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Marion And Polk Schools Credit Union Rates & Review October 2026

Marion And Polk Schools Credit Union's top rates as of October 13, 2026 are 1.90% APY on its CD Accounts - 12 month, 3.10% APY on savings, 3.25% APY on money market accounts, 0.20% APY on checking, auto loans from 5.74% APR, and credit cards from 12.25% APR, according to rates verified by MonitorBankRates. Other Marion And Polk Schools Credit Union CD rates include CD Accounts - 3 month at 1.90%, CD Accounts - 6 month at 1.90%, and IRA CD - 12 month at 1.90%. MonitorBankRates evaluates the financial stability of Marion And Polk Schools Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.77%. Rates last updated and verified on 10/13/2026.

Marion And Polk Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion And Polk Schools Credit Union? Share your experience about Marion And Polk Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Marion And Polk Schools Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.77%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Marion And Polk Schools Credit Union
Maps Administration Building
451 Division St NE
Salem, OR 97301
https://www.mapscu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Marion And Polk Schools Credit Union CD Rates

Product Rate APY Term View More
Certificate Accounts - 12 month 1.88% 1.90% 12 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 7 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 3 month 1.88% 1.90% 3 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 7 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 6 month 1.88% 1.90% 6 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 7 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 12 month 1.88% 1.90% 12 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 7 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 6 month 1.88% 1.90% 6 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 7 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 24 month 1.00% 1.00% 24 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 30 month 1.00% 1.00% 30 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 36 month 1.00% 1.00% 36 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 48 month 1.00% 1.00% 48 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 60 month 1.00% 1.00% 60 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 24 month 1.00% 1.00% 24 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 30 month 1.00% 1.00% 30 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 36 month 1.00% 1.00% 36 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 48 month 1.00% 1.00% 48 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 60 month 1.00% 1.00% 60 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 18 month 0.75% 0.75% 18 Months
Min Deposit $1,000
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 18 month 0.75% 0.75% 18 Months
Min Deposit $1,000
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Certificate Accounts - 12 month First Step 0.65% 0.65% 12 Months
Min Deposit $100
Details Interest Computation: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.65% APY
0.15%0.65%1.15%Oct 13, 2026: 0.65% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Certificate - 12 month First Step 0.65% 0.65% 12 Months
Min Deposit $100
Details Compounded Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 14, 2026: 0.65% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Business CD Rates

Product Rate APY Term View More
Regular Business Certificates - 12 month 1.88% 1.90% 12 month
Min Deposit $1,000
Details Interest Computation Method: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 3 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Regular Business Certificates - 6 month 1.88% 1.90% 6 months
Min Deposit $1,000
Details Interest Computation Method: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 6 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Regular Business Certificates - 24 month 1.00% 1.00% 24 months
Min Deposit $1,000
Details Interest Computation Method: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Regular Business Certificates - 18 month 0.75% 0.75% 18 months
Min Deposit $1,000
Details Interest Computation Method: Compounded; Interest Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Savings Rates

