Mortgage Lenders and Brokers in Bozeman, Montana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bozeman, Montana mortgage lenders include Stockman Bank of MontanaStockman Bank of Montana1433 N 19th Ave, Bozeman, MT 59718A+5.0 ★Texas Ratio: 4.20%, Glacier BankGlacier Bank208 E Main St, Bozeman, MT 59715A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.104 E Main St, Bozeman, MT 59715A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1640 N 19th Ave, Bozeman, MT 59718A+5.0 ★Texas Ratio: 3.68%, Opportunity Bank of MontanaOpportunity Bank of Montana5 W Mendenhall St Ste 101, Bozeman, MT 59715A+5.0 ★Texas Ratio: 1.60%, Yellowstone BankYellowstone Bank1960 N 19th Ave, Bozeman, MT 59718A+5.0 ★Texas Ratio: 0.06%, Wells Fargo Bank NAWells Fargo Bank NA211 W Main St, Bozeman, MT 59715A+5.0 ★Texas Ratio: 5.36%, Manhattan BankManhattan Bank1941 W Main St, Bozeman, MT 59718A+5.0 ★Texas Ratio: 2.39%, First Interstate BankFirst Interstate Bank2800 W Main St, Bozeman, MT 59718A+5.0 ★Texas Ratio: 4.72%, and First Western Trust BankFirst Western Trust Bank211 East Oak Street, Bozeman, MT 59715A+5.0 ★Texas Ratio: 5.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bozeman, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bozeman are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bozeman, Montana
Market share is the lender's share of all home loans closed in Bozeman, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Bozeman 1433 N 19th Ave, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, VA, Jumbo, HELOC | 43 +16 HELOCs |
6.1% | 97.8% | $452,441 | View |
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5 offices in Bozeman 208 E Main St, Bozeman, MT 59715 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 29 +31 HELOCs |
4.1% | 85.7% | $635,689 | View |
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2 offices in Bozeman 104 E Main St, Bozeman, MT 59715 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 29 +13 HELOCs |
4.1% | 81.1% | $543,275 | View |
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1 office in Bozeman 1640 N 19th Ave, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 14 | 2% | 94.1% | $755,714 | View |
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2 offices in Bozeman 5 W Mendenhall St Ste 101, Bozeman, MT 59715 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 10 +18 HELOCs |
1.4% | 90.9% | $418,000 | View |
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1 office in Bozeman 1960 N 19th Ave, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 0.06% |
Conventional, Jumbo | 9 | 1.3% | 90% | $625,000 | View |
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2 offices in Bozeman 211 W Main St, Bozeman, MT 59715 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.9% | 60% | $421,666 | View |
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1 office in Bozeman 1941 W Main St, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 5 | 0.7% | 100% | $343,000 | View |
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★ 1 stars, 1 review 3 offices in Bozeman 2800 W Main St, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +18 HELOCs |
0.3% | 100% | $310,000 | View |
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1 office in Bozeman 211 East Oak Street, Bozeman, MT 59715 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 2 | 0.3% | 100% | $335,000 | View |
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1 office in Bozeman 1336 Stoneridge Dr, Bozeman, MT 59718 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.1% | 100% | $775,000 | View |
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11 West Main Street, Belgrade, MT 59714 A4.7 ★Texas Ratio: 2.58% |
Conventional, Jumbo | 6 | 0.9% | 100% | $706,666 | View |
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424 E Main St Ste 102B, Bozeman, MT 59715 4756 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo | 4 | 0.6% | 100% | $447,500 | View |
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8645 Huffine Ln, Bozeman, MT 59718 7564 |
Conventional | 4 | 0.6% | 80% | $267,500 | View |
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15 14th St S, Great Falls, MT 59401 3800 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.3% | 100% | $255,000 | View |
Clearwater Federal Credit Union
5 W Mendenhall St, Bozeman, MT 59715 |
Conventional | 2 | 0.3% | 66.7% | $40,000 | |
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101 S Main St, Bridger, MT 59014 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 0.3% | 100% | $660,000 | View |
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1707 Oak St Ste A, Bozeman, MT 59715 2125 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $725,000 | View |
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1111 24th St W, Billings, MT 59102 3809 A5.0 ★Texas Ratio: 6.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $45,000 | |
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23 5th Ave Se, Conrad, MT 59425 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 78 +5 HELOCs |
11.1% | 97.5% | $567,179 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, Jumbo | 51 | 7.2% | 98.1% | $508,921 | View |
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A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA, Jumbo | 43 | 6.1% | 72.1% | $343,372 | View |
Goprime Mortgage, Inc.
