iAdvertiser Disclosure
Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.
Mortgage Lenders and Brokers in Kansas City, Missouri
Content reviewed by
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Kansas City, Missouri mortgage lenders include Arvest BankArvest Bank9300 Blue Ridge Blvd, Kansas City, MO 64138A5.0 ★Texas Ratio: 7.48%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, Commerce BankCommerce Bank6100 Troost Ave, Kansas City, MO 64110A+5.0 ★Texas Ratio: 0.89%, US Bank, N.A.US Bank, N.A.2301 Holmes St, Kansas City, MO 64108A+5.0 ★Texas Ratio: 2.85%, The Central Trust BankThe Central Trust Bank4209 E 50th Ter, Kansas City, MO 64130A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7701 State Line Rd, Kansas City, MO 64114A+5.0 ★Texas Ratio: 3.68%, Capitol Federal Savings BankCapitol Federal Savings Bank4242 Main St, Kansas City, MO 64111A+5.0 ★Texas Ratio: 5.21%, Umb Bank NAUmb Bank NA6400 Independence Ave, Kansas City, MO 64125A+5.0 ★Texas Ratio: 1.78%, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City4227 Blue Ridge Blvd, Kansas City, MO 64133A+5.0 ★Texas Ratio: 3.50%, and Bank of America NABank of America NA2728 Ne Vivion Rd, Kansas City, MO 64119A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kansas City, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kansas City are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kansas City, Missouri
Market share is the lender's share of all home loans closed in Kansas City, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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6 offices in Kansas City 9300 Blue Ridge Blvd, Kansas City, MO 64138 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, Jumbo, HELOC | 176 +57 HELOCs |
2.1% | 97.3% | $307,215 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional, FHA, VA, Jumbo | 138 | 1.6% | 90.4% | $338,695 | |
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10 offices in Kansas City 6100 Troost Ave, Kansas City, MO 64110 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, VA, Jumbo, HELOC | 110 +129 HELOCs |
1.3% | 60.4% | $236,545 | View |
|
11 offices in Kansas City 2301 Holmes St, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 106 +80 HELOCs |
1.3% | 66.1% | $207,452 | View |
|
6 offices in Kansas City 4209 E 50th Ter, Kansas City, MO 64130 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, Jumbo, HELOC | 105 +36 HELOCs |
1.2% | 89.8% | $233,857 | View |
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10 offices in Kansas City 7701 State Line Rd, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 88 +6 HELOCs |
1% | 88.2% | $283,181 | View |
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3 offices in Kansas City 4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional, Jumbo, HELOC | 86 +19 HELOCs |
1% | 90.8% | $222,558 | View |
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8 offices in Kansas City 6400 Independence Ave, Kansas City, MO 64125 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, Jumbo, HELOC | 72 +89 HELOCs |
0.9% | 77.1% | $301,666 | View |
|
3 offices in Kansas City 4227 Blue Ridge Blvd, Kansas City, MO 64133 A+5.0 ★Texas Ratio: 3.50% |
Conventional, FHA, Jumbo, HELOC | 43 +27 HELOCs |
0.5% | 100% | $317,325 | View |
|
7 offices in Kansas City 2728 Ne Vivion Rd, Kansas City, MO 64119 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 42 +102 HELOCs |
0.5% | 80.8% | $249,285 | View |
|
2 offices in Kansas City 6430 N Cosby Ave, Kansas City, MO 64151 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, VA, HELOC | 39 +8 HELOCs |
0.5% | 86.7% | $230,384 | View |
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4 offices in Kansas City 1 Ward Pkwy, Kansas City, MO 64112 A+5.0 ★Texas Ratio: 4.82% |
Conventional, Jumbo, HELOC | 35 +42 HELOCs |
0.4% | 87.8% | $411,857 | View |
|
★ 5 stars, 1 review 1 office in Kansas City 4717 Grand Ave, Kansas City, MO 64112 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, HELOC | 35 +2 HELOCs |
0.4% | 94.7% | $300,428 | View |
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4 offices in Kansas City 1881 Main St, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 5.08% |
Conventional, FHA, Jumbo | 33 | 0.4% | 89.5% | $486,515 | View |
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2 offices in Kansas City 125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
Conventional, VA, HELOC | 32 +21 HELOCs |
0.4% | 88.9% | $209,062 | View |
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1 office in Kansas City 3670 Broadway Blvd, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 19 | 0.2% | 100% | $166,578 | View |
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1 office in Kansas City 9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
Conventional, FHA, Jumbo | 14 | 0.2% | 100% | $642,857 | View |
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1 office in Kansas City 7012 Nw Barry Rd, Kansas City, MO 64153 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, VA | 12 | 0.1% | 66.7% | $266,666 | View |
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1 office in Kansas City 6200 Nw 63rd St, Kansas City, MO 64151 A5.0 ★Texas Ratio: 6.60% |
Conventional, FHA, HELOC | 11 +2 HELOCs |
0.1% | 91.7% | $329,545 | View |
|
★ 1.7 stars, 3 reviews 1 office in Kansas City 1837 Grand Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 10 +18 HELOCs |
