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Mortgage Lenders and Brokers in Kentwood, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kentwood, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association6210 Kalamazoo Ave Se, Kentwood, MI 49508A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank6225 Kalamazoo Ave Se, Kentwood, MI 49508A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4375 Breton Rd Se, Kentwood, MI 49512A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.6616 Crossings Dr Se, Kentwood, MI 49508A+5.0 ★Texas Ratio: 4.24%, Community West Credit UnionCommunity West Credit Union5801 Broadmoor Ave SE, Kentwood, MI 49512A+5.0 ★Texas Ratio: 2.21%, First National Bank of AmericaFirst National Bank of America241 E Saginaw St, East Lansing, MI 48823B-4.3 ★Texas Ratio: 23.12%, Lake Michigan Credit UnionLake Michigan Credit Union6206 Kalamazoo Ave SE, Kentwood, MI 49508, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, and Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kentwood, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kentwood are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kentwood, Michigan

Market share is the lender's share of all home loans closed in Kentwood, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fifth Third Bank, National Association 1 office in Kentwood 6210 Kalamazoo Ave Se, Kentwood, MI 49508 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	35 +54 HELOCs	4.3%	67.9%	$195,285	View
Huntington National Bank 1 office in Kentwood 6225 Kalamazoo Ave Se, Kentwood, MI 49508 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	20 +41 HELOCs	2.4%	72.4%	$235,000	View
JPMorgan Chase Bank, NA 1 office in Kentwood 4375 Breton Rd Se, Kentwood, MI 49512 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	9 +1 HELOCs	1.1%	75%	$221,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Kentwood 6616 Crossings Dr Se, Kentwood, MI 49508 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +11 HELOCs	0.5%	80%	$337,500	View
Community West Credit Union 5801 Broadmoor Ave SE, Kentwood, MI 49512 A+5.0 ★Texas Ratio: 2.21%	Conventional, HELOC	4 +2 HELOCs	0.5%	100%	$135,000	View
First National Bank of America 1 office in Kentwood 241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$190,000	View
Lake Michigan Credit Union 6206 Kalamazoo Ave SE, Kentwood, MI 49508	Conventional, FHA, VA, Jumbo, HELOC	159 +103 HELOCs	19.3%	93.1%	$252,421
Dart Bank 2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59%	Conventional, FHA	24	2.9%	92.6%	$321,666	View
Consumers Credit Union 6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56%	Conventional, HELOC	22 +20 HELOCs	2.7%	84.6%	$274,545	View
Mercantile Bank 230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63%	Conventional, FHA, Jumbo, HELOC	20 +3 HELOCs	2.4%	80%	$338,500	View
Old National Bank 1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	17 +3 HELOCs	2.1%	100%	$237,941	View
Northpointe Bank 3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	8	1%	80%	$322,500	View
ChoiceOne Bank 5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45%	Conventional	8	1%	88.9%	$246,250	View
DFCU Financial 2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	7 +7 HELOCs	0.9%	100%	$296,428	View
Independent Bank 1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	6 +4 HELOCs	0.7%	100%	$225,000	View
Adventure Credit Union 14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	5 +8 HELOCs	0.6%	100%	$99,000	View
Flagstar Bank NA 3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	4 +1 HELOCs	0.5%	15.4%	$240,000	View
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	100%	$195,000	View
Michigan First Credit Union 20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92%	Conventional, HELOC	3 +2 HELOCs	0.4%	60%	$98,333	View
United Federal Credit Union 1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$255,000	View
North Central Area Credit Union 3140 Ivanrest AVE SW, Grandville, MI 49418 A+5.0 ★Texas Ratio: 5.83%	Conventional	3	0.4%	100%	$195,000	View
United Bank of Michigan 8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48%	Conventional	3	0.4%	75%	$305,000	View
Bank of America NA 395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$185,000	View
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$300,000	View
Ignite Credit Union 200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48%	Conventional	2	0.2%	100%	$50,000	View
Members First Credit Union 650 W 5th St, Clare, MI 48617 A+5.0 ★Texas Ratio: 4.54%	Conventional	2	0.2%	100%	$240,000	View
AAC Credit Union 904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81%	Conventional	2	0.2%	100%	$130,000	View
Wmcu 825 Division St, Big Rapids, MI 49307 2229	Conventional	2	0.2%	66.7%	$130,000
Macatawa Bank, N.A. 6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50%	Conventional	2	0.2%	50%	$125,000	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional	2	0.2%	100%	$220,000	View
Comerica Bank 5135 Kalamazoo Ave Se, Kentwood, MI 49508 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$275,000	View
Arbor Financial Credit Union 7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$25,000	View
River Valley Credit Union 7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94%	Conventional	1	0.1%	100%	$35,000	View
Honor Credit Union 1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0.1%	50%	$105,000	View
Union Bank 523 Ada Dr Se, Ada, MI 49301 A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$365,000	View
Credit Union One 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	100%	$35,000	View
Pfcu 6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00%	Conventional	1	0.1%	100%	$65,000	View
Grand River Bank 50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88%	Conventional	1	0.1%	100%	$215,000	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional	1	0.1%	100%	$305,000
Towne Mortgage Company 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	66.7%	$205,000	View
First Merchants Bank 3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.1%	100%	$275,000	View
Horizon Bank 144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40%	Conventional	1	0.1%	50%	$325,000	View
Citizens Bank, NA 4660 Kalamazoo Ave Se, Kentwood, MI 49508 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Advia Credit Union 2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38%	HELOC	0 +3 HELOCs	0%	n/a		View
