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Mortgage Lenders and Brokers in Blue Springs, Missouri

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Blue Springs, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.701 W Main St, Blue Springs, MO 64015A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank503 N Hwy 7, Blue Springs, MO 64015A+5.0 ★Texas Ratio: 0.89%, Umb Bank NAUmb Bank NA301 Nw State Route 7, Blue Springs, MO 64014A+5.0 ★Texas Ratio: 1.78%, The Central Trust BankThe Central Trust Bank1330a N 7 Hwy, Blue Springs, MO 64014A+5.0 ★Texas Ratio: 3.12%, Bank of America NABank of America NA1104 Sw St Hwy 7, Blue Springs, MO 64014A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA815 Sw State Route 7, Blue Springs, MO 64014A+5.0 ★Texas Ratio: 3.68%, Academy Bank, N.A.Academy Bank, N.A.600 Ne Coronado Dr, Blue Springs, MO 64014A+5.0 ★Texas Ratio: 5.08%, BMO Harris Bank NABMO Harris Bank NA3121 S 7 Hwy, Blue Springs, MO 64014A+5.0 ★Texas Ratio: 3.54%, First National Bank of OmahaFirst National Bank of Omaha202 E North Ave, Belton, MO 64012A+5.0 ★Texas Ratio: 4.82%, and Equity BankEquity Bank651 Ne Coronado Dr, Blue Springs, MO 64014A5.0 ★Texas Ratio: 6.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Blue Springs, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blue Springs are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Blue Springs, Missouri