0.1% | 81.2% | $410,000 | View |
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1 office in Kansas City 8140 N Brighton Ave, Kansas City, MO 64119 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 9 | 0.1% | 100% | $177,222 | View |
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6 offices in Kansas City 8520 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 7 | 0.1% | 88.9% | $415,000 | View |
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3 offices in Kansas City 1201 Nw Briarcliff Pkwy, Kansas City, MO 64116 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 5 +30 HELOCs |
0.1% | 55.6% | $341,000 | View |
|
1 office in Kansas City 8625 Ne 85th St, Kansas City, MO 64157 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 4 +2 HELOCs |
0% | 100% | $247,500 | View |
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1 office in Kansas City 8500 N Green Hills Rd, Kansas City, MO 64154 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 0% | 100% | $332,500 | View |
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2800 E 14th St, Kansas City, MO 64127 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 4 | 0% | 100% | $290,000 | View |
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1 office in Kansas City 8300 N Booth Ave, Kansas City, MO 64158 A5.0 ★Texas Ratio: 7.97% |
Conventional | 3 | 0% | 100% | $221,666 | View |
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1 office in Kansas City 4717 Grand Ave, Kansas City, MO 64112 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 2 | 0% | 66.7% | $750,000 | View |
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1 office in Kansas City 1200 Grand Boulevard, Kansas City, MO 64106 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 50% | $195,000 | View |
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1 office in Kansas City 101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0% | 100% | $245,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 177 | 2.1% | 99.4% | $277,768 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA, VA, Jumbo, HELOC | 88 +3 HELOCs |
1% | 96.7% | $302,500 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 28 | 0.3% | 62.2% | $262,857 | View |
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213 N Main St, Braymer, MO 64624 A+5.0 ★Texas Ratio: 1.27% |
Conventional, Jumbo | 14 | 0.2% | 93.3% | $521,428 | View |
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304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 14 | 0.2% | 100% | $185,000 | View |
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6363 N Cosby Ave, Kansas City, MO 64151 A5.0 ★Texas Ratio: 8.19% |
Conventional | 13 | 0.2% | 100% | $241,153 | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 12 | 0.1% | 100% | $195,000 | View |
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484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, VA | 10 | 0.1% | 62.5% | $358,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional, FHA, Jumbo | 9 | 0.1% | 90% | $252,777 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional, FHA, VA | 7 | 0.1% | 100% | $215,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 6 | 0.1% | 100% | $276,666 | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 5 | 0.1% | 100% | $137,000 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 4 | 0% | 100% | $347,500 | View |
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700 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 4 | 0% | 100% | $372,500 | View |
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★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 4 | 0% | 100% | $270,000 | View |
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3309 Miller St, Bethany, MO 64424 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 4 | 0% | 100% | $295,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 0% | 66.7% | $175,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 3 | 0% | 100% | $375,000 | View |
Farmers State Bank
416 N Walnut St, Cameron, MO 64429 |
Conventional | 3 | 0% | 50% | $301,666 | |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 3 | 0% | 100% | $381,666 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 2 | 0% | 100% | $125,000 | View |
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114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 2 | 0% | 100% | $140,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 2 | 0% | 66.7% | $330,000 | View |
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101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0% | 100% | $475,000 | View |
Great Plains Federal Credit Union
120 S GARRISON AVE, CARTHAGE, MO 64836 |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $105,000 | |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $265,000 | View |
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1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $335,000 | View |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 1 | 0% | 100% | $255,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0% | 100% | $185,000 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0% | 100% | $435,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0% | 100% | $245,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0% | 100% | $255,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0% | 50% | $205,000 | View |
