Royal Banks of Missouri CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Royal Banks of MissouriToday's 12-month CD rates can be found at 1.25%, 6-month CD rates at 4.00% and 3-month CD rates at 3.25%. Current savings rates are at 1.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 9.99%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Royal Banks of Missouri CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Royal Banks of Missouri, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Royal Banks of Missouri CD rates. You can also compare Royal Banks of Missouri savings rates, MMA rates and mortgage rates using our other rate lists.

Royal Banks of Missouri money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Royal Banks of Missouri? Share your experience about Royal Banks of Missouri by leaving a review below, or read customer reviews before you decide to use Royal Banks of Missouri.

Royal Banks of Missouri Texas Ratio

Royal Banks of Missouri's Texas Ratio is at 13.96%, which is considered excellent. The Texas Ratio for Royal Banks of Missouri is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Royal Banks of Missouri is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Royal Banks of Missouri
8021 Olive Blvd
University City, MO 63130
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Royal Banks of Missouri Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James
12-Month CD
4.25%
$1,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month
4.10%
$5,000
The Bank of Bennington
The Bank of Bennington
12-Month CD
4.00%
$500
EvaBank
EvaBank
12-Month CD
4.00%
$1,000
FNB of Bangor
FNB of Bangor
60-Month CD
3.80%
$1,000
Randolph Brooks FCU
Randolph Brooks FCU
24-Month CD
3.75%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD
3.65%
$500
The Bank of Protection
The Bank of Protection
18-Month CD
3.64%
$500
BankGloucester
BankGloucester
12-Month CD (Jumbo)
3.63%
$100,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
12-Month CD
3.55%
$100
Wintrust Bank
Wintrust Bank
23-Month CD
3.50%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
48-Month CD
3.34%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
48-Month CD
3.13%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
60-Month CD
3.04%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
36-Month CD
2.90%
$2,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
30-Month CD
2.50%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
36-Month CD
2.49%
$1,000
Sound Community Bank
Sound Community Bank
48-Month CD w/checking
2.27%
$1,000
5Star Bank
5Star Bank
48-Month CD
2.25%
$1,000
Root River State Bank
Root River State Bank
48-Month CD
2.10%
$300
1st Gateway Credit Union
1st Gateway Credit Union
36-Month CD
2.10%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
24-Month CD
1.76%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
60-Month CD
1.76%
$500
Paramount Bank
Paramount Bank
12-Month CD
1.75%
$1,000
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
Century Bank of Florida
Century Bank of Florida
Savings
1.00%
$0
United Bank of Union
United Bank of Union
36-Month CD
1.00%
$500
Liberty Bank for Savings
Liberty Bank for Savings
24-Month CD
0.95%
$5,000
Mid-Missouri Bank
Mid-Missouri Bank
48-Month CD
0.95%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
Money Market
0.75%
$2,500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Money Market
0.75%
$2,500
Catskill Hudson Bank
Catskill Hudson Bank
48-Month CD
0.70%
$500
MCS Bank
MCS Bank
60-Month CD
0.60%
$1,000
Municipal Bank
Municipal Bank
36-Month CD
0.60%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Money Market Checking
0.59%
$2,500
FNB of Scotia
FNB of Scotia
24-Month CD
0.57%
$500
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Brenham National Bank
Brenham National Bank
60-Month CD
0.50%
$1,000
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
SSB Community Bank
SSB Community Bank
48-Month CD
0.35%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Premium Money Market
0.30%
$5,000
The Union Bank Company
The Union Bank Company
36-Month CD
0.20%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Savings
0.15%
$50
The Wilmington Savings Bank
The Wilmington Savings Bank
Simple Savings
0.15%
$100
Altoona First Savings Bank
Altoona First Savings Bank
12-Month CD
0.15%
$1,000
Stafford Savings Bank
Stafford Savings Bank
Savings
0.11%
$5
Genesee Regional Bank
Genesee Regional Bank
Savings
0.10%
$10
Presence Bank
Presence Bank
Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Royal Banks of Missouri rate data right now, check back for updates, we are adding rates all the time.

Royal Banks of Missouri Information

Royal Banks of Missouri
8021 Olive Blvd
University City, MO 63130
St. Louis
Established Date: 11/08/1965
FDIC Certificate #: 19512
Date of FDIC Deposit Insurance: 11/08/1965
Bank Holding Company: ROYAL BANCSHARES INC
How Many Domestic U.S. Offices? 19
How Many Branches are There? 19
Is Royal Banks of Missouri FDIC Insured? Yes
What is Royal Banks of Missouri's Cert number? 19512
What is the maximum amount for insured deposits? $250,000 per holder, per account

Royal Banks of Missouri Financials

Total Assets:
$1,019,214,000
Total Deposits:
$874,378,000
Equity Capital:
$137,764,000
Domestic Deposits:
$874,378,000
Net Income:
$1,875,000
Return on Assets:
0.9336%
Quarterly Return on Assets:
0.7300%
Pretax Return on Assets:
0.9198%
Pretax Quarterly Return on Assets:
0.9200%
Return on Equity:
7.1500%
Quarterly Return on Equity:
5.4500%
Common Equity Tier 1 Capital Ratio:
14.7001%
Tier 1 Risk-Based Capital Ratio:
14.7001%
Leverage Tier 1 (Core Capital) Ratio:
11.9373%
Total Risk-Based Capital Ratio (YTD):
15.3953%
Total Interest Income (YTD):
4.9426%
 
 
Headquarters:
University City
FDIC Field Office:
St. Louis
Regulator:
FDIC
County:
St. Louis
# of Offices:
19
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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