What are the current interest rates at Oregonians Credit Union?

Current rates for Oregonians Credit Union include: 12-Month CD: 3.50%, 24-Month CD: 3.84%, Savings: 3.75%, MMA: 1.12%

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Oregonians Credit Union

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Oregonians Credit Union Rates & Review October 2026

Q: How many branches does Oregonians Credit Union operate?

Oregonians Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Oregonians Credit Union?

Yes, to access services at Oregonians Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Oregonians Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Oregonians Credit Union's top rates as of October 10, 2026 are 4.15% APY on its 24 Month IRA CD, 3.75% APY on savings, 1.12% APY on money market accounts, 6.00% APY on checking, 6.50% on its 10-Year Fixed Rate Mortgage Loan, and personal loans from 11.90% APR, according to rates verified by MonitorBankRates. Other Oregonians Credit Union CD rates include 24 Month CD at 4.05%, 36 Month IRA CD at 3.96%, and 24 Month Bump CD at 3.84%. Other Oregonians Credit Union mortgage rates include 10-Year Fixed Rate Mortgage Loan at 6.62%, 15-Year Fixed Rate Mortgage Loan at 6.75%, and 15-Year Fixed Rate Mortgage Loan at 6.62%. MonitorBankRates evaluates the financial stability of Oregonians Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.54%. Rates last updated and verified on 10/10/2026.

Oregonians Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oregonians Credit Union? Share your experience about Oregonians Credit Union by leaving a review below, or read customer reviews before you decide to use Oregonians Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.54%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Oregonians Credit Union
99 - Milwaukie Administration Office

6915 SE Lake Rd
Milwaukie, OR 97267

https://www.oregonianscu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Oregonians Credit Union CD Rates

Product	Rate	APY	Term
24 Month IRA Certificate	4.07%	4.15%	24 Months
Min Deposit $500 Details Term (Days): 731 - 1095 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.00% → 4.15% ▲ 1.15 pts · high 4.15% / low 3.00% Oct 1, 20264.15%▲ from 3.00% Sep 18, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
24 Month Certificate	3.97%	4.05%	24 Months
Min Deposit $500 Details Term (Days): 731 - 1095 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.90% → 4.05% ▲ 1.15 pts · high 4.05% / low 2.90% Oct 1, 20264.05%▲ from 2.90% Sep 14, 20262.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
36 Month IRA Certificate	3.88%	3.96%	36 Months
Min Deposit $500 Details Term (Days): 1096 - 1460 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.05% → 3.96% ▲ 0.91 pts · high 3.96% / low 3.05% Oct 1, 20263.96%▲ from 3.05% Sep 18, 20263.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
24 Month Bump Certificate	3.77%	3.84%	24 Months
Min Deposit $2,500 Details Term: 731 - 1095 days Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.70% → 3.84% ▲ 1.14 pts · high 3.84% / low 2.70% Oct 1, 20263.84%▲ from 2.70% Sep 14, 20262.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
36 Month Certificate	3.68%	3.75%	36 Months
Min Deposit $500 Details Term (Days): 1096 - 1460 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.84% → 3.75% ▲ 0.91 pts · high 3.75% / low 2.84% Oct 1, 20263.75%▲ from 2.84% Sep 14, 20262.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
48 Month IRA Certificate	3.64%	3.71%	48 Months
Min Deposit $500 Details Term (Days): 1461 - 1825 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.18% → 3.71% ▲ 0.53 pts · high 3.71% / low 3.18% Oct 1, 20263.71%▲ from 3.18% Sep 18, 20263.18%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
12 Month IRA Certificate	3.54%	3.60%	12 Months
Min Deposit $1,000 Details Term (Days): 366 - 730 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.17% → 3.60% ▲ 0.43 pts · high 3.60% / low 3.17% Oct 1, 20263.60%▲ from 3.17% Sep 18, 20263.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
36 Month Bump Certificate	3.48%	3.54%	36 Months
Min Deposit $2,500 Details Term: 1096 - 1460 days Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.63% → 3.54% ▲ 0.91 pts · high 3.54% / low 2.63% Oct 1, 20263.54%▲ from 2.63% Sep 14, 20262.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
12 Month Certificate	3.44%	3.50%	12 Months
Min Deposit $1,000 Details Term (Days): 366 - 730 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.07% → 3.50% ▲ 0.43 pts · high 3.50% / low 3.07% Oct 1, 20263.50%▲ from 3.07% Sep 14, 20263.07%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
48 Month Certificate	3.44%	3.50%	48 Months
Min Deposit $500 Details Term (Days): 1461 - 1825 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.97% → 3.50% ▲ 0.53 pts · high 3.50% / low 2.97% Oct 1, 20263.50%▲ from 2.97% Sep 14, 20262.97%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
48 Month Bump Certificate	3.24%	3.29%	48 Months
Min Deposit $2,500 Details Term: 1461 - 1825 days Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.77% → 3.29% ▲ 0.52 pts · high 3.29% / low 2.77% Oct 1, 20263.29%▲ from 2.77% Sep 14, 20262.77%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
3 Month IRA Certificate	3.15%	3.20%	3 Months
Min Deposit $1,000 Details Term (Days): 91 - 180 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 1.38% → 3.20% ▲ 1.82 pts · high 3.20% / low 1.38% Oct 1, 20263.20%▲ from 1.38% Sep 18, 20261.38%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
6 Month IRA Certificate	3.15%	3.20%	6 Months
Min Deposit $1,000 Details Term (Days): 181 - 365 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 2.70% → 3.20% ▲ 0.50 pts · high 3.20% / low 2.70% Oct 1, 20263.20%▲ from 2.70% Sep 18, 20262.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
3 Month Certificate	3.05%	3.10%	3 Months
Min Deposit $1,000 Details Term (Days): 91 - 180 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 1.28% → 3.10% ▲ 1.82 pts · high 3.10% / low 1.28% Oct 1, 20263.10%▲ from 1.28% Sep 14, 20261.28%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
6 Month Certificate	3.05%	3.10%	6 Months
Min Deposit $1,000 Details Term (Days): 181 - 365 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.59% → 3.10% ▲ 0.51 pts · high 3.10% / low 2.59% Oct 1, 20263.10%▲ from 2.59% Sep 14, 20262.59%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Savings Rates