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1111 E 23rd St S, Independence, MO 64055 A5.0 ★Texas Ratio: 6.33% |
Conventional | 1 | 0% | 50% | $145,000 | View |
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7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional | 1 | 0% | 100% | $305,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0% | 100% | $495,000 | View |
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312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
FHA | 1 | 0% | 100% | $355,000 | View |
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2443 Nw Prairie View Rd, Platte City, MO 64079 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 0% | 100% | $405,000 | View |
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2nd And Pine Street, Argyle, MO 65001 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0% | 100% | $395,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0% | 100% | $85,000 | View |
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1003 State Highway C, Bevier, MO 63532 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0% | 100% | $505,000 | View |
First State Bank of St Charles
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Conventional, FHA, VA, Jumbo | 232 | 2.7% | 100% | $356,853 | |
Mortgage Research Center
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Conventional, FHA, VA | 135 | 1.6% | 76.5% | $288,703 | |
Community Mortgage, LLC
|
Conventional, FHA, VA | 90 | 1.1% | 98.9% | $244,777 | |
Endeavor Capital, LLC
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Conventional, FHA, VA | 49 | 0.6% | 100% | $253,979 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 29 | 0.3% | 93.5% | $244,310 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 10 | 0.1% | 100% | $218,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, Jumbo | 9 | 0.1% | 100% | $416,111 | View |
Kearney Trust Company
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Conventional | 9 | 0.1% | 100% | $198,333 | |
R-G Fderal Credit Union
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Conventional | 4 | 0% | 66.7% | $135,000 | |
Citizens Bank of Amsterdam
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Conventional | 2 | 0% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0% | 50% | $325,000 | View |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA, Jumbo | 580 | 6.9% | 82% | $198,482 | View |
Communityamerica Federal Credit Union
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Conventional, FHA, VA, Jumbo, HELOC | 558 +646 HELOCs |
6.6% | 95.2% | $312,473 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo, HELOC | 495 +1 HELOCs |
5.9% | 97.1% | $261,828 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 408 +14 HELOCs |
4.8% | 93% | $290,073 | |
Primelending
|
Conventional, FHA, VA, Jumbo | 365 | 4.3% | 99.5% | $267,767 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 259 | 3.1% | 86.3% | $220,289 | |
Guild Mortgage Company
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Conventional, FHA, VA | 257 | 3% | 95.2% | $225,739 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 166 | 2% | 85.6% | $271,867 | |
M Squared Financial LLC
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Conventional, FHA, VA | 159 | 1.9% | 97.6% | $262,106 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 134 +1 HELOCs |
1.6% | 96.4% | $314,701 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 130 | 1.5% | 82.1% | $265,846 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 129 | 1.5% | 92.8% | $273,992 | |
Nationstar Mortgage
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Conventional, FHA, VA | 117 | 1.4% | 84.4% | $141,239 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 92 +12 HELOCs |
1.1% | 68.8% | $142,065 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 85 | 1% | 91.4% | $264,058 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA, VA | 67 | 0.8% | 100% | $216,044 | View |
Summit Funding.Inc
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Conventional, FHA, VA | 66 | 0.8% | 93% | $226,515 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 66 | 0.8% | 98.5% | $306,969 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 64 +14 HELOCs |
0.8% | 83.5% | $278,750 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 63 +7 HELOCs |
0.7% | 81% | $229,761 | |
Newrez LLC
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Conventional, FHA, VA | 63 | 0.7% | 53.8% | $222,460 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo | 60 | 0.7% | 93.8% | $336,666 | View |
Megastar Finanacial Corp
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Conventional, FHA, VA | 54 | 0.6% | 96.4% | $221,851 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 49 | 0.6% | 74.6% | $313,775 | |
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A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA, VA | 47 | 0.6% | 95.9% | $328,829 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 46 | 0.5% | 58.6% | $187,608 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 46 | 0.5% | 30.1% | $97,391 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 43 +5 HELOCs |
0.5% | 91.5% | $439,883 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 42 +2 HELOCs |
0.5% | 95.5% | $384,047 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional, FHA, HELOC | 40 +58 HELOCs |
0.5% | 87% | $234,500 | View |
Everett Financial, Inc.
