
 FHA 2 0.1% 66.7% $485,000
Nations Lending Corporation
 Conventional, VA, Jumbo 2 0.1% 66.7% $1,235,000
Hometown Equity Mortgage, LLC
 Conventional, FHA 2 0.1% 40% $355,000
Nexbank
A-5.0 ★Texas Ratio: 14.93%
 Conventional, Jumbo 2 0.1% 100% $755,000 View
Agwest Farm Credit, Flca
 Conventional, Jumbo 2 0.1% 66.7% $1,355,000
Fifth Third Bank, National Association
A+5.0 ★Texas Ratio: 3.22%
 Conventional, Jumbo 2 0.1% 100% $1,070,000 View
Lower, LLC
 Conventional, FHA 2 0.1% 100% $425,000
Truist Bank
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
 Conventional, Jumbo 2 0.1% 100% $850,000 View
21St Mortgage
 Conventional 2 0.1% 33.3% $90,000
Carrington Mortgage Services LLC
 Conventional 2 0.1% 36.4% $150,000
Ark-La-Tex Financial Services LLC
 Conventional 2 0.1% 100% $455,000
Village Capital & Investment
 VA 2 0.1% 66.7% $570,000
Flyhomes Mortgage LLC
 Conventional, Jumbo 2 0.1% 100% $425,000
Third Federal Savings and Loan
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 1
+7 HELOCs
 0% 50% $65,000 View
HomeBridge Financial Services, Inc
 Conventional, HELOC 1
+4 HELOCs
 0% 100% $355,000
HomeStreet Bank
 Conventional, HELOC 1
+3 HELOCs
 0% 100% $545,000
Valon Mortgage
 FHA, HELOC 1
+2 HELOCs
 0% 100% $415,000
Liberty Federal Credit Union
 Conventional, Jumbo, HELOC 1
+1 HELOCs
 0% 100% $1,445,000
Arc Home LLC
 Conventional 1 0% 100% $545,000
Genisys Credit Union
 Conventional, Jumbo 1 0% 100% $1,165,000
Cornerstone First Mortgage, LLC
 Conventional 1 0% 100% $615,000
Guaranteed Rate Affinity, LLC
 Conventional, Jumbo 1 0% 100% $1,605,000
Alameda Mortgage Corporation
 FHA 1 0% 50% $495,000
Bny Mellon, N.A.
A+5.0 ★Texas Ratio: 0.37%
 Conventional 1 0% 100% $795,000 View
Residential Wholesale Mortgage
 Conventional 1 0% 100% $515,000
Luminate Bank
A5.0 ★Texas Ratio: 11.06%
 Conventional 1 0% 100% $405,000 View
Greenstate Credit Union
 Conventional, Jumbo 1 0% 100% $805,000
MidFirst Bank
A+5.0 ★Texas Ratio: 4.93%
 Conventional 1 0% 100% $755,000 View
First Bank
A+5.0 ★Texas Ratio: 2.49%
 Conventional 1 0% 100% $805,000 View
Contour Mortgage Corporation
 Conventional 1 0% 100% $295,000
First Bank
A5.0 ★Texas Ratio: 6.67%
 VA 1 0% 100% $705,000 View
Envoy Mortgage, Ltd
 Conventional 1 0% 100% $585,000
Flagstar Bank NA
D3.3 ★Texas Ratio: 35.11%
 Conventional 1 0% 50% $155,000 View
Bison State Bank
A+5.0 ★Texas Ratio: 2.38%
 Conventional 1 0% 100% $665,000 View
AdvantageFirst Lending Inc
 FHA 1 0% 50% $475,000
General Mortgage Capital Corporation
 Conventional 1 0% 100% $605,000
Cornerstone Capital Bank, Ssb
A+5.0 ★Texas Ratio: 3.21%
 Conventional 1 0% 100% $255,000 View
Pinnacle Bank
A+5.0 ★Texas Ratio: 3.04%
 Conventional 1 0% 100% $805,000 View
Ocmbc, Inc.
A+5.0 ★Texas Ratio: 5.05%
 Conventional 1 0% 100% $775,000 View
Valley West Corporation
 Conventional 1 0% 50% $155,000
Northpointe Bank
A5.0 ★Texas Ratio: 8.47%
 Conventional 1 0% 100% $485,000 View
Coast 2 Coast Funding Group, Inc
 Conventional 1 0% 100% $645,000
PFN Lending Group, Inc.
 Conventional 1 0% 100% $765,000
Ahl Funding
 Conventional 1 0% 100% $775,000
Sun West Mortgage Company, Inc
 FHA 1 0% 100% $485,000
Das Acquisition Company, LLC
 Conventional 1 0% 100% $245,000
Credit Union Mortgage Associat
 Conventional 1 0% 100% $665,000
JMJ Financial Group Inc.
 Conventional 1 0% 100% $485,000
Select Lending Services, LLC
 Conventional 1 0% 100% $415,000
Basis Home Loans LLC
 Conventional 1 0% 100% $805,000
American Heritage Lending, LLC
 Conventional, Jumbo 1 0% 100% $1,165,000
Total Mortgage Services, LLC
 Conventional 1 0% 100% $345,000
Frontier Bank
 Conventional 1 0% 100% $385,000
Bokf NA
A+5.0 ★Texas Ratio: 1.05%
 Conventional 1 0% 100% $715,000 View
American Internet Mortgage, Inc.
 Conventional 1 0% 100% $465,000
Salal Credit Union
 Conventional 1 0% 50% $435,000
Hsbc Bank USA, NA
A+5.0 ★Texas Ratio: 4.86%
 Conventional 1 0% 100% $615,000 View
Embrace Home Loans, Inc.
 Conventional, Jumbo 1 0% 100% $1,005,000
First Federal Bank
A+5.0 ★Texas Ratio: 1.10%
 Conventional, Jumbo 1 0% 100% $1,015,000 View
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 Conventional 1 0% 100% $395,000 View
First Western Federal Savings Bank
 Conventional 1 0% 100% $205,000
Mit Federal Credit Union
 Conventional 1 0% 100% $595,000
Firefighters First Federal Credit Union
 Conventional 1 0% 50% $605,000
Mission Loans, LLC
 Conventional 1 0% 100% $105,000
Towne Mortgage Company
 Conventional 1 0% 100% $805,000
University Bank
A+5.0 ★Texas Ratio: 3.82%
 Conventional 1 0% 100% $305,000 View
V.I.P. Mortgage, Inc.
 Conventional 1 0% 100% $285,000
Keystone Funding, Inc
 Conventional 1 0% 100% $405,000
RoundPoint Mortgage Servicing LLC
 Conventional 1 0% 100% $275,000
Citadel Servicing Corporation
 Conventional 1 0% 100% $315,000
The Central Trust Bank
A+5.0 ★Texas Ratio: 3.12%
 Conventional 1 0% 100% $485,000 View
Raymond James Bank
A+5.0 ★Texas Ratio: 3.19%
 Conventional 1 0% 50% $735,000 View
Veritas Funding, LLC
 Conventional 1 0% 100% $75,000
Nmsi, Inc.
 Conventional 1 0% 100% $595,000
Gesa Credit Union
 Conventional 1 0% 100% $805,000
Ixonia Bank
A+5.0 ★Texas Ratio: 2.14%
 Conventional 1 0% 100% $475,000 View
State Departmenet Federal Credit Union
 Conventional 1 0% 100% $785,000
Toyota Financial Savings Bank
 Conventional 1 0% 100% $525,000
Reliance First Capital, LLC
 Conventional 1 0% 100% $255,000
Civista Bank
A+5.0 ★Texas Ratio: 4.72%
 Conventional 1 0% 100% $555,000 View
Baycoast Bank
A5.0 ★Texas Ratio: 12.75%
 Conventional 1 0% 100% $85,000 View
Leaderone Financial Corp.
 Conventional, Jumbo 1 0% 100% $855,000
Champions Funding, LLC
 Conventional 1 0% 50% $345,000
Ameris Bank
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
 Conventional 1 0% 100% $595,000 View
Figure Lending LLC
 HELOC 0
+21 HELOCs
 0% n/a
Coastal Community Bank
B4.5 ★Texas Ratio: 20.96%
 HELOC 0
+7 HELOCs
 0% n/a View
Quorum Federal Credit Union
 HELOC 0
+5 HELOCs
 0% n/a
HomeTrust Bank
A+5.0 ★Texas Ratio: 5.53%
 HELOC 0
+5 HELOCs
 0% n/a View
Lendage, LLC dba Achieve Loans
 HELOC 0
+4 HELOCs
 0% n/a
Georgia'S Own Credit Union
 HELOC 0
+3 HELOCs
 0% n/a
Fourleaf Federal Credit Union
 HELOC 0
+3 HELOCs
 0% n/a
Goodleap, LLC
 HELOC 0
+2 HELOCs
 0% 0%
Usalliance Federal Credit Union
 HELOC 0
+2 HELOCs
 0% n/a
Gte Federal Credit Union
 HELOC 0
+2 HELOCs
 0% n/a
Fed Ex Employees Credit Association
 HELOC 0
+1 HELOCs
 0% n/a
Kinecta Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Liberty Savings Bank, FSB
 HELOC 0
+1 HELOCs
 0% n/a
Red Canoe Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Connexus Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Citizens Equity First Credit U
 HELOC 0
+1 HELOCs
 0% n/a
Mountain America Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Stanford Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Angel Oak Mortgage Solutions LLC
 HELOC 0
+1 HELOCs
 0% n/a
Wsecu
 HELOC 0
+1 HELOCs
 0% n/a
Meriwest Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Bend, Oregon