Market share is the lender's share of all home loans closed in Blue Springs, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Blue Springs 701 W Main St, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	23 +13 HELOCs	1.6%	80%	$175,869	View
Commerce Bank 1 office in Blue Springs 503 N Hwy 7, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 0.89%	Conventional, HELOC	14 +23 HELOCs	1%	53.8%	$171,428	View
Umb Bank NA 1 office in Blue Springs 301 Nw State Route 7, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 1.78%	Conventional, VA, HELOC	12 +15 HELOCs	0.8%	80%	$158,333	View
The Central Trust Bank 3 offices in Blue Springs 1330a N 7 Hwy, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, HELOC	10 +9 HELOCs	0.7%	83.3%	$262,000	View
Bank of America NA 1 office in Blue Springs 1104 Sw St Hwy 7, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	9 +8 HELOCs	0.6%	100%	$289,444	View
JPMorgan Chase Bank, NA 1 office in Blue Springs 815 Sw State Route 7, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 3.68%	Conventional	6	0.4%	66.7%	$228,333	View
Academy Bank, N.A. 1 office in Blue Springs 600 Ne Coronado Dr, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 5.08%	Conventional, FHA, VA	4	0.3%	100%	$260,000	View
BMO Harris Bank NA 1 office in Blue Springs 3121 S 7 Hwy, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +5 HELOCs	0.1%	40%	$150,000	View
First National Bank of Omaha 2 offices in Blue Springs 202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82%	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	100%	$265,000	View
Equity Bank 1 office in Blue Springs 651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60%	HELOC	0 +7 HELOCs	0%	n/a		View
Flat Branch Mortgage, Inc. 803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	58	4%	100%	$277,241	View
Bank of Odessa 201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55%	Conventional	17	1.2%	100%	$262,058	View
Nbkc Bank 8320 Ward Pkwy, Kansas City, MO 64114	Conventional, VA	14	1%	100%	$345,714
Arvest Bank 607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, HELOC	12 +8 HELOCs	0.8%	92.3%	$329,166	View
First Bank 2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49%	Conventional, FHA	9	0.6%	90%	$276,111	View
First Federal Bank of Kansas City 3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50%	Conventional, HELOC	6 +5 HELOCs	0.4%	100%	$373,333	View
Wells Fargo Bank NA 1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	6	0.4%	75%	$233,333	View
United Consumers Credit Union 1111 E 23rd St S, Independence, MO 64055 A5.0 ★Texas Ratio: 6.33%	Conventional	4	0.3%	100%	$165,000	View
Paramount Bank 90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70%	Conventional	4	0.3%	100%	$302,500	View
Bokf NA 125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$241,666	View
NBH Bank 1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	3 +1 HELOCs	0.2%	60%	$165,000	View
Armed Forces Bank, N.A. 484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA	3	0.2%	60%	$341,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$250,000	View
Capitol Federal Savings Bank 4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$335,000	View
Community National Bank & Trust 2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000	View
Preferred Bank 28638 Highway 11, Brookfield, MO 64628 C2.4 ★Texas Ratio: 1.88%	Conventional	1	0.1%	100%	$35,000	View
Bank of Springfield 101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68%	Conventional	1	0.1%	100%	$325,000	View
Mid America Bank 804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.1%	100%	$215,000	View
North American Savings Bank 1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31%	FHA	1	0.1%	100%	$395,000	View
Regions Bank 2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	100%	$155,000	View
Bison State Bank 9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38%	VA	1	0.1%	100%	$415,000	View
Guaranty Bank 312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97%	Conventional	1	0.1%	100%	$205,000	View
Farmers State Bank 416 N Walnut St, Cameron, MO 64429	Conventional	1	0.1%	100%	$295,000
Hawthorn Bank 8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$155,000	View
Public Safety Credit Union 20130 E Valley View Pkwy, Independence, MO 64057 1590 A+5.0 ★Texas Ratio: 2.02%	Conventional	1	0.1%	100%	$235,000	View
Wood & Huston Bank ★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77%	Conventional	1	0.1%	100%	$105,000	View
Security Bank of Kansas City 5959 Ne Antioch Rd, Gladstone, MO 64119 A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.1%	100%	$145,000	View
F & C Bank 1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13%	Conventional	1	0.1%	100%	$145,000	View
The Nodaway Valley Bank 304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$25,000	View
Alliant Bank 1910 Main St, Boonville, MO 65233 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$325,000	View
OakStar Bank ★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Community Mortgage, LLC	Conventional, FHA, VA	66	4.6%	100%	$301,363
Mortgage Research Center	Conventional, FHA, VA	24	1.7%	64.9%	$327,500
First State Bank of St Charles	Conventional, FHA, VA	17	1.2%	100%	$296,764
Endeavor Capital, LLC	Conventional, FHA, VA	9	0.6%	100%	$277,222
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	6	0.4%	85.7%	$221,666
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	3	0.2%	100%	$371,666	View
Das Acquisition Company, LLC	Conventional, FHA	2	0.1%	100%	$245,000
Gershman Investment Corp.	Conventional, FHA	2	0.1%	100%	$285,000
R-G Fderal Credit Union	Conventional	1	0.1%	100%	$155,000
Mortgage Solutions, LLC	Conventional	1	0.1%	100%	$245,000
Conservation Emp Credit Union	Conventional	1	0.1%	100%	$395,000
Rocket Mortgage A5.0 ★Texas Ratio: 7.45%	Conventional, FHA, VA	103	7.2%	83.5%	$207,912	View
Communityamerica Federal Credit Union	Conventional, FHA, VA, Jumbo, HELOC	88 +147 HELOCs	6.1%	92.7%	$278,068
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	84	5.9%	92.5%	$320,357
Leaderone Financial Corp.	Conventional, FHA, VA	56	3.9%	100%	$284,107
Fairway Independent Mort Corp	Conventional, FHA, VA	49	3.4%	94.2%	$288,265
Primelending	Conventional, FHA, VA	46	3.2%	86%	$265,000
Guild Mortgage Company	Conventional, FHA, VA	38	2.6%	95%	$219,210
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	34	2.4%	92.9%	$267,058
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	32	2.2%	94.1%	$260,937
Nationstar Mortgage	Conventional, FHA, VA	28	2%	87.5%	$179,285
Summit Funding.Inc	Conventional, VA	23	1.6%	92%	$293,695
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	22	1.5%	100%	$286,818
Waterstone Mortgage Corporation A+5.0 ★Texas Ratio: 2.07%	Conventional, FHA	21	1.5%	95.5%	$243,571	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	20 +1 HELOCs	1.4%	100%	$280,000
Freedom Mortgage Corporation	Conventional, FHA, VA	19	1.3%	85.7%	$300,263
Newrez LLC	Conventional, FHA, VA	19	1.3%	76%	$282,894
Lennar Mortgage, LLC	Conventional, FHA, VA	16	1.1%	80%	$254,375
loanDepot.com LLC	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1%	71.4%	$229,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1%	88.2%	$228,333
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	15	1%	81%	$223,666
