Madison Valley Bank Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Madison Valley Bank's 7 through 8-Months 7 through 8-Month Certificates of Deposit rates are at 3.12%, Certificates of Deposit 7 through 8-Month rates are at 3.12%, 3 through 6-Months 3 through 6-Month Certificates of Deposit rates are at 2.97%, Certificates of Deposit 3 through 6-Month rates are at 2.97%, 7 through 8-Months 7 through 8-Month Certificates of Deposit rates are at 2.36%. Madison Valley Bank's savings rates are at 0.25%. Madison Valley Bank's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Madison Valley Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.13%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityMadison Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Madison Valley Bank? Share your experience about Madison Valley Bank by leaving a review below, or read customer reviews before you decide to use Madison Valley Bank. Madison Valley Bank Texas RatioMadison Valley Bank's Texas Ratio is at 5.13%, which is considered excellent. The Texas Ratio for Madison Valley Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Madison Valley Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Madison Valley Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 97/100
Madison Valley Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Madison Valley Bank CD Rates
Madison Valley Bank Savings Rates
Madison Valley Bank Money Market Rates
Madison Valley Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Madison Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Madison Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Madison Valley Bank's official website for the most current offers and terms.
Bank Profile & OverviewMadison Valley Bank
213 E Main StEnnis, MT 59729 Madison Established Date: 06/21/1965 FDIC Certificate #: 19544 Date of FDIC Deposit Insurance: 01/13/1966 Bank Holding Company: JACKASS CREEK LAND&LIVESTOCK How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.madisonvalleybank.com
Is Madison Valley Bank FDIC Insured? Yes
What is Madison Valley Bank's Cert number? 19544
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (97/100)
Texas Ratio:
5.13%
Return on Assets (ROA):
1.0993%
Return on Equity (ROE):
14.3600%
Non-Performing Loans (NPL):
0.40%
Total Assets:
$261,975,000
Total Deposits:
$237,601,000
Equity Capital:
$23,224,000
Net Income:
$1,767,000
Headquarters:
Ennis
Regulator:
FDIC
# of Offices:
5
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Madison Valley Bank yet. Feel free to create one below.
Add Your Rating and Review for Madison Valley Bank
Frequently Asked Questions About Madison Valley BankHow do I open an account at Madison Valley Bank?You can typically open an account at Madison Valley Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Madison Valley Bank provides a range of mortgage and home equity products. Is Madison Valley Bank a safe place to deposit money?Yes, Madison Valley Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Madison Valley Bank offer online and mobile banking?Most modern institutions like Madison Valley Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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