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Mortgage Lenders and Brokers in Wentzville, Missouri

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Wentzville, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.1960 Wentzville Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank1994 Wentzville Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 0.89%, Regions BankRegions Bank1843 Wentzville Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 4.37%, The Bank of Old MonroeThe Bank of Old Monroe1093 Wentzville Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 0.03%, The Central Trust BankThe Central Trust Bank2 Old Williamsburg Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1610 Wentzville Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 3.68%, Alltru Federal Credit UnionAlltru Federal Credit Union1232 Wentzville Pkwy, Wentzville, MO 63385 3868A-4.9 ★Texas Ratio: 16.06%, First BankFirst Bank15300 Veterans Memorial Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 2.49%, HNB National BankHNB National Bank1977 Wentzville Pkwy, Wentzville, MO 63385A+5.0 ★Texas Ratio: 0.35%, and The Missouri BankThe Missouri Bank1145 W Pearce Blvd, Wentzville, MO 63385A+5.0 ★Texas Ratio: 0.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wentzville, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wentzville are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wentzville, Missouri

Market share is the lender's share of all home loans closed in Wentzville, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Wentzville 1960 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	35 +19 HELOCs	2.1%	74%	$225,285	View
Commerce Bank 1 office in Wentzville 1994 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, HELOC	21 +12 HELOCs	1.3%	64.7%	$148,333	View
Regions Bank 1 office in Wentzville 1843 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	18 +10 HELOCs	1.1%	76.9%	$233,888	View
The Bank of Old Monroe 1 office in Wentzville 1093 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 0.03%	Conventional	17	1%	87%	$277,352	View
The Central Trust Bank 1 office in Wentzville 2 Old Williamsburg Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, HELOC	10 +7 HELOCs	0.6%	91.7%	$369,000	View
JPMorgan Chase Bank, NA 1 office in Wentzville 1610 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	10 +2 HELOCs	0.6%	100%	$408,000	View
Alltru Federal Credit Union 1232 Wentzville Pkwy, Wentzville, MO 63385 3868 A-4.9 ★Texas Ratio: 16.06%	Conventional	10	0.6%	71.4%	$121,000	View
First Bank 1 office in Wentzville 15300 Veterans Memorial Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 2.49%	Conventional, HELOC	9 +2 HELOCs	0.5%	100%	$282,777	View
HNB National Bank 1 office in Wentzville 1977 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 0.35%	Conventional	5	0.3%	100%	$241,000	View
The Missouri Bank 1 office in Wentzville 1145 W Pearce Blvd, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 0.69%	Conventional	5	0.3%	100%	$319,000	View
Bank of America NA 1 office in Wentzville 1200 W Pearce Blvd, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +14 HELOCs	0.2%	75%	$345,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Wentzville 1893 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +13 HELOCs	0.1%	66.7%	$270,000	View
Simmons Bank 1 office in Wentzville 985 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	1 +5 HELOCs	0.1%	66.7%	$205,000	View
Flat Branch Mortgage, Inc. 803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA, Jumbo	78	4.7%	98.8%	$323,461	View
First Community Credit Union 1971 Wentzville Pkwy, Wentzville, MO 63385 3424 A+5.0 ★Texas Ratio: 3.75%	Conventional, HELOC	51 +79 HELOCs	3%	72.9%	$181,666	View
Stifel Bank & Trust 501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33%	Conventional, FHA, VA, HELOC	40 +4 HELOCs	2.4%	97.6%	$318,500	View
Vantage Credit Union 1750 Wentzville Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 4.97%	Conventional, HELOC	30 +15 HELOCs	1.8%	78%	$190,000	View
Together Credit Union 1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	17 +14 HELOCs	1%	77.3%	$269,117	View
Neighbors Credit Union 109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12%	Conventional	11	0.7%	68.8%	$106,818	View
Wells Fargo Bank NA 1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	9	0.5%	75%	$231,666	View
Peoples Bank & Trust Co. 106 N Business Hwy 61, Bowling Green, MO 63334 A-5.0 ★Texas Ratio: 14.19%	Conventional	9	0.5%	100%	$185,000	View
Paramount Bank 90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70%	Conventional	8	0.5%	80%	$363,750	View
West Community Credit Union 308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18%	Conventional, FHA, HELOC	7 +19 HELOCs	0.4%	72.7%	$276,428	View
Carrollton Bank 1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58%	Conventional, FHA, HELOC	7 +1 HELOCs	0.4%	100%	$333,571	View
Bank of Springfield 101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68%	Conventional	5	0.3%	100%	$349,000	View
Lindell Bank & Trust Company 169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91%	Conventional, Jumbo	5	0.3%	83.3%	$653,000	View
First State Community Bank 74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95%	Conventional	4	0.2%	66.7%	$235,000	View
Fcb Banks 1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31%	Conventional	3	0.2%	100%	$348,333	View
Peoples Savings Bank 901 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.68%	Conventional	3	0.2%	100%	$495,000	View
