MonitorBankRates
  1. Home
  2. Credit Unions
  3. Marion And Polk Schools Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Marion And Polk Schools Credit Union Rates & Review August 2026

Marion And Polk Schools Credit Union's 3 month rates are at 1.90%, IRA CD Accounts 12 month rates are at 1.90%, IRA CD Accounts 6 month rates are at 1.90%, IRA CD Accounts 24 month rates are at 1.00%, IRA CD Accounts 30 month rates are at 1.00%. Marion And Polk Schools Credit Union's savings rates are at 0.02%. Marion And Polk Schools Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Marion And Polk Schools Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.29%. Rates last updated and verified on 08/28/2026.

Marion And Polk Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion And Polk Schools Credit Union? Share your experience about Marion And Polk Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Marion And Polk Schools Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.29%
Excellent Lower than avg
Marion And Polk Schools Credit Union
Maps Administration Building
451 Division St NE
Salem, OR 97301
https://www.mapscu.com
Member NCUA

Marion And Polk Schools Credit Union CD Rates

Product Rate APY Term View More
3 month 1.88% 1.90% 3 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 12 month 1.88% 1.90% 12 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 6 month 1.88% 1.90% 6 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 24 month 1.00% 1.00% 24 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 30 month 1.00% 1.00% 30 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 36 month 1.00% 1.00% 36 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 48 month 1.00% 1.00% 48 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 60 month 1.00% 1.00% 60 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 18 month 0.75% 0.75% 18 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
12 month First Step 0.65% 0.65% 12 Months
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Certificate Accounts 12 month First Step 0.65% 0.65% 12 Months
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%

Marion And Polk Schools Credit Union Savings Rates

Product Rate APY View More
Member Rewards Savings Account - 5.00%
Details Our signature savings account is available for all Maps personal memberships and it's completely free! You get our highest savings interest rate and you'll earn more the longer you keep your money in the account. Deposits come from three sources: Round Up, Cashback Credit Card, Reward Bonuses. To use your Reward balance, simply transfer the amount you want from your Member Rewards savings account to your checking or savings account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Summer Saver 3.20% 3.25%
Min Deposit $0
Min Balance $100
Details Dividends Compounded & Credited Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Estate Membership Savings 3.06% 3.10%
Min Deposit $100
Min Balance $1,000,000
Details Dividends Compounded & Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Estate Membership Savings 2.81% 2.85%
Min Deposit $100
Min Balance $750,000
Details Dividends Compounded & Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Estate Membership Savings 2.23% 2.25%
Min Deposit $100
Min Balance $500,000
Details Dividends Compounded & Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Estate Membership Savings 2.08% 2.10%
Min Deposit $100
Min Balance $250,000
Details Dividends Compounded & Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Estate Membership Savings 1.34% 1.35%
Min Deposit $100
Min Balance $10,000
Details Dividends Compounded & Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IRA Savings 0.20% 0.20%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Estate Membership Savings 0.10% 0.10%
Min Deposit $100
Min Balance $0
Details Dividends Compounded & Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Business Share Savings 0.02% 0.02%
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Christmas Club 0.02% 0.02%
Min Deposit $10
Min Balance $0
Details Dividends Compounded & Credited Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
IDA Savings 0.02% 0.02%
Min Deposit $5
Min Balance $100
Details Dividends Compounded & Credited Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Other Savings 0.02% 0.02%
Min Balance $0
Details Dividends Compounded & Credited Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Share Savings 0.02% 0.02%
Min Deposit $5
Min Balance $100
Details Dividends Compounded & Credited Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Youth Savings Club 0.02% 0.02%
Min Balance $0
Details Dividends Compounded & Credited Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%

Marion And Polk Schools Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market 3.20% 3.25%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Premium Money Market 2.96% 3.00%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Premium Money Market 2.47% 2.50%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Indexed Money Market Account 1.86% 1.88%
Min Deposit $5
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Premium Money Market 1.49% 1.50%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Indexed Money Market Account 0.25% 0.25%
Min Deposit $5
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Premium Money Market 0.25% 0.25%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%

