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Mortgage Lenders and Brokers in St. Peters, Missouri

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

St. Peters, Missouri mortgage lenders include Lindell Bank & Trust CompanyLindell Bank & Trust Company169 Long Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 1.91%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, and Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in St. Peters, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Peters are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in St. Peters, Missouri

Market share is the lender's share of all home loans closed in St. Peters, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Lindell Bank & Trust Company 169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91%	Conventional	8	0.5%	100%	$200,000	View
Flat Branch Mortgage, Inc. 803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	68	4%	98.6%	$250,441	View
First Community Credit Union 1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75%	Conventional, HELOC	63 +86 HELOCs	3.7%	72.4%	$220,555	View
US Bank, N.A. 1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	63 +26 HELOCs	3.7%	73.6%	$212,777	View
Stifel Bank & Trust 501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33%	Conventional, FHA, VA, HELOC	39 +5 HELOCs	2.3%	100%	$300,384	View
The Central Trust Bank 405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12%	Conventional, VA, HELOC	25 +5 HELOCs	1.5%	92.6%	$335,000	View
Regions Bank 2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	23 +22 HELOCs	1.4%	63.4%	$173,695	View
Commerce Bank 10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89%	Conventional, HELOC	21 +22 HELOCs	1.2%	75%	$83,095	View
Together Credit Union 1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	20 +15 HELOCs	1.2%	95.5%	$241,500	View
Vantage Credit Union 11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97%	Conventional, HELOC	19 +23 HELOCs	1.1%	73.1%	$95,000	View
Carrollton Bank 1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58%	Conventional, FHA, HELOC	18 +2 HELOCs	1.1%	94.7%	$285,000	View
Neighbors Credit Union 109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12%	Conventional	17	1%	70.8%	$153,823	View
Paramount Bank 90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70%	Conventional, FHA, VA	13	0.8%	92.9%	$288,846	View
JPMorgan Chase Bank, NA 1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	12 +1 HELOCs	0.7%	92.3%	$248,333	View
First Bank 2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49%	Conventional, FHA, HELOC	9 +3 HELOCs	0.5%	90%	$248,333	View
Great Southern Bank 6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55%	Conventional	9	0.5%	64.3%	$142,777	View
The Bank of Old Monroe #10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03%	Conventional	8	0.5%	88.9%	$275,000	View
Midwest Bankcentre 1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66%	Conventional, FHA	8	0.5%	100%	$292,500	View
Alliance Credit Union 217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14%	Conventional	8	0.5%	100%	$118,750	View
Bank of America NA 1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +30 HELOCs	0.4%	100%	$179,285	View
Wells Fargo Bank NA 1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	7	0.4%	77.8%	$216,428	View
Heritage Community Bank 101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03%	Conventional	7	0.4%	100%	$217,857	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +18 HELOCs	0.3%	100%	$405,000	View
West Community Credit Union 308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18%	Conventional, HELOC	3 +24 HELOCs	0.2%	80%	$251,666	View
Umb Bank NA 827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78%	Conventional, FHA, HELOC	3 +8 HELOCs	0.2%	100%	$145,000	View
Midland States Bank 1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50%	Conventional, FHA, VA, HELOC	3 +3 HELOCs	0.2%	100%	$328,333	View
Bank of Springfield 101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68%	Conventional	3	0.2%	100%	$235,000	View
CNB St Louis Bank 9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88%	Conventional	3	0.2%	100%	$215,000	View
Alltru Federal Credit Union 3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06%	Conventional	3	0.2%	60%	$171,666	View
HNB National Bank 700 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 0.35%	Conventional	3	0.2%	100%	$281,666	View
Arvest Bank 607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48%	Conventional	3	0.2%	100%	$408,333	View
First State Community Bank 74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95%	Conventional	3	0.2%	75%	$278,333	View
North American Savings Bank 1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31%	Conventional	2	0.1%	66.7%	$175,000	View
Nbkc Bank 8320 Ward Pkwy, Kansas City, MO 64114	Conventional	2	0.1%	100%	$290,000
St Johns B&T Co 11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59%	Conventional	2	0.1%	100%	$310,000	View
Arsenal Credit Union 3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03%	Conventional	2	0.1%	50%	$210,000	View
