Mortgage Lenders and Brokers in Missoula, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Missoula, Montana mortgage lenders include Clearwater Federal Credit UnionClearwater Federal Credit Union2610 N Reserve St, Missoula, MT 59808, Opportunity Bank of MontanaOpportunity Bank of Montana200 N Higgins Ave, Missoula, MT 59802A+5.0 ★Texas Ratio: 1.60%, Stockman Bank of MontanaStockman Bank of Montana321 W Broadway St, Missoula, MT 59802A+5.0 ★Texas Ratio: 4.20%, Glacier BankGlacier Bank2601 S Garfield St, Missoula, MT 59801A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.2801 Brooks St, Missoula, MT 59801A+5.0 ★Texas Ratio: 2.85%, TrailWest BankTrailWest Bank2425 W Broadway St, Missoula, MT 59808B+4.8 ★Texas Ratio: 17.29%, Farmers State BankFarmers State Bank3200 Brooks St, Missoula, MT 59801A4.8 ★Texas Ratio: 6.69%, Wells Fargo Bank NAWells Fargo Bank NA1800 S Russell St, Missoula, MT 59801A+5.0 ★Texas Ratio: 5.36%, First Interstate BankFirst Interstate Bank2500 N Reserve St, Missoula, MT 59808A+5.0 ★Texas Ratio: 4.72%, and First Montana BankFirst Montana Bank3309 Brooks St, Missoula, MT 59801A+5.0 ★Texas Ratio: 0.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Missoula, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Missoula are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Missoula, Montana
Market share is the lender's share of all home loans closed in Missoula, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Clearwater Federal Credit Union
2610 N Reserve St, Missoula, MT 59808 |
Conventional, Jumbo | 73 | 7.6% | 79.3% | $241,301 | |
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2 offices in Missoula 200 N Higgins Ave, Missoula, MT 59802 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, HELOC | 71 +29 HELOCs |
7.4% | 97.3% | $374,295 | View |
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3 offices in Missoula 321 W Broadway St, Missoula, MT 59802 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, VA, Jumbo, HELOC | 55 +22 HELOCs |
5.7% | 88.7% | $408,272 | View |
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5 offices in Missoula 2601 S Garfield St, Missoula, MT 59801 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, Jumbo, HELOC | 43 +69 HELOCs |
4.5% | 82.7% | $458,953 | View |
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2 offices in Missoula 2801 Brooks St, Missoula, MT 59801 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 15 +15 HELOCs |
1.6% | 55.2% | $412,333 | View |
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4 offices in Missoula 2425 W Broadway St, Missoula, MT 59808 B+4.8 ★Texas Ratio: 17.29% |
Conventional, Jumbo | 13 | 1.3% | 92.9% | $444,230 | View |
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2 offices in Missoula 3200 Brooks St, Missoula, MT 59801 A4.8 ★Texas Ratio: 6.69% |
Conventional, VA | 7 | 0.7% | 100% | $357,857 | View |
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2 offices in Missoula 1800 S Russell St, Missoula, MT 59801 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.6% | 66.7% | $388,333 | View |
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★ 1 stars, 1 review 3 offices in Missoula 2500 N Reserve St, Missoula, MT 59808 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 4 +63 HELOCs |
0.4% | 40% | $375,000 | View |
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1 office in Missoula 3309 Brooks St, Missoula, MT 59801 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
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2300 Great Northern Ave, Missoula, MT 59808 1977 A+5.0 ★Texas Ratio: 1.42% |
Conventional | 3 | 0.3% | 100% | $71,666 | View |
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2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $670,000 | View |
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125 Bank St, Missoula, MT 59802 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.2% | 100% | $390,000 | View |
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605 Dewey Blvd, Butte, MT 59701 A5.0 ★Texas Ratio: 10.53% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Churchill Mortgage Corporation
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Conventional, FHA, VA | 67 | 7% | 100% | $397,686 | |
Primelending
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Conventional, FHA, VA, Jumbo | 65 | 6.7% | 98.6% | $433,615 | |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA, Jumbo | 61 | 6.3% | 85.3% | $325,983 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 60 +3 HELOCs |
6.2% | 100% | $413,666 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 48 | 5% | 88.9% | $447,291 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 40 +4 HELOCs |
4.2% | 97.8% | $412,250 | |
Synergy One Lending, Inc.
