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Mortgage Lenders and Brokers in Billings, Montana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Billings, Montana mortgage lenders include Stockman Bank of MontanaStockman Bank of Montana800 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 4.20%, Glacier BankGlacier Bank495 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 1.87%, Yellowstone BankYellowstone Bank1511 Shiloh Rd, Billings, MT 59106A+5.0 ★Texas Ratio: 0.06%, Valley Financial Credit UnionValley Financial Credit Union1541 Custer Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 1.69%, Opportunity Bank of MontanaOpportunity Bank of Montana1639 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 1.60%, Altana Federal Credit UnionAltana Federal Credit Union1111 24th St W, Billings, MT 59102 3809A5.0 ★Texas Ratio: 6.18%, First Federal Bank & TrustFirst Federal Bank & Trust645 Henry Chapple St, Billings, MT 59106, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, Billings Federal Credit UnionBillings Federal Credit Union3210 Henesta Dr Ste A, Billings, MT 59102 7020A+5.0 ★Texas Ratio: 5.23%, and Little Horn State BankLittle Horn State Bank2900 Central Ave, Billings, MT 59102A5.0 ★Texas Ratio: 9.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Billings, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Billings are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Billings, Montana

Market share is the lender's share of all home loans closed in Billings, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Stockman Bank of Montana 5 offices in Billings 800 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 4.20%	Conventional, FHA, VA, Jumbo, HELOC	191 +114 HELOCs	7%	92.4%	$307,356	View
Glacier Bank 6 offices in Billings 495 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, HELOC	139 +64 HELOCs	5.1%	86.4%	$292,841	View
Yellowstone Bank 3 offices in Billings 1511 Shiloh Rd, Billings, MT 59106 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA, Jumbo	123	4.5%	95.3%	$361,422	View
Valley Financial Credit Union 1541 Custer Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 1.69%	Conventional, FHA, Jumbo, HELOC	87 +58 HELOCs	3.2%	75.7%	$179,137	View
Opportunity Bank of Montana 3 offices in Billings 1639 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 1.60%	Conventional, FHA, VA, Jumbo, HELOC	70 +65 HELOCs	2.5%	92.2%	$355,142	View
Altana Federal Credit Union 1111 24th St W, Billings, MT 59102 3809 A5.0 ★Texas Ratio: 6.18%	Conventional, Jumbo, HELOC	69 +138 HELOCs	2.5%	82.4%	$201,956
First Federal Bank & Trust 645 Henry Chapple St, Billings, MT 59106	Conventional, FHA, VA, Jumbo	63	2.3%	100%	$342,777
US Bank, N.A. 4 offices in Billings 303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	52 +36 HELOCs	1.9%	87.1%	$364,230	View
Billings Federal Credit Union 3210 Henesta Dr Ste A, Billings, MT 59102 7020 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo	42	1.5%	100%	$313,809	View
Little Horn State Bank 1 office in Billings 2900 Central Ave, Billings, MT 59102 A5.0 ★Texas Ratio: 9.69%	Conventional, Jumbo	33	1.2%	97.1%	$301,060	View
Bravera Bank 3 offices in Billings 123 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 5.48%	Conventional, FHA, VA	25	0.9%	100%	$261,400	View
First Interstate Bank ★ 1 stars, 1 review 8 offices in Billings 3199 Grand Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	16 +41 HELOCs	0.6%	72.7%	$286,250	View
Wells Fargo Bank NA 4 offices in Billings 1325 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 5.36%	Conventional	16	0.6%	100%	$280,000	View
JPMorgan Chase Bank, NA 2 offices in Billings 2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	15	0.5%	88.2%	$359,000	View
Intrepid Credit Union 1131 N 27th St, Billings, MT 59101 0121 A+5.0 ★Texas Ratio: 2.64%	Conventional, FHA	9	0.3%	100%	$170,555	View
Bank of Bridger, N.A. 101 S Main St, Bridger, MT 59014 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	6	0.2%	100%	$433,333	View
TrailWest Bank 1070 Eastside Hwy, Corvallis, MT 59828 B+4.8 ★Texas Ratio: 17.29%	Conventional	2	0.1%	100%	$520,000	View
Russell Country FCU 105 4th St S, Fairfield, MT 59436 9240 A5.0 ★Texas Ratio: 11.62%	Conventional	1	0%	100%	$45,000	View
Clearwater Federal Credit Union 5 W Mendenhall St, Bozeman, MT 59715	Conventional	1	0%	50%	$175,000
Independence Bank 23 5th Ave Se, Conrad, MT 59425 A+5.0 ★Texas Ratio: 2.94%	Conventional	1	0%	100%	$895,000	View
