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Mortgage Lenders and Brokers in Springfield, Missouri

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Springfield, Missouri mortgage lenders include Great Southern BankGreat Southern Bank2735 W Chestnut Expy, Springfield, MO 65802A+5.0 ★Texas Ratio: 1.55%, The Central Trust BankThe Central Trust Bank3555 N Glenstone Ave, Springfield, MO 65803A+5.0 ★Texas Ratio: 3.12%, Guaranty BankGuaranty Bank2006 S Glenstone Ave, Springfield, MO 65804A+5.0 ★Texas Ratio: 3.97%, Arvest BankArvest Bank730 N National Ave, Springfield, MO 65802A5.0 ★Texas Ratio: 7.48%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, Omb BankOmb Bank2423 W Republic Rd, Springfield, MO 65807A5.0 ★Texas Ratio: 6.69%, Mid-Missouri BankMid-Missouri Bank1615 E Independence St, Springfield, MO 65804A+5.0 ★Texas Ratio: 0.49%, TelComm Credit UnionTelComm Credit Union2155 E Sunshine St, Springfield, MO 65804 1816A+5.0 ★Texas Ratio: 1.32%, US Bank, N.A.US Bank, N.A.1615 S Glenstone Ave, Springfield, MO 65804A+5.0 ★Texas Ratio: 2.85%, and OakStar BankOakStar Bank3620 E Sunshine St, Springfield, MO 65809A+5.0 ★Texas Ratio: 3.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Springfield, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springfield are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Springfield, Missouri