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Conventional, FHA | 20 | 2.1% | 87% | $357,500 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 19 | 2% | 95% | $419,736 | |
Nationstar Mortgage
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Conventional, VA | 18 | 1.9% | 90% | $185,555 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 15 | 1.6% | 94.4% | $367,000 | |
Everett Financial, Inc.
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Conventional, FHA, Jumbo | 13 | 1.3% | 100% | $444,230 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 13 | 1.3% | 92.9% | $541,923 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 1.2% | 100% | $215,833 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 11 | 1.1% | 85% | $115,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1.1% | 84.6% | $317,727 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
1% | 76.9% | $343,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 8 +3 HELOCs |
0.8% | 80% | $216,250 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 0.8% | 88.9% | $323,750 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 8 | 0.8% | 81.8% | $186,250 | View |
Mortgage Research Center
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VA | 7 | 0.7% | 70% | $452,142 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 7 | 0.7% | 77.8% | $490,714 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
0.6% | 85.7% | $235,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 6 +2 HELOCs |
0.6% | 100% | $540,000 | |
The Loan Store, Inc
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Conventional, HELOC | 6 +2 HELOCs |
0.6% | 100% | $450,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA, Jumbo | 6 | 0.6% | 100% | $540,000 | View |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 5 | 0.5% | 100% | $433,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 5 | 0.5% | 100% | $341,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 0.4% | 100% | $550,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.4% | 50% | $567,500 | |
New American Funding, LLC.
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Conventional, VA | 4 | 0.4% | 57.1% | $460,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.4% | 100% | $312,500 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.3% | 37.5% | $151,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA, Jumbo | 3 | 0.3% | 100% | $681,666 | View |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.3% | 16.7% | $231,666 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 3 | 0.3% | 100% | $351,666 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 3 | 0.3% | 100% | $305,000 | View |
Pentagon Federal Credit Union
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Conventional, VA | 3 | 0.3% | 75% | $441,666 | |
Lower, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $471,666 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0.3% | 100% | $1,091,666 | View |
Paramount Residential Mortgage
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Conventional, VA | 3 | 0.3% | 75% | $381,666 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $655,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $445,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $455,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $80,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.2% | 100% | $455,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 66.7% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.2% | 100% | $75,000 | View |
Discover Bank
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Conventional | 2 | 0.2% | 22.2% | $100,000 | |
American Internet Mortgage, Inc.
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Conventional | 2 | 0.2% | 100% | $655,000 | |
21St Mortgage
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Conventional | 2 | 0.2% | 18.2% | $65,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.2% | 60% | $330,000 | |
Horizon Credit Union
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Conventional, HELOC | 1 +18 HELOCs |
0.1% | 33.3% | $365,000 | |
Tower Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 50% | $235,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
Servion
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
Delmar Financial Company
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $735,000 | |
Advancial Federal Credit Union
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Conventional, Jumbo | 1 | 0.1% | 100% | $875,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.1% | 50% | $505,000 | View |
Valon Mortgage
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.1% | 50% | $405,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $365,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 50% | $175,000 | |
Frontier Credit Union
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.1% | 100% | $555,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $535,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $405,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 50% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.75% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Wings Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.1% | 100% | $865,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Geneva Financial LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 50% | $605,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Blaze Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Missoula Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Missoula, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Missoula? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Missoula in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Missoula, MT
Use these to narrow the list above. Each category shows how many Missoula, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Missoula, MT
Independent mortgage companies closed 55 percent of home loans in Missoula, Montana in 2025, banks 34.5 percent and credit unions 10.5 percent. Churchill Mortgage Corporation was the largest mortgage company, Opportunity Bank of Montana the largest bank and Clearwater Federal Credit Union the largest credit union. Among lenders headquartered in Montana, Clearwater Federal Credit Union led with 73 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Missoula, MT
By home loans closed in 2025, Clearwater Federal Credit Union was the largest mortgage lender in Missoula, Montana with 73 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Missoula, Montana, Churchill Mortgage Corporation approved the highest share of completed applications in 2025 at 100 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Missoula, Montana in 2025, led by CrossCountry Mortgage, LLC with 9. 30 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 20 credit unions closed home loans in Missoula, Montana in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Missoula, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Missoula, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Missoula. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