Product Rate APY View More
Summer Saver 3.20% 3.25%
Min Deposit $0
Min Balance $100
Details Dividends compounded & credited monthly; Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Summer Saver - 3.25%
Min Balance $0
Details School Employees Only; Minimum monthly deposit $1, maximum $2,000; Balance transfers to Membership Savings account on July 1; Penalty-free withdrawals
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Estate Membership Savings 3.06% 3.10%
Min Deposit $100
Min Balance $1,000,000
Details Balance: $1,000,000.00 and above; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Estate Membership Savings 2.81% 2.85%
Min Deposit $100
Min Balance $750,000
Details Balance: $750,000.00 - $999,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Estate Membership Savings 2.23% 2.25%
Min Deposit $100
Min Balance $500,000
Details Balance: $500,000.00 - $749,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Estate Membership Savings 2.08% 2.10%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 7 times
1.60%2.10%2.60%Sep 14, 2026: 2.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Estate Membership Savings 1.34% 1.35%
Min Deposit $100
Min Balance $10,000
Details Balance: $10,000.00 - $249,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 7 times
0.85%1.35%1.85%Sep 14, 2026: 1.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IRA Savings 0.20% 0.20%
Min Deposit $0
Min Balance $0
Details Dividends compounded & credited monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
President's Club Account 0.20% 0.20%
Min Deposit $25
Min Balance $10,000
Details Balance: $10,000 and above; Minimum Balance to Earn Dividends: $750; Dividends Compounded & Credited: Monthly; Monthly Service Fee: $7.50; Minimum Balance to Avoid Service Fee: $30,000 in combined loans and/or deposits
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.20% APY
0.00%0.35%0.70%Oct 13, 2026: 0.20% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Christmas Club 0.02% 0.02%
Min Deposit $10
Min Balance $0
Details Dividends compounded & credited monthly; Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Christmas Club - 0.02%
Min Balance $0
Details No minimum balance to earn dividends; Automatic distribution of funds in November ($25 penalty fee for early withdrawal)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
IDA Savings 0.02% 0.02%
Min Deposit $5
Min Balance $100
Details Dividends compounded & credited monthly; Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Membership Savings Account - 0.02%
Min Deposit $5
Min Balance $100
Details Available to anyone; One-time $10 membership fee; Minimum balance to earn dividends and avoid service fee $100
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Share Savings 0.02% 0.02%
Min Deposit $5
Min Balance $100
Details Dividends compounded & credited monthly; Monthly Service Fee: See Fee Schedule; Minimum Balance to Avoid Service Fee: $100
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Share Savings - 0.02%
Min Balance $100
Details $100 minimum balance; Average daily balance of $100+ earns dividends
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Youth Savings Club 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividends compounded & credited monthly; Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market 3.20% 3.25%
Min Deposit $5
Min Balance $0
Details Balance: $500,000 and above; Dividends compounded monthly; Monthly service fee $0; Minimum balance to avoid service fee $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market - 3.25%
Min Deposit $5
Min Balance $500,000
Details Balance: $500,000 and above; Tiered rates based on balance; No monthly service fee; Minimum $1 balance to earn dividends
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market 2.96% 3.00%
Min Deposit $5
Min Balance $0
Details Balance: $250,000 - $499,999.99; Dividends compounded monthly; Monthly service fee $0; Minimum balance to avoid service fee $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market - 3.00%
Min Deposit $5
Min Balance $250,000
Details Balance: $250,000 - $499,999; Tiered rates based on balance; No monthly service fee; Minimum $1 balance to earn dividends
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market 2.47% 2.50%
Min Deposit $5
Min Balance $0
Details Balance: $100,000 - $249,999.99; Dividends compounded monthly; Monthly service fee $0; Minimum balance to avoid service fee $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market - 2.50%
Min Deposit $5
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Tiered rates based on balance; No monthly service fee; Minimum $1 balance to earn dividends
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Indexed Money Market Account 1.98% 2.00%
Min Deposit $5
Min Balance $0
Details Balance: $5,000 and above; Dividends compounded & credited monthly; Monthly service fee $0; Minimum balance to avoid service fee $0
Last Updated 10/13/2026
Rate History
1 change since Sep 22, 2026 · 0.25% → 2.00% ▲ 1.75 pts · high 2.00% / low 0.25%
0.00%1.88%3.75%Sep 22, 2026: 0.25% APYOct 13, 2026: 2.00% APYSep 22, 2026Oct 13, 2026
  • Oct 13, 20262.00%▲ from 0.25%
  • Sep 22, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market 1.49% 1.50%
Min Deposit $5
Min Balance $0
Details Balance: $50,000 - $99,999.99; Dividends compounded monthly; Monthly service fee $0; Minimum balance to avoid service fee $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market - 1.50%
Min Deposit $5
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Tiered rates based on balance; No monthly service fee; Minimum $1 balance to earn dividends
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Indexed Money Market - 0.25%
Min Deposit $5
Min Balance $0
Details Balance: Below $4,999.99; APY tied to half of the Federal Funds rate; No minimum deposit; No penalties for early withdrawal; Does not qualify for checks or debit cards
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 1.88% → 0.25% ▼ 1.63 pts · high 1.88% / low 0.25%
0.00%1.76%3.51%Sep 14, 2026: 1.88% APYSep 18, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20260.25%▼ from 1.88%
  • Sep 14, 20261.88%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Money Market - 0.25%
Min Deposit $5
Min Balance $0
Details Balance: Below $50,000; Tiered rates based on balance; No monthly service fee; Minimum $1 balance to earn dividends
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 1.50% → 0.25% ▼ 1.25 pts · high 1.50% / low 0.25%
0.00%1.38%2.75%Sep 14, 2026: 1.50% APYOct 13, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20260.25%▼ from 1.50%
  • Sep 14, 20261.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Business Money Market Rates