Peoples Bank & Trust Co. 106 N Business Hwy 61, Bowling Green, MO 63334 A-5.0 ★Texas Ratio: 14.19%	Conventional	2	0.1%	100%	$200,000	View
Associated Bank NA 10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45%	Conventional	2	0.1%	100%	$265,000	View
BMO Harris Bank NA 1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54%	Conventional	2	0.1%	100%	$120,000	View
Peoples National Bank, N.A. 6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39%	Conventional	2	0.1%	66.7%	$215,000	View
The Missouri Bank 2500 Range Line St, Columbia, MO 65202 A+5.0 ★Texas Ratio: 0.69%	Conventional	2	0.1%	100%	$220,000	View
Montgomery Bank 11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$295,000	View
The Bank of Missouri 495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$305,000	View
Mid America Bank 804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.1%	100%	$205,000	View
Fcb Banks 1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31%	Conventional	1	0.1%	100%	$435,000	View
Bison State Bank 9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$295,000	View
MRV Banks 1505 N Mount Auburn Rd, Cape Girardeau, MO 63701 F1.6 ★Texas Ratio: 56.27%	Conventional	1	0.1%	100%	$145,000	View
Citizens Bank 105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	50%	$385,000	View
Peoples Savings Bank 901 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.68%	Conventional	1	0.1%	100%	$165,000	View
Bokf NA 125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05%	FHA	1	0.1%	100%	$345,000	View
NBH Bank 1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$465,000	View
United Community Bank 123 W Lafayette St, Palmyra, MO 63461 A+5.0 ★Texas Ratio: 2.53%	Conventional	1	0.1%	100%	$155,000	View
Bloomsdale Bank 55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65%	Conventional	1	0.1%	100%	$325,000	View
Busey Bank 17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31%	Conventional	1	0.1%	100%	$235,000	View
Community State Bank of Missouri 104 Bowling Green Parkway, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 1.65%	Conventional	1	0.1%	100%	$295,000	View
Enterprise Bank & Trust 3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31%	Conventional	1	0.1%	50%	$35,000	View
First Mid Bank and Trust, NA 7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88%	HELOC	0 +2 HELOCs	0%	n/a		View
Das Acquisition Company, LLC	Conventional, FHA, VA	86	5.1%	97.9%	$265,232
First State Bank of St Charles	Conventional, FHA, VA	37	2.2%	100%	$289,324
Gershman Investment Corp.	Conventional, FHA	27	1.6%	96.4%	$224,629
Mortgage Research Center	Conventional, FHA, VA	26	1.5%	89.7%	$289,230
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA	25	1.5%	100%	$293,000	View
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	22	1.3%	100%	$248,636
Endeavor Capital, LLC	Conventional, FHA, VA	19	1.1%	95%	$273,947
US Wide Financial LLC	Conventional	11	0.6%	100%	$409,545
Access Capital Funding LLC	Conventional, FHA	8	0.5%	100%	$342,500
Family Finance Mortgage LLC	Conventional, VA	3	0.2%	100%	$281,666
Gateway Metro Federal Credit U	Conventional	3	0.2%	100%	$178,333
Mortgage Solutions, LLC	Conventional	3	0.2%	100%	$238,333
Community Mortgage, LLC	FHA	2	0.1%	100%	$270,000
Frontier Financial, Inc. DBA Frontier Mortgage	Conventional	2	0.1%	100%	$270,000
Rocket Mortgage A5.0 ★Texas Ratio: 7.45%	Conventional, FHA, VA	134	7.9%	89.4%	$188,283	View
Guild Mortgage Company	Conventional, FHA, VA	100	5.9%	96.3%	$251,400
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	88 +1 HELOCs	5.2%	92.7%	$271,477
New American Funding, LLC.	Conventional, FHA, VA, HELOC	75 +2 HELOCs	4.4%	96.2%	$262,066
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	34	2%	94.4%	$266,764
Pennymac Loan Services LLC	Conventional, FHA, VA	33	1.9%	85.4%	$178,636
Freedom Mortgage Corporation	Conventional, FHA, VA	31	1.8%	86.8%	$281,774
Nationstar Mortgage	Conventional, FHA, VA	26	1.5%	89.7%	$138,076
American Pacific Mortgage Corporation	Conventional, FHA, VA	25	1.5%	96.2%	$308,200
Nations Lending Corporation	Conventional, FHA	23	1.4%	95.8%	$285,000
Newrez LLC	Conventional, VA	20	1.2%	69%	$206,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	15 +3 HELOCs	0.9%	84.2%	$172,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	13 +4 HELOCs	0.8%	100%	$291,153
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +2 HELOCs	0.8%	81.2%	$219,615
Mutual of Omaha Mortgage	Conventional, FHA, VA	12	0.7%	63.2%	$305,000
Geneva Financial LLC	Conventional, FHA	10	0.6%	100%	$270,000
Scott Credit Union	Conventional, VA, HELOC	9 +1 HELOCs	0.5%	100%	$325,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.5%	61.1%	$259,444
Amerisave Mortgage Company	Conventional, FHA, VA	9	0.5%	40.9%	$117,222
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	9	0.5%	100%	$300,555	View
Spring Eq, LLC	Conventional, HELOC	8 +3 HELOCs	0.5%	44.4%	$45,000
Fairway Independent Mort Corp	Conventional	8	0.5%	100%	$306,250
Leaderone Financial Corp.	Conventional, FHA	8	0.5%	72.7%	$276,250
Envoy Mortgage, Ltd	Conventional, FHA, VA	7	0.4%	100%	$273,571
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	7	0.4%	87.5%	$273,571	View
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.4%	100%	$235,000