Flanagan State Bank 11 West Main Street, Belgrade, MT 59714 A4.7 ★Texas Ratio: 2.58%	Conventional	1	0%	100%	$555,000	View
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	274	10%	98.4%	$321,788
Rocket Mortgage A+5.0 ★Texas Ratio: 5.43%	Conventional, FHA, VA, Jumbo	183	6.7%	85.3%	$232,923	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	149 +3 HELOCs	5.4%	91.6%	$361,375
Lower, LLC	Conventional, FHA, VA	132	4.8%	93%	$291,515
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	118	4.3%	97.7%	$290,593
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	64 +2 HELOCs	2.3%	94.1%	$357,343
Mortgage Research Center	Conventional, FHA, VA, Jumbo	61	2.2%	81.6%	$381,065
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	55 +1 HELOCs	2%	98.2%	$376,272
Freedom Mortgage Corporation	Conventional, FHA, VA	49	1.8%	83.6%	$371,530
New American Funding, LLC.	Conventional, FHA, VA, HELOC	47 +4 HELOCs	1.7%	88.7%	$240,744
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	37	1.3%	94.9%	$356,351
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	35	1.3%	79.2%	$256,142
21St Mortgage	Conventional	30	1.1%	44.3%	$86,333
Kind Lending, LLC	Conventional, FHA, VA	29	1.1%	87.9%	$360,517
Newrez LLC	Conventional, FHA, VA	27	1%	77.1%	$300,925
Servion	Conventional, FHA, VA	26	0.9%	100%	$270,769
Navy Federal Credit Union	Conventional, VA, HELOC	22 +6 HELOCs	0.8%	96%	$333,181
Amerisave Mortgage Company	Conventional, FHA	22	0.8%	45.1%	$130,909
Nationstar Mortgage	Conventional, FHA, VA	18	0.7%	73.1%	$205,000
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	0.6%	100%	$287,941
Securitynational Mortgage Company	Conventional, FHA, VA	17	0.6%	81%	$372,058
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	16	0.6%	62.9%	$286,875
loanDepot.com LLC	Conventional, FHA, HELOC	15 +5 HELOCs	0.5%	77.3%	$249,666
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	15 +2 HELOCs	0.5%	81%	$235,000
Spring Eq, LLC	Conventional, HELOC	14 +3 HELOCs	0.5%	63.6%	$48,571
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	14	0.5%	100%	$290,714	View
Mortgage Solutions of Colorado	Conventional, FHA, VA	13	0.5%	93.3%	$363,461
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, HELOC	12 +15 HELOCs	0.4%	44.4%	$174,166
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	12	0.4%	63.2%	$359,166	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	12	0.4%	63.2%	$432,500
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	10	0.4%	51.4%	$71,000	View
Village Capital & Investment	FHA, VA	10	0.4%	73.7%	$338,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +4 HELOCs	0.3%	75%	$415,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA, Jumbo	9	0.3%	90%	$390,555	View
Carrington Mortgage Services LLC	Conventional, FHA	8	0.3%	52.6%	$123,750
Click n' Close, Inc.	Conventional, FHA	7	0.3%	100%	$275,000
The Loan Store, Inc	Conventional, FHA, VA	7	0.3%	100%	$353,571
Alliant Credit Union	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.2%	100%	$655,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	6 +2 HELOCs	0.2%	100%	$363,333	View
Credit Human Federal Credit Un	Conventional	6	0.2%	50%	$78,333
New Day Financial, LLC.	VA	6	0.2%	46.2%	$386,666
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	6	0.2%	100%	$393,333	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.2%	75%	$341,666
Synergy One Lending, Inc.	Conventional, FHA, VA	5	0.2%	71.4%	$329,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.2%	75%	$153,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	5	0.2%	83.3%	$437,000
Champions Funding, LLC	Conventional	5	0.2%	83.3%	$359,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	4 +4 HELOCs	0.1%	100%	$415,000	View
Nbkc Bank	Conventional	4	0.1%	100%	$247,500
Discover Bank	Conventional	4	0.1%	14.3%	$220,000
American Financing Corporation	Conventional, FHA	4	0.1%	40%	$222,500
Churchill Mortgage Corporation	Conventional, FHA	4	0.1%	80%	$362,500
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	4	0.1%	100%	$515,000	View
Better Mortgage Corporation	Conventional	4	0.1%	71.4%	$220,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	4	0.1%	100%	$340,000
Cornerstone First Mortgage, LLC	FHA, VA, USDA	3	0.1%	100%	$341,666
AmeriHome Mortgage Company, LLC	FHA	3	0.1%	75%	$381,666
Movement Mortgage, LLC	Conventional	3	0.1%	100%	$311,666
Zillow Home Loans, LLC	Conventional	3	0.1%	100%	$295,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.1%	100%	$351,666	View
Plaza Home Mortgage, Inc	Conventional, VA	3	0.1%	75%	$391,666
Black Hills Federal Credit Union	Conventional, FHA, HELOC	2 +4 HELOCs	0.1%	40%	$515,000
