☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Missouri / Florissant

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Florissant, Missouri

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Florissant, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.1000 N Highway 67 St, Florissant, MO 63031A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2895 N Highway 67, Florissant, MO 63033A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA6950 Parker Rd, Florissant, MO 63033A+5.0 ★Texas Ratio: 4.14%, Commerce BankCommerce Bank2900 N Highway 67, Florissant, MO 63033A+5.0 ★Texas Ratio: 0.89%, Regions BankRegions Bank100 N Highway 67 St, Florissant, MO 63031A+5.0 ★Texas Ratio: 4.37%, First BankFirst Bank222 N Highway 67 St, Florissant, MO 63031A+5.0 ★Texas Ratio: 2.49%, Fcb BanksFcb Banks14040 New Halls Ferry Rd, Florissant, MO 63033A5.0 ★Texas Ratio: 7.31%, CNB St Louis BankCNB St Louis Bank430 Saint Ferdinand St, Florissant, MO 63031A+5.0 ★Texas Ratio: 5.88%, Simmons BankSimmons Bank1001 Howdershell Rd, Florissant, MO 63031A+5.0 ★Texas Ratio: 5.33%, and Carrollton BankCarrollton Bank1925 Richardson Rd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Florissant, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florissant are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Florissant, Missouri

Market share is the lender's share of all home loans closed in Florissant, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Florissant 1000 N Highway 67 St, Florissant, MO 63031 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	27 +16 HELOCs	2.2%	58.7%	$127,962	View
JPMorgan Chase Bank, NA 1 office in Florissant 2895 N Highway 67, Florissant, MO 63033 A+5.0 ★Texas Ratio: 3.68%	Conventional	20	1.6%	91.7%	$156,000	View
Bank of America NA 2 offices in Florissant 6950 Parker Rd, Florissant, MO 63033 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA, HELOC	18 +24 HELOCs	1.4%	85.7%	$177,777	View
Commerce Bank 2 offices in Florissant 2900 N Highway 67, Florissant, MO 63033 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, HELOC	14 +12 HELOCs	1.1%	63.6%	$74,285	View
Regions Bank 2 offices in Florissant 100 N Highway 67 St, Florissant, MO 63031 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	11 +6 HELOCs	0.9%	76.2%	$145,909	View
First Bank 3 offices in Florissant 222 N Highway 67 St, Florissant, MO 63031 A+5.0 ★Texas Ratio: 2.49%	Conventional, FHA, HELOC	4 +5 HELOCs	0.3%	80%	$140,000	View
Fcb Banks 1 office in Florissant 14040 New Halls Ferry Rd, Florissant, MO 63033 A5.0 ★Texas Ratio: 7.31%	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	100%	$235,000	View
CNB St Louis Bank 1 office in Florissant 430 Saint Ferdinand St, Florissant, MO 63031 A+5.0 ★Texas Ratio: 5.88%	Conventional	1	0.1%	50%	$85,000	View
Simmons Bank 1 office in Florissant 1001 Howdershell Rd, Florissant, MO 63031 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +2 HELOCs	0%	0%		View
Carrollton Bank 1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58%	Conventional, FHA, VA	37	3%	92.5%	$130,945	View
Stifel Bank & Trust 501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33%	Conventional, FHA, VA, HELOC	26 +3 HELOCs	2.1%	96.4%	$175,384	View
First Community Credit Union 8417 N Lindbergh Blvd, Florissant, MO 63031 7138 A+5.0 ★Texas Ratio: 3.75%	Conventional, HELOC	21 +14 HELOCs	1.7%	63.6%	$117,380	View
Neighbors Credit Union 11899 New Halls Ferry Rd, Florissant, MO 63033 6926 A5.0 ★Texas Ratio: 7.12%	Conventional	19	1.5%	59.4%	$91,842	View
Flat Branch Mortgage, Inc. 803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	18	1.4%	95%	$183,333	View
Together Credit Union 1075 N HIGHWAY 67 St, Florissant, MO 63031 4749 A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	10 +4 HELOCs	0.8%	73.3%	$152,000	View
Lindell Bank & Trust Company 169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91%	Conventional	10	0.8%	100%	$101,000	View
Vantage Credit Union 11654 W Florissant Ave, Florissant, MO 63033 6723 A+5.0 ★Texas Ratio: 4.97%	Conventional, HELOC	9 +3 HELOCs	0.7%	52.9%	$53,888	View
Alltru Federal Credit Union 3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06%	Conventional	9	0.7%	90%	$106,111	View
The Central Trust Bank 405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, HELOC	8 +4 HELOCs	0.6%	72.7%	$136,250	View
The Bank of Old Monroe #10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03%	Conventional	6	0.5%	100%	$130,000	View
West Community Credit Union 18 Mullanphy Garden Shopping Ctr, Florissant, MO 63031 3412 A5.0 ★Texas Ratio: 12.18%	Conventional, HELOC	5 +5 HELOCs	0.4%	100%	$111,000	View
Midwest Bankcentre 1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66%	Conventional, FHA	5	0.4%	83.3%	$223,000	View