Product	Rate	APY
High-Yield Savings	3.68%	3.75%
Min Deposit $0 Min Balance $0 Details Balance: Up to $100,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Homebuyer Savings	1.00%	1.01%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
High-Yield Savings	0.50%	0.50%
Min Deposit $0 Min Balance $100,000 Details Balance: Over $100,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Saver Hounds Punch Card	0.19%	0.19%
Min Balance $0 Details Balance: Up to $500 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.19% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Teen Club	0.19%	0.19%
Min Balance $0 Details Balance: Up to $500 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.19% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Youth Savings	0.19%	0.19%
Min Balance $0 Details Balance: Up to $500 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.19% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Saver Hounds Punch Card	0.09%	0.09%
Min Balance $500 Details Balance: Over $500 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.09% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Teen Club	0.09%	0.09%
Min Balance $500 Details Balance: Over $500 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.09% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Youth Savings	0.09%	0.09%
Min Balance $500 Details Balance: Over $500 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.09% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Club Accounts	0.02%	0.02%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
High-Yield Savings	0.02%	0.02%
Min Deposit $0 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	1.11%	1.12%
Min Balance $25,001 Details Balance: Over $25,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.12% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Money Market Account	0.95%	0.95%
Min Balance $10,001 Details Balance: $10,001 - $25,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.95% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Money Market Account	0.87%	0.87%
Min Balance $2,501 Details Balance: $2,501 - $10,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.87% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Money Market Account	0.71%	0.71%
Min Balance $0 Details Balance: Up to $2,500 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.71% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Checking Rates

