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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bravera Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Bravera Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Bravera Bank, and you can see how they compare in the Bravera Bank rate tables below. MonitorBankRates evaluates the financial stability of Bravera Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.21%. Database rates last updated and verified on 08/28/2026. Bravera Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bravera Bank? Share your experience about Bravera Bank by leaving a review below, or read customer reviews before you decide to use Bravera Bank. 
Bravera Bank Checking Rates
Bravera Bank Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bravera Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bravera Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bravera Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bravera Bank
Bank Holding Company
BRAVERA HOLDINGS CORP
Address
220 1st Ave W,
Dickinson, ND 58601 · Stark
Website
https://www.bravera.bank
FDIC Certificate #
22559
Established
12/01/1977
FDIC Insurance Date
12/01/1977
Domestic Offices
34
Total Branches
34
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
6.21%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.9069%
Return on Equity (ROE)
11.9600%
Non-Performing Loans (NPL)
0.22%
Total Assets
$3,833,298,000
Total Deposits
$3,357,063,000
Equity Capital
$394,626,000
Net Income
$42,055,000
Headquarters
Dickinson
Total Branches and Offices
34
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for Bravera Bank
Frequently Asked Questions About Bravera BankHow many branches does Bravera Bank operate?Bravera Bank currently maintains approximately 34 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bravera Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bravera Bank provides members with tools to manage their accounts and build a solid financial history. Does Bravera Bank offer online and mobile banking?Most modern institutions like Bravera Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bravera.bank. Compare to Other Banks
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