Best Financial Credit Union 1888 E Sherman Blvd, Muskegon, MI 49444 1822 A5.0 ★Texas Ratio: 8.29%	HELOC	0 +1 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	67 +1 HELOCs	8.2%	77.9%	$287,089
Rocket Mortgage	Conventional, FHA, VA	53	6.4%	77%	$205,754
Northern Mortgage Services, LLC	Conventional, FHA	13	1.6%	100%	$254,230
Mortgage 1 Incorporated	Conventional, FHA	9	1.1%	100%	$291,666
Top Flite Financial, Inc.	Conventional, FHA	9	1.1%	100%	$262,777
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	4	0.5%	100%	$292,500
Success Mortgage Partners, Inc	Conventional, FHA, VA	4	0.5%	80%	$307,500
Msu Federal Credit Union	Conventional, HELOC	3 +5 HELOCs	0.4%	80%	$181,666
Michigan Mutual, Inc	Conventional	3	0.4%	60%	$148,333
VanDyk Mortgage Corporation	Conventional, FHA	3	0.4%	100%	$298,333
Staunton Financial Inc	Conventional, FHA	2	0.2%	100%	$300,000
MMS Mortgage Services, Ltd.	Conventional	1	0.1%	100%	$225,000
BLG Holdings, LLC	Conventional	1	0.1%	100%	$295,000
Triad Financial Services, Inc.	Conventional	26	3.2%	39.7%	$83,846
Churchill Mortgage Corporation	Conventional, FHA	24	2.9%	100%	$318,750
Nationstar Mortgage	Conventional, FHA	16	1.9%	89.5%	$160,000
Union Home Mortgage Corp.	Conventional, FHA, HELOC	13 +3 HELOCs	1.6%	92.9%	$229,615
Freedom Mortgage Corporation	Conventional, FHA, VA	9	1.1%	81.2%	$292,777
Pennymac Loan Services LLC	Conventional, FHA, VA	9	1.1%	90%	$251,666
Newrez LLC	Conventional, FHA, VA	8	1%	53.3%	$301,250
CrossCountry Mortgage, LLC	Conventional, FHA, VA	8	1%	100%	$383,750
Ark-La-Tex Financial Services LLC	Conventional	8	1%	100%	$296,250
Guild Mortgage Company	Conventional, FHA	7	0.9%	100%	$329,285
American Pacific Mortgage Corporation	Conventional, FHA	6	0.7%	75%	$258,333
Mortgage Research Center	VA	6	0.7%	50%	$366,666
Navy Federal Credit Union	Conventional, VA, HELOC	5 +3 HELOCs	0.6%	83.3%	$201,000
Spring Eq, LLC	Conventional, HELOC	4 +2 HELOCs	0.5%	80%	$82,500
Canopy Mortgage, LLC	Conventional	4	0.5%	100%	$292,500
loanDepot.com LLC	Conventional, FHA	4	0.5%	80%	$182,500
Fairway Independent Mort Corp	Conventional, FHA	4	0.5%	100%	$272,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.5%	100%	$187,500	View
Planet Home Lending, LLC	Conventional, FHA	3	0.4%	100%	$265,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.4%	100%	$361,666	View
Zillow Home Loans, LLC	Conventional, FHA	3	0.4%	100%	$205,000
The Loan Store, Inc	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$230,000
New American Funding, LLC.	Conventional, VA, HELOC	2 +1 HELOCs	0.2%	33.3%	$270,000
Ruoff Mortgage Company	Conventional	2	0.2%	100%	$185,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$355,000
American Financial Resources LLC	Conventional	2	0.2%	100%	$260,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	33.3%	$135,000
Farmers Insurance Federal Credit Union	Conventional	2	0.2%	100%	$145,000
Envoy Mortgage, Ltd	FHA	2	0.2%	100%	$335,000
Equity Prime Mortgage LLC	FHA	2	0.2%	100%	$295,000
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$255,000
Amerisave Mortgage Company	Conventional, VA	2	0.2%	28.6%	$230,000
American Financial Network, Inc.	Conventional, FHA	2	0.2%	100%	$240,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.2%	100%	$330,000
New Day Financial, LLC.	VA	2	0.2%	66.7%	$335,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	40%	$245,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$215,000
Lower, LLC	Conventional, FHA	2	0.2%	66.7%	$270,000
Alliant Credit Union	Conventional	1	0.1%	100%	$435,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$395,000	View
Guaranteed Rate, Inc.	FHA	1	0.1%	100%	$345,000
Royal United Mortgage LLC	FHA	1	0.1%	100%	$135,000
Primelending	Conventional	1	0.1%	100%	$295,000
Jet Direct Funding Corp.	Conventional	1	0.1%	100%	$435,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$225,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$265,000
Gvc Mortgage, Inc.	Conventional	1	0.1%	100%	$245,000
Nbkc Bank	Conventional	1	0.1%	100%	$375,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$425,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$245,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$285,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	VA	1	0.1%	100%	$405,000	View
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$205,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$285,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$335,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$435,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$175,000
Discover Bank	Conventional	1	0.1%	14.3%	$45,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$265,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$235,000
American Financing Corporation	FHA	1	0.1%	100%	$225,000
ClearPath Lending	VA	1	0.1%	100%	$335,000
Nfm, Inc	Conventional	1	0.1%	100%	$165,000
Mortgage300 Corporation	Conventional	1	0.1%	100%	$275,000
Credence Funding Corporation	VA	1	0.1%	100%	$205,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$275,000
T2 Financial LLC	FHA	1	0.1%	50%	$315,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$375,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$315,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$175,000
Southstate Bank, National Association ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27%	FHA	1	0.1%	100%	$475,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	16.7%	$75,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$395,000	View
21St Mortgage	Conventional	1	0.1%	16.7%	$55,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	50%	$165,000	View
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$285,000
Leaderone Financial Corp.	FHA	1	0.1%	100%	$285,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$335,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$155,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	HELOC	0 +1 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	100%
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Kentwood Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kentwood, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Kentwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kentwood in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kentwood, MI