Carrington Mortgage Services LLC	Conventional, FHA	6	0.4%	81.8%	$198,333
Guaranteed Rate, Inc.	Conventional, VA	5	0.3%	100%	$265,000
Goodleap, LLC	Conventional, FHA, VA	5	0.3%	71.4%	$237,000
Everett Financial, Inc.	Conventional, FHA	5	0.3%	85.7%	$251,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	5	0.3%	100%	$261,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.3%	100%	$145,000	View
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	4	0.2%	100%	$227,500	View
Discover Bank	Conventional	4	0.2%	26.7%	$77,500
Prosperity Home Mortgage, LLC	Conventional	4	0.2%	100%	$310,000
21St Mortgage	Conventional	4	0.2%	33.3%	$47,500
Ark-La-Tex Financial Services LLC	Conventional	4	0.2%	100%	$277,500
Communityamerica Federal Credit Union	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$301,666
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	3	0.2%	100%	$365,000	View
American Financial Resources LLC	Conventional, FHA	3	0.2%	100%	$235,000
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$231,666
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	100%	$218,333
Golden Empire Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$261,666
New Day Financial, LLC.	VA	3	0.2%	60%	$255,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	75%	$291,666	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.2%	100%	$291,666	View
Cmg Mortgage Inc	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$165,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	2	0.1%	100%	$330,000	View
Primelending	Conventional	2	0.1%	100%	$305,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$300,000
United Trust Bank	Conventional, VA	2	0.1%	100%	$210,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	66.7%	$170,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$230,000
Nfm, Inc	Conventional, FHA	2	0.1%	100%	$305,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$230,000
T2 Financial LLC	FHA	2	0.1%	100%	$370,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional, VA	2	0.1%	100%	$335,000	View
Cnb Bank & Trust, N.A. A+5.0 ★Texas Ratio: 5.41%	Conventional	2	0.1%	66.7%	$170,000	View
Mission Loans, LLC	Conventional	2	0.1%	66.7%	$150,000
1St Midamerica Credit Union	Conventional	2	0.1%	100%	$75,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, FHA	2	0.1%	66.7%	$185,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$205,000	View
Mortgage Solutions of Colorado	Conventional	2	0.1%	100%	$220,000
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$225,000
The Loan Store, Inc	Conventional	2	0.1%	100%	$365,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$290,000
Village Capital & Investment	FHA, VA	2	0.1%	75%	$325,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$85,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$155,000
Dacotah Bank A5.0 ★Texas Ratio: 12.58%	Conventional	1	0.1%	100%	$245,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
TruHome Solutions, LLC	FHA	1	0.1%	50%	$285,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$345,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	100%	$55,000	View
Movement Mortgage, LLC	VA	1	0.1%	100%	$415,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$305,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$245,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	50%	$475,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$285,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$295,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	VA	1	0.1%	100%	$335,000	View
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$225,000
First State Mortgage Services	Conventional	1	0.1%	100%	$305,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$385,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$235,000
American Financing Corporation	VA	1	0.1%	66.7%	$365,000
Securitynational Mortgage Company	FHA	1	0.1%	100%	$255,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$315,000
Calcon Mutual Mortgage LLC	VA	1	0.1%	100%	$535,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$315,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$345,000
Empeople Credit Union	Conventional	1	0.1%	100%	$55,000
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional	1	0.1%	100%	$295,000	View
Pentagon Federal Credit Union	VA	1	0.1%	100%	$295,000
Uif Corporation	Conventional	1	0.1%	100%	$235,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$215,000
Victory Mortgage, LLC	FHA	1	0.1%	100%	$305,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$375,000
American B&T C, N.A. A5.0 ★Texas Ratio: 7.06%	Conventional	1	0.1%	100%	$105,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$435,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$285,000	View
Top Flite Financial, Inc.	VA	1	0.1%	100%	$285,000
Ohnward Bank and Trust	Conventional	1	0.1%	100%	$295,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Valon Mortgage A5.0 ★Texas Ratio: 6.08%	HELOC	0 +5 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.14%	HELOC	0 +1 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	100%
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc A+5.0 ★Texas Ratio: 3.74%	HELOC	0 +1 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

