Mortgage Lenders and Brokers in Kalispell, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kalispell, Montana mortgage lenders include Glacier BankGlacier Bank135 E Center St, Kalispell, MT 59901A+5.0 ★Texas Ratio: 1.87%, TrailWest BankTrailWest Bank222 W Idaho St, Kalispell, MT 59901B+4.8 ★Texas Ratio: 17.29%, Stockman Bank of MontanaStockman Bank of Montana1825 Us Highway 93 South Suite F, Kalispell, MT 59901A+5.0 ★Texas Ratio: 4.20%, Wells Fargo Bank NAWells Fargo Bank NA2350 Us Highway 93 N, Kalispell, MT 59901A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.30 N Main St, Kalispell, MT 59901A+5.0 ★Texas Ratio: 2.85%, First Interstate BankFirst Interstate Bank112 E Montana St, Kalispell, MT 59901A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2414 Central Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 3.68%, Park Side Credit UnionPark Side Credit Union660 Sunset Blvd, Kalispell, MT 59901 3604A+5.0 ★Texas Ratio: 1.42%, Opportunity Bank of MontanaOpportunity Bank of Montana300 Main St, Ashland, MT 59003A+5.0 ★Texas Ratio: 1.60%, and Ascent BankAscent Bank2037 N Last Chance Gulch, Helena, MT 59601B4.4 ★Texas Ratio: 21.88%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kalispell, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kalispell are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kalispell, Montana
Market share is the lender's share of all home loans closed in Kalispell, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4 offices in Kalispell 135 E Center St, Kalispell, MT 59901 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, Jumbo, HELOC | 38 +34 HELOCs |
5% | 82.6% | $370,789 | View |
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2 offices in Kalispell 222 W Idaho St, Kalispell, MT 59901 B+4.8 ★Texas Ratio: 17.29% |
Conventional | 20 | 2.6% | 95.2% | $300,000 | View |
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3 offices in Kalispell 1825 Us Highway 93 South Suite F, Kalispell, MT 59901 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, VA, HELOC | 18 +9 HELOCs |
2.3% | 78.3% | $316,111 | View |
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2 offices in Kalispell 2350 Us Highway 93 N, Kalispell, MT 59901 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 13 | 1.7% | 100% | $318,076 | View |
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1 office in Kalispell 30 N Main St, Kalispell, MT 59901 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +4 HELOCs |
1.2% | 81.8% | $276,111 | View |
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★ 1 stars, 1 review 3 offices in Kalispell 112 E Montana St, Kalispell, MT 59901 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 3 +19 HELOCs |
0.4% | 75% | $278,333 | View |
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2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
1% | 100% | $552,500 | View |
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660 Sunset Blvd, Kalispell, MT 59901 3604 A+5.0 ★Texas Ratio: 1.42% |
Conventional | 4 | 0.5% | 50% | $272,500 | View |
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300 Main St, Ashland, MT 59003 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $345,000 | View |
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2037 N Last Chance Gulch, Helena, MT 59601 B4.4 ★Texas Ratio: 21.88% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 156 +15 HELOCs |
20.3% | 94.6% | $450,192 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 47 +1 HELOCs |
6.1% | 90.4% | $375,638 | |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 45 | 5.9% | 81% | $289,222 | View |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 34 | 4.4% | 100% | $407,647 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA, Jumbo | 33 | 4.3% | 89.2% | $464,393 | View |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 29 | 3.8% | 93.5% | $455,344 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA, VA | 23 | 3% | 88.9% | $479,782 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 21 | 2.7% | 88.5% | $385,952 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 19 | 2.5% | 82.6% | $520,263 | View |
Lower, LLC
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Conventional, FHA, VA | 18 | 2.3% | 81.8% | $328,888 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 15 | 2% | 93.8% | $395,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 1.6% | 86.7% | $418,333 | |
Nationstar Mortgage
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Conventional, VA | 11 | 1.4% | 85.7% | $185,000 | |
Mortgage Research Center
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VA | 11 | 1.4% | 78.6% | $457,727 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 10 | 1.3% | 100% | $376,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 9 | 1.2% | 66.7% | $102,777 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 7 +3 HELOCs |
0.9% | 77.8% | $326,428 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 6 | 0.8% | 85.7% | $663,333 | View |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 0.8% | 100% | $431,666 | |
loanDepot.com LLC
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Conventional, HELOC | 5 +1 HELOCs |
0.7% | 83.3% | $71,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, Jumbo | 5 | 0.7% | 100% | $523,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.7% | 41.7% | $119,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 5 | 0.7% | 83.3% | $503,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +5 HELOCs |
0.5% | 66.7% | $282,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.5% | 46.7% | $345,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.5% | 80% | $467,500 | |
21St Mortgage
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Conventional | 4 | 0.5% | 66.7% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.4% | 100% | $748,333 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.4% | 100% | $1,171,666 | View |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional, VA | 3 | 0.4% | 100% | $585,000 | |
New Day Financial, LLC.
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VA | 3 | 0.4% | 75% | $438,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.4% | 100% | $348,333 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo | 3 | 0.4% | 100% | $1,451,666 | View |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 0.4% | 100% | $331,666 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 0.4% | 100% | $235,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 100% | $640,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.3% | 100% | $340,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.3% | 100% | $500,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.3% | 100% | $555,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $315,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 40% | $115,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.3% | 66.7% | $295,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 2 | 0.3% | 50% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,240,000 | View |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $585,000 | |
Veritas Funding, LLC
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Conventional, VA | 2 | 0.3% | 100% | $380,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $300,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.3% | 100% | $545,000 | View |
Nexera Holding LLC
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Conventional | 2 | 0.3% | 100% | $350,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.3% | 50% | $200,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.3% | 100% | $210,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 100% | $465,000 | |
Village Capital & Investment
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FHA | 2 | 0.3% | 100% | $335,000 | |
Cmg Mortgage Inc
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $465,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $345,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $625,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.1% | 50% | $1,065,000 | View |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Servion
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $405,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.1% | 50% | $615,000 | View |
Directors Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Advancial Federal Credit Union
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,015,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.1% | 100% | $435,000 | |
ClearPath Lending
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Cardinal Financial Company, Li
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VA, Jumbo | 1 | 0.1% | 100% | $1,215,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Evergreen Moneysource Mortgage Company
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FHA | 1 | 0.1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.87% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,515,000 | View |
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A+5.0 ★Texas Ratio: 2.75% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,085,000 | View |
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A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo | 1 | 0.1% | 100% | $805,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $735,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,355,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
Right Start Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.1% | 100% | $3,105,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $305,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $455,000 | |
Figure Lending LLC
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HELOC | 0 +12 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
RBC Bank (Georgia), N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kalispell Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kalispell, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Kalispell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kalispell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kalispell, MT
Use these to narrow the list above. Each category shows how many Kalispell, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Kalispell, MT
Independent mortgage companies closed 70.5 percent of home loans in Kalispell, Montana in 2025, banks 27.5 percent and credit unions 2 percent. United Wholesale Mortgage was the largest mortgage company, Glacier Bank the largest bank and Park Side Credit Union the largest credit union. Among lenders headquartered in Montana, Glacier Bank led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kalispell, MT
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Kalispell, Montana with 38 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kalispell, Montana, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94.6 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Kalispell, Montana in 2025, led by United Wholesale Mortgage with 27. 31 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 8 credit unions closed home loans in Kalispell, Montana in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kalispell, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kalispell, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kalispell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