Use these to narrow the list above. Each category shows how many Kentwood, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 85 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 44 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 22 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MI 47 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Kentwood, MI

Independent mortgage companies closed 48.4 percent of home loans in Kentwood, Michigan in 2025, banks 23.4 percent and credit unions 28.2 percent. Member First Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Community West Credit Union the largest credit union. Among lenders headquartered in Michigan, Community West Credit Union led with 4 loans.

48.4%

Mortgage companies

23.4%

Banks

28.2%

Credit unions

15%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Detroit 207 lenders Grand Rapids 201 lenders Warren 178 lenders Lansing 167 lenders Sterling Heights 175 lenders Livonia 179 lenders St. Clair Shores 138 lenders Westland 144 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders

Frequently Asked Questions About Mortgage Lenders in Kentwood, MI

Who is the largest mortgage lender in Kentwood, MI?

By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Kentwood, Michigan with 35 loans, about 4.3 percent of the market. The largest lender headquartered in Michigan was Community West Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kentwood, MI have the highest approval rates?

Among lenders with meaningful volume in Kentwood, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 93.1 percent, against a 76.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kentwood, MI mortgage lenders offer FHA, VA and USDA loans?

44 lenders closed FHA loans in Kentwood, Michigan in 2025, led by United Wholesale Mortgage with 23. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kentwood, MI lender list?

Yes. 37 banks and 26 credit unions closed home loans in Kentwood, Michigan in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kentwood, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kentwood, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kentwood, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kentwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.