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Conventional, FHA | 40 | 0.5% | 95.2% | $255,750 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 37 +5 HELOCs |
0.4% | 91.1% | $223,378 | |
Spring Eq, LLC
|
Conventional, HELOC | 36 +19 HELOCs |
0.4% | 46.9% | $71,944 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 36 | 0.4% | 94.7% | $267,777 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 35 | 0.4% | 80.4% | $211,285 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 34 | 0.4% | 79.5% | $186,176 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, VA | 33 | 0.4% | 84.6% | $338,030 | |
21St Mortgage
|
Conventional | 33 | 0.4% | 44% | $48,636 | |
T2 Financial LLC
|
Conventional, FHA, VA | 32 | 0.4% | 100% | $310,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA, VA | 32 | 0.4% | 86.8% | $366,250 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 30 +5 HELOCs |
0.4% | 82.1% | $214,666 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 29 | 0.3% | 93.8% | $168,448 | |
Envoy Mortgage, Ltd
|
Conventional, FHA, VA | 28 | 0.3% | 93.5% | $272,142 | |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 25 +10 HELOCs |
0.3% | 76.7% | $145,400 | |
Discover Bank
|
Conventional | 25 | 0.3% | 33.8% | $76,200 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 24 | 0.3% | 92.3% | $245,000 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 24 | 0.3% | 82.9% | $345,833 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 23 | 0.3% | 58% | $191,521 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 22 | 0.3% | 62.9% | $286,363 | View |
Zippy Loans, LLC
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Conventional | 20 | 0.2% | 41.7% | $44,500 | |
Sage Home Loans Corporation
|
Conventional, FHA | 20 | 0.2% | 87.5% | $379,500 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, VA | 20 | 0.2% | 90.9% | $283,000 | |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional, Jumbo | 20 | 0.2% | 100% | $159,000 | View |
New Day Financial, LLC.
|
VA | 20 | 0.2% | 58.3% | $248,500 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 20 | 0.2% | 91.3% | $239,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 20 | 0.2% | 90.9% | $353,000 | |
Mainstreet Federal Credit Union
|
Conventional, HELOC | 18 +5 HELOCs |
0.2% | 77.4% | $198,888 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA | 18 | 0.2% | 94.7% | $191,666 | |
|
A+5.0 ★Texas Ratio: 5.97% |
Conventional, FHA, VA | 18 | 0.2% | 94.7% | $310,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 17 | 0.2% | 85% | $225,588 | View |
|
A5.0 ★Texas Ratio: 8.33% |
Conventional | 17 | 0.2% | 95.2% | $120,294 | View |
|
A+5.0 ★Texas Ratio: 1.41% |
Conventional, FHA | 17 | 0.2% | 85% | $233,235 | View |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 16 | 0.2% | 66.7% | $276,875 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 15 | 0.2% | 93.8% | $188,333 | |
PHH Mortgage Corporation
|
Conventional, FHA, VA | 15 | 0.2% | 76.2% | $283,000 | |
Provident Funding Associates
|
Conventional | 15 | 0.2% | 100% | $398,333 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 15 | 0.2% | 83.3% | $261,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 15 | 0.2% | 93.8% | $271,000 | View |
Lower, LLC
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
0.2% | 63.6% | $325,714 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 13 | 0.2% | 76.5% | $229,615 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, FHA, HELOC | 12 +8 HELOCs |
0.1% | 54.5% | $260,833 | View |
Royal United Mortgage LLC
|
Conventional, FHA, VA | 12 | 0.1% | 92.3% | $113,333 | |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA, HELOC | 11 +9 HELOCs |
0.1% | 73.3% | $217,727 | View |
|
A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 11 +1 HELOCs |
0.1% | 100% | $325,000 | View |
Synergy One Lending, Inc.
