Mortgage Lenders and Brokers in Helena, Montana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Helena, Montana mortgage lenders include Stockman Bank of MontanaStockman Bank of Montana1435 Vandelay Ave, Helena, MT 59601A+5.0 ★Texas Ratio: 4.20%, Glacier BankGlacier Bank306 Euclid Ave, Helena, MT 59601A+5.0 ★Texas Ratio: 1.87%, Opportunity Bank of MontanaOpportunity Bank of Montana28 Neill Ave, Helena, MT 59601A+5.0 ★Texas Ratio: 1.60%, US Bank, N.A.US Bank, N.A.302 N Last Chance Gulch, Helena, MT 59601A+5.0 ★Texas Ratio: 2.85%, Intrepid Credit UnionIntrepid Credit Union915 Kessler St, Helena, MT 59601A+5.0 ★Texas Ratio: 2.64%, Rocky Mountain Credit UnionRocky Mountain Credit Union3400 N Montana Ave, Helena, MT 59602, First Interstate BankFirst Interstate Bank2728 Colonial Dr, Helena, MT 59601A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3115 N Montana Ave, Helena, MT 59602A+5.0 ★Texas Ratio: 3.68%, Ascent BankAscent Bank2037 N Last Chance Gulch, Helena, MT 59601B4.4 ★Texas Ratio: 21.88%, and Farmers State BankFarmers State Bank2125 N Last Chance Gulch, Helena, MT 59601A4.8 ★Texas Ratio: 6.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Helena, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Helena are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Helena, Montana
Market share is the lender's share of all home loans closed in Helena, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in Helena 1435 Vandelay Ave, Helena, MT 59601 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, VA, Jumbo, HELOC | 58 +15 HELOCs |
9.5% | 93.7% | $325,862 | View |
|
3 offices in Helena 306 Euclid Ave, Helena, MT 59601 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, Jumbo, HELOC | 35 +42 HELOCs |
5.7% | 81.4% | $349,571 | View |
|
4 offices in Helena 28 Neill Ave, Helena, MT 59601 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, VA, HELOC | 29 +28 HELOCs |
4.8% | 85.3% | $327,413 | View |
|
1 office in Helena 302 N Last Chance Gulch, Helena, MT 59601 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 23 +9 HELOCs |
3.8% | 82.8% | $333,260 | View |
|
915 Kessler St, Helena, MT 59601 A+5.0 ★Texas Ratio: 2.64% |
Conventional, VA | 18 | 3% | 90.5% | $136,666 | View |
|
3400 N Montana Ave, Helena, MT 59602 |
Conventional | 15 | 2.5% | 83.3% | $273,666 | View |
|
★ 1 stars, 1 review 3 offices in Helena 2728 Colonial Dr, Helena, MT 59601 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 6 +21 HELOCs |
1% | 54.5% | $188,333 | View |
|
1 office in Helena 3115 N Montana Ave, Helena, MT 59602 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 0.7% | 100% | $275,000 | View |
|
1 office in Helena 2037 N Last Chance Gulch, Helena, MT 59601 B4.4 ★Texas Ratio: 21.88% |
Conventional | 3 | 0.5% | 100% | $335,000 | View |
|
1 office in Helena 2125 N Last Chance Gulch, Helena, MT 59601 A4.8 ★Texas Ratio: 6.69% |
Conventional | 3 | 0.5% | 100% | $381,666 | View |
|
2 offices in Helena 415 Fuller Ave, Helena, MT 59601 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 50% | $130,000 | View |
|
1 office in Helena 1135 Euclid Ave, Helena, MT 59601 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
1 office in Helena 1135 Euclid Avenue, Helena, MT 59601 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
23 5th Ave Se, Conrad, MT 59425 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 0.5% | 100% | $435,000 | View |
|
1941 W Main St, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 3 | 0.5% | 100% | $258,333 | View |
Clearwater Federal Credit Union
2711 Airport Rd Ste F, Helena, MT 59601 1264 |
Conventional | 2 | 0.3% | 66.7% | $140,000 | |
|
109 W 2nd Ave, Boulder, MT 59632 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
15 14th St S, Great Falls, MT 59401 3800 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 50% | $235,000 | View |
|
101 S Main St, Bridger, MT 59014 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA, VA, Jumbo | 97 | 15.9% | 100% | $397,577 | |
|
A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 32 | 5.2% | 81.4% | $210,312 | View |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 20 +2 HELOCs |
3.3% | 95.2% | $346,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 20 +1 HELOCs |
3.3% | 100% | $437,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 19 | 3.1% | 80% | $409,210 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 17 | 2.8% | 63.9% | $100,882 | View |
Mortgage Research Center
|
VA | 17 | 2.8% | 65.4% | $400,294 | |
Freedom Mortgage Corporation
|
FHA, VA | 15 | 2.5% | 100% | $381,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 15 | 2.5% | 88.2% | $317,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 12 | 2% | 92.3% | $375,833 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