Market share is the lender's share of all home loans closed in Springfield, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Great Southern Bank 12 offices in Springfield 2735 W Chestnut Expy, Springfield, MO 65802 A+5.0 ★Texas Ratio: 1.55%	Conventional, FHA, VA, Jumbo	209	5.1%	79.2%	$202,129	View
The Central Trust Bank 11 offices in Springfield 3555 N Glenstone Ave, Springfield, MO 65803 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, Jumbo, HELOC	145 +69 HELOCs	3.5%	94.2%	$293,758	View
Guaranty Bank 5 offices in Springfield 2006 S Glenstone Ave, Springfield, MO 65804 A+5.0 ★Texas Ratio: 3.97%	Conventional, FHA, Jumbo	136	3.3%	96.5%	$272,500	View
Arvest Bank 6 offices in Springfield 730 N National Ave, Springfield, MO 65802 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	109 +50 HELOCs	2.7%	94.8%	$256,284	View
Assemblies of God Credit Union 1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27%	Conventional, FHA, Jumbo	96	2.3%	98%	$265,729	View
Omb Bank 2 offices in Springfield 2423 W Republic Rd, Springfield, MO 65807 A5.0 ★Texas Ratio: 6.69%	Conventional, FHA, VA, USDA, Jumbo	96	2.3%	95.1%	$230,312	View
Mid-Missouri Bank 1615 E Independence St, Springfield, MO 65804 A+5.0 ★Texas Ratio: 0.49%	Conventional	70	1.7%	100%	$234,857	View
TelComm Credit Union 2155 E Sunshine St, Springfield, MO 65804 1816 A+5.0 ★Texas Ratio: 1.32%	Conventional	67	1.6%	100%	$83,805	View
US Bank, N.A. 5 offices in Springfield 1615 S Glenstone Ave, Springfield, MO 65804 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	61 +42 HELOCs	1.5%	69.2%	$200,573	View
OakStar Bank ★ 5 stars, 1 review 1 office in Springfield 3620 E Sunshine St, Springfield, MO 65809 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA, Jumbo, HELOC	51 +25 HELOCs	1.2%	100%	$279,901	View
Commerce Bank 4 offices in Springfield 614 N Glenstone Ave, Springfield, MO 65802 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, Jumbo, HELOC	44 +48 HELOCs	1.1%	65.7%	$219,318	View
BluCurrent Credit Union 1770 W SUNSET ST, SPRINGFIELD, MO 65807 A+5.0 ★Texas Ratio: 2.53%	Conventional, HELOC	38 +141 HELOCs	0.9%	92.3%	$193,421	View
First Midwest Bank of Dexter 1 office in Springfield 2540 E Sunshine St, Springfield, MO 65804 A5.0 ★Texas Ratio: 6.37%	Conventional	30	0.7%	100%	$235,000	View
The Bank of Missouri 3 offices in Springfield 3807 S Campbell Ave, Springfield, MO 65807 A5.0 ★Texas Ratio: 9.58%	Conventional	28	0.7%	84.8%	$231,428	View
State Bank of Southwest Missouri 3310 E Sunshine St, Springfield, MO 65804 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	27	0.7%	96.9%	$398,703	View
Legacy Bank & Trust 3250 E Sunshine St, Springfield, MO 65804 A5.0 ★Texas Ratio: 10.90%	Conventional	20	0.5%	100%	$191,000	View
Umb Bank NA 3 offices in Springfield 1150 E Battlefield St, Springfield, MO 65807 A+5.0 ★Texas Ratio: 1.78%	Conventional, FHA, HELOC	18 +5 HELOCs	0.4%	81.8%	$142,777	View
Phelps County Bank 2 offices in Springfield 1770 W Sunset Street, Springfield, MO 65804 A5.0 ★Texas Ratio: 11.23%	Conventional	18	0.4%	100%	$247,222	View
JPMorgan Chase Bank, NA 2 offices in Springfield 2237 E Sunshine St, Springfield, MO 65804 A+5.0 ★Texas Ratio: 3.68%	Conventional	16	0.4%	100%	$226,875	View
Simmons Bank 4 offices in Springfield 4625 S National Ave, Springfield, MO 65810 A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA, HELOC	13 +13 HELOCs	0.3%	61.9%	$213,461	View
Regent Bank 1 office in Springfield 3721 E Battlefield St, Springfield, MO 65809 A5.0 ★Texas Ratio: 13.71%	Conventional, FHA, VA	12	0.3%	85.7%	$224,166	View
Southern Bank 3 offices in Springfield 4308 S National Ave, Springfield, MO 65810 A5.0 ★Texas Ratio: 6.11%	Conventional, HELOC	11 +26 HELOCs	0.3%	100%	$192,272	View
Table Rock Community Bank 1 office in Springfield 3550 South National Avenue, Springfield, MO 65807 A+5.0 ★Texas Ratio: 2.38%	Conventional, FHA, Jumbo	11	0.3%	100%	$440,454	View
O'Bannon Banking Company 1 office in Springfield 3120 E Sunshine St, Springfield, MO 65804 A5.0 ★Texas Ratio: 12.26%	Conventional	11	0.3%	91.7%	$198,636	View
Stockmens Bank 1465 E Sunshine St, Springfield, MO 65804	Conventional	11	0.3%	92.3%	$238,636
Bank of America NA 4 offices in Springfield 2940 S Glenstone Ave, Springfield, MO 65804 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	9 +18 HELOCs	0.2%	64.3%	$185,000	View
Regions Bank 1 office in Springfield 2927 S Campbell Ave, Springfield, MO 65807 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	9 +11 HELOCs	0.2%	75%	$156,111	View
Foundation Credit Union 1726 W Elfindale St, Springfield, MO 65807 1289 A+5.0 ★Texas Ratio: 1.69%	Conventional	8	0.2%	100%	$152,500	View
Wood & Huston Bank ★ 5 stars, 1 review 1 office in Springfield 204 W Primrose St, Springfield, MO 65807 A+5.0 ★Texas Ratio: 1.77%	Conventional	7	0.2%	100%	$209,285	View
Hawthorn Bank 1 office in Springfield 321 W Battlefield St, Springfield, MO 65807 A+5.0 ★Texas Ratio: 3.36%	Conventional	3	0.1%	100%	$105,000	View
