Mortgage Lenders and Brokers in Whitefish, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whitefish, Montana mortgage lenders include Glacier BankGlacier Bank6195 Us Highway 93 S, Whitefish, MT 59937A+5.0 ★Texas Ratio: 1.87%, Stockman Bank of MontanaStockman Bank of Montana6588 Highway 93 South, Whitefish, MT 59937A+5.0 ★Texas Ratio: 4.20%, First Interstate BankFirst Interstate Bank306 Spokane Ave, Whitefish, MT 59937A+5.0 ★Texas Ratio: 4.72%, Park Side Credit UnionPark Side Credit Union1300 Baker Ave, Whitefish, MT 59937 2988A+5.0 ★Texas Ratio: 1.42%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2414 Central Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 3.68%, TrailWest BankTrailWest Bank1070 Eastside Hwy, Corvallis, MT 59828B+4.8 ★Texas Ratio: 17.29%, First Western Trust BankFirst Western Trust Bank211 East Oak Street, Bozeman, MT 59715A+5.0 ★Texas Ratio: 5.16%, Wells Fargo Bank NAWells Fargo Bank NA1325 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 5.36%, and Flanagan State BankFlanagan State Bank11 West Main Street, Belgrade, MT 59714A4.7 ★Texas Ratio: 2.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whitefish, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whitefish are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whitefish, Montana
Market share is the lender's share of all home loans closed in Whitefish, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Whitefish 6195 Us Highway 93 S, Whitefish, MT 59937 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 26 +28 HELOCs |
10% | 89.7% | $896,538 | View |
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1 office in Whitefish 6588 Highway 93 South, Whitefish, MT 59937 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 8 +4 HELOCs |
3.1% | 88.9% | $486,250 | View |
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★ 1 stars, 1 review 1 office in Whitefish 306 Spokane Ave, Whitefish, MT 59937 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 5 +9 HELOCs |
1.9% | 83.3% | $1,583,000 | View |
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1300 Baker Ave, Whitefish, MT 59937 2988 A+5.0 ★Texas Ratio: 1.42% |
Conventional | 4 | 1.5% | 100% | $537,500 | View |
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303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
3.1% | 81.8% | $1,450,000 | View |
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2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
2.7% | 100% | $2,310,714 | View |
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1070 Eastside Hwy, Corvallis, MT 59828 B+4.8 ★Texas Ratio: 17.29% |
Conventional | 2 | 0.8% | 100% | $340,000 | View |
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211 East Oak Street, Bozeman, MT 59715 A+5.0 ★Texas Ratio: 5.16% |
VA, Jumbo | 1 | 0.4% | 100% | $2,705,000 | View |
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1325 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.4% | 50% | $1,145,000 | View |
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11 West Main Street, Belgrade, MT 59714 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 22 | 8.4% | 91.7% | $457,272 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 21 +7 HELOCs |
8% | 95.5% | $736,428 | |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA, Jumbo | 17 | 6.5% | 86.4% | $353,235 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 8 | 3.1% | 72.7% | $441,250 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 7 | 2.7% | 77.8% | $689,285 | |
The Loan Store, Inc
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Conventional, Jumbo | 6 | 2.3% | 100% | $666,666 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA, Jumbo | 5 | 1.9% | 100% | $1,335,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 4 | 1.5% | 100% | $722,500 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 4 | 1.5% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 4 | 1.5% | 100% | $1,117,500 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 3 | 1.1% | 75% | $708,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.1% | 50% | $61,666 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 1.1% | 100% | $1,041,666 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 1.1% | 75% | $615,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1.1% | 100% | $855,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.8% | 66.7% | $1,495,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 0.8% | 100% | $3,720,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.8% | 100% | $800,000 | View |
Newrez LLC
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Conventional, VA | 2 | 0.8% | 100% | $600,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.8% | 100% | $590,000 | |
Crestline Funding Corporation
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Conventional | 2 | 0.8% | 100% | $395,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.8% | 100% | $670,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional, Jumbo | 2 | 0.8% | 100% | $850,000 | View |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 2 | 0.8% | 100% | $855,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.8% | 50% | $385,000 | View |
Mortgage Research Center
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VA | 2 | 0.8% | 66.7% | $490,000 | |
Wings Financial Credit Union
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Conventional, Jumbo | 2 | 0.8% | 100% | $1,400,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.8% | 100% | $770,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,315,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.8% | 100% | $520,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $795,000 | |
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A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,005,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $885,000 | View |
Cadence Bank
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,655,000 | |
Arc Home LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Primelending
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,065,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 50% | $375,000 | View |
Fundloans Capital
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Conventional | 1 | 0.4% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
Everett Financial, Inc.
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Conventional, Jumbo | 1 | 0.4% | 100% | $905,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
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A+5.0 ★Texas Ratio: 1.76% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,635,000 | View |
Resicentral LLC
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VA, Jumbo | 1 | 0.4% | 50% | $865,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $745,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.4% | 50% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,405,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,805,000 | View |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $815,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 4.05% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,085,000 | View |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Hapo Communtiy Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $915,000 | |
Cardinal Financial Company, Li
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,125,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 50% | $1,155,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $955,000 | |
FineMark National Bank & Trust
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Conventional, Jumbo | 1 | 0.4% | 100% | $4,565,000 | |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.4% | 100% | $785,000 | View |
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A+5.0 ★Texas Ratio: 2.75% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,135,000 | View |
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A+5.0 ★Texas Ratio: 3.57% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,795,000 | View |
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A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.27% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,155,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,015,000 | |
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A+5.0 ★Texas Ratio: 1.44% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,275,000 | View |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.4% | 100% | $3,005,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,665,000 | View |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,275,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,225,000 | View |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,955,000 | View |
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A+5.0 ★Texas Ratio: 3.64% |
Conventional, Jumbo | 1 | 0.4% | 100% | $4,035,000 | View |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 0.4% | 100% | $635,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 50% | $415,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Ark-La-Tex Financial Services LLC
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VA, Jumbo | 1 | 0.4% | 100% | $835,000 | |
Security Service
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,525,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Whitefish Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whitefish, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Whitefish? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whitefish in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whitefish, MT
Use these to narrow the list above. Each category shows how many Whitefish, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Whitefish, MT
Independent mortgage companies closed 49.4 percent of home loans in Whitefish, Montana in 2025, banks 46.7 percent and credit unions 3.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Glacier Bank the largest bank and Park Side Credit Union the largest credit union. Among lenders headquartered in Montana, Glacier Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whitefish, MT
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Whitefish, Montana with 26 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Whitefish, Montana in 2025, led by Kind Lending, LLC with 2. 11 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 7 credit unions closed home loans in Whitefish, Montana in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whitefish, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whitefish, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whitefish. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