Marion And Polk Schools Credit Union Checking Rates

Product Rate APY View More
Advanced Business Checking 3.20% 3.25%
Min Balance $1,000,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 3.06% 3.10%
Min Balance $1,000,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 2.96% 3.00%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 2.81% 2.85%
Min Balance $750,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Business IOLTA Checking 2.76% 2.80%
Min Deposit $0
Details Monthly Service Fee: $0; Monthly Transaction Fees: N/A
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 2.47% 2.50%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 2.23% 2.25%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 2.08% 2.10%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 1.49% 1.50%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 1.34% 1.35%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Advanced Business Checking 0.25% 0.25%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
President's Club Checking - 0.20%
Min Balance $10,000
Details 0.20 $10,000 and above
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
President's Club Checking - 0.15%
Min Balance $750
Details 0.15 $750-$9,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Business Public Funds Checking 0.10% 0.10%
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
President's Club Checking - 0.10%
Min Deposit $25
Min Balance $750
Details Earn competitive dividends based on your balance and enjoy premium benefits like exclusive club checks, free cashier's checks, and added certificate rate bonuses, all with the convenience of a debit Mastercard®. Unlimited check writing. Free President's Club checks (or $5 credit towards designer checks). Free cashier checks. Free debit card with Mastercard® debit benefits. A .10% APY% bonus on standard certificate accounts. Get paid up to two days earlier with Maps direct deposit **. Free unlimited CO-OP ATMs. Waived ATM transaction fees at non-Maps ATMs.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Passport Checking - 0.01%
Min Deposit $25
Min Balance $750
Details Perfect for members 55 and older who want a checking account with dividends and added perks. This senior checking option comes with no service charges, unlimited check writing, a free box of checks, and a debit Mastercard®, plus dividends on balances of $750 or more. Dividends on average monthly balances of $750+. No service charges. Unlimited check writing. Free box of Passport checks. Free debit card with Mastercard® debit benefits. Get paid up to two days earlier with Maps direct deposit **. Free unlimited CO-OP ATMs.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Basic Business Checking 0.00% 0.00%
Min Deposit $100
Details Monthly Service Fee: $5; Minimum Balance to Avoid Service Fee: Daily Balance of $500; OR $2,500 Combined Balance; OR 10 Debit Card Purchases; Monthly Transaction Fees: Up to 200 Transactions = Free; $.15 per transaction over 200
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Business Non-Profit Checking 0.00% 0.00%
Min Deposit $0
Details Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: N/A; Monthly Transaction Fees: Up to 50 Transactions = Free; $.15 per transaction over 50
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Business Public Funds Checking 0.00% 0.00%
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Estate Checking 0.00% 0.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%

Marion And Polk Schools Credit Union Credit Card Rates

Product Rate APR View More
Cashback Mastercard - 3.99%
Details Introductory Rate as low as 3.99% APR* for purchases and balance transfers for 12 billing cycles based on credit criteria. Variable APR* after introductory period is 14.25% to 22.25% variable APR, based on creditworthiness. 1% Cash Back on All Purchases. No annual fee. Contactless payment.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
Platinum Mastercard - 3.99%
Details Introductory Rate as low as 3.99% APR* for purchases and balance transfers for 12 billing cycles based on credit criteria. Variable APR* after introductory period is 12.25% to 20.25% variable APR, based on creditworthiness. No annual fee. Single points on purchases: $1 = 1 point.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%
World Mastercard - 3.99%
Details Introductory Rate as low as 3.99% APR* for purchases and balance transfers for 12 billing cycles based on credit criteria. Variable APR* after introductory period is 12.25% to 16.25% variable APR, based on credit. Double points on air, hotel, restaurants, and car rental. Waived foreign transaction fees and international service assessments. Trip cancellation/interruption protection. Travel Assistance 24/7 travel advisor. Baggage delay reimbursement. Mastercard airport concierge. Identity theft resolution services. Price protection. $49 annual fee waived with $10,000 in annual spend (waived the first year), or use your points to pay for the annual fee.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.29%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marion And Polk Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marion And Polk Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion And Polk Schools Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marion And Polk Schools Credit Union
Address 451 Division St NE, Salem, OR 97301
Phone 503-588-0181
Fax
President Brant Wolf
CEO Mark Zook
Full-Time Employees 323
Part-Time Employees 20
Branch Locations 11
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.29%
Return on Assets (ROA)
0.7649%
Return on Equity (ROE)
6.9380%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
1,487,702,867
Total Amount of Shares and Deposits
1,291,355,111
Total Shares and Deposits < 1 Year
1,288,510,866
Total Shares and Deposits 1 3 Years
2,406,915
Total Shares and Deposits > 3 Years
437,330
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
118,731,538
Total Uninsured Shares and Deposits > $250K (F+J)
118,731,538
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,172,623,573
Total Interest Expense (Sum of items 6 8)
14,684,437
Share Certificates
976
Number of Accounts for Share Drafts
61,856
IRA KEOGH Accounts
1,650
Number of Accounts for Regular Shares
159,630
Money Market Shares
16,502
Net Income (unless the amount is already included in Undivided Earnings)
11,379,791
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
101,679,792
Total Liabilities
1,319,566,906
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Marion And Polk Schools Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Marion And Polk Schools Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Marion And Polk Schools Credit Union

How many branches does Marion And Polk Schools Credit Union operate?

Marion And Polk Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marion And Polk Schools Credit Union?

Yes, to access services at Marion And Polk Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marion And Polk Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion And Polk Schools Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marion And Polk Schools Credit Union offer online and mobile banking?

Most modern institutions like Marion And Polk Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mapscu.com.

Current Marion And Polk Schools Credit Union Rates

  • 12-Month CD0.65%
  • 18-Month CD0.75%
  • 24-Month CD1.00%
  • 60-Month CD1.00%
  • Savings0.02%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.