Homebank 1108 S Business Highway 61, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.67%	Conventional	3	0.2%	100%	$471,666	View
Alliance Credit Union 12450 Veterans Memorial Pkwy, Wentzville, MO 63385 A+5.0 ★Texas Ratio: 3.14%	Conventional	3	0.2%	100%	$81,666	View
Arvest Bank 607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$645,000	View
Midland States Bank 1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$410,000	View
Nbkc Bank 8320 Ward Pkwy, Kansas City, MO 64114	Conventional	2	0.1%	100%	$415,000
Great Southern Bank 6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55%	Conventional	2	0.1%	100%	$265,000	View
Arsenal Credit Union 3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03%	Conventional	2	0.1%	100%	$50,000	View
First Mid Bank and Trust, NA 7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88%	Conventional	2	0.1%	100%	$300,000	View
Jonesburg State Bank 110 1st St, Jonesburg, MO 63351 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$560,000	View
Heritage Community Bank 101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03%	Conventional	2	0.1%	100%	$235,000	View
Farmers and Merchants Bank of St. Clair 619 Stockell Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$330,000	View
Southern Bank 310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$115,000	View
United Bank of Union 1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38%	Conventional	1	0.1%	100%	$405,000	View
Royal Banks of Missouri 15495 Clayton Rd, Ballwin, MO 63011 A5.0 ★Texas Ratio: 12.84%	Conventional	1	0.1%	100%	$305,000	View
Bison State Bank 9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$225,000	View
Multipli Federal Credit Union 400 E Broadway, Ashland, MO 65010	Conventional	1	0.1%	100%	$265,000	View
Montgomery Bank 11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.1%	100%	$295,000	View
St Johns B&T Co 11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59%	Conventional, Jumbo	1	0.1%	100%	$955,000	View
Community National Bank & Trust 2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38%	Conventional	1	0.1%	100%	$285,000	View
Phelps County Bank 718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23%	Conventional	1	0.1%	100%	$215,000	View
Guaranty Bank 312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97%	FHA	1	0.1%	100%	$375,000	View
Armed Forces Bank, N.A. 484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$505,000	View
Midwest Bankcentre 1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66%	FHA	1	0.1%	100%	$365,000	View
Busey Bank 17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31%	Conventional	1	0.1%	100%	$105,000	View
Peoples National Bank, N.A. 6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39%	Conventional	1	0.1%	100%	$335,000	View
Umb Bank NA 827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo	1	0.1%	100%	$1,025,000	View
Enterprise Bank & Trust 3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31%	Conventional	1	0.1%	100%	$295,000	View
BMO Harris Bank NA 1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +2 HELOCs	0%	n/a		View
Associated Bank NA 10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45%	HELOC	0 +1 HELOCs	0%	0%		View
Das Acquisition Company, LLC	Conventional, FHA, VA	65	3.9%	95.9%	$311,307
First State Bank of St Charles	Conventional, FHA, VA	47	2.8%	100%	$364,148
Gershman Investment Corp.	Conventional, FHA, VA, USDA	39	2.3%	92.9%	$322,179
Mortgage Research Center	Conventional, FHA, VA	32	1.9%	74.4%	$358,750
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, VA, Jumbo	24	1.4%	96.6%	$373,333	View
Homekey Mortgage, LLC	Conventional, FHA	22	1.3%	95.7%	$303,636
Endeavor Capital, LLC	Conventional, FHA, VA	18	1.1%	94.7%	$327,222
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	12	0.7%	80%	$300,833
US Wide Financial LLC	Conventional	11	0.7%	100%	$347,727
Access Capital Funding LLC	Conventional, FHA	5	0.3%	100%	$411,000
Mortgage Solutions, LLC	Conventional	5	0.3%	71.4%	$159,000
Frontier Financial, Inc. DBA Frontier Mortgage	Conventional, FHA, VA	4	0.2%	100%	$330,000
Family Finance Mortgage LLC	Conventional, FHA, VA	4	0.2%	100%	$370,000
Community Mortgage, LLC	Conventional	3	0.2%	100%	$358,333
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$475,000	View
Guild Mortgage Company	Conventional, FHA, VA	112	6.7%	98.3%	$333,660
Rocket Mortgage A5.0 ★Texas Ratio: 7.45%	Conventional, FHA, VA, Jumbo	97	5.8%	91%	$265,927	View
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	94 +3 HELOCs	5.6%	93.1%	$360,319
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	59 +5 HELOCs	3.5%	93.7%	$315,677
American Pacific Mortgage Corporation	Conventional, FHA, VA	53	3.2%	96.4%	$410,660
Pennymac Loan Services LLC	Conventional, FHA, VA	39	2.3%	95.2%	$281,153
Freedom Mortgage Corporation	Conventional, FHA, VA	37	2.2%	93.2%	$314,729
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, HELOC	31 +2 HELOCs	1.8%	96.9%	$319,516
Nationstar Mortgage	Conventional, FHA, VA	31	1.8%	86.1%	$160,483
Nations Lending Corporation	Conventional, FHA, VA	25	1.5%	96.4%	$308,600
Newrez LLC	Conventional, FHA, VA	22	1.3%	68.8%	$301,818
Victory Mortgage, LLC	Conventional, FHA, VA	17	1%	94.4%	$419,705
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +3 HELOCs	0.9%	88.2%	$310,333
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	15 +1 HELOCs	0.9%	100%	$359,666
Geneva Financial LLC	Conventional, FHA, VA	15	0.9%	100%	$321,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	13 +1 HELOCs	0.8%	100%	$397,307
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional, VA	13	0.8%	100%	$311,153	View