American Financial Resources LLC	VA, USDA	2	0.1%	100%	$440,000
Primelending	Conventional	2	0.1%	100%	$320,000
Everett Financial, Inc.	Conventional	2	0.1%	100%	$475,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	66.7%	$645,000	View
HomeXpress Mortgage Corp.	Conventional	2	0.1%	100%	$285,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.1%	100%	$360,000
Stg Mortgage Inc	Conventional	2	0.1%	100%	$405,000
Planet Home Lending, LLC	VA	2	0.1%	100%	$475,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	2	0.1%	100%	$440,000	View
Encore Bank A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	2	0.1%	100%	$880,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.1%	100%	$225,000	View
Veritas Funding, LLC	FHA	2	0.1%	100%	$215,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$435,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	66.7%	$365,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	50%	$1,175,000	View
Premia Mortgage, LLC	Conventional	1	0%	100%	$405,000
Guaranteed Rate Affinity, LLC	VA	1	0%	100%	$405,000
First Bank & Trust A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$305,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	VA	1	0%	100%	$375,000	View
Residential Wholesale Mortgage	Conventional	1	0%	100%	$485,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$475,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$525,000	View
Primary Residential Mortgage, INC.	Conventional	1	0%	100%	$295,000
RANLife, Inc.	Conventional	1	0%	100%	$605,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0%	100%	$1,285,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$335,000
Merchants Bank, National Association A+5.0 ★Texas Ratio: 3.28%	Conventional	1	0%	100%	$375,000	View
Canopy Mortgage, LLC	Conventional	1	0%	100%	$415,000
Sage Home Loans Corporation	Conventional	1	0%	100%	$465,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	1	0%	100%	$945,000	View
TruHome Solutions, LLC	FHA	1	0%	100%	$305,000
PHH Mortgage Corporation	FHA	1	0%	100%	$455,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0%	100%	$95,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$425,000	View
Homestead Funding Corp.	Conventional	1	0%	100%	$345,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0%	100%	$315,000	View
Valon Mortgage	Conventional	1	0%	50%	$225,000
Ahl Funding	Conventional	1	0%	100%	$175,000
Sun West Mortgage Company, Inc	VA	1	0%	75%	$545,000
Gate City Bank	Conventional	1	0%	100%	$595,000
ClearPath Lending	VA	1	0%	100%	$105,000
Coulee Bank C+4.1 ★Texas Ratio: 25.60%	Conventional	1	0%	100%	$255,000	View
Bay Equity LLC	Conventional	1	0%	100%	$475,000
Midwest Bank A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0%	100%	$355,000	View
Premier Lending Inc.	Conventional	1	0%	100%	$495,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0%	100%	$185,000	View
Nations Lending Corporation	Conventional	1	0%	100%	$195,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$345,000
Schaumburg Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 0.87%	Conventional	1	0%	100%	$455,000	View
Hinsdale Bank & Trust Company, N.A A+5.0 ★Texas Ratio: 1.47%	Conventional, Jumbo	1	0%	100%	$1,255,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0%	100%	$395,000	View
American Pacific Mortgage Corporation	FHA	1	0%	100%	$465,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$295,000	View
Member First Mortgage, LLC	Conventional	1	0%	100%	$345,000
Mission Loans, LLC	Conventional	1	0%	100%	$105,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$165,000
Nations Direct Mortgage, LLC	FHA	1	0%	100%	$535,000
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$505,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$415,000	View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0%	100%	$405,000	View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0%	100%	$45,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$555,000
Nuvision Federal Credit Union	Conventional, Jumbo	1	0%	100%	$875,000
Jonah Bank of Wyoming A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$355,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$435,000
Texana Bank	VA	1	0%	100%	$445,000
Operating Engineers Federal Credit Union	Conventional	1	0%	100%	$595,000
Goprime Mortgage, Inc.	Conventional	1	0%	50%	$155,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	1	0%	100%	$255,000	View
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	0%
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Billings Mortgage Rate Trends