Associated Bank NA 10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA	5	0.4%	100%	$131,000	View
Arsenal Credit Union 14305 New Halls Ferry Rd, Florissant, MO 63033 1600 A5.0 ★Texas Ratio: 8.03%	Conventional	4	0.3%	100%	$175,000	View
Midland States Bank 1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50%	Conventional, FHA	4	0.3%	100%	$150,000	View
Heritage Community Bank 101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03%	Conventional	4	0.3%	100%	$135,000	View
Paramount Bank 90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70%	Conventional, FHA	3	0.2%	100%	$195,000	View
CIBC Bank USA 1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144 A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0.2%	100%	$180,000	View
St Johns B&T Co 11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59%	Conventional	2	0.2%	100%	$185,000	View
Bloomsdale Bank 55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65%	Conventional	2	0.2%	100%	$105,000	View
Alliance Credit Union 217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14%	Conventional	2	0.2%	50%	$45,000	View
Busey Bank 17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31%	Conventional, VA	2	0.2%	66.7%	$140,000	View
Enterprise Bank & Trust 3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31%	Conventional, FHA	2	0.2%	50%	$145,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$175,000	View
Montgomery Bank 11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43%	Conventional, HELOC	1 +1 HELOCs	0.1%	66.7%	$155,000	View
Umb Bank NA 827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$55,000	View
American Bank of Freedom 12161 Manchester Rd, Des Peres, MO 63131 A5.0 ★Texas Ratio: 11.22%	Conventional	1	0.1%	100%	$95,000	View
Multipli Federal Credit Union 400 E Broadway, Ashland, MO 65010	Conventional	1	0.1%	100%	$175,000	View
Peoples Bank 101 E Pine St, Bourbon, MO 65441 A+5.0 ★Texas Ratio: 1.90%	Conventional	1	0.1%	100%	$105,000	View
Great Southern Bank 6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	50%	$145,000	View
Phelps County Bank 718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23%	Conventional	1	0.1%	100%	$85,000	View
NBH Bank 1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$125,000	View
Jonesburg State Bank 110 1st St, Jonesburg, MO 63351 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$135,000	View
Exchange Bank of Missouri 101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19%	Conventional	1	0.1%	100%	$175,000	View
Homebank 1108 S Business Highway 61, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.67%	Conventional	1	0.1%	100%	$95,000	View
BMO Harris Bank NA 1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Das Acquisition Company, LLC	Conventional, FHA, VA	43	3.5%	98%	$188,488
Mortgage Research Center	Conventional, FHA, VA	32	2.6%	67.3%	$199,062
Gershman Investment Corp.	Conventional, FHA, VA	23	1.8%	92%	$141,956
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA	17	1.4%	87.5%	$171,470	View
Endeavor Capital, LLC	Conventional, FHA	13	1%	100%	$182,692
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	12	1%	100%	$169,166
Family Finance Mortgage LLC	Conventional, FHA, VA	9	0.7%	100%	$208,333
Mortgage Solutions, LLC	Conventional	9	0.7%	100%	$147,222
First State Bank of St Charles	Conventional, FHA	5	0.4%	100%	$177,000
Access Capital Funding LLC	Conventional, FHA	4	0.3%	100%	$210,000
Homekey Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$325,000
Guild Mortgage Company	Conventional, FHA, VA	156	12.5%	93.9%	$153,717
Rocket Mortgage A5.0 ★Texas Ratio: 7.45%	Conventional, FHA, VA	77	6.2%	79.6%	$138,636	View
New American Funding, LLC.	Conventional, FHA, VA, HELOC	46 +2 HELOCs	3.7%	78%	$171,304
Leaderone Financial Corp.	Conventional, FHA	41	3.3%	91.3%	$157,682
United Wholesale Mortgage	Conventional, FHA, VA	38	3.1%	90.7%	$218,947
Pennymac Loan Services LLC	Conventional, FHA, VA	28	2.2%	79.5%	$159,285
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, HELOC	27 +1 HELOCs	2.2%	84.4%	$164,629
Everett Financial, Inc.	Conventional, FHA	27	2.2%	84.4%	$126,481
Freedom Mortgage Corporation	Conventional, FHA, VA	26	2.1%	93.3%	$192,692
Newrez LLC	Conventional, FHA, VA	18	1.4%	58.1%	$189,444
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	17 +1 HELOCs	1.4%	100%	$180,294
American Pacific Mortgage Corporation	Conventional, FHA, VA	15	1.2%	83.3%	$188,333
loanDepot.com LLC	Conventional, FHA, VA, HELOC	13 +2 HELOCs	1%	56.5%	$121,923
Nationstar Mortgage	Conventional, FHA, VA	13	1%	92.9%	$104,230
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	9 +5 HELOCs	0.7%	52.4%	$177,222
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.6%	88.9%	$176,250
Nations Lending Corporation	Conventional, FHA	8	0.6%	100%	$135,000