Product	Rate	APY
High-Yield Checking	5.82%	6.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Up to $25,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
High-Yield Checking	0.50%	0.50%
Min Deposit $0 Min Balance $25,000 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Over $25,000 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.00% → 0.50% ▼ 5.50 pts · high 6.00% / low 0.50% Oct 10, 20260.50%▼ from 6.00% Sep 18, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
High-Yield Checking	0.02%	0.02%
Min Deposit $0 Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 6.00% → 0.02% ▼ 5.98 pts · high 6.00% / low 0.02% Oct 10, 20260.02%▼ from 6.00% Sep 22, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Checking	0.13%	0.13%
Min Deposit $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.13% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
10-Year Fixed Rate Mortgage Loan	6.625%	0.000	6.732%	10 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 5.73% → 6.73% ▲ 1.00 pts · high 6.73% / low 5.73% Oct 10, 20266.73%▲ from 6.45% Oct 2, 20266.45%▲ from 5.73% Sep 14, 20265.73%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
15-Year Fixed Rate Mortgage Loan	6.75%	0.000	6.826%	15 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 5.82% → 6.83% ▲ 1.00 pts · high 6.83% / low 5.82% Oct 10, 20266.83%▲ from 6.57% Oct 2, 20266.57%▲ from 5.82% Sep 14, 20265.82%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
10-Year Fixed Rate Mortgage Loan	6.50%	1.000	6.833%	10 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 5.82% → 6.83% ▲ 1.01 pts · high 6.83% / low 5.82% Oct 10, 20266.83%▲ from 6.48% Oct 2, 20266.48%▲ from 5.82% Sep 14, 20265.82%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
15-Year Fixed Rate Mortgage Loan	6.625%	1.000	6.863%	15 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 5.85% → 6.86% ▲ 1.01 pts · high 6.86% / low 5.85% Oct 10, 20266.86%▲ from 6.61% Oct 2, 20266.61%▲ from 5.85% Sep 14, 20265.85%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Mortgages	7.125%	-	7.125%	30-year
Details Rate as low as Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 6.38% → 7.13% ▲ 0.75 pts · high 7.13% / low 6.38% Oct 10, 20267.13%▲ from 6.88% Oct 1, 20266.88%▲ from 6.38% Sep 18, 20266.38%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
20-Year Fixed Rate Mortgage Loan	7.125%	0.000	7.187%	20 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 6.31% → 7.19% ▲ 0.88 pts · high 7.19% / low 6.31% Oct 10, 20267.19%▲ from 6.94% Oct 2, 20266.94%▲ from 6.31% Sep 14, 20266.31%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
20-Year Fixed Rate Mortgage Loan	7.00%	1.000	7.193%	20 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 6.31% → 7.19% ▲ 0.88 pts · high 7.19% / low 6.31% Oct 10, 20267.19%▲ from 6.94% Oct 2, 20266.94%▲ from 6.31% Sep 14, 20266.31%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
30-Year Fixed Rate Mortgage Loan	7.125%	1.000	7.274%	30 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 6.39% → 7.27% ▲ 0.88 pts · high 7.27% / low 6.39% Oct 10, 20267.27%▲ from 7.02% Oct 2, 20267.02%▲ from 6.39% Sep 14, 20266.39%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
30-Year Fixed Rate Mortgage Loan	7.25%	0.000	7.298%	30 years
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 6.42% → 7.30% ▲ 0.88 pts · high 7.30% / low 6.42% Oct 10, 20267.30%▲ from 7.05% Oct 2, 20267.05%▲ from 6.42% Sep 14, 20266.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Balloon	7.00%	-	7.00%	36 Months
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.12% → 7.00% ▲ 0.88 pts · high 7.00% / low 6.12% Oct 1, 20267.00%▲ from 6.12% Sep 14, 20266.12%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Loan	7.04%	-	7.04%	84 Months
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.17% → 7.04% ▲ 0.87 pts · high 7.04% / low 6.17% Oct 1, 20267.04%▲ from 6.17% Sep 14, 20266.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Non-Owner Occupied Home Equity Balloon	7.25%	-	7.25%	36 Months
Details Max LTV: 75% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.37% → 7.25% ▲ 0.88 pts · high 7.25% / low 6.37% Oct 1, 20267.25%▲ from 6.37% Sep 14, 20266.37%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Loan	7.29%	-	7.29%	10 Years
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.42% → 7.29% ▲ 0.87 pts · high 7.29% / low 6.42% Oct 1, 20267.29%▲ from 6.42% Sep 14, 20266.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Non-Owner Occupied Equity Loan	7.29%	-	7.29%	84 Months
Details Max LTV: 75% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.42% → 7.29% ▲ 0.87 pts · high 7.29% / low 6.42% Oct 1, 20267.29%▲ from 6.42% Sep 14, 20266.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
HELOC	4.50%	-	7.50%	15 year draw period
Details Intro rate expires: 12 months; Regular APR: 7.50% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Oct 1, 20267.50%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Non-Owner Occupied HELOC	4.50%	-	7.50%	15 year draw period
Details Intro rate expires: 12 months; Regular APR: 7.50% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Oct 1, 20267.50%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Non-Owner Occupied Equity Loan	7.54%	-	7.54%	10 Years
Details Max LTV: 75% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.67% → 7.54% ▲ 0.87 pts · high 7.54% / low 6.67% Oct 1, 20267.54%▲ from 6.67% Sep 14, 20266.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Balloon	7.62%	-	7.62%	60 Months
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.12% → 7.62% ▲ 1.50 pts · high 7.62% / low 6.12% Oct 1, 20267.62%▲ from 6.12% Sep 14, 20266.12%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Balloon	7.74%	-	7.74%	84 Months
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.87% → 7.74% ▲ 0.87 pts · high 7.74% / low 6.87% Oct 1, 20267.74%▲ from 6.87% Sep 14, 20266.87%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Non-Owner Occupied Home Equity Balloon	7.87%	-	7.87%	60 Months
Details Max LTV: 75% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.37% → 7.87% ▲ 1.50 pts · high 7.87% / low 6.37% Oct 1, 20267.87%▲ from 6.37% Sep 14, 20266.37%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Non-Owner Occupied Home Equity Balloon	7.99%	-	7.99%	84 Months