Product Rate APY View More
Premier Business Money Market Account 0.25% 0.25%
Min Deposit $100
Min Balance $0
Details Balance: Below $10,000; Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: $0; Monthly Transaction Fees: $0; Additional Requirement: Advanced Business Checking
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 13, 2026: 0.25% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Advanced Business Money Market with Excess Share Insurance 0.10% 0.10%
Min Deposit $100
Min Balance $0
Details Balance: Below $10,000; Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: N/A; Monthly Transaction Fees: $0; Additional Requirement: Advanced Business Checking
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 22, 2026: 0.10% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Checking Rates

Product Rate APY View More
President's Club Checking - 0.20%
Min Deposit $25
Min Balance $10,000
Details Balance: $10,000.00 and above; $750 minimum average daily balance to earn dividends; includes 0.10% bonus on standard certificate accounts (per footnote)
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 0.20% ▲ 0.10 pts · high 0.20% / low 0.10%
0.00%0.35%0.70%Sep 14, 2026: 0.10% APYOct 13, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20260.20%▲ from 0.10%
  • Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
President's Club Checking - 0.15%
Min Deposit $25
Min Balance $750
Details Balance: $750.00 - $9,999.99; $750 minimum average daily balance to earn dividends; includes 0.10% bonus on standard certificate accounts (per footnote)
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 0.15% ▲ 0.05 pts · high 0.15% / low 0.10%
0.00%0.33%0.65%Sep 14, 2026: 0.10% APYOct 13, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20260.15%▲ from 0.10%
  • Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Business Checking Rates

Product Rate APY View More
Advanced Business Checking 0.10% 0.10%
Min Deposit $100
Min Balance $1,500
Details Balance: $1,500 and above; Monthly Service Fee: $20; Avoid fee with Daily Balance of $7,500, OR $15,000 Combined Balance, OR Active Business Loan/Line; Monthly Transaction Fees: Up to 500 Transactions = Free, $.15 per transaction over 500
Last Updated 10/13/2026
Rate History
No change since Oct 9, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 9, 2026: 0.10% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Growth Business Checking 0.05% 0.05%
Min Deposit $100
Min Balance $1,500
Details Balance: $1,500 and above; Monthly Service Fee: $10; Minimum Balance to Avoid Service Fee: Daily Balance of $2,500; OR $4,000 Combined Balance; OR Active Business Loan/Line; Monthly Transaction Fees: Up to 350 Transactions = Free; $.15 per transaction over 350
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 5.74%
Details As Low As; Featured rate on homepage; rates good as of October 1, 2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 7 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Credit Card Rates

