Mortgage Lenders and Brokers in Albany, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Albany, Oregon mortgage lenders include Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Central Willamette Credit UnionCentral Willamette Credit Union7101 Supra Dr SW, Albany, OR 97321A+5.0 ★Texas Ratio: 4.79%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.40%, Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%, and First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Albany, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Albany are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Albany, Oregon
Market share is the lender's share of all home loans closed in Albany, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Albany 333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, VA, HELOC | 27 +13 HELOCs |
2.8% | 96.4% | $317,222 | View |
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1 office in Albany 2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 20 +13 HELOCs |
2% | 80% | $254,500 | View |
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7101 Supra Dr SW, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.79% |
Conventional | 11 | 1.1% | 100% | $154,090 | View |
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1 office in Albany 128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 8 +3 HELOCs |
0.8% | 88.9% | $336,250 | View |
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1 office in Albany 231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
0.7% | 72.7% | $210,714 | View |
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1 office in Albany 2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.3% | 75% | $161,666 | View |
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1 office in Albany 1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
FHA | 1 | 0.1% | 100% | $465,000 | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 29 +82 HELOCs |
3% | 86.5% | $260,862 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
Conventional, HELOC | 10 +7 HELOCs |
1% | 90.9% | $325,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 9 +8 HELOCs |
0.9% | 90% | $211,666 | |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 8 +17 HELOCs |
0.8% | 100% | $372,500 | View |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 3 +17 HELOCs |
0.3% | 100% | $281,666 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
0.3% | 100% | $488,333 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional, HELOC | 3 +3 HELOCs |
0.3% | 100% | $271,666 | View |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
Conventional, HELOC | 2 +10 HELOCs |
0.2% | 100% | $350,000 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $285,000 | View |
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631 Winter St NE, Salem, OR 97301 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 1 | 0.1% | 100% | $15,000 | View |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA, VA | 26 | 2.7% | 100% | $345,000 | |
Lpmc, LLC dba Landmark Profess
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Conventional, FHA | 14 | 1.4% | 93.3% | $402,857 | |
Directors Mortgage, Inc
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Conventional, FHA | 6 | 0.6% | 100% | $426,666 | |
Pacific Residential Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 108 | 11.1% | 86.9% | $214,629 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 60 | 6.1% | 95.3% | $401,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 58 +5 HELOCs |
5.9% | 96.2% | $346,034 | |
Guild Mortgage Company
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Conventional, FHA, VA | 50 | 5.1% | 96.5% | $295,400 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 46 +1 HELOCs |
4.7% | 90.2% | $382,608 | |
Newrez LLC
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Conventional, FHA, VA | 36 | 3.7% | 81.8% | $280,277 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 23 +2 HELOCs |
2.4% | 96% | $360,652 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 21 | 2.1% | 88% | $270,714 | |
Triad Financial Services, Inc.