St. Peters Mortgage Rate Trends

Daily average mortgage rates for Missouri compared with the national average, updated every evening.

30-Year Fixed MO Avg

7.406%

▲ 0.132 vs 7 days ago

15-Year Fixed MO Avg

6.683%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in St. Peters, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in St. Peters? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Peters in 2025, with lenders based there listed first.

Types of Mortgage Lenders in St. Peters, MO

Use these to narrow the list above. Each category shows how many St. Peters, MO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 86 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 58 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in MO 52 lenders headquartered in Missouri, the closest thing to a mortgage lender near you

Who Lends in St. Peters, MO

Independent mortgage companies closed 64.6 percent of home loans in St. Peters, Missouri in 2025, banks 25.2 percent and credit unions 10.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Lindell Bank & Trust Company the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Lindell Bank & Trust Company led with 8 loans.

64.6%

Mortgage companies

25.2%

Banks

10.2%

Credit unions

14%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

All Missouri lenders 806 lenders Kansas City 323 lenders Springfield 215 lenders St. Louis 244 lenders O'Fallon 190 lenders Columbia 199 lenders Independence 188 lenders Lee's Summit 206 lenders St. Charles 182 lenders Wentzville 169 lenders St. Joseph 127 lenders Blue Springs 178 lenders Florissant 143 lenders

Frequently Asked Questions About Mortgage Lenders in St. Peters, MO

Who is the largest mortgage lender in St. Peters, MO?

By home loans closed in 2025, Lindell Bank & Trust Company was the largest mortgage lender in St. Peters, Missouri with 8 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in St. Peters, MO have the highest approval rates?

Among lenders with meaningful volume in St. Peters, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.6 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which St. Peters, MO mortgage lenders offer FHA, VA and USDA loans?

58 lenders closed FHA loans in St. Peters, Missouri in 2025, led by United Wholesale Mortgage with 21. 49 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this St. Peters, MO lender list?

Yes. 74 banks and 23 credit unions closed home loans in St. Peters, Missouri in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in St. Peters, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in St. Peters, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Peters, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Peters. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.