Details Max LTV: 75% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.12% → 7.99% ▲ 0.87 pts · high 7.99% / low 7.12% Oct 1, 20267.99%▲ from 7.12% Sep 14, 20267.12%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Loan	8.04%	-	8.04%	12 Years
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.17% → 8.04% ▲ 0.87 pts · high 8.04% / low 7.17% Oct 1, 20268.04%▲ from 7.17% Sep 14, 20267.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Loan	8.29%	-	8.29%	15 Years
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.42% → 8.29% ▲ 0.87 pts · high 8.29% / low 7.42% Oct 1, 20268.29%▲ from 7.42% Sep 14, 20267.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Non-Owner Occupied Equity Loan	8.29%	-	8.29%	12 Years
Details Max LTV: 75% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.42% → 8.29% ▲ 0.87 pts · high 8.29% / low 7.42% Oct 1, 20268.29%▲ from 7.42% Sep 14, 20267.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Equity Non-Owner Occupied Equity Loan	8.54%	-	8.54%	15 Years
Details Max LTV: 75% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.67% → 8.54% ▲ 0.87 pts · high 8.54% / low 7.67% Oct 1, 20268.54%▲ from 7.67% Sep 14, 20267.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
2022 & Newer Auto Loan	5.36%	-	5.36%	36 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.08% → 5.36% ▲ 0.28 pts · high 5.36% / low 5.08% Oct 10, 20265.36%▲ from 5.08% Sep 18, 20265.08%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Auto Loans	-	-	5.36%
Details As Low As Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 4.50% → 5.36% ▲ 0.86 pts · high 5.36% / low 4.50% Oct 10, 20265.36%▲ from 5.08% Oct 1, 20265.08%▲ from 4.50% Sep 14, 20264.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2022 & Newer Auto Loan	5.41%	-	5.41%	60 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.13% → 5.41% ▲ 0.28 pts · high 5.41% / low 5.13% Oct 10, 20265.41%▲ from 5.13% Sep 18, 20265.13%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2022 & Newer Auto Loan	5.45%	-	5.45%	72 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.17% → 5.45% ▲ 0.28 pts · high 5.45% / low 5.17% Oct 10, 20265.45%▲ from 5.17% Sep 18, 20265.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2022 & Newer Auto Loan	5.48%	-	5.48%	84 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.20% → 5.48% ▲ 0.28 pts · high 5.48% / low 5.20% Oct 10, 20265.48%▲ from 5.20% Sep 18, 20265.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2017-2021 Auto Loan	5.86%	-	5.86%	36 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.58% → 5.86% ▲ 0.28 pts · high 5.86% / low 5.58% Oct 10, 20265.86%▲ from 5.58% Sep 18, 20265.58%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2017-2021 Auto Loan	5.91%	-	5.91%	60 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.63% → 5.91% ▲ 0.28 pts · high 5.91% / low 5.63% Oct 10, 20265.91%▲ from 5.63% Sep 18, 20265.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2017-2021 Auto Loan	5.95%	-	5.95%	72 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.67% → 5.95% ▲ 0.28 pts · high 5.95% / low 5.67% Oct 10, 20265.95%▲ from 5.67% Sep 18, 20265.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2017-2021 Auto Loan	5.98%	-	5.98%	84 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.70% → 5.98% ▲ 0.28 pts · high 5.98% / low 5.70% Oct 10, 20265.98%▲ from 5.70% Sep 18, 20265.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2016 & Older Auto Loan	6.36%	-	6.36%	36 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.08% → 6.36% ▲ 0.28 pts · high 6.36% / low 6.08% Oct 10, 20266.36%▲ from 6.08% Sep 18, 20266.08%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2016 & Older Auto Loan	6.41%	-	6.41%	60 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.13% → 6.41% ▲ 0.28 pts · high 6.41% / low 6.13% Oct 10, 20266.41%▲ from 6.13% Sep 18, 20266.13%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2016 & Older Auto Loan	6.45%	-	6.45%	72 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.17% → 6.45% ▲ 0.28 pts · high 6.45% / low 6.17% Oct 10, 20266.45%▲ from 6.17% Sep 18, 20266.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
2016 & Older Auto Loan	6.48%	-	6.48%	84 Months
Details Max LTV: 120% Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.20% → 6.48% ▲ 0.28 pts · high 6.48% / low 6.20% Oct 10, 20266.48%▲ from 6.20% Sep 18, 20266.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
First Time Auto Buyer	-	-	12.11%	Up to 72 months
Details Max LTV: 90% Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 12.11% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles (>1000cc) Loan	-	7.91%	Up to 60 months
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.63% → 7.91% ▲ 0.28 pts · high 7.91% / low 7.63% Oct 1, 20267.91%▲ from 7.63% Sep 14, 20267.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
RV Loan	8.25%	8.25%	36 Months
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.84% → 8.25% ▲ 0.41 pts · high 8.25% / low 7.84% Oct 1, 20268.25%▲ from 7.84% Sep 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
RV Loan	8.25%	8.25%	60 Months
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.84% → 8.25% ▲ 0.41 pts · high 8.25% / low 7.84% Oct 1, 20268.25%▲ from 7.84% Sep 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
RV Loan	8.25%	8.25%	72 Months
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.84% → 8.25% ▲ 0.41 pts · high 8.25% / low 7.84% Oct 1, 20268.25%▲ from 7.84% Sep 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
RV Loan	8.50%	8.50%	10 Years
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 8.09% → 8.50% ▲ 0.41 pts · high 8.50% / low 8.09% Oct 1, 20268.50%▲ from 8.09% Sep 14, 20268.09%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
RV Loan	8.75%	8.75%	12 Years
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 8.34% → 8.75% ▲ 0.41 pts · high 8.75% / low 8.34% Oct 1, 20268.75%▲ from 8.34% Sep 14, 20268.34%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Motorcycles (<1000cc) Loan	-	8.91%	Up to 60 months
Details Max LTV: 80% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 8.63% → 8.91% ▲ 0.28 pts · high 8.91% / low 8.63% Oct 1, 20268.91%▲ from 8.63% Sep 14, 20268.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Personal Loan Rates