1.6% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 8 | 1.3% | 80% | $192,500 | View |
Securitynational Mortgage Company
|
Conventional, FHA | 6 | 1% | 100% | $346,666 | |
Nationstar Mortgage
|
Conventional | 5 | 0.8% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 5 | 0.8% | 100% | $355,000 | |
loanDepot.com LLC
|
Conventional | 4 | 0.7% | 100% | $137,500 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 0.7% | 100% | $175,000 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA | 4 | 0.7% | 100% | $312,500 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.7% | 57.1% | $407,500 | View |
Mutual of Omaha Mortgage
|
Conventional | 4 | 0.7% | 66.7% | $235,000 | |
Navy Federal Credit Union
|
VA, HELOC | 3 +3 HELOCs |
0.5% | 75% | $378,333 | |
Premier Mortgage Resources, LLC
|
Conventional, VA | 3 | 0.5% | 100% | $391,666 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.5% | 60% | $281,666 | |
Newrez LLC
|
VA | 3 | 0.5% | 75% | $331,666 | |
Discover Bank
|
Conventional | 3 | 0.5% | 33.3% | $121,666 | |
American Financing Corporation
|
Conventional, VA | 3 | 0.5% | 75% | $318,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 3 | 0.5% | 100% | $255,000 | View |
21St Mortgage
|
Conventional | 3 | 0.5% | 75% | $88,333 | |
Spring Eq, LLC
|
Conventional | 3 | 0.5% | 75% | $75,000 | |
Cmg Mortgage Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $420,000 | |
Nbkc Bank
|
Conventional, VA | 2 | 0.3% | 100% | $405,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 0.3% | 66.7% | $410,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.3% | 100% | $205,000 | View |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional | 2 | 0.3% | 66.7% | $275,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.3% | 100% | $470,000 | View |
Fairway Independent Mort Corp
|
Conventional, VA | 2 | 0.3% | 100% | $110,000 | |
Alliant Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $375,000 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $755,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $335,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
American Financial Resources LLC
|
VA | 1 | 0.2% | 100% | $365,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Greenstate Credit Union
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Servion
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Amerisave Mortgage Company
|
FHA | 1 | 0.2% | 12.5% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Valon Mortgage
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 33.3% | $65,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $375,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 50% | $375,000 | View |
|
A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $355,000 | View |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.2% | 100% | $495,000 | |
Agwest Farm Credit, Flca
|
Conventional, Jumbo | 1 | 0.2% | 100% | $965,000 | |
|
A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $435,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.2% | 50% | $85,000 | View |
Paramount Residential Mortgage
|
VA | 1 | 0.2% | 100% | $445,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Helena Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Helena, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Helena? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Helena in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Helena, MT
Use these to narrow the list above. Each category shows how many Helena, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Helena, MT
Independent mortgage companies closed 57 percent of home loans in Helena, Montana in 2025, banks 35.6 percent and credit unions 7.4 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Stockman Bank of Montana the largest bank and Intrepid Credit Union the largest credit union. Among lenders headquartered in Montana, Stockman Bank of Montana led with 58 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Helena, MT
By home loans closed in 2025, Stockman Bank of Montana was the largest mortgage lender in Helena, Montana with 58 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Helena, Montana, Evergreen Moneysource Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 85 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Helena, Montana in 2025, led by Evergreen Moneysource Mortgage Company with 9. 30 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 14 credit unions closed home loans in Helena, Montana in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Helena, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Helena, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Helena. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