|
Conventional, FHA | 11 | 0.1% | 91.7% | $271,363 | |
Geneva Financial LLC
|
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
0.1% | 100% | $262,000 | |
Village Capital & Investment
|
FHA, VA | 10 | 0.1% | 82.4% | $372,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA, HELOC | 9 +4 HELOCs |
0.1% | 66.7% | $267,222 | View |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 9 | 0.1% | 100% | $371,666 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, VA | 9 | 0.1% | 100% | $246,111 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 9 | 0.1% | 90.9% | $269,444 | View |
Movement Mortgage, LLC
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
0.1% | 81.8% | $226,250 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, VA | 8 | 0.1% | 100% | $271,250 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 8 | 0.1% | 72.7% | $272,500 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 7 | 0.1% | 42.1% | $50,714 | View |
American Financial Network, Inc.
|
Conventional, FHA, VA | 7 | 0.1% | 100% | $196,428 | |
Top Flite Financial, Inc.
|
FHA | 7 | 0.1% | 77.8% | $150,714 | |
|
A5.0 ★Texas Ratio: 6.08% |
Conventional, HELOC | 6 +17 HELOCs |
0.1% | 85.7% | $241,666 | View |
|
A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, VA, HELOC | 6 +7 HELOCs |
0.1% | 100% | $218,333 | View |
Cornerstone First Mortgage, LLC
|
Conventional, Jumbo | 6 | 0.1% | 100% | $468,333 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, VA | 6 | 0.1% | 85.7% | $310,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, VA | 6 | 0.1% | 100% | $226,666 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 6 | 0.1% | 85.7% | $293,333 | View |
Mortgage Solutions of Colorado
|
FHA, VA | 6 | 0.1% | 88.9% | $348,333 | |
|
A4.5 ★Texas Ratio: 2.64% |
Conventional | 6 | 0.1% | 100% | $258,333 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 5 | 0.1% | 83.3% | $171,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 5 | 0.1% | 83.3% | $193,000 | View |
|
A+5.0 ★Texas Ratio: 5.45% |
Conventional | 5 | 0.1% | 100% | $399,000 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 5 | 0.1% | 100% | $269,000 | View |
SIRVA Mortgage, Inc.
|
Conventional | 5 | 0.1% | 100% | $399,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 5 | 0.1% | 100% | $307,000 | View |
Citadel Servicing Corporation
|
Conventional | 5 | 0.1% | 100% | $275,000 | |
Mutual Savings Association
|
Conventional | 5 | 0.1% | 100% | $327,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 5 | 0.1% | 71.4% | $709,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 5 | 0.1% | 100% | $451,000 | View |
|
A+5.0 ★Texas Ratio: 0.96% |
Conventional | 5 | 0.1% | 100% | $311,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +12 HELOCs |
0% | 57.1% | $97,500 | View |
Pentagon Federal Credit Union
|
Conventional, FHA, VA, HELOC | 4 +3 HELOCs |
0% | 40% | $422,500 | |
Farmers Insurance Federal Credit Union
|
Conventional, HELOC | 4 +2 HELOCs |
0% | 66.7% | $137,500 | |
Panorama Mortgage Group, LLC
|
Conventional, FHA | 4 | 0% | 100% | $212,500 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 4 | 0% | 50% | $162,500 | |
Dart Bank
|
Conventional, FHA | 4 | 0% | 100% | $332,500 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 4 | 0% | 100% | $1,105,000 | View |
Thompson Kane & Company, Inc
|
Conventional, FHA | 4 | 0% | 100% | $242,500 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 0% | 100% | $195,000 | |
Empeople Credit Union
|
Conventional, HELOC | 3 +2 HELOCs |
0% | 100% | $121,666 | |
Cadence Bank
|
Conventional, Jumbo | 3 | 0% | 100% | $825,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0% | 100% | $735,000 | View |
ALCOVA Mortgage, LLC
|
Conventional | 3 | 0% | 100% | $221,666 | |
TruHome Solutions, LLC
|
Conventional | 3 | 0% | 100% | $291,666 | |
Guidance Residential, LLC
|
Conventional | 3 | 0% | 100% | $258,333 | |
United Trust Bank
|
FHA, VA | 3 | 0% | 75% | $195,000 | |
Capital Concepts Inc
|
Conventional | 3 | 0% | 100% | $188,333 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 0% | 100% | $378,333 | View |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional | 3 | 0% | 100% | $235,000 | View |
Churchill Mortgage Corporation
|
Conventional, FHA | 3 | 0% | 80% | $225,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 3 | 0% | 100% | $171,666 | View |
Mission Loans, LLC
|
Conventional, VA | 3 | 0% | 100% | $245,000 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA | 3 | 0% | 100% | $401,666 | |
|
A4.9 ★Texas Ratio: 9.62% |
Conventional | 3 | 0% | 100% | $218,333 | View |
Red Diamond Home Loans, LLC
|
Conventional, FHA | 3 | 0% | 100% | $215,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0% | 100% | $828,333 | View |