Mutual of Omaha Mortgage	Conventional, FHA	12	0.7%	80%	$294,166
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	11	0.7%	56.5%	$248,636
Leaderone Financial Corp.	Conventional, FHA	11	0.7%	100%	$233,181
loanDepot.com LLC	Conventional, FHA, HELOC	10 +2 HELOCs	0.6%	73.3%	$241,000
Amerisave Mortgage Company	Conventional, FHA	8	0.5%	66.7%	$146,250
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA	6	0.4%	100%	$385,000	View
Scott Credit Union	Conventional	6	0.4%	100%	$340,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	6	0.4%	100%	$381,666
Village Capital & Investment	FHA, VA	6	0.4%	100%	$356,666
Union Home Mortgage Corp.	Conventional, FHA, VA	5	0.3%	71.4%	$411,000
Planet Home Lending, LLC	FHA, VA	5	0.3%	83.3%	$401,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	5	0.3%	100%	$377,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	5	0.3%	100%	$407,000	View
Spring Eq, LLC	Conventional, HELOC	4 +5 HELOCs	0.2%	29.4%	$42,500
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	4 +1 HELOCs	0.2%	100%	$400,000
HomeBridge Financial Services, Inc A+5.0 ★Texas Ratio: 3.74%	Conventional, FHA, VA, Jumbo, HELOC	4 +1 HELOCs	0.2%	100%	$515,000	View
Everett Financial, Inc.	Conventional, FHA	4	0.2%	100%	$400,000
Golden Empire Mortgage, Inc.	Conventional, FHA	4	0.2%	100%	$317,500
AmeriHome Mortgage Company, LLC	FHA	4	0.2%	100%	$355,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	4	0.2%	57.1%	$345,000	View
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	36.4%	$155,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	3	0.2%	100%	$431,666	View
PHH Mortgage Corporation	Conventional, FHA, VA	3	0.2%	100%	$291,666
Discover Bank	Conventional	3	0.2%	18.8%	$65,000
Provident Funding Associates	Conventional	3	0.2%	100%	$255,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.2%	75%	$435,000	View
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, FHA	3	0.2%	75%	$318,333	View
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$285,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	50%	$88,333	View
Paramount Residential Mortgage	Conventional, FHA	3	0.2%	100%	$475,000
Goodleap, LLC	FHA, VA, HELOC	2 +1 HELOCs	0.1%	100%	$255,000
Premier Mortgage Resources, LLC	Conventional, FHA	2	0.1%	100%	$430,000
Guaranteed Rate, Inc.	Conventional, FHA	2	0.1%	66.7%	$355,000
Primelending	Conventional, VA	2	0.1%	100%	$370,000
Equity Prime Mortgage LLC	FHA	2	0.1%	100%	$270,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$310,000
Movement Mortgage, LLC	FHA, VA	2	0.1%	100%	$305,000
Michigan Mutual, Inc	Conventional	2	0.1%	100%	$260,000
Click n' Close, Inc.	Conventional, VA	2	0.1%	100%	$505,000
American Financing Corporation	Conventional, FHA	2	0.1%	50%	$250,000
Honda Federal Credit Union	Conventional	2	0.1%	100%	$170,000
Transportation Federal Credit Union	Conventional	2	0.1%	100%	$115,000
Churchill Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$525,000
First Heritage Financial LLC	FHA	2	0.1%	100%	$340,000
The Loan Store, Inc	Conventional, FHA	2	0.1%	100%	$475,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.1%	100%	$210,000	View
Lower, LLC	Conventional, FHA	2	0.1%	100%	$320,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$315,000
Communityamerica Federal Credit Union	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$1,075,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.1%	33.3%	$55,000	View
Boeing Employees' Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$275,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$435,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$245,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$325,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$535,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$585,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$555,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$315,000
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$105,000
United Trust Bank	VA	1	0.1%	100%	$415,000
National Police Federal Credit Union	Conventional	1	0.1%	100%	$465,000
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$285,000	View
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$325,000
M Squared Financial LLC	Conventional	1	0.1%	100%	$475,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$275,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$315,000
Bank of O'Fallon	Conventional	1	0.1%	100%	$325,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$325,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	1	0.1%	100%	$1,405,000	View
T2 Financial LLC	FHA	1	0.1%	100%	$355,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$335,000
Cnb Bank & Trust, N.A. A+5.0 ★Texas Ratio: 5.41%	Conventional	1	0.1%	100%	$225,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$125,000
Digital Federal Credit Union	Conventional	1	0.1%	50%	$475,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$425,000	View
Grundy Bank A+5.0 ★Texas Ratio: 0.94%	Conventional	1	0.1%	100%	$305,000	View
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	VA	1	0.1%	100%	$375,000	View
Centennial Bank A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$445,000	View
Commercial Bank & Trust Company	Conventional	1	0.1%	100%	$205,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$435,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Valon Mortgage A5.0 ★Texas Ratio: 6.08%	HELOC	0 +2 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	HELOC	0 +1 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Wentzville Mortgage Rate Trends