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Conventional | 19 | 1.9% | 65.6% | $94,473 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA | 17 | 1.7% | 100% | $341,470 | |
Go Mortgage, LLC
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Conventional, FHA, VA | 16 | 1.6% | 94.7% | $381,250 | |
loanDepot.com LLC
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Conventional, FHA, VA | 16 | 1.6% | 84.2% | $218,750 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 16 | 1.6% | 100% | $360,625 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 14 +1 HELOCs |
1.4% | 100% | $397,142 | |
Freedom Mortgage Corporation
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FHA, VA | 14 | 1.4% | 90.5% | $336,428 | |
Nationstar Mortgage
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Conventional, FHA | 14 | 1.4% | 93.3% | $147,857 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 13 | 1.3% | 92.9% | $355,769 | |
Mortgage Research Center
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VA | 13 | 1.3% | 60.9% | $413,461 | |
Red Canoe Credit Union
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Conventional, HELOC | 9 +9 HELOCs |
0.9% | 90% | $61,666 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
0.9% | 100% | $306,111 | |
Summit Funding.Inc
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Conventional, FHA, VA | 9 | 0.9% | 100% | $349,444 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 0.9% | 90% | $278,333 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 8 +3 HELOCs |
0.8% | 80% | $331,250 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +4 HELOCs |
0.7% | 35% | $106,428 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 7 +1 HELOCs |
0.7% | 100% | $369,285 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 7 | 0.7% | 100% | $387,857 | |
21St Mortgage
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Conventional | 7 | 0.7% | 29.2% | $95,000 | |
Village Capital & Investment
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FHA, VA, Jumbo | 7 | 0.7% | 100% | $485,000 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 6 | 0.6% | 85.7% | $470,000 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 6 | 0.6% | 85.7% | $381,666 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 6 | 0.6% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 6 | 0.6% | 85.7% | $420,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 6 | 0.6% | 100% | $465,000 | |
The Loan Store, Inc
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Conventional, VA | 5 | 0.5% | 85.7% | $373,000 | |
Peak Credit Union
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Conventional, HELOC | 4 +7 HELOCs |
0.4% | 80% | $365,000 | |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 4 +3 HELOCs |
0.4% | 100% | $372,500 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 0.4% | 100% | $380,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 4 | 0.4% | 45.5% | $67,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.4% | 40% | $152,500 | |
Bay Equity LLC
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Conventional, FHA | 4 | 0.4% | 100% | $402,500 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 4 | 0.4% | 100% | $440,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.4% | 100% | $262,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.3% | 100% | $245,000 | |
NOVA Financial & Investment Corporation
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Conventional, VA | 3 | 0.3% | 100% | $378,333 | |
Sammamish Mortgage Company
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Conventional, VA | 3 | 0.3% | 100% | $448,333 | |
Credit Human Federal Credit Un
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Conventional | 3 | 0.3% | 53.8% | $88,333 | |
Keystone Funding, Inc
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Conventional | 3 | 0.3% | 100% | $311,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 0.3% | 100% | $488,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.3% | 100% | $121,666 | |
Envoy Mortgage, Ltd
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FHA | 2 | 0.2% | 66.7% | $355,000 | |
Brighton Bank
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Conventional | 2 | 0.2% | 100% | $450,000 | |
Equity Prime Mortgage LLC
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Conventional, FHA | 2 | 0.2% | 100% | $380,000 | |
Resicentral LLC
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Conventional | 2 | 0.2% | 100% | $405,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 30% | $55,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $495,000 | |
American Financing Corporation
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FHA | 2 | 0.2% | 42.9% | $250,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 66.7% | $470,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 66.7% | $410,000 | View |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.2% | 50% | $195,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $260,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.2% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 66.7% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 50% | $105,000 | View |
Paramount Residential Mortgage
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Conventional, VA | 2 | 0.2% | 100% | $695,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.2% | 50% | $335,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.1% | 100% | $385,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Goodleap, LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $545,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $365,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 0.1% | 100% | $885,000 | View |
Intercap Lending Inc
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $295,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $295,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $485,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $455,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Lower, LLC
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VA | 1 | 0.1% | 100% | $475,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.1% | 100% | $235,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $185,000 | |
Alliant Credit Union
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
iQ Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.05% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fibre Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Albany Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Albany, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Albany? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Albany in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Albany, OR
Use these to narrow the list above. Each category shows how many Albany, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Albany, OR
Independent mortgage companies closed 80.8 percent of home loans in Albany, Oregon in 2025, banks 8.7 percent and credit unions 10.5 percent. Mortgage Express was the largest mortgage company, Columbia Bank the largest bank and Central Willamette Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Albany, OR
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Albany, Oregon with 27 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Albany, Oregon, Guild Mortgage Company approved the highest share of completed applications in 2025 at 96.5 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Albany, Oregon in 2025, led by Guild Mortgage Company with 18. 39 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 25 credit unions closed home loans in Albany, Oregon in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Albany, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Albany, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Albany. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