Looking for mortgage lenders near me or mortgage brokers near me in Bend? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bend in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bend, OR

Use these to narrow the list above. Each category shows how many Bend, OR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 128 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 67 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 42 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 49 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 72 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OR 18 lenders headquartered in Oregon, the closest thing to a mortgage lender near you

Who Lends in Bend, OR

Independent mortgage companies closed 73.7 percent of home loans in Bend, Oregon in 2025, banks 18.7 percent and credit unions 7.6 percent. Summit Mortgage Corporation was the largest mortgage company, Columbia Bank the largest bank and Mid Oregon Federal Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 70 loans.

73.7%
Mortgage companies
18.7%
Banks
7.6%
Credit unions
6%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.

More Oregon Mortgage Lender Pages

All Oregon lenders 539 lenders Portland 318 lendersSalem 205 lendersEugene 200 lendersMedford 150 lendersHillsboro 177 lendersBeaverton 178 lendersGresham 167 lendersSpringfield 121 lendersAlbany 117 lendersRedmond 136 lendersHappy Valley 137 lendersGrants Pass 89 lenders

Frequently Asked Questions About Mortgage Lenders in Bend, OR

Who is the largest mortgage lender in Bend, OR?

By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Bend, Oregon with 70 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bend, OR have the highest approval rates?

Among lenders with meaningful volume in Bend, Oregon, Columbia Bank approved the highest share of completed applications in 2025 at 98.6 percent, against a 89.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bend, OR mortgage lenders offer FHA, VA and USDA loans?

49 lenders closed FHA loans in Bend, Oregon in 2025, led by Rocket Mortgage with 12. 41 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bend, OR lender list?

Yes. 67 banks and 42 credit unions closed home loans in Bend, Oregon in 2025, alongside 128 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bend, OR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bend, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bend, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bend. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.