Livingston, Montana mortgage lenders include Opportunity Bank of MontanaOpportunity Bank of Montana123 S Main St, Livingston, MT 59047A+5.0 ★Texas Ratio: 1.60%, First Interstate BankFirst Interstate Bank207 W Callender St, Livingston, MT 59047A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA323 W Park St, Livingston, MT 59047A+5.0 ★Texas Ratio: 5.36%, Stockman Bank of MontanaStockman Bank of Montana6050 Jackrabbit Ln, Belgrade, MT 59714A+5.0 ★Texas Ratio: 4.20%, Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2414 Central Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 3.68%, First Montana BankFirst Montana Bank1121 E Park Ave, Anaconda, MT 59711A+5.0 ★Texas Ratio: 0.78%, First Western Trust BankFirst Western Trust Bank211 East Oak Street, Bozeman, MT 59715A+5.0 ★Texas Ratio: 5.16%, and TrailWest BankTrailWest Bank1070 Eastside Hwy, Corvallis, MT 59828B+4.8 ★Texas Ratio: 17.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Livingston, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Livingston are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Livingston, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Livingston 123 S Main St, Livingston, MT 59047 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, VA, HELOC | 40 +12 HELOCs |
15.7% | 87% | $346,500 | View |
|
★ 1 stars, 1 review 1 office in Livingston 207 W Callender St, Livingston, MT 59047 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 9 +15 HELOCs |
3.5% | 90% | $545,000 | View |
|
1 office in Livingston 323 W Park St, Livingston, MT 59047 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 75% | $345,000 | View |
|
6050 Jackrabbit Ln, Belgrade, MT 59714 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, VA, HELOC | 13 +3 HELOCs |
5.1% | 100% | $375,000 | View |
|
307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 4 +2 HELOCs |
1.6% | 80% | $482,500 | View |
|
303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 1.6% | 80% | $462,500 | View |
|
2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $465,000 | View |
|
1121 E Park Ave, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 0.78% |
Conventional, Jumbo | 2 | 0.8% | 100% | $750,000 | View |
|
211 East Oak Street, Bozeman, MT 59715 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
|
1070 Eastside Hwy, Corvallis, MT 59828 B+4.8 ★Texas Ratio: 17.29% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
|
1941 W Main St, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 27 | 10.6% | 87.1% | $296,111 | View |
Synergy One Lending, Inc.
|
Conventional, FHA, VA, Jumbo | 16 | 6.3% | 94.1% | $514,375 | |
Goprime Mortgage, Inc.
|
Conventional | 13 | 5.1% | 100% | $403,461 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
3.9% | 90.9% | $454,000 | |
United Wholesale Mortgage
|
Conventional, VA | 10 | 3.9% | 83.3% | $412,000 | |
Nationstar Mortgage
|
Conventional, FHA | 9 | 3.5% | 75% | $113,888 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 6 | 2.4% | 100% | $355,000 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 2% | 75% | $383,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 5 | 2% | 83.3% | $331,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional, VA | 4 | 1.6% | 100% | $400,000 | |
Mutual of Omaha Mortgage
|
Conventional | 4 | 1.6% | 100% | $482,500 | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 1.2% | 100% | $521,666 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 1.2% | 75% | $168,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 1.2% | 100% | $431,666 | View |
21St Mortgage
|
Conventional | 3 | 1.2% | 100% | $128,333 | |
Primelending
|
Conventional, VA | 2 | 0.8% | 100% | $360,000 | |
Newrez LLC
|
Conventional, VA | 2 | 0.8% | 66.7% | $540,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.8% | 40% | $80,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.8% | 100% | $370,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 2 | 0.8% | 100% | $480,000 | |
|
A+5.0 ★Texas Ratio: 1.05% |
Conventional | 2 | 0.8% | 100% | $415,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.8% | 100% | $375,000 | View |
Mortgage Research Center
|
VA | 2 | 0.8% | 66.7% | $555,000 | |
Agwest Farm Credit, Flca
|
Conventional, Jumbo | 2 | 0.8% | 100% | $990,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.8% | 100% | $325,000 | |
The Loan Store, Inc
|
Conventional, FHA | 2 | 0.8% | 100% | $445,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.8% | 100% | $920,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,365,000 | View |
Navy Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | |
Arc Home LLC
|
Conventional, Jumbo | 1 | 0.4% | 50% | $1,125,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Black Hills Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.4% | 100% | $875,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $755,000 | View |
Servion
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 33.3% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
Equity Prime Mortgage LLC
|
VA | 1 | 0.4% | 100% | $555,000 | |
Dart Bank
|
Conventional | 1 | 0.4% | 100% | $455,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 25% | $425,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.4% | 50% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 50% | $425,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
|
A5.0 ★Texas Ratio: 12.71% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,505,000 | View |
Click n' Close, Inc.
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Servis One, Inc
|
FHA | 1 | 0.4% | 100% | $525,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $515,000 | |
Member First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $645,000 | |
Digital Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $755,000 | View |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,315,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 50% | $105,000 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.4% | 100% | $805,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Livingston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Livingston in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Livingston, MT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 56.1 percent of home loans in Livingston, Montana in 2025, banks 42.7 percent and credit unions 1.2 percent. Rocket Mortgage was the largest mortgage company, Opportunity Bank of Montana the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Montana, Opportunity Bank of Montana led with 40 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
By home loans closed in 2025, Opportunity Bank of Montana was the largest mortgage lender in Livingston, Montana with 40 loans, about 15.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Livingston, Montana in 2025, led by Opportunity Bank of Montana with 10. 17 lenders closed VA loans, led by Opportunity Bank of Montana. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 3 credit unions closed home loans in Livingston, Montana in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Livingston, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Livingston, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Livingston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.