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Conventional, FHA, Jumbo | 40 | 5.7% | 100% | $459,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 37 +2 HELOCs |
5.2% | 97.4% | $467,162 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 27 | 3.8% | 96.7% | $433,888 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 20 | 2.8% | 100% | $452,000 | |
Evergreen Moneysource Mortgage Company
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Conventional, Jumbo | 20 | 2.8% | 100% | $434,500 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 11 | 1.6% | 70.6% | $516,818 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
1.4% | 100% | $485,000 | |
Kind Lending, LLC
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Conventional | 10 | 1.4% | 100% | $571,000 | |
American Pacific Mortgage Corporation
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Conventional, VA, Jumbo | 10 | 1.4% | 90.9% | $615,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 7 | 1% | 47.8% | $199,285 | View |
Nationstar Mortgage
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Conventional | 7 | 1% | 100% | $293,571 | |
The Loan Store, Inc
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Conventional | 7 | 1% | 100% | $503,571 | |
Prosperity Home Mortgage, LLC
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Conventional | 7 | 1% | 100% | $537,857 | |
Mutual of Omaha Mortgage
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Conventional | 6 | 0.9% | 100% | $463,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.7% | 83.3% | $337,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 5 | 0.7% | 72.7% | $351,000 | |
Canopy Mortgage, LLC
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Conventional, Jumbo | 5 | 0.7% | 100% | $811,000 | |
Newrez LLC
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Conventional | 5 | 0.7% | 71.4% | $249,000 | |
Sage Home Loans Corporation
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Conventional | 5 | 0.7% | 100% | $477,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo, HELOC | 4 +3 HELOCs |
0.6% | 100% | $637,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $527,500 | |
Primelending
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Conventional | 4 | 0.6% | 100% | $495,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 4 | 0.6% | 80% | $257,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.6% | 100% | $452,500 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
0.4% | 100% | $981,666 | View |
Navy Federal Credit Union
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Conventional, VA, Jumbo, HELOC | 3 +1 HELOCs |
0.4% | 60% | $955,000 | |
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A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 3 | 0.4% | 100% | $838,333 | View |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.4% | 50% | $531,666 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.4% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 0.4% | 100% | $458,333 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.4% | 75% | $855,000 | View |
Mortgage Investors Group
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Conventional, Jumbo | 3 | 0.4% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 100% | $128,333 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.4% | 100% | $291,666 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $730,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 50% | $145,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $555,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $775,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $550,000 | |
Mortgage Research Center
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VA | 2 | 0.3% | 100% | $575,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $325,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.3% | 66.7% | $1,130,000 | View |
Horizon Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $265,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 25% | $205,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $995,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $595,000 | View |
Originpoint, LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $805,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,875,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Servion
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 50% | $705,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
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A5.0 ★Texas Ratio: 11.00% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Catalyst Mortgage
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Valon Mortgage
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Los Angeles Police FCU
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Pivot Financial Partners, Inc
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Homeowners Financial Group, LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,095,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
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A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.1% | 100% | $715,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $465,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.1% | 100% | $755,000 | View |
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B4.4 ★Texas Ratio: 21.88% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.1% | 50% | $475,000 | |
Gulf Coast Bank and Trust
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Conventional | 1 | 0.1% | 100% | $515,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $685,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $615,000 | View |
21St Mortgage
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Conventional | 1 | 0.1% | 16.7% | $75,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.1% | 50% | $575,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $795,000 | View |
Idaho Central Credit Union
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.1% | 100% | $885,000 | View |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $695,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.1% | 100% | $425,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bozeman Mortgage Rate Trends
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bozeman, Montana
Looking for mortgage lenders near me or mortgage brokers near me in Bozeman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bozeman in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bozeman, MT
Use these to narrow the list above. Each category shows how many Bozeman, MT lenders fit and what that kind of lender is usually best for.
Who Lends in Bozeman, MT
Independent mortgage companies closed 59.9 percent of home loans in Bozeman, Montana in 2025, banks 36.7 percent and credit unions 3.4 percent. Guaranteed Rate, Inc. was the largest mortgage company, Stockman Bank of Montana the largest bank and Intrepid Credit Union the largest credit union. Among lenders headquartered in Montana, Stockman Bank of Montana led with 43 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
More Montana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bozeman, MT
By home loans closed in 2025, Stockman Bank of Montana was the largest mortgage lender in Bozeman, Montana with 43 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bozeman, Montana, Cornerstone Capital Bank, Ssb approved the highest share of completed applications in 2025 at 98.1 percent, against a 89 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Bozeman, Montana in 2025, led by Guaranteed Rate, Inc. with 5. 17 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 23 credit unions closed home loans in Bozeman, Montana in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bozeman, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bozeman, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bozeman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
