What are the current interest rates at Rogue Credit Union?

Current rates for Rogue Credit Union include: 12-Month CD: 3.50%, 24-Month CD: 3.50%, 60-Month CD: 3.60%, Savings: 0.05%, MMA: 3.00%

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Rogue Credit Union Rates & Review October 2026

Q: How many branches does Rogue Credit Union operate?

Rogue Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Rogue Credit Union?

Yes, to access services at Rogue Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Rogue Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rogue Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Rogue Credit Union's top rates as of October 14, 2026 are 3.60% APY on its CDs or More - 36 Month CD, 0.05% APY on savings, 3.00% APY on money market accounts, 3.00% APY on checking, and personal loans from 13.00% APR, according to rates verified by MonitorBankRates. Other Rogue Credit Union CD rates include CDs or More - 48 Month at 3.60%, CDs or More - 60 Month at 3.60%, and 12 Month CD Add On - Small Savers at 3.50%. MonitorBankRates evaluates the financial stability of Rogue Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.02%. Rates last updated and verified on 10/14/2026.

Rogue Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rogue Credit Union? Share your experience about Rogue Credit Union by leaving a review below, or read customer reviews before you decide to use Rogue Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.02%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Rogue Credit Union
South Medford Branch and AdministrationCenter

1370 Center Dr
Medford, OR 97501-7941

https://www.roguecu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Rogue Credit Union CD Rates

Product	Rate	APY	Term
Certificates or More - 36 Month	3.54%	3.60%	36 Month
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Certificates or More - 48 Month	3.54%	3.60%	48 Month
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Certificates or More - 60 Month	3.54%	3.60%	60 Month
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
12 Month Certificate Add On - Small Savers	3.45%	3.50%	12 Month
Min Balance $100 Details Dividend 3.45%; APY 3.50% Last Updated 10/14/2026 Rate History 1 change since Oct 1, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50% Oct 14, 20263.50%▼ from 3.60% Oct 1, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Certificates or More - 12 Month	3.45%	3.50%	12 Month
Min Deposit $500 Last Updated 10/14/2026 Rate History 1 change since Sep 27, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50% Oct 14, 20263.50%▼ from 3.60% Sep 27, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Certificates or More - 24 Month	3.45%	3.50%	24 Month
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Certificates or More - 30 Month Bump Rate	3.45%	3.50%	30 Month
Min Deposit $500 Details $500; Bump Rate Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Certificates or More - 6 Month	3.45%	3.50%	6 Month
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union Savings Rates

Product	Rate	APY	View More
Savings	0.05%	0.05%
Min Balance $100 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union Money Market Rates

Product	Rate	APY
MyMoney Market	2.98%	3.00%
Min Balance $0 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Money Market 100k	1.00%	1.00%
Min Balance $100,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Money Market 150k	1.00%	1.00%
Min Balance $150,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Money Market 50k	0.90%	0.90%
Min Balance $50,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Money Market 25k	0.75%	0.75%
Min Balance $25,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Money Market 10k	0.60%	0.60%
Min Balance $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Money Market	0.50%	0.50%
Min Balance $2,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union Business Money Market Rates

Product	Rate	APY	View More
Nonprofit Business Money Market	0.60%	0.60%
Min Balance $0 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union Checking Rates