Daily average mortgage rates for Missouri compared with the national average, updated every evening.

30-Year Fixed MO Avg

7.406%

▲ 0.132 vs 7 days ago

15-Year Fixed MO Avg

6.683%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Wentzville, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Wentzville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wentzville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wentzville, MO

Use these to narrow the list above. Each category shows how many Wentzville, MO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 81 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 73 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 71 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 46 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 12 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MO 52 lenders headquartered in Missouri, the closest thing to a mortgage lender near you

Who Lends in Wentzville, MO

Independent mortgage companies closed 68 percent of home loans in Wentzville, Missouri in 2025, banks 22 percent and credit unions 10 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Alltru Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 21 loans.

68%

Mortgage companies

22%

Banks

10%

Credit unions

18%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

All Missouri lenders 806 lenders Kansas City 323 lenders Springfield 215 lenders St. Louis 244 lenders O'Fallon 190 lenders Columbia 199 lenders Independence 188 lenders Lee's Summit 206 lenders St. Peters 174 lenders St. Charles 182 lenders St. Joseph 127 lenders Blue Springs 178 lenders Florissant 143 lenders

Frequently Asked Questions About Mortgage Lenders in Wentzville, MO

Who is the largest mortgage lender in Wentzville, MO?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Wentzville, Missouri with 35 loans, about 2.1 percent of the market. The largest lender headquartered in Missouri was Commerce Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Wentzville, MO have the highest approval rates?

Among lenders with meaningful volume in Wentzville, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.8 percent, against a 87.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wentzville, MO mortgage lenders offer FHA, VA and USDA loans?

71 lenders closed FHA loans in Wentzville, Missouri in 2025, led by Rocket Mortgage with 27. 46 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wentzville, MO lender list?

Yes. 73 banks and 23 credit unions closed home loans in Wentzville, Missouri in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wentzville, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wentzville, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wentzville, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wentzville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.