Academy Bank, N.A. 5 offices in Springfield 2021 E Independence St, Springfield, MO 65804 A+5.0 ★Texas Ratio: 5.08%	Conventional, FHA	2	0%	100%	$75,000	View
Encore Bank 1 office in Springfield 3820 S Weller Ave, Springfield, MO 65804 A+5.0 ★Texas Ratio: 1.62%	FHA, VA	2	0%	100%	$260,000	View
Huntington National Bank 4 offices in Springfield A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0%	100%	$770,000	View
Flat Branch Mortgage, Inc. 803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA, Jumbo	313	7.7%	99.1%	$231,293	View
Multipli Federal Credit Union 818 N Benton Ave, Springfield, MO 65802 3704	Conventional	75	1.8%	90.4%	$135,666	View
Freedom Bank of Southern Missouri 444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22%	Conventional, Jumbo	30	0.7%	100%	$225,666	View
Ozark Bank 410 N Massey Blvd, Nixa, MO 65714 A5.0 ★Texas Ratio: 13.33%	Conventional	23	0.6%	100%	$145,000	View
Bank of Billings 104 Ne Elm St, Billings, MO 65610 A+5.0 ★Texas Ratio: 5.58%	Conventional	17	0.4%	94.4%	$127,941	View
Citizens Bank of Rogersville 4225 E Us Highway 60, Rogersville, MO 65742 A+5.0 ★Texas Ratio: 2.77%	Conventional	12	0.3%	92.3%	$144,166	View
Nbkc Bank 8320 Ward Pkwy, Kansas City, MO 64114	Conventional, VA	6	0.1%	100%	$371,666
People'S Bank of Seneca 5034 Highway 43, Joplin, MO 64804 A5.0 ★Texas Ratio: 9.47%	Conventional	5	0.1%	100%	$259,000	View
Wells Fargo Bank NA 1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.1%	50%	$272,500	View
Peoples Community Bank 200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76%	Conventional	4	0.1%	80%	$120,000	View
Bokf NA 125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$358,333	View
First State Community Bank 74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$55,000	View
Sullivan Bank 2655 S Campbell Ave, Springfield, MO 65807 A-4.9 ★Texas Ratio: 16.43%	Conventional	3	0.1%	100%	$145,000	View
Infuze Credit Union 5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56%	Conventional, HELOC	2 +4 HELOCs	0%	66.7%	$280,000	View
First Bank 2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49%	Conventional	2	0%	100%	$210,000	View
North American Savings Bank 1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31%	Conventional	2	0%	100%	$235,000	View
The Seymour Bank 101 W Jefferson St, Marshfield, MO 65706 A+5.0 ★Texas Ratio: 3.35%	Conventional	2	0%	100%	$240,000	View
NBH Bank 1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90%	Conventional	2	0%	100%	$155,000	View
Southwest Missouri Bank 202 W High, Alba, MO 64830 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA	2	0%	66.7%	$115,000	View
CS Bank 95 South Hwy 37, Cassville, MO 65625 A5.0 ★Texas Ratio: 8.49%	Conventional	2	0%	100%	$120,000	View
First National Bank of Omaha 202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82%	Conventional	2	0%	100%	$290,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$305,000	View
BTC Bank 101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76%	Conventional	1	0%	100%	$85,000	View
Homepride Bank 1112 N Jefferson St, Ava, MO 65608 A+5.0 ★Texas Ratio: 3.74%	Conventional	1	0%	100%	$465,000	View
First Mid Bank and Trust, NA 7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88%	Conventional	1	0%	100%	$285,000	View
Commercial Trust Company 119 N Main St, Fayette, MO 65248 A+5.0 ★Texas Ratio: 2.43%	Conventional	1	0%	100%	$45,000	View
First Community Credit Union 1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0%	33.3%	$215,000	View
Stifel Bank & Trust 501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$125,000	View
Equity Bank 651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60%	Conventional	1	0%	100%	$155,000	View
Grand Missouri Bank 1630 Killingsworth Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 1.26%	Conventional	1	0%	100%	$135,000	View
Community Bank and Trust 119 Main Street, Anderson, MO 64831 A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0%	100%	$145,000	View
First Federal Bank of Kansas City 3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50%	Conventional, Jumbo	1	0%	100%	$1,095,000	View
Community Bank of Marshall 208 N Main St, Blackburn, MO 65321 A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0%	100%	$95,000	View
Capitol Federal Savings Bank 4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21%	HELOC	0 +1 HELOCs	0%	n/a		View
West Community Credit Union 308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18%	HELOC	0 +1 HELOCs	0%	n/a		View
Busey Bank 17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Gershman Investment Corp.	Conventional, FHA, VA	196	4.8%	95.6%	$209,846
Mortgage Research Center	Conventional, FHA, VA	123	3%	80.5%	$218,577
Das Acquisition Company, LLC	Conventional, FHA, VA	119	2.9%	99.3%	$230,378
Endeavor Capital, LLC	Conventional, VA	7	0.2%	100%	$203,571
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	3	0.1%	100%	$185,000	View
Mid-Continent Funding, Inc.	Conventional, FHA, VA	3	0.1%	100%	$98,333