Product	Rate	APY
MyRewards Checking	2.96%	3.00%
Min Balance $0 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Super Checking	0.05%	0.05%
Min Balance $1,000 Details $1,000 minimum balance required to avoid a monthly service fee Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Newer (2023 and Newer) Auto Loans	-	-	4.74%	36 Month
Details As Low As; Rates include a maximum discount of 1.25%; Rates effective as of October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 4.49% → 4.74% ▲ 0.25 pts · high 4.74% / low 4.49% Oct 14, 20264.74%▲ from 4.49% Sep 18, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans	-	-	4.74%	48 Month
Details As Low As; Rates include a maximum discount of 1.25%; Rates effective as of October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 4.49% → 4.74% ▲ 0.25 pts · high 4.74% / low 4.49% Oct 14, 20264.74%▲ from 4.49% Sep 18, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans	-	-	4.74%	60 Month
Details As Low As; Rates include a maximum discount of 1.25%; Rates effective as of October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 4.49% → 4.74% ▲ 0.25 pts · high 4.74% / low 4.49% Oct 14, 20264.74%▲ from 4.49% Sep 18, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans	-	-	4.99%	36 Month
Details As Low As; Rates as Low as; includes maximum 1.25% rate discount Last Updated 10/14/2026 Rate History 1 change since Sep 22, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74% Oct 10, 20264.99%▲ from 4.74%* Sep 22, 20264.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans	-	-	4.99%	48 Month
Details As Low As; Rates as Low as; includes maximum 1.25% rate discount Last Updated 10/14/2026 Rate History 1 change since Sep 22, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74% Oct 10, 20264.99%▲ from 4.74%* Sep 22, 20264.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans	-	-	5.24%	72 Month
Details As Low As; Rates include a maximum discount of 1.25%; Rates effective as of October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99% Oct 14, 20265.24%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans	-	-	5.24%	60 Month
Details As Low As; Rates as Low as; includes maximum 1.25% rate discount Last Updated 10/14/2026 Rate History 1 change since Sep 22, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99% Oct 10, 20265.24%▲ from 4.99%* Sep 22, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans	-	-	5.49%	72 Month
Details As Low As; Rates as Low as; includes maximum 1.25% rate discount Last Updated 10/14/2026 Rate History 1 change since Sep 22, 2026 · 5.24% → 5.49% ▲ 0.25 pts · high 5.49% / low 5.24% Oct 10, 20265.49%▲ from 5.24%* Sep 22, 20265.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans	-	-	5.74%	84 Month
Details As Low As; Rates include a maximum discount of 1.25%; Rates effective as of October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49% Oct 14, 20265.74%▲ from 5.49% Sep 18, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans	-	-	5.99%	84 Month
Details As Low As; Rates as Low as; includes maximum 1.25% rate discount Last Updated 10/14/2026 Rate History 1 change since Sep 22, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74% Oct 10, 20265.99%▲ from 5.74%* Sep 22, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans	-	-	6.24%	96 Month
Details As Low As; Available for loans over $40,000 on model years 2022 or newer; Rates include a maximum discount of 1.25%; Rates effective as of October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 14, 20266.24%▲ from 5.99% Sep 18, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Newer (2023 and Newer) Boat Loans - 84 Month	-	5.74%	84 Month
Details As Low As; Rates include maximum 1.25% discount; Source table captioned 'Newer (2023 and Newer) Boat Loans' Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) RV and Trailer Loans	-	5.74%	84 Month
Details As Low As; Rates include a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 5.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Boat Loans - 120 Month	-	6.24%	120 Month
Details As Low As; Rates include maximum 1.25% discount; Source table captioned 'Newer (2023 and Newer) Boat Loans' Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) RV and Trailer Loans	-	6.24%	120 Month
Details As Low As; Rates include a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 6.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Boat Loans - 84 Month Loan	-	6.24%	84 Month
Details As Low As; Rates reflect a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) RV and Trailer Loans - 84 Month	-	6.24%	84 Month
Details As Low As; Rates include a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Boat Loans - 180 Month	-	6.74%	180 Month
Details As Low As; Rates include maximum 1.25% discount; Source table captioned 'Newer (2023 and Newer) Boat Loans' Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) RV and Trailer Loans	-	6.74%	180 Month
Details As Low As; Rates include a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Boat Loans - 120 Month Loan	-	6.74%	120 Month
Details As Low As; Rates reflect a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) RV and Trailer Loans - 120 Month	-	6.74%	120 Month
Details As Low As; Rates include a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Boat Loans - 180 Month Loan	-	7.24%	180 Month
Details As Low As; Rates reflect a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) RV and Trailer Loans - 180 Month	-	7.24%	180 Month
Details As Low As; Rates include a maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans - 36 Month	-	7.49%	36 Month
Details Rates as Low as; Rate reflects maximum 1.25% discount; APR Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 36 Month	-	8.49%	36 Month
Details As Low As; Rates include maximum 1.25% discount Last Updated 10/14/2026 Rate History No change since Oct 10, 2026 · 8.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans - 48 Month	-	8.99%	48 Month
Details As Low As; Rate reflects maximum 1.25% discount; APR Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans - 60 Month	-	9.99%	60 Month
Details As Low As; Rate reflects maximum 1.25% discount; APR Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 9.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 48 Month	-	9.99%	48 Month
Details As Low As; Rates include maximum 1.25% discount Last Updated 10/14/2026 Rate History No change since Oct 10, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans - 72 Month	-	10.99%	72 Month
Details As Low As; Rate reflects maximum 1.25% discount; APR Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 10.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 60 Month	-	10.99%	60 Month
Details As Low As; Rates include maximum 1.25% discount Last Updated 10/14/2026 Rate History No change since Oct 10, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 72 Month	-	11.99%	72 Month
Details As Low As; Rates include maximum 1.25% discount Last Updated 10/14/2026 Rate History No change since Oct 10, 2026 · 11.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	13.00%
Details As Low As; Rates reflected include a maximum discount of 1.25%; effective October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75% Sep 22, 202613.00%▲ from 12.75% Sep 14, 202612.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Signature Rewards Loan	18.74%
Details As Low As; Rates reflected include a maximum discount of 1.25%; effective October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 18.49% → 18.74% ▲ 0.25 pts · high 18.74% / low 18.49% Sep 27, 202618.74%▲ from 18.49% Sep 14, 202618.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Rogue Credit Union Other Rates