Product Rate APR View More
Platinum Mastercard - 12.25%
Details Intro/promo APR: 3.99%; As Low As; Intro rate expires: 12 billing cycles; Regular APR: 12.25% - 20.25%; no annual fee; single points on purchases
Last Updated 10/13/2026
Rate History
No change since Oct 1, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Oct 1, 2026: 12.25% APROct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Marion And Polk Schools Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Monthly Deposit 0.20% - 0.20%
Min Deposit $0
Min Balance $0
Details Dividends compounded & credited monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Member Rewards 4.89% - 5.00%
Min Deposit $0
Min Balance $0
Details Dividends compounded & credited monthly; Monthly Service Fee: $0; Minimum Balance to Avoid Service Fee: $0
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Passport 0.01% - 0.01%
Min Deposit $25
Min Balance $750
Details Minimum balance to earn dividends: $750; Dividends compounded & credited: Monthly; Monthly service fee: $0; Minimum balance to avoid service fee: $0
Last Updated 10/13/2026
Rate History
No change since Sep 26, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Sep 26, 2026: 0.01% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premier IRA - - 2.00%
Min Deposit $0
Min Balance $0
Details Annual fee of $10; Dividends compounded & credited monthly
Last Updated 10/13/2026
Rate History
No change since Oct 9, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 9, 2026: 2.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Financial Health History

Marion And Polk Schools Credit Union’s Texas Ratio rose from 2.19% in Q3 2023 to 9.77% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.19% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A Q4 2025 A Q1 2026 9.77% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.9B9.77%5.0A
March 31, 2026$1.8B9.04%5.0A
December 31, 2025$1.5B7.62%5.0A
September 30, 2025$1.5B4.29%5.0A+
June 30, 2025$1.5B3.69%5.0A+
March 31, 2025$1.4B3.32%5.0A+
December 31, 2024$1.4B4.12%5.0A+
September 30, 2024$1.4B3.60%5.0A+
June 30, 2024$1.4B3.14%5.0A+
March 31, 2024$1.4B3.25%5.0A+
December 31, 2023$1.4B3.36%5.0A+
September 30, 2023$1.3B2.19%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marion And Polk Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marion And Polk Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion And Polk Schools Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marion And Polk Schools Credit Union
Address 451 Division St NE, Salem, OR 97301
Phone 503-588-0181
Fax
President Brant Wolf
CEO Mark Zook
Full-Time Employees 365
Part-Time Employees 25
Branch Locations 15
ATM Locations 14
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.77%
Return on Assets (ROA)
0.4837%
Return on Equity (ROE)
5.1030%
Non-Performing Loans Ratio (NPL)
1.32%
Total Assets
1,851,244,111
Total Amount of Shares and Deposits
1,642,816,585
Total Shares and Deposits < 1 Year
1,639,224,323
Total Shares and Deposits 1 3 Years
2,746,812
Total Shares and Deposits > 3 Years
845,450
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
191,557,937
Total Uninsured Shares and Deposits > $250K (F+J)
191,557,937
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,451,258,648
Total Interest Expense (Sum of items 6 8)
12,201,341
Share Certificates
978
Number of Accounts for Share Drafts
65,074
IRA KEOGH Accounts
1,637
Number of Accounts for Regular Shares
166,512
Money Market Shares
18,570
Net Income (unless the amount is already included in Undivided Earnings)
8,955,345
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
236,541,074
Total Liabilities
1,674,409,144
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Marion And Polk Schools Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Marion And Polk Schools Credit Union

How many branches does Marion And Polk Schools Credit Union operate?

Marion And Polk Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marion And Polk Schools Credit Union?

Yes, to access services at Marion And Polk Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marion And Polk Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion And Polk Schools Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marion And Polk Schools Credit Union offer online and mobile banking?

Most modern institutions like Marion And Polk Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mapscu.com.

Current Marion And Polk Schools Credit Union Rates

  • 12-Month CD0.65%
  • 18-Month CD0.75%
  • 24-Month CD1.00%
  • 60-Month CD1.00%
  • Savings3.10%
  • MMA3.25%
Retrieved from our database of financial products. Rates subject to change.