Mece Credit Union A+5.0 ★Texas Ratio: 0.67%	Conventional	3	0.1%	100%	$345,000	View
First State Bank of St Charles	Conventional	2	0%	100%	$200,000
Jlb Corporation dba Golden Oak Lending	FHA	1	0%	100%	$175,000
Rocket Mortgage A5.0 ★Texas Ratio: 7.45%	Conventional, FHA, VA	274	6.7%	80.1%	$170,401	View
Pennymac Loan Services LLC	Conventional, FHA, VA	124	3%	83.8%	$214,596
United Wholesale Mortgage	Conventional, FHA, VA	123	3%	90.1%	$227,195
Guild Mortgage Company	Conventional, FHA	90	2.2%	100%	$226,666
New American Funding, LLC.	Conventional, FHA, VA, HELOC	85 +11 HELOCs	2.1%	90.4%	$159,470
Cadence Bank	Conventional, FHA, VA, Jumbo, HELOC	81 +50 HELOCs	2%	91.1%	$235,493
American Financial Resources LLC	Conventional, FHA, VA	81	2%	98.8%	$205,000
Newrez LLC	Conventional, FHA, VA	55	1.3%	82.1%	$231,909
Nationstar Mortgage	Conventional, FHA, VA	50	1.2%	88.1%	$130,400
Freedom Mortgage Corporation	Conventional, FHA, VA	48	1.2%	81%	$240,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA	47	1.2%	97.9%	$223,297
Primelending	Conventional, FHA, VA	40	1%	97.6%	$194,250
Fairway Independent Mort Corp	Conventional, FHA, VA	31	0.8%	100%	$186,935
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	29 +8 HELOCs	0.7%	74.4%	$209,137
loanDepot.com LLC	Conventional, FHA, VA, HELOC	29 +2 HELOCs	0.7%	69.8%	$146,724
Premier Mortgage Resources, LLC	Conventional, FHA, VA	29	0.7%	100%	$121,206
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, Jumbo	25	0.6%	96.3%	$401,400	View
Village Capital & Investment	FHA, VA	22	0.5%	87.5%	$221,818
ResMac Inc	Conventional, FHA	20	0.5%	100%	$198,000
Lower, LLC	Conventional, FHA, VA	18	0.4%	75%	$212,777
Cardinal Financial Company, Li	Conventional, FHA, VA	16	0.4%	100%	$170,625
Click n' Close, Inc.	Conventional, FHA, VA	15	0.4%	100%	$221,666
Equity Prime Mortgage LLC	FHA, VA	12	0.3%	85.7%	$208,333
Goodleap, LLC	Conventional, FHA, VA, HELOC	11 +6 HELOCs	0.3%	75%	$186,818
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	11	0.3%	73.3%	$228,636	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	11	0.3%	73.3%	$317,727
Royal United Mortgage LLC	Conventional	10	0.2%	83.3%	$124,000
Amerisave Mortgage Company	Conventional, FHA, VA	10	0.2%	20%	$116,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	10	0.2%	100%	$227,000
The Loan Store, Inc	Conventional, FHA, VA	10	0.2%	92.9%	$257,000
Spring Eq, LLC	Conventional, HELOC	9 +8 HELOCs	0.2%	55.6%	$67,222
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.2%	53.8%	$225,000
New Day Financial, LLC.	VA	9	0.2%	56.2%	$238,333
Members Mortgage Services, LLC	Conventional, FHA, VA	9	0.2%	90%	$188,333
AmeriHome Mortgage Company, LLC	FHA	8	0.2%	100%	$235,000
Union Home Mortgage Corp.	Conventional, FHA, VA	8	0.2%	100%	$262,500
Planet Home Lending, LLC	Conventional, FHA	8	0.2%	72.7%	$232,500
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	8	0.2%	100%	$317,500	View
Cmg Mortgage Inc	Conventional, VA, Jumbo	7	0.2%	100%	$402,142
Discover Bank	Conventional	7	0.2%	21.9%	$83,571
Midwest Mortgage Associates Corp	Conventional, FHA	7	0.2%	100%	$250,714
Castle & Cooke Mortgage, LLC	Conventional, VA	7	0.2%	100%	$207,857
Mortgage Solutions of Colorado	Conventional, FHA, VA	7	0.2%	77.8%	$200,714
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	7	0.2%	77.8%	$282,142	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.2%	52.9%	$125,000
21St Mortgage	Conventional	6	0.1%	25%	$68,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	6	0.1%	66.7%	$113,333	View
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	5 +3 HELOCs	0.1%	100%	$231,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	5	0.1%	83.3%	$163,000
Churchill Mortgage Corporation	Conventional, FHA	5	0.1%	100%	$163,000
Tammac Holdings Corporation	Conventional	5	0.1%	32%	$71,000
Empeople Credit Union	Conventional, HELOC	4 +2 HELOCs	0.1%	66.7%	$112,500
Movement Mortgage, LLC	Conventional, FHA, HELOC	4 +1 HELOCs	0.1%	100%	$237,500
Kind Lending, LLC	Conventional, FHA	4	0.1%	57.1%	$142,500
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	4	0.1%	100%	$195,000	View
American Financing Corporation	Conventional, FHA, VA	4	0.1%	70%	$167,500
Zillow Home Loans, LLC	Conventional, FHA	4	0.1%	100%	$267,500
Signature Bank of Arkansas A+5.0 ★Texas Ratio: 0.35%	Conventional	4	0.1%	100%	$217,500	View
TruHome Solutions, LLC	Conventional, VA	3	0.1%	100%	$268,333
PHH Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$151,666
United Trust Bank	VA	3	0.1%	75%	$191,666
M Squared Financial LLC	Conventional, FHA	3	0.1%	100%	$211,666
America'S Credit Union A+5.0 ★Texas Ratio: 4.14%	Conventional	3	0.1%	100%	$201,666	View
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	3	0.1%	100%	$501,666	View
American Pacific Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$195,000
Paramount Residential Mortgage	Conventional, FHA	3	0.1%	75%	$315,000
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	2 +1 HELOCs	0%	100%	$180,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.75%	Conventional, FHA	2	0%	66.7%	$330,000	View