Product	Rate	Points	APY/APR
Business Loan	-	-	13.25%
Details As Low As; Rates reflected include a maximum discount of 1.25%; effective October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 13.00% → 13.25% ▲ 0.25 pts · high 13.25% / low 13.00% Sep 27, 202613.25%▲ from 13.00% Sep 14, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Classic Loan	-	-	16.00%
Details As Low As; Rates reflected include a maximum discount of 1.25%; effective October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 15.75% → 16.00% ▲ 0.25 pts · high 16.00% / low 15.75% Sep 27, 202616.00%▲ from 15.75% Sep 14, 202615.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Home Loan	-	-	5.89%
Details As Low As; Rates reflect maximum discount of 1.25% Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 5.89% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Line of Credit	-	-	13.50%
Details As Low As; Rates reflected include a maximum discount of 1.25%; effective October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 13.25% → 13.50% ▲ 0.25 pts · high 13.50% / low 13.25% Sep 22, 202613.50%▲ from 13.25% Sep 14, 202613.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Platinum Loan	-	-	13.25%
Details As Low As; Rates reflected include a maximum discount of 1.25%; effective October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 13.00% → 13.25% ▲ 0.25 pts · high 13.25% / low 13.00% Sep 27, 202613.25%▲ from 13.00% Sep 14, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Student Silver Loan	-	-	13.25%
Details As Low As; Rates reflected include a maximum discount of 1.25%; effective October 13, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 13.00% → 13.25% ▲ 0.25 pts · high 13.25% / low 13.00% Sep 27, 202613.25%▲ from 13.00% Sep 14, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Ownership	4.89%	-	5.00%
Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Rogue Climbers	1.25%	-	1.26%
Min Balance $0 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Rogue Climbers 10K+	0.50%	-	0.50%
Min Balance $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Rogue Rangers	1.25%	-	1.26%
Min Balance $0 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%
Rogue Rangers 10K+	0.50%	-	0.50%
Min Balance $10,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.02%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Rogue Credit Union’s Texas Ratio rose from 2.96% in Q3 2023 to 5.02% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$4.3B	5.02%	5.0	A+
March 31, 2026	$4.3B	4.01%	5.0	A+
December 31, 2025	$4.2B	4.56%	5.0	A+
September 30, 2025	$3.8B	4.58%	5.0	A+
June 30, 2025	$3.7B	4.19%	5.0	A+
March 31, 2025	$3.7B	4.22%	5.0	A+
December 31, 2024	$3.6B	5.29%	5.0	A+
September 30, 2024	$3.6B	4.15%	5.0	A+
June 30, 2024	$3.5B	3.28%	5.0	A+
March 31, 2024	$3.5B	3.04%	5.0	A+
December 31, 2023	$3.4B	3.44%	5.0	A+
September 30, 2023	$3.3B	2.96%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Rogue Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Rogue Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rogue Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rogue Credit Union

Website https://www.roguecu.org

Address 1370 Center Dr, Medford, OR 97501-7941

Phone 541-858-7328

Fax 541-770-3709

President Philip Smith

CEO Matt Stephenson

Full-Time Employees 717

Part-Time Employees 65

Branch Locations 34

ATM Locations 35

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.02%

Return on Assets (ROA)

0.4764%

Return on Equity (ROE)

4.5931%

Non-Performing Loans Ratio (NPL)

0.95%

Total Assets

4,334,040,926

Total Amount of Shares and Deposits

3,654,214,746

Total Shares and Deposits < 1 Year

3,519,092,872

Total Shares and Deposits 1 3 Years

114,378,100

Total Shares and Deposits > 3 Years

20,743,774

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

277,083,055

Total Uninsured Shares and Deposits > $250K (F+J)

277,083,055

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,377,131,691

Total Interest Expense (Sum of items 6 8)

31,675,074

Share Certificates

23,016

Number of Accounts for Share Drafts

173,229

IRA KEOGH Accounts

5,437

Number of Accounts for Regular Shares

506,448

All other shares

5,541

Non Member Deposits

118

Money Market Shares

16,418

Net Income (unless the amount is already included in Undivided Earnings)

20,647,447

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

42,175,682

Total Liabilities

3,932,028,607

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Rogue Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Rogue Credit Union

How many branches does Rogue Credit Union operate?

Rogue Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rogue Credit Union?

Yes, to access services at Rogue Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rogue Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rogue Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rogue Credit Union offer online and mobile banking?

Most modern institutions like Rogue Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.roguecu.org.

Current Rogue Credit Union Rates

12-Month CD3.50%
24-Month CD3.50%
60-Month CD3.60%
Savings0.05%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Rogue Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Rogue Credit Union Texas Ratio

Rogue Credit Union Health Trend

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Rogue Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Rogue Credit Union

How many branches does Rogue Credit Union operate?

Is a member application needed to join Rogue Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Rogue Credit Union offer online and mobile banking?

Current Rogue Credit Union Rates

Compare to Other Credit Unions