|
A+5.0 ★Texas Ratio: 0.84% |
Conventional | 3 | 0% | 100% | $241,666 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 3 | 0% | 100% | $175,000 | |
|
A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 0% | 100% | $268,333 | View |
Southwest Funding LP
|
Conventional, VA | 3 | 0% | 100% | $278,333 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +2 HELOCs |
0% | 100% | $250,000 | View |
American Airlines Federal Cred
|
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $330,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0% | 66.7% | $300,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0% | 100% | $365,000 | View |
|
A5.0 ★Texas Ratio: 10.07% |
Conventional, VA | 2 | 0% | 100% | $440,000 | View |
Servion
|
Conventional | 2 | 0% | 100% | $175,000 | |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional | 2 | 0% | 100% | $450,000 | View |
Data Mortgage, Inc
|
FHA | 2 | 0% | 100% | $230,000 | |
Bayshore Mortgage Funding
|
Conventional, FHA | 2 | 0% | 66.7% | $80,000 | |
Builders Choice Mortgage LLC
|
Conventional, FHA | 2 | 0% | 100% | $200,000 | |
American Financing Corporation
|
Conventional, FHA | 2 | 0% | 38.5% | $325,000 | |
Pivot Financial Partners, Inc
|
Conventional | 2 | 0% | 100% | $185,000 | |
Bay Equity LLC
|
Conventional, FHA | 2 | 0% | 50% | $175,000 | |
Congressional Federal Credit Union
|
Conventional | 2 | 0% | 100% | $60,000 | |
American Internet Mortgage, Inc.
|
Conventional | 2 | 0% | 50% | $295,000 | |
|
A5.0 ★Texas Ratio: 6.93% |
Conventional | 2 | 0% | 100% | $390,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0% | 66.7% | $140,000 | |
Nasa Federal Credit Union
|
Conventional | 2 | 0% | 100% | $140,000 | |
Veridian Credit Union
|
Conventional | 2 | 0% | 100% | $330,000 | |
|
A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo | 2 | 0% | 66.7% | $1,035,000 | View |
|
A-4.9 ★Texas Ratio: 16.23% |
Conventional | 2 | 0% | 100% | $185,000 | View |
Uif Corporation
|
Conventional | 2 | 0% | 100% | $300,000 | |
Wings Financial Credit Union
|
Conventional | 2 | 0% | 100% | $220,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0% | 66.7% | $155,000 | View |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 0% | 66.7% | $280,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0% | 100% | $265,000 | View |
Texana Bank
|
Conventional, VA | 2 | 0% | 66.7% | $150,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, Jumbo | 2 | 0% | 100% | $660,000 | View |
|
A+5.0 ★Texas Ratio: 3.23% |
Conventional, Jumbo | 2 | 0% | 100% | $1,000,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA, VA | 2 | 0% | 100% | $420,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 2 | 0% | 100% | $175,000 | |
Kinecta Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $595,000 | |
Connexus Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $25,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0% | 100% | $465,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0% | 100% | $175,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.75% |
FHA | 1 | 0% | 100% | $225,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0% | 100% | $395,000 | |
Advantage Plus FCU
|
Conventional | 1 | 0% | 100% | $85,000 | |
|
B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0% | 100% | $335,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0% | 100% | $515,000 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0% | 100% | $635,000 | View |
|
A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0% | 100% | $575,000 | View |
MortgageOne, Inc
|
VA | 1 | 0% | 100% | $345,000 | |
Amerant Mortgage LLC
|
Conventional | 1 | 0% | 100% | $455,000 | |
Pilgrim Mortgage LLC
|
FHA | 1 | 0% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 0% | 100% | $145,000 | View |
|
A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0% | 100% | $175,000 | View |
|
A+5.0 ★Texas Ratio: 1.49% |
Conventional | 1 | 0% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 0.44% |
FHA | 1 | 0% | 100% | $255,000 | View |
General Mortgage Capital Corporation
|
Conventional | 1 | 0% | 100% | $135,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0% | 100% | $145,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 100% | $275,000 | View |
Redwood Residential Acquisition Corporation
|
Conventional, Jumbo | 1 | 0% | 100% | $1,495,000 | |
|
A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0% | 100% | $135,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0% | 100% | $465,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0% | 100% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0% | 100% | $225,000 | View |
Malvern Bank
|
Conventional | 1 | 0% | 100% | $105,000 | |