Cadence Bank	Conventional, FHA	7	0.6%	87.5%	$203,571
CrossCountry Mortgage, LLC	Conventional, FHA	7	0.6%	100%	$175,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	7	0.6%	77.8%	$170,714
Carrington Mortgage Services LLC	Conventional, FHA	7	0.6%	29.2%	$105,000
Royal United Mortgage LLC	Conventional, FHA, VA	6	0.5%	100%	$126,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.5%	57.1%	$118,333
Amerisave Mortgage Company	Conventional, FHA	6	0.5%	22.2%	$106,666
Geneva Financial LLC	Conventional, FHA	6	0.5%	85.7%	$181,666
New Day Financial, LLC.	VA	6	0.5%	58.3%	$241,666
Zillow Home Loans, LLC	Conventional, FHA	6	0.5%	100%	$205,000
Fairway Independent Mort Corp	Conventional, FHA	6	0.5%	100%	$138,333
Village Capital & Investment	FHA, VA	6	0.5%	90%	$191,666
Primelending	Conventional	5	0.4%	100%	$201,000
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	FHA, VA	5	0.4%	100%	$225,000	View
Guaranteed Rate, Inc.	Conventional, FHA	4	0.3%	80%	$130,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	4	0.3%	100%	$135,000	View
Scott Credit Union	Conventional, VA	4	0.3%	66.7%	$212,500
Mortgage Solutions of Colorado	VA	4	0.3%	100%	$240,000
Lower, LLC	Conventional, FHA	4	0.3%	80%	$175,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	4	0.3%	80%	$225,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	4	0.3%	80%	$105,000	View
Paramount Residential Mortgage	Conventional, FHA	4	0.3%	80%	$302,500
Communityamerica Federal Credit Union	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$155,000
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	3	0.2%	100%	$158,333	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.2%	100%	$90,000	View
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.2%	100%	$300,000
PHH Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$110,000
American Financial Network, Inc.	FHA	2	0.2%	66.7%	$165,000
Bank of Belleville B4.6 ★Texas Ratio: 19.57%	Conventional	2	0.2%	100%	$110,000	View
Greenbox Loans	Conventional	2	0.2%	100%	$175,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$185,000	View
T2 Financial LLC	FHA	2	0.2%	100%	$205,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.2%	66.7%	$110,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0.2%	66.7%	$205,000	View
Spring Eq, LLC	Conventional	2	0.2%	40%	$45,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.2%	40%	$155,000
HomeBridge Financial Services, Inc A+5.0 ★Texas Ratio: 3.74%	VA, HELOC	1 +3 HELOCs	0.1%	50%	$205,000	View
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$115,000
Mutual of Omaha Mortgage	FHA, HELOC	1 +1 HELOCs	0.1%	25%	$235,000
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$185,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	50%	$165,000
American Financial Resources LLC	FHA	1	0.1%	100%	$215,000
Neighborhood Loans, Inc	Conventional	1	0.1%	50%	$5,000
MortgageOne, Inc	FHA	1	0.1%	100%	$205,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$215,000
Amerant Mortgage LLC	Conventional	1	0.1%	100%	$185,000
Liberty Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	VA	1	0.1%	100%	$295,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$55,000	View
United Trust Bank	FHA	1	0.1%	100%	$135,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$75,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$145,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$155,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	FHA	1	0.1%	100%	$195,000	View
Thompson Kane & Company, Inc	Conventional	1	0.1%	50%	$105,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$55,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$165,000	View
Midwest Mortgage Associates Corp	FHA	1	0.1%	100%	$245,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	FHA	1	0.1%	100%	$145,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	50%	$285,000
Boeing Employees' Credit Union	Conventional	1	0.1%	100%	$165,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$175,000	View
Atlanta Postal Credit Union	Conventional	1	0.1%	100%	$75,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$25,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$105,000	View
Bank & Trust Company	Conventional	1	0.1%	100%	$115,000
Midwest Members Credit Union	Conventional	1	0.1%	100%	$25,000
The Loan Store, Inc	Conventional	1	0.1%	100%	$205,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	FHA	1	0.1%	100%	$205,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	FHA	1	0.1%	100%	$115,000	View
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0.1%	100%	$185,000	View
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$115,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage A5.0 ★Texas Ratio: 6.08%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Florissant Mortgage Rate Trends