M Squared Financial LLC	Conventional, FHA	15	1%	93.8%	$301,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +3 HELOCs	1%	93.3%	$248,571
Sun West Mortgage Company, Inc	Conventional, FHA	10	0.7%	100%	$290,000
Premier Mortgage Resources, LLC	Conventional, FHA, VA	9	0.6%	100%	$249,444
Amerisave Mortgage Company	Conventional, FHA	9	0.6%	39.1%	$252,777
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA	9	0.6%	90%	$341,666	View
Spring Eq, LLC	Conventional, HELOC	8 +1 HELOCs	0.6%	53.3%	$53,750
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.6%	100%	$257,500
Carrington Mortgage Services LLC	Conventional, FHA, VA	8	0.6%	42.1%	$206,250
The Loan Store, Inc	Conventional, VA, HELOC	7 +1 HELOCs	0.5%	90%	$296,428
Click n' Close, Inc.	Conventional, FHA	7	0.5%	100%	$230,714
Ark-La-Tex Financial Services LLC	Conventional	7	0.5%	100%	$255,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	6	0.4%	100%	$225,000
Union Home Mortgage Corp.	Conventional, FHA, VA	6	0.4%	100%	$330,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	6	0.4%	85.7%	$313,333	View
Guaranteed Rate, Inc.	Conventional, VA	5	0.3%	83.3%	$329,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional, FHA	5	0.3%	100%	$335,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	5	0.3%	100%	$243,000	View
Landmark National Bank A+5.0 ★Texas Ratio: 5.97%	Conventional, FHA	5	0.3%	100%	$269,000	View
Provident Funding Associates	Conventional	5	0.3%	100%	$259,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.3%	100%	$321,000
Envoy Mortgage, Ltd	Conventional, FHA, VA	4	0.3%	100%	$270,000
Kind Lending, LLC	Conventional, FHA, VA	4	0.3%	100%	$257,500
Synergy One Lending, Inc.	Conventional, FHA	4	0.3%	100%	$275,000
1St Midamerica Credit Union	Conventional	4	0.3%	83.3%	$202,500
Mutual of Omaha Mortgage	Conventional, VA	4	0.3%	80%	$212,500
Village Capital & Investment	FHA, VA	4	0.3%	75%	$385,000
Mazuma Credit Union A5.0 ★Texas Ratio: 8.70%	Conventional, HELOC	3 +6 HELOCs	0.2%	75%	$278,333	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA	3	0.2%	100%	$288,333	View
American Financial Resources LLC	Conventional	3	0.2%	100%	$208,333
Royal United Mortgage LLC	Conventional	3	0.2%	75%	$188,333
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	3	0.2%	100%	$275,000	View
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	60%	$315,000
PHH Mortgage Corporation	Conventional, FHA, VA	3	0.2%	75%	$285,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	3	0.2%	100%	$305,000	View
Midwest Mortgage Associates Corp	Conventional	3	0.2%	100%	$191,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	50%	$341,666	View
Mainstreet Federal Credit Union	Conventional	3	0.2%	75%	$131,666
Megastar Finanacial Corp	Conventional, FHA	3	0.2%	100%	$275,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	100%	$218,333	View
Nations Direct Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$258,333
Zillow Home Loans, LLC	Conventional, FHA	3	0.2%	100%	$281,666
Lower, LLC	Conventional, FHA, VA	3	0.2%	100%	$308,333
Geneva Financial LLC	Conventional, FHA, VA	3	0.2%	100%	$245,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	60%	$348,333	View
Goodleap, LLC	Conventional, FHA, HELOC	2 +4 HELOCs	0.1%	100%	$205,000
HomeBridge Financial Services, Inc A+5.0 ★Texas Ratio: 3.74%	Conventional, VA, HELOC	2 +3 HELOCs	0.1%	100%	$325,000	View
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.1%	100%	$230,000
United Trust Bank	FHA, VA	2	0.1%	100%	$245,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.1%	100%	$300,000	View
Lendlo Mortgage, LLC	Conventional, VA	2	0.1%	100%	$300,000
Midwest Heritage Bank FSB A5.0 ★Texas Ratio: 9.76%	Conventional	2	0.1%	100%	$120,000	View
Cardinal Financial Company, Li	FHA	2	0.1%	100%	$340,000
New Day Financial, LLC.	VA	2	0.1%	100%	$355,000
Hometown Equity Mortgage, LLC	Conventional	2	0.1%	100%	$225,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	2	0.1%	100%	$220,000	View
Pentagon Federal Credit Union	Conventional, VA	2	0.1%	100%	$370,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	2	0.1%	66.7%	$95,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	2	0.1%	100%	$230,000	View
Silver Lake Bank	Conventional	2	0.1%	100%	$400,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	2	0.1%	100%	$170,000	View
Paramount Residential Mortgage	Conventional, FHA	2	0.1%	100%	$170,000
Plaza Home Mortgage, Inc	Conventional	2	0.1%	66.7%	$240,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$165,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$175,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$235,000	View
Baldwin State Bank A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$415,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$165,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$425,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	100%	$325,000	View
Everett Financial, Inc.	FHA	1	0.1%	100%	$415,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
MortgageOne, Inc	FHA	1	0.1%	100%	$415,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$525,000	View
TruHome Solutions, LLC	Conventional	1	0.1%	100%	$355,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	50%	$155,000	View
Pilgrim Mortgage LLC	Conventional	1	0.1%	100%	$135,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$165,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$195,000
Eustis Mortgage Corp	FHA	1	0.1%	100%	$305,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$345,000	View
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$565,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$155,000
American Financing Corporation	FHA	1	0.1%	20%	$415,000
Corporate America Family CU	Conventional	1	0.1%	100%	$55,000
Bay Equity LLC	Conventional	1	0.1%	100%	$145,000
Home Bank & Trust Co. A5.0 ★Texas Ratio: 6.38%	Conventional	1	0.1%	100%	$245,000	View
Highlands Residential Mortgage, Ltd.	FHA	1	0.1%	100%	$345,000
Cornerstone Bank A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$235,000	View
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$95,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$205,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$575,000	View
T2 Financial LLC	FHA	1	0.1%	100%	$315,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$245,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$225,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$255,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$155,000	View
Four Points Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Mission Loans, LLC	Conventional	1	0.1%	50%	$255,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional	1	0.1%	50%	$135,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$375,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$335,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$225,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$245,000	View
Community National Bank A4.9 ★Texas Ratio: 9.62%	Conventional	1	0.1%	100%	$355,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$255,000
Texana Bank	VA	1	0.1%	100%	$305,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Valon Mortgage A5.0 ★Texas Ratio: 6.08%	HELOC	0 +2 HELOCs	0%	0%		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Blue Springs Mortgage Rate Trends