Midwest Mortgage Associates Corp
|
Conventional | 1 | 0% | 100% | $615,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0% | 100% | $385,000 | View |
|
A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 0% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 0% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 100% | $175,000 | View |
TTCU Federal Credit Union
|
Conventional | 1 | 0% | 100% | $135,000 | |
Frontier Bank
|
Conventional | 1 | 0% | 100% | $175,000 | |
Tennessee Valley Federal C U
|
Conventional | 1 | 0% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0% | 100% | $465,000 | View |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0% | 100% | $155,000 | |
Nfm, Inc
|
Conventional | 1 | 0% | 100% | $525,000 | |
Shoreham Bank
|
FHA | 1 | 0% | 100% | $5,000 | |
Transportation Federal Credit Union
|
Conventional | 1 | 0% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0% | 100% | $145,000 | View |
Community Banc Mortgage Corp
|
Conventional | 1 | 0% | 100% | $125,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0% | 100% | $465,000 | View |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0% | 100% | $305,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0% | 100% | $195,000 | View |
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.
Kansas City Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
30-Year Fixed MO Avg
7.406%
▲ 0.132 vs 7 days ago
15-Year Fixed MO Avg
6.683%
▲ 0.077 vs 7 days ago
Mortgage Lenders and Mortgage Brokers Near Me in Kansas City, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Kansas City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kansas City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kansas City, MO
Use these to narrow the list above. Each category shows how many Kansas City, MO lenders fit and what that kind of lender is usually best for.
Mortgage companies and brokers 118 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings
Banks 147 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade
Credit unions 35 lenders. Member owned, often lower fees and flexible underwriting for members
FHA lenders 130 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 98 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 42 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MO 54 lenders headquartered in Missouri, the closest thing to a mortgage lender near you
Who Lends in Kansas City, MO
Independent mortgage companies closed 58.7 percent of home loans in Kansas City, Missouri in 2025, banks 32.4 percent and credit unions 8.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Arvest Bank the largest bank and Public Safety Credit Union the largest credit union. Among lenders headquartered in Missouri, Nbkc Bank led with 138 loans.
58.7%
Mortgage companies
32.4%
Banks
8.9%
Credit unions
17%
FHA loans
8%
VA loans
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
All Missouri lenders 806 lenders
Springfield 215 lendersSt. Louis 244 lendersO'Fallon 190 lendersColumbia 199 lendersIndependence 188 lendersLee's Summit 206 lendersSt. Peters 174 lendersSt. Charles 182 lendersWentzville 169 lendersSt. Joseph 127 lendersBlue Springs 178 lendersFlorissant 143 lenders
Frequently Asked Questions About Mortgage Lenders in Kansas City, MO
Who is the largest mortgage lender in Kansas City, MO?
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Kansas City, Missouri with 176 loans, about 2.1 percent of the market. The largest lender headquartered in Missouri was Nbkc Bank with 138 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Which mortgage lenders in Kansas City, MO have the highest approval rates?
Among lenders with meaningful volume in Kansas City, Missouri, First State Bank of St Charles approved the highest share of completed applications in 2025 at 100 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Which Kansas City, MO mortgage lenders offer FHA, VA and USDA loans?
130 lenders closed FHA loans in Kansas City, Missouri in 2025, led by Fairway Independent Mort Corp with 108. 98 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Are credit unions and local banks included in this Kansas City, MO lender list?
Yes. 147 banks and 35 credit unions closed home loans in Kansas City, Missouri in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
How are mortgage lenders in Kansas City, MO ranked on this page?
Lenders are ranked only by the number of home loans they closed in Kansas City, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kansas City, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kansas City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
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