Guaranteed Rate Affinity, LLC	Conventional	2	0%	100%	$190,000
Greenstate Credit Union	Conventional	2	0%	100%	$430,000
Canopy Mortgage, LLC	Conventional	2	0%	100%	$195,000
Sage Home Loans Corporation	Conventional	2	0%	66.7%	$345,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	2	0%	45%	$95,000	View
American Financial Network, Inc.	FHA	2	0%	100%	$185,000
Frontier Bank	Conventional	2	0%	100%	$385,000
Transportation Federal Credit Union	Conventional	2	0%	100%	$50,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0%	100%	$305,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0%	100%	$90,000	View
Geneva Financial LLC	Conventional	2	0%	100%	$110,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0%	100%	$180,000
Nations Direct Mortgage, LLC	Conventional	2	0%	100%	$170,000
Prosperity Home Mortgage, LLC	FHA, VA	2	0%	40%	$180,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0%	100%	$125,000	View
Texana Bank	Conventional, VA	2	0%	66.7%	$165,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0%	66.7%	$200,000
Top Flite Financial, Inc.	FHA	2	0%	100%	$130,000
Leaderone Financial Corp.	Conventional, FHA	2	0%	66.7%	$265,000
HomeBridge Financial Services, Inc A+5.0 ★Texas Ratio: 3.74%	VA, HELOC	1 +5 HELOCs	0%	50%	$355,000	View
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$115,000	View
Communityamerica Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$415,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0%	25%	$275,000	View
Mazuma Credit Union A5.0 ★Texas Ratio: 8.70%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$145,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0%	100%	$155,000	View
Panorama Mortgage Group, LLC	FHA	1	0%	100%	$245,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$255,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0%	100%	$85,000
Zippy Loans, LLC	Conventional	1	0%	100%	$95,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	FHA	1	0%	100%	$145,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0%	100%	$75,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0%	33.3%	$95,000	View
Guidance Residential, LLC	Conventional	1	0%	100%	$545,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$115,000	View
Deephaven Mortgage LLC	Conventional	1	0%	100%	$265,000
Synergy One Lending, Inc.	Conventional	1	0%	100%	$125,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0%	100%	$295,000	View
Valon Mortgage A5.0 ★Texas Ratio: 6.08%	Conventional	1	0%	100%	$185,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$355,000	View
Success Mortgage Partners, Inc	VA	1	0%	100%	$305,000
Farmers Savings Bank A+5.0 ★Texas Ratio: 2.65%	Conventional	1	0%	100%	$285,000	View
MLB Residential Lending, LLC	FHA	1	0%	100%	$155,000
Credit Human Federal Credit Un	Conventional	1	0%	16.7%	$45,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$335,000
Bank of Colorado	Conventional	1	0%	100%	$225,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0%	100%	$265,000
Congressional Federal Credit Union	Conventional	1	0%	100%	$105,000
Landmark National Bank A+5.0 ★Texas Ratio: 5.97%	VA	1	0%	100%	$365,000	View
Nfm, Inc	Conventional	1	0%	100%	$175,000
Servis One, Inc	VA	1	0%	50%	$275,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$555,000	View
Anstaff Bank A+5.0 ★Texas Ratio: 1.53%	Conventional	1	0%	100%	$565,000	View
Nations Lending Corporation	FHA	1	0%	100%	$145,000
T2 Financial LLC	Conventional	1	0%	100%	$245,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$525,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$75,000
Veridian Credit Union	Conventional	1	0%	100%	$175,000
Mission Loans, LLC	Conventional	1	0%	100%	$155,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$495,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	FHA	1	0%	100%	$145,000	View
First Western Mortgage A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$145,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	VA	1	0%	100%	$225,000	View
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0%	100%	$315,000	View
Centennial Bank A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0%	100%	$195,000	View
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0%	100%	$405,000	View
Red River Employees Federal Credit Union	Conventional	1	0%	100%	$275,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0%	100%	$295,000	View
Bartlett Mortgage Inc.	Conventional	1	0%	100%	$265,000
Thrivent Bank	Conventional	1	0%	100%	$245,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0%	4.8%	$55,000
Ark-La-Tex Financial Services LLC	Conventional	1	0%	100%	$215,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	1	0%	100%	$245,000	View
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +2 HELOCs	0%	n/a		View
Scott Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Everence Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Fund Staff Federal Credit	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Springfield Mortgage Rate Trends