Daily average mortgage rates for Missouri compared with the national average, updated every evening.

30-Year Fixed MO Avg

7.406%

▲ 0.132 vs 7 days ago

15-Year Fixed MO Avg

6.683%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Florissant, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Florissant? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florissant in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Florissant, MO

Use these to narrow the list above. Each category shows how many Florissant, MO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 68 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 61 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 77 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 40 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in MO 44 lenders headquartered in Missouri, the closest thing to a mortgage lender near you

Who Lends in Florissant, MO

Independent mortgage companies closed 68.5 percent of home loans in Florissant, Missouri in 2025, banks 22.7 percent and credit unions 8.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 14 loans.

68.5%

Mortgage companies

22.7%

Banks

8.8%

Credit unions

31%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

All Missouri lenders 806 lenders Kansas City 323 lenders Springfield 215 lenders St. Louis 244 lenders O'Fallon 190 lenders Columbia 199 lenders Independence 188 lenders Lee's Summit 206 lenders St. Peters 174 lenders St. Charles 182 lenders Wentzville 169 lenders St. Joseph 127 lenders Blue Springs 178 lenders

Frequently Asked Questions About Mortgage Lenders in Florissant, MO

Who is the largest mortgage lender in Florissant, MO?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Florissant, Missouri with 27 loans, about 2.2 percent of the market. The largest lender headquartered in Missouri was Commerce Bank with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Florissant, MO have the highest approval rates?

Among lenders with meaningful volume in Florissant, Missouri, Guild Mortgage Company approved the highest share of completed applications in 2025 at 93.9 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Florissant, MO mortgage lenders offer FHA, VA and USDA loans?

77 lenders closed FHA loans in Florissant, Missouri in 2025, led by Guild Mortgage Company with 65. 40 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Florissant, MO lender list?

Yes. 61 banks and 19 credit unions closed home loans in Florissant, Missouri in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Florissant, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Florissant, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florissant, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florissant. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.