Daily average mortgage rates for Missouri compared with the national average, updated every evening.

30-Year Fixed MO Avg

7.406%

▲ 0.132 vs 7 days ago

15-Year Fixed MO Avg

6.683%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Blue Springs, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Blue Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blue Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Blue Springs, MO

Use these to narrow the list above. Each category shows how many Blue Springs, MO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 94 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 61 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MO 32 lenders headquartered in Missouri, the closest thing to a mortgage lender near you

Who Lends in Blue Springs, MO

Independent mortgage companies closed 67.7 percent of home loans in Blue Springs, Missouri in 2025, banks 23.5 percent and credit unions 8.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and United Consumers Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 14 loans.

67.7%

Mortgage companies

23.5%

Banks

8.8%

Credit unions

22%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

All Missouri lenders 806 lenders Kansas City 323 lenders Springfield 215 lenders St. Louis 244 lenders O'Fallon 190 lenders Columbia 199 lenders Independence 188 lenders Lee's Summit 206 lenders St. Peters 174 lenders St. Charles 182 lenders Wentzville 169 lenders St. Joseph 127 lenders Florissant 143 lenders

Frequently Asked Questions About Mortgage Lenders in Blue Springs, MO

Who is the largest mortgage lender in Blue Springs, MO?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Blue Springs, Missouri with 23 loans, about 1.6 percent of the market. The largest lender headquartered in Missouri was Commerce Bank with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Blue Springs, MO have the highest approval rates?

Among lenders with meaningful volume in Blue Springs, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 88 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Blue Springs, MO mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Blue Springs, Missouri in 2025, led by United Wholesale Mortgage with 27. 61 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Blue Springs, MO lender list?

Yes. 74 banks and 16 credit unions closed home loans in Blue Springs, Missouri in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Blue Springs, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Blue Springs, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blue Springs, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blue Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.