Daily average mortgage rates for Montana compared with the national average, updated every evening.

30-Year Fixed MT Avg

7.363%

▲ 0.083 vs 7 days ago

15-Year Fixed MT Avg

6.870%

▲ 0.069 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Billings, Montana

Looking for mortgage lenders near me or mortgage brokers near me in Billings? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Billings in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Billings, MT

Use these to narrow the list above. Each category shows how many Billings, MT lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 83 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 61 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 27 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MT 16 lenders headquartered in Montana, the closest thing to a mortgage lender near you

Who Lends in Billings, MT

Independent mortgage companies closed 58.8 percent of home loans in Billings, Montana in 2025, banks 31.7 percent and credit unions 9.4 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Stockman Bank of Montana the largest bank and Valley Financial Credit Union the largest credit union. Among lenders headquartered in Montana, Stockman Bank of Montana led with 191 loans.

58.8%

Mortgage companies

31.7%

Banks

9.4%

Credit unions

20%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.

More Montana Mortgage Lender Pages

All Montana lenders 408 lenders Great Falls 104 lenders Missoula 112 lenders Kalispell 104 lenders Bozeman 115 lenders Butte-Silver Bow 98 lenders Helena 97 lenders Four Corners 95 lenders Belgrade 83 lenders Whitefish 95 lenders Livingston 68 lenders East Helena 58 lenders Laurel 49 lenders

Frequently Asked Questions About Mortgage Lenders in Billings, MT

Who is the largest mortgage lender in Billings, MT?

By home loans closed in 2025, Stockman Bank of Montana was the largest mortgage lender in Billings, Montana with 191 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Billings, MT have the highest approval rates?

Among lenders with meaningful volume in Billings, Montana, First Federal Bank & Trust approved the highest share of completed applications in 2025 at 100 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Billings, MT mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Billings, Montana in 2025, led by Evergreen Moneysource Mortgage Company with 80. 52 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Billings, MT lender list?

Yes. 61 banks and 18 credit unions closed home loans in Billings, Montana in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Billings, MT ranked on this page?

Lenders are ranked only by the number of home loans they closed in Billings, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Billings, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Billings. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.