Product	APR	Term
Personal Line of Credit	11.90%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 11.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Personal Loan	11.90%	Up to 60 months
Details Standard APR* Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 11.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Oregonians Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Bicycle & Electric Bike Loan	-	-	6.91%	Up to 36 months
Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.63% → 6.91% ▲ 0.28 pts · high 6.91% / low 6.63% Oct 1, 20266.91%▲ from 6.63% Sep 14, 20266.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
HELOC	-	-	7.50%	15 year draw period
Details 12-Month Intro APR*: 4.50%; Max LTV: 80%; Annual Fee: $25 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Oct 1, 20267.50%▲ from 7.25%* Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Home Improvement Loan	-	-	9.04%	Up to 10 years
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 8.17% → 9.04% ▲ 0.87 pts · high 9.04% / low 8.17% Oct 1, 20269.04%▲ from 8.17% Sep 14, 20268.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Non-Owner Occupied HELOC	-	-	7.50%	15 year draw period
Details 12-Month Intro APR*: 4.50%; Max LTV: 75%; Annual Fee: $25 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Oct 1, 20267.50%▲ from 7.25%* Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Toy Loans	8.25%	-	8.25%	36 Months
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.84% → 8.25% ▲ 0.41 pts · high 8.25% / low 7.84% Oct 1, 20268.25%▲ from 7.84% Sep 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Toy Loans	8.25%	-	8.25%	60 Months
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.84% → 8.25% ▲ 0.41 pts · high 8.25% / low 7.84% Oct 1, 20268.25%▲ from 7.84% Sep 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Toy Loans	8.25%	-	8.25%	72 Months
Details Max LTV: 100% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.84% → 8.25% ▲ 0.41 pts · high 8.25% / low 7.84% Oct 1, 20268.25%▲ from 7.84% Sep 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Features and Benefits	0.71%	-	0.71%
Min Balance $0 Details Balance: Up to $2,500 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.71% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Features and Benefits	0.87%	-	0.87%
Min Balance $2,501 Details Balance: $2,501 - $10,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.87% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Features and Benefits	0.95%	-	0.95%
Min Balance $10,001 Details Balance: $10,001 - $25,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.95% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Features and Benefits	1.11%	-	1.12%
Min Balance $25,001 Details Balance: Over $25,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.12% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
IRA Share Accounts	0.68%	-	0.68%
Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.68% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%
Membership Share Account	0.02%	-	0.02%
Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.54%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Oregonians Credit Union’s Texas Ratio rose from 3.68% in Q3 2023 to 8.54% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$339M	8.54%	5.0	A
March 31, 2026	$342M	8.69%	5.0	A
December 31, 2025	$339M	6.90%	5.0	A
September 30, 2025	$338M	4.69%	5.0	A+
June 30, 2025	$340M	4.06%	5.0	A+
March 31, 2025	$342M	3.16%	5.0	A+
December 31, 2024	$341M	4.23%	5.0	A+
September 30, 2024	$343M	2.36%	5.0	A+
June 30, 2024	$344M	3.41%	5.0	A+
March 31, 2024	$350M	3.37%	5.0	A+
December 31, 2023	$348M	3.66%	5.0	A+
September 30, 2023	$358M	3.68%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Oregonians Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Oregonians Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Oregonians Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Oregonians Credit Union