Daily average mortgage rates for Missouri compared with the national average, updated every evening.

30-Year Fixed MO Avg

7.406%

▲ 0.132 vs 7 days ago

15-Year Fixed MO Avg

6.683%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Springfield, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Springfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springfield in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Springfield, MO

Use these to narrow the list above. Each category shows how many Springfield, MO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 96 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 103 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 87 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 65 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 18 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MO 57 lenders headquartered in Missouri, the closest thing to a mortgage lender near you

Who Lends in Springfield, MO

Independent mortgage companies closed 53.7 percent of home loans in Springfield, Missouri in 2025, banks 38 percent and credit unions 8.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Great Southern Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, Great Southern Bank led with 209 loans.

53.7%

Mortgage companies

38%

Banks

8.4%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

All Missouri lenders 806 lenders Kansas City 323 lenders St. Louis 244 lenders O'Fallon 190 lenders Columbia 199 lenders Independence 188 lenders Lee's Summit 206 lenders St. Peters 174 lenders St. Charles 182 lenders Wentzville 169 lenders St. Joseph 127 lenders Blue Springs 178 lenders Florissant 143 lenders

Frequently Asked Questions About Mortgage Lenders in Springfield, MO

Who is the largest mortgage lender in Springfield, MO?

By home loans closed in 2025, Great Southern Bank was the largest mortgage lender in Springfield, Missouri with 209 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Springfield, MO have the highest approval rates?

Among lenders with meaningful volume in Springfield, Missouri, Mid-Missouri Bank approved the highest share of completed applications in 2025 at 100 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Springfield, MO mortgage lenders offer FHA, VA and USDA loans?

87 lenders closed FHA loans in Springfield, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 66. 65 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Springfield, MO lender list?

Yes. 103 banks and 27 credit unions closed home loans in Springfield, Missouri in 2025, alongside 96 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Springfield, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Springfield, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springfield, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.