Website https://www.oregonianscu.com

Address 6915 SE Lake Rd, Milwaukie, OR 97267

Phone 503-239-5336

Fax

President Alicia Anderson

CEO Bryce Mortensen

Full-Time Employees 66

Part-Time Employees 0

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.54%

Return on Assets (ROA)

0.3722%

Return on Equity (ROE)

2.2629%

Non-Performing Loans Ratio (NPL)

2.15%

Total Assets

339,197,055

Total Amount of Shares and Deposits

279,997,218

Total Shares and Deposits < 1 Year

274,092,985

Total Shares and Deposits 1 3 Years

4,778,674

Total Shares and Deposits > 3 Years

1,125,560

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,766,806

Total Uninsured Shares and Deposits > $250K (F+J)

7,766,806

Total Insured Shares and Deposits > $250K (item 17 less item K)

272,230,412

Total Interest Expense (Sum of items 6 8)

856,058

Share Certificates

1,254

Number of Accounts for Share Drafts

12,995

IRA KEOGH Accounts

687

Number of Accounts for Regular Shares

21,110

Money Market Shares

894

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

43,421,262

Total Liabilities

283,460,239

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Oregonians Credit Union earned the Verified Healthy badge

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Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Oregonians Credit Union

How many branches does Oregonians Credit Union operate?

Oregonians Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Oregonians Credit Union?

Yes, to access services at Oregonians Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Oregonians Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Oregonians Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Oregonians Credit Union offer online and mobile banking?

Most modern institutions like Oregonians Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oregonianscu.com.

Current Oregonians Credit Union Rates

12-Month CD3.50%
24-Month CD3.84%
Savings3.75%
MMA1.12%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Oregonians Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Oregonians Credit Union Texas Ratio

Oregonians Credit Union Health Trend

Oregonians Credit Union CD Rates

Oregonians Credit Union Savings Rates

Oregonians Credit Union Money Market Rates

Oregonians Credit Union Checking Rates

Oregonians Credit Union Business Checking Rates

Oregonians Credit Union Mortgage Rates

Oregonians Credit Union Home Equity & HELOC

Oregonians Credit Union Auto Loan Rates

Oregonians Credit Union RV, Boat and Powersport Loan Rates

Oregonians Credit Union Personal Loan Rates

Oregonians Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Oregonians Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Oregonians Credit Union

How many branches does Oregonians Credit Union operate?

Is a member application needed to join Oregonians Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Oregonians Credit Union offer online and mobile banking?

Current Oregonians Credit Union Rates